46324 ZIP Code — Hammond, IN

Lake County, Indiana

ZIP code 46324 is located in Hammond, Indiana, within Lake County. It covers approximately 4.36 square miles and serves a population of 21,703 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 219.

About ZIP code 46324

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $132,800. Owner-occupancy sits near the national average at 69%.

Median household income is $58,158. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 46324 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

21,703

population

4.36

sq mi land

Standard

ZIP type

Central (CT)

timezone

46324 ZIP code map

Cities in ZIP code 46324

Below are the cities the US Postal Service accepts for ZIP code 46324. Using any city not on this list may result in mail delivery delays.

City	Status
Hammond	Acceptable
Hammond	Preferred

Nearby ZIP codes

46323 Hammond (2.1 mi) 46321 Munster (2.4 mi) 60438 Lansing (3.2 mi) 46322 Highland (3.3 mi) 60409 Calumet City (3.5 mi) 46327 Hammond (3.8 mi) 46320 Hammond (4.6 mi) 46406 Gary (4.9 mi) 46312 East Chicago (5.1 mi) 60473 South Holland (5.4 mi) 60476 Thornton (5.7 mi) 46319 Griffith (5.8 mi)

Demographics updated 05/2026

Population
Total population	21,703
Population density	4,978 / sq mi
State FIPS	18
County FIPS	089

Geography
Land area	4.36 sq mi
Water area	0.01 sq mi
Latitude	41.5846
Longitude	-87.4961
Timezone	Central (CT)
Area code	219

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.6%	43.6%	42.9%
$50k – $100k	32.9%	31.1%	32.7%
$100k – $200k	14.8%	21.2%	19.8%
Over $200k	1.6%	4.1%	4.5%

Demographics & statistics

21,703

Population

4,978

People per sq mi

37.8

Median age

$58,158

Median household income

$28,440

Per capita income

$132,800

Median home value

$1,061

Median monthly rent

68.9%

Home ownership

13.5%

Poverty rate

5.2%

Unemployment

6,677

Housing units

16.5%

Bachelor's or higher

Age distribution

Male Female

539

Under 5

564

637

5–9

665

818

10–14

854

807

15–19

844

626

20–24

655

1,430

25–34

1,495

1,645

35–44

1,718

1,312

45–54

1,371

663

55–59

692

867

60–64

906

836

65–74

873

259

75–84

271

174

85+

182

← Male

Female →

Age summary

Group	Count	%
Under 18	4,991	23.0%
18 and over	16,712	77.0%
65 and over	2,595	12.0%
Median age	37.8 years

Race & ethnicity

White 38.6%

Hispanic or Latino 19.7%

Black or African American 17.7%

Other race 14.7%

Two or more races 7.5%

Asian 1%

American Indian / Alaska Native 0.8%

Group	Count	%
White	10,420	38.6%
Hispanic or Latino	5,322	19.7%
Black or African American	4,795	17.7%
Other race	3,965	14.7%
Two or more races	2,032	7.5%
Asian	264	1%
American Indian / Alaska Native	222	0.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.6%	43.6%	42.9%
$50k – $100k	32.9%	31.1%	32.7%
$100k – $200k	14.8%	21.2%	19.8%
Over $200k	1.6%	4.1%	4.5%

Under $10k 6.8%

$10k–$15k 2.7%

$15k–$25k 7.4%

$25k–$35k 9.0%

$35k–$50k 16.1%

$50k–$75k 20.6%

$75k–$100k 15.0%

$100k–$150k 15.4%

$150k–$200k 4.2%

$200k+ 2.8%

Range	% of households
Under $10k	6.8%
$10k–$15k	2.7%
$15k–$25k	7.4%
$25k–$35k	9.0%
$35k–$50k	16.1%
$50k–$75k	20.6%
$75k–$100k	15.0%
$100k–$150k	15.4%
$150k–$200k	4.2%
$200k+	2.8%
Median income	$58,158

Housing

Home values

Under $50k 3.1%

$50k–$100k 21.3%

$100k–$150k 38.3%

$150k–$200k 16.2%

$200k–$300k 17.9%

$300k–$500k 2.7%

$500k–$1M 0.3%

$1M+ 0.1%

Housing overview

Metric	Value
Median home value	$132,800
Median rent / month	$1,061
Owner occupied	68.9%
Renter occupied	31.1%
Vacant	7.4%
Single-family detached	84.6%
Large apartment buildings	1.9%
Mobile homes	0.3%
Median rooms	5.5
Avg household size (owned)	2.48

Year built

Era	%
2020 or later	0.0%
2010–2019	1.8%
2000–2009	1.3%
1990–1999	2.2%
1980–1989	2.8%
1970–1979	5.1%
1960–1969	7.0%
1950–1959	33.8%
1940–1949	17.6%
1939 or earlier	28.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	9.2%
2 bedrooms	30.4%
3 bedrooms	45.3%
4 bedrooms	12.3%
5+ bedrooms	2.0%

Vehicles per household

Vehicles	% of households
No vehicle	7.2%
1 vehicle	37.4%
2 vehicles	36.0%
3 or more	19.3%

Heating fuel

Fuel type	%
Utility gas	87.8%
Electricity	10.0%
Propane / LP gas	1.5%
Fuel oil	0.1%
Wood	0.1%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	3,324	38.3%
Cohabiting couple	654	7.5%
Male householder, no spouse	1,851	21.3%
Female householder, no spouse	2,848	32.8%
Households with children under 18	2,462	28.4%
Households with seniors (65+)	2,057	23.7%
Average household size	2.50

Marital status

Status	Male	Female
Never married	43.5%	39.3%
Married	41.8%	38.2%
Separated	3.7%	1.4%
Widowed	3.7%	9.1%
Divorced	7.4%	12.0%

Education

Less than 9th grade 5.0%

Some HS, no diploma 9.2%

HS graduate 37.8%

Some college, no degree 23.8%

Associate's degree 7.8%

Bachelor's degree 10.7%

Graduate / professional 5.7%

Metric	%
HS diploma or higher	85.9%
Bachelor's or higher	16.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	176	3.1%
Kindergarten	211	3.7%
Elementary school	2,470	43.1%
High school	1,477	25.8%
College / grad school	1,393	24.3%

Employment

Industry of employment

Education & healthcare 22.0%

Manufacturing 14.3%

Professional & management 13.3%

Retail trade 13.1%

Arts, food & hospitality 9.0%

Transportation & utilities 8.7%

Construction 6.5%

Other services 4.8%

Public administration 3.7%

Finance & real estate 2.4%

Information 1.3%

Wholesale trade 0.9%

Occupation

Category	%
Management, business & arts	30.1%
Service	15.8%
Sales & office	19.0%
Natural resources & construction	9.4%
Production & transportation	25.6%

Employment type

Type	%
Private sector	85.5%
Government	11.4%
Self-employed	2.3%
Unpaid family workers	0.8%

Commute

Method	%
Drive alone	76.5%
Carpool	13.4%
Public transit	4.2%
Walk	1.0%
Work from home	3.5%
Other means	1.4%
Avg commute (minutes)	24.4

Poverty

All people 13.5%

Under 18 years 19.7%

18 and over 11.7%

Married-couple families 4.4%

Female-led households 18.1%

Income support

Source	% of households
Social Security	31.2%
Retirement income	25.9%
Supplemental Security	4.3%
Cash public assistance	3.0%
Food stamps / SNAP	12.0%

Health indicators

Condition	%
Obesity	41.5%
High blood pressure	33.4%
High cholesterol	29.3%
Diabetes	13.0%
Heart disease	6.6%
Stroke	3.3%
Asthma	10.6%
Arthritis	26.3%
Kidney disease	3.1%
Pulmonary disease	8.1%
Cancer	5.5%

Behavior / access	%
Smoking	22.7%
Binge drinking	16.2%
No physical activity	32.4%
Less than 7 hrs sleep	36.9%
Depression	20.7%
Fair or poor health	20.7%
Poor mental health	16.5%
Poor physical health	12.7%
No health insurance	21.0%
Visited doctor (checkup)	74.9%
Visited dentist	53.8%
Cholesterol screening	87.5%
Teeth loss	19.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	866	5.2%

Disability	%
Any disability	14.6%
Under 18	8.5%
18–64 years	11.9%
65 and over	40.9%

Health insurance coverage

Type	%
Private insurance	63.2%
Public insurance	37.2%
No insurance	9.7%
Uninsured under 19	7.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	20,600	94.9%
Spanish	1,280	6.2%
Other Indo-European	1,247	6.1%
Asian & Pacific Islander	25	0.1%
Other languages	8	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	19,730	90.9%
Born in same state	19,330	89.1%
Born in different state	10,495	48.4%
Foreign born	400	1.8%
Naturalized citizen	1,973	9.1%
Not a US citizen	1,005	50.9%

Ancestry

Ancestry	Count	%
Italian	2,147	9.9%
French	899	4.1%
Arab	348	1.6%
English	162	0.7%

Ancestry	Count	%
Irish	109	0.5%
Polish	108	0.5%
Norwegian	65	0.3%
German	9	0%

Technology access

Metric	% of households
Computer access	40.0%
Internet access	89.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 46324

What city is ZIP code 46324 in?

ZIP code 46324 is primarily assigned to Hammond, Indiana.

What county is ZIP code 46324 in?

ZIP code 46324 falls within Lake County, Indiana.

What is the typical home value in ZIP code 46324?

The median home value in ZIP code 46324 is $132,800.

What is the population of ZIP code 46324?

ZIP code 46324 has an estimated population of 21,703 residents, with a density of 4,978 people per square mile.

What is the median household income in ZIP code 46324?

The median household income in ZIP code 46324 is $58,158, below the national median of ~$75,000.

What timezone is ZIP code 46324 in?

ZIP code 46324 observes the CST timezone.