56646 ZIP Code — Gully, MN

Polk County, Minnesota

ZIP code 56646 is located in Gully, Minnesota, within Polk County. It covers approximately 75.52 square miles and serves a population of 328 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 218.

About ZIP code 56646

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $175,000. Owner-occupancy is high at 81%, well above the national average.

Median household income is $41,750. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 34 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 56646 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

328

population

75.52

sq mi land

Standard

ZIP type

Central (CT)

timezone

56646 ZIP code map

Cities in ZIP code 56646

Below are the cities the US Postal Service accepts for ZIP code 56646. Using any city not on this list may result in mail delivery delays.

City	Status
Gully	Acceptable
Gully	Preferred

Nearby ZIP codes

56644 Gonvick (9.7 mi) 56742 Oklee (10.5 mi) 56748 Plummer (13.9 mi) 56634 Clearbrook (14.4 mi) 56556 Mcintosh (14.5 mi) 56542 Fosston (15.8 mi) 56725 Goodridge (17.5 mi) 56715 Brooks (18 mi) 56651 Lengby (18.1 mi) 56535 Erskine (19.5 mi)

Demographics updated 05/2026

Population
Total population	328
Population density	4 / sq mi
State FIPS	27
County FIPS	119

Geography
Land area	75.52 sq mi
Water area	1.14 sq mi
Latitude	47.8045
Longitude	-95.6443
Timezone	Central (CT)
Area code	218

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.6%	44.0%	33.6%
$50k – $100k	40.5%	31.7%	31.5%
$100k – $200k	24.9%	20.9%	26.5%
Over $200k	0.0%	3.3%	8.5%

Demographics & statistics

328

Population

People per sq mi

37.5

Median age

$41,750

Median household income

$26,181

Per capita income

$175,000

Median home value

$990

Median monthly rent

81.1%

Home ownership

11.6%

Poverty rate

3.9%

Unemployment

159

Housing units

15.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	91	27.7%
18 and over	237	72.3%
65 and over	67	20.4%
Median age	37.5 years

Race & ethnicity

White 91.8%

Black or African American 4%

Two or more races 4%

Asian 0.3%

Group	Count	%
White	301	91.8%
Black or African American	13	4%
Two or more races	13	4%
Asian	1	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.6%	44.0%	33.6%
$50k – $100k	40.5%	31.7%	31.5%
$100k – $200k	24.9%	20.9%	26.5%
Over $200k	0.0%	3.3%	8.5%

Under $10k 6.3%

$10k–$15k 4.2%

$15k–$25k 9.8%

$25k–$35k 8.4%

$35k–$50k 29.4%

$50k–$75k 7.7%

$75k–$100k 15.4%

$100k–$150k 16.1%

$150k–$200k 0.7%

$200k+ 2.1%

Range	% of households
Under $10k	6.3%
$10k–$15k	4.2%
$15k–$25k	9.8%
$25k–$35k	8.4%
$35k–$50k	29.4%
$50k–$75k	7.7%
$75k–$100k	15.4%
$100k–$150k	16.1%
$150k–$200k	0.7%
$200k+	2.1%
Median income	$41,750

Housing

Home values

Under $50k 11.2%

$50k–$100k 12.9%

$100k–$150k 12.9%

$150k–$200k 18.1%

$200k–$300k 33.6%

$300k–$500k 10.3%

$500k–$1M 0.9%

Housing overview

Metric	Value
Median home value	$175,000
Median rent / month	$990
Owner occupied	81.1%
Renter occupied	18.9%
Vacant	23.1%
Single-family detached	80.1%
Large apartment buildings	0.0%
Mobile homes	16.7%
Median rooms	6.6
Avg household size (owned)	2.45

Year built

Era	%
2020 or later	0.0%
2010–2019	3.8%
2000–2009	8.1%
1990–1999	6.5%
1980–1989	4.3%
1970–1979	15.6%
1960–1969	6.5%
1950–1959	6.5%
1940–1949	2.7%
1939 or earlier	46.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.8%
2 bedrooms	31.7%
3 bedrooms	38.2%
4 bedrooms	17.2%
5+ bedrooms	9.1%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	36.4%
2 vehicles	22.4%
3 or more	41.3%

Heating fuel

Fuel type	%
Utility gas	2.8%
Electricity	14.0%
Propane / LP gas	53.8%
Fuel oil	16.8%
Wood	12.6%

Households & families

Household type	Count	%
Married-couple family	59	41.3%
Cohabiting couple	8	5.6%
Male householder, no spouse	36	25.2%
Female householder, no spouse	40	28.0%
Households with children under 18	41	28.7%
Households with seniors (65+)	46	32.2%
Average household size	2.29

Marital status

Status	Male	Female
Never married	31.3%	34.3%
Married	53.9%	42.1%
Separated	8.7%	1.4%
Widowed	0.9%	17.1%
Divorced	5.2%	5.0%

Education

Less than 9th grade 2.8%

Some HS, no diploma 9.0%

HS graduate 36.5%

Some college, no degree 27.5%

Associate's degree 9.0%

Bachelor's degree 10.4%

Graduate / professional 4.7%

Metric	%
HS diploma or higher	88.2%
Bachelor's or higher	15.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	6	8.3%
Kindergarten	4	5.6%
Elementary school	32	44.4%
High school	20	27.8%
College / grad school	10	13.9%

Employment

Industry of employment

Education & healthcare 24.8%

Construction 15.4%

Manufacturing 14.1%

Arts, food & hospitality 12.8%

Finance & real estate 10.7%

Agriculture & mining 6.0%

Transportation & utilities 4.7%

Public administration 4.0%

Wholesale trade 2.7%

Retail trade 2.7%

Professional & management 1.3%

Other services 0.7%

Occupation

Category	%
Management, business & arts	33.6%
Service	16.8%
Sales & office	16.1%
Natural resources & construction	16.8%
Production & transportation	16.8%

Employment type

Type	%
Private sector	71.1%
Government	13.4%
Self-employed	15.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	88.5%
Carpool	10.8%
Public transit	0.0%
Walk	0.7%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	34.4

Poverty

All people 11.6%

Under 18 years 20.9%

18 and over 8.0%

Married-couple families 1.7%

Female-led households 14.3%

Income support

Source	% of households
Social Security	33.6%
Retirement income	20.3%
Supplemental Security	1.4%
Cash public assistance	2.1%
Food stamps / SNAP	2.1%

Health indicators

Condition	%
Obesity	39.0%
High blood pressure	35.3%
High cholesterol	32.5%
Diabetes	11.6%
Heart disease	8.1%
Stroke	3.7%
Asthma	8.9%
Arthritis	27.7%
Kidney disease	3.4%
Pulmonary disease	7.1%
Cancer	8.1%

Behavior / access	%
Smoking	19.9%
Binge drinking	18.0%
No physical activity	24.2%
Less than 7 hrs sleep	30.3%
Depression	21.5%
Fair or poor health	14.2%
Poor mental health	12.8%
Poor physical health	11.1%
No health insurance	10.6%
Visited doctor (checkup)	73.8%
Visited dentist	65.8%
Cholesterol screening	90.8%
Teeth loss	12.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	17	7.2%

Disability	%
Any disability	7.9%
Under 18	4.4%
18–64 years	1.2%
65 and over	29.9%

Health insurance coverage

Type	%
Private insurance	74.7%
Public insurance	36.0%
No insurance	3.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	301	91.8%
Spanish	1	0.3%
Other Indo-European	0	0.0%
Asian & Pacific Islander	1	0.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	326	99.4%
Born in same state	326	99.4%
Born in different state	284	86.6%
Foreign born	0	0.0%
Naturalized citizen	2	0.6%
Not a US citizen	2	100.0%

Ancestry

Ancestry	Count	%
Polish	161	49.1%
Italian	20	6.1%
English	5	1.5%

Ancestry	Count	%
German	2	0.6%
Arab	2	0.6%
French	1	0.3%

Technology access

Metric	% of households
Computer access	43.6%
Internet access	88.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 56646

What city is ZIP code 56646 in?

ZIP code 56646 is primarily assigned to Gully, Minnesota.

What county is ZIP code 56646 in?

ZIP code 56646 falls within Polk County, Minnesota.

Is ZIP code 56646 mostly owner-occupied?

81% of occupied units in ZIP code 56646 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 56646?

The median home value in ZIP code 56646 is $175,000.

What is the median household income in ZIP code 56646?

The median household income in ZIP code 56646 is $41,750, below the national median of ~$75,000.

What is the population of ZIP code 56646?

ZIP code 56646 has an estimated population of 328 residents, with a density of 4 people per square mile.

What timezone is ZIP code 56646 in?

ZIP code 56646 observes the CST timezone.