00965 ZIP Code — Guaynabo, PR

Guaynabo County, Puerto Rico

ZIP code 00965 is located in Guaynabo, Puerto Rico, within Guaynabo County. It covers approximately 0.91 square miles and serves a population of 5,148 residents. This is a standard ZIP code in the Atlantic (AT) — no DST timezone, served by area code 787.

About ZIP code 00965

The housing stock consists of a mix of housing types. Most homes were built in the 1960s, giving the area an established character. Median home value is $96,400. Owner-occupancy sits near the national average at 62%.

Median household income is $15,872. Poverty affects 58% of residents, above the national average. SNAP benefit usage at 54% of households reflects economic stress in the area. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. The average commute of 25 minutes is near the national average.

Overall, ZIP code 00965 reflects a community defined by economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

5,148

population

0.91

sq mi land

Standard

ZIP type

Atlantic (AT) — no DST

timezone

00965 ZIP code map

Cities in ZIP code 00965

Below are the cities the US Postal Service accepts for ZIP code 00965. Using any city not on this list may result in mail delivery delays.

City	Status
Guaynabo	Preferred
Guaynabo	Acceptable

Nearby ZIP codes

00968 Guaynabo (1.3 mi) 00920 San Juan (2.2 mi) 00966 Guaynabo (2.2 mi) 00901 San Juan (2.6 mi) 00907 San Juan (2.7 mi) 00975 San Juan (2.8 mi) 00939 San Juan (2.8 mi) 00935 San Juan (2.8 mi) 00921 San Juan (3.4 mi) 00918 San Juan (3.5 mi) 00909 San Juan (3.6 mi) 00952 Sabana Seca (4 mi)

Demographics updated 06/2026

Population
Total population	5,148
Population density	5,657 / sq mi
State FIPS	72
County FIPS	061

Geography
Land area	0.91 sq mi
Water area	0.13 sq mi
Latitude	18.4300
Longitude	-66.1199
Timezone	Atlantic (AT) — no DST
Area code	787

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	92.9%	61.3%	80.8%
$50k – $100k	5.0%	21.6%	14.5%
$100k – $200k	2.1%	11.8%	3.8%
Over $200k	0.0%	5.3%	1.0%

Demographics & statistics

5,148

Population

5,657

People per sq mi

45.4

Median age

$15,872

Median household income

$10,674

Per capita income

$96,400

Median home value

$524

Median monthly rent

61.5%

Home ownership

57.7%

Poverty rate

15.5%

Unemployment

1,892

Housing units

0.0%

Bachelor's or higher

Age distribution

Male Female

105

Under 5

122

117

5–9

136

10–14

140

15–19

164

132

20–24

154

354

25–34

415

249

35–44

291

288

45–54

337

140

55–59

163

175

60–64

205

277

65–74

323

254

75–84

297

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	823	16.0%
18 and over	4,325	84.0%
65 and over	1,317	25.6%
Median age	45.4 years

Race & ethnicity

Hispanic or Latino 33.2%

Two or more races 25.3%

White 22.8%

Black or African American 9.3%

Other race 9%

Asian 0.4%

American Indian / Alaska Native 0.1%

Group	Count	%
Hispanic or Latino	2,560	33.2%
Two or more races	1,951	25.3%
White	1,754	22.8%
Black or African American	717	9.3%
Other race	691	9%
Asian	30	0.4%
American Indian / Alaska Native	5	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	92.9%	61.3%	80.8%
$50k – $100k	5.0%	21.6%	14.5%
$100k – $200k	2.1%	11.8%	3.8%
Over $200k	0.0%	5.3%	1.0%

Under $10k 37.5%

$10k–$15k 10.3%

$15k–$25k 18.1%

$25k–$35k 11.9%

$35k–$50k 11.6%

$50k–$75k 6.4%

$75k–$100k 0.6%

$100k–$150k 2.4%

$150k–$200k 1.0%

Range	% of households
Under $10k	37.5%
$10k–$15k	10.3%
$15k–$25k	18.1%
$25k–$35k	11.9%
$35k–$50k	11.6%
$50k–$75k	6.4%
$75k–$100k	0.6%
$100k–$150k	2.4%
$150k–$200k	1.0%
Median income	$15,872

Housing

Home values

Under $50k 9.5%

$50k–$100k 45.8%

$100k–$150k 27.2%

$150k–$200k 9.9%

$200k–$300k 6.3%

$300k–$500k 1.3%

Housing overview

Metric	Value
Median home value	$96,400
Median rent / month	$524
Owner occupied	61.5%
Renter occupied	38.5%
Vacant	23.7%
Single-family detached	63.7%
Large apartment buildings	4.1%
Mobile homes	1.0%
Median rooms	4.7
Avg household size (owned)	2.34

Year built

Era	%
2020 or later	0.5%
2010–2019	1.8%
2000–2009	9.4%
1990–1999	4.9%
1980–1989	10.5%
1970–1979	16.6%
1960–1969	22.6%
1950–1959	20.6%
1940–1949	11.0%
1939 or earlier	2.1%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	4.4%
2 bedrooms	32.9%
3 bedrooms	51.4%
4 bedrooms	8.0%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	22.3%
1 vehicle	52.7%
2 vehicles	21.8%
3 or more	3.3%

Heating fuel

Fuel type	%
Electricity	9.7%
Propane / LP gas	0.5%
Fuel oil	0.6%
No fuel used	89.1%

Households & families

Household type	Count	%
Married-couple family	0	0.0%
Cohabiting couple	0	0.0%
Male householder, no spouse	0	0.0%
Female householder, no spouse	0	0.0%
Households with children under 18	0	0.0%
Households with seniors (65+)	0	0.0%
Average household size	0.00

Marital status

Status	Male	Female
Never married	0.0%	0.0%
Married	0.0%	0.0%
Separated	0.0%	0.0%
Widowed	0.0%	0.0%
Divorced	0.0%	0.0%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.0%

HS graduate 0.0%

Some college, no degree 0.0%

Associate's degree 0.0%

Bachelor's degree 0.0%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	0.0%
Bachelor's or higher	0.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	0	0.0%
College / grad school	0	0.0%

Employment

Industry of employment

Arts, food & hospitality 23.1%

Education & healthcare 16.7%

Retail trade 12.6%

Public administration 8.0%

Finance & real estate 7.0%

Professional & management 7.0%

Other services 7.0%

Construction 5.7%

Wholesale trade 4.9%

Transportation & utilities 4.8%

Manufacturing 2.4%

Information 0.9%

Occupation

Category	%
Management, business & arts	27.1%
Service	25.8%
Sales & office	24.4%
Natural resources & construction	11.0%
Production & transportation	11.7%

Employment type

Type	%
Private sector	63.0%
Government	24.8%
Self-employed	12.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	76.3%
Carpool	8.8%
Public transit	6.1%
Walk	4.2%
Work from home	2.2%
Other means	2.4%
Avg commute (minutes)	25.0

Poverty

All people 57.7%

Under 18 years 75.8%

18 and over 54.3%

Married-couple families 36.4%

Female-led households 64.5%

Income support

Source	% of households
Social Security	47.3%
Retirement income	11.7%
Supplemental Security	0.3%
Cash public assistance	8.7%
Food stamps / SNAP	53.6%

Health indicators

Condition	%
Obesity	0.0%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	0.0%
Heart disease	0.0%
Stroke	0.0%
Asthma	0.0%
Arthritis	0.0%
Kidney disease	0.0%
Pulmonary disease	0.0%
Cancer	0.0%

Behavior / access	%
Smoking	0.0%
Binge drinking	0.0%
No physical activity	0.0%
Less than 7 hrs sleep	0.0%
Depression	0.0%
Fair or poor health	0.0%
Poor mental health	0.0%
Poor physical health	0.0%
No health insurance	0.0%
Visited doctor (checkup)	0.0%
Visited dentist	0.0%
Cholesterol screening	0.0%
Teeth loss	0.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	0	0.0%

Disability	%
Any disability	0.0%
Under 18	0.0%
18–64 years	0.0%
65 and over	0.0%

Health insurance coverage

Type	%
Private insurance	22.1%
Public insurance	75.9%
No insurance	7.5%
Uninsured under 19	2.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	0	0.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	0	0.0%
Born in same state	0	0.0%
Born in different state	0	0.0%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Technology access

Metric	% of households
Computer access	0.0%
Internet access	0.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 00965

What city is ZIP code 00965 in?

ZIP code 00965 is primarily assigned to Guaynabo, Puerto Rico.

What county is ZIP code 00965 in?

ZIP code 00965 falls within Guaynabo County, Puerto Rico.

What is the poverty rate in ZIP code 00965?

58% of residents in ZIP code 00965 live below the poverty line, above the national average.

Does ZIP code 00965 have an older population?

26% of residents in ZIP code 00965 are 65 or older, above the national average of ~17%.

Does ZIP code 00965 have a large retiree population?

47% of households in ZIP code 00965 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 00965?

The median household income in ZIP code 00965 is $15,872, below the national median of ~$75,000.

What timezone is ZIP code 00965 in?

ZIP code 00965 observes the AST timezone.