63039 ZIP Code — Gray Summit, MO

Franklin County, Missouri

ZIP code 63039 is located in Gray Summit, Missouri, within Franklin County. It covers approximately 4.44 square miles and serves a population of 644 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 636.

About ZIP code 63039

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $127,200. Owner-occupancy is high at 86%, well above the national average.

Median household income is $68,824. Poverty affects 22% of residents, above the national average. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 63039 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

644

population

4.44

sq mi land

Standard

ZIP type

Central (CT)

timezone

63039 ZIP code map

Cities in ZIP code 63039

Below are the cities the US Postal Service accepts for ZIP code 63039. Using any city not on this list may result in mail delivery delays.

City	Status
Gray Summit	Preferred

Nearby ZIP codes

63055 Labadie (3.5 mi) 63089 Villa Ridge (4.4 mi) 63069 Pacific (4.8 mi) 63069 Pacific (4.8 mi) 63332 Augusta (7.7 mi) 63015 Catawissa (8.4 mi) 63072 Robertsville (9 mi) 63084 Union (10.6 mi) 63038 Wildwood (10.8 mi) 63090 Washington (11.3 mi) 63341 Defiance (11.7 mi) 63040 Wildwood (11.9 mi)

Demographics updated 05/2026

Population
Total population	644
Population density	145 / sq mi
State FIPS	29
County FIPS	071

Geography
Land area	4.44 sq mi
Water area	0.01 sq mi
Latitude	38.4960
Longitude	-90.8298
Timezone	Central (CT)
Area code	636

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.2%	41.1%	43.8%
$50k – $100k	58.2%	34.6%	31.5%
$100k – $200k	11.6%	19.8%	19.5%
Over $200k	0.0%	4.6%	5.2%

Demographics & statistics

644

Population

145

People per sq mi

32.9

Median age

$68,824

Median household income

$29,435

Per capita income

$127,200

Median home value

Median monthly rent

85.8%

Home ownership

21.6%

Poverty rate

0.0%

Unemployment

209

Housing units

9.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

25–34

35–44

45–54

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	240	37.3%
18 and over	404	62.7%
65 and over	129	20.0%
Median age	32.9 years

Race & ethnicity

White 62.9%

Two or more races 19.4%

Hispanic or Latino 13.7%

Black or African American 4%

Group	Count	%
White	469	62.9%
Two or more races	145	19.4%
Hispanic or Latino	102	13.7%
Black or African American	30	4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	30.2%	41.1%	43.8%
$50k – $100k	58.2%	34.6%	31.5%
$100k – $200k	11.6%	19.8%	19.5%
Over $200k	0.0%	4.6%	5.2%

$25k–$35k 9.3%

$35k–$50k 8.3%

$50k–$75k 40.2%

$75k–$100k 26.5%

$100k–$150k 11.3%

$150k–$200k 2.5%

$200k+ 2.0%

Range	% of households
$25k–$35k	9.3%
$35k–$50k	8.3%
$50k–$75k	40.2%
$75k–$100k	26.5%
$100k–$150k	11.3%
$150k–$200k	2.5%
$200k+	2.0%
Median income	$68,824

Housing

Home values

Under $50k 4.0%

$100k–$150k 66.9%

$150k–$200k 20.0%

$200k–$300k 6.9%

$500k–$1M 2.3%

Housing overview

Metric	Value
Median home value	$127,200
Median rent / month	$0
Owner occupied	85.8%
Renter occupied	14.2%
Vacant	14.3%
Single-family detached	92.0%
Large apartment buildings	0.0%
Mobile homes	8.0%
Median rooms	6.0
Avg household size (owned)	2.72

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	22.3%
1990–1999	5.0%
1980–1989	1.7%
1970–1979	15.5%
1960–1969	17.2%
1950–1959	9.2%
1940–1949	19.3%
1939 or earlier	9.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	8.4%
2 bedrooms	16.8%
3 bedrooms	36.6%
4 bedrooms	23.9%
5+ bedrooms	14.3%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	25.0%
2 vehicles	49.0%
3 or more	26.0%

Heating fuel

Fuel type	%
Electricity	70.6%
Propane / LP gas	18.1%
Fuel oil	11.3%

Households & families

Household type	Count	%
Married-couple family	83	40.7%
Cohabiting couple	57	27.9%
Male householder, no spouse	40	19.6%
Female householder, no spouse	24	11.8%
Households with children under 18	75	36.8%
Households with seniors (65+)	72	35.3%
Average household size	3.16

Marital status

Status	Male	Female
Never married	51.1%	12.4%
Married	48.9%	59.5%
Separated	0.0%	0.0%
Widowed	0.0%	0.0%
Divorced	0.0%	28.1%

Education

Less than 9th grade 3.5%

Some HS, no diploma 3.7%

HS graduate 48.8%

Some college, no degree 28.5%

Associate's degree 5.9%

Bachelor's degree 4.0%

Graduate / professional 5.7%

Metric	%
HS diploma or higher	92.8%
Bachelor's or higher	9.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	62	34.8%
Kindergarten	0	0.0%
Elementary school	116	65.2%
High school	0	0.0%
College / grad school	0	0.0%

Employment

Industry of employment

Retail trade 26.6%

Manufacturing 19.1%

Agriculture & mining 14.1%

Professional & management 12.4%

Other services 10.8%

Education & healthcare 8.3%

Finance & real estate 7.1%

Construction 1.7%

Occupation

Category	%
Management, business & arts	17.4%
Service	0.0%
Sales & office	44.8%
Natural resources & construction	28.2%
Production & transportation	9.5%

Employment type

Type	%
Private sector	93.4%
Government	6.6%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	71.4%
Carpool	21.6%
Public transit	0.0%
Walk	7.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	26.0

Poverty

All people 21.6%

Under 18 years 37.7%

18 and over 14.6%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	35.3%
Retirement income	45.6%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	30.2%
High blood pressure	29.8%
High cholesterol	35.7%
Diabetes	9.8%
Heart disease	6.3%
Stroke	2.8%
Asthma	9.0%
Arthritis	26.2%
Kidney disease	2.6%
Pulmonary disease	7.0%
Cancer	6.8%

Behavior / access	%
Smoking	17.9%
Binge drinking	17.2%
No physical activity	21.9%
Less than 7 hrs sleep	32.5%
Depression	22.5%
Fair or poor health	13.1%
Poor mental health	14.3%
Poor physical health	10.1%
No health insurance	13.4%
Visited doctor (checkup)	73.6%
Visited dentist	66.8%
Cholesterol screening	89.6%
Teeth loss	13.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	29	7.2%

Disability	%
Any disability	6.5%
Under 18	0.0%
18–64 years	8.4%
65 and over	14.7%

Health insurance coverage

Type	%
Private insurance	59.5%
Public insurance	42.4%
No insurance	5.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	520	80.7%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	644	100.0%
Born in same state	644	100.0%
Born in different state	479	74.4%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
English	51	7.9%
Italian	37	5.7%
French	36	5.6%

Ancestry	Count	%
Polish	13	2%
Arab	8	1.2%

Technology access

Metric	% of households
Computer access	31.7%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 63039

What city is ZIP code 63039 in?

ZIP code 63039 is primarily assigned to Gray Summit, Missouri.

What county is ZIP code 63039 in?

ZIP code 63039 falls within Franklin County, Missouri.

Is ZIP code 63039 family-oriented?

37% of residents in ZIP code 63039 are under 18, reflecting a younger, family-oriented community.

How educated is the population of ZIP code 63039?

10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 63039?

22% of residents in ZIP code 63039 live below the poverty line, above the national average.

Is ZIP code 63039 mostly owner-occupied?

86% of occupied units in ZIP code 63039 are owner-occupied, well above the national average.

What timezone is ZIP code 63039 in?

ZIP code 63039 observes the CST timezone.