28528 ZIP Code — Gloucester, NC

Carteret County, North Carolina

ZIP code 28528 is located in Gloucester, North Carolina, within Carteret County. It covers approximately 2.79 square miles and serves a population of 606 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 252.

About ZIP code 28528

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $141,700. Owner-occupancy is high at 84%, well above the national average.

Median household income is $54,732. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with agriculture and mining as the leading industry. An above-average commute of 40 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 26%.

Overall, ZIP code 28528 reflects a community defined by high homeownership and a significant Social Security-dependent population.

606

population

2.79

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28528 ZIP code map

Cities in ZIP code 28528

Below are the cities the US Postal Service accepts for ZIP code 28528. Using any city not on this list may result in mail delivery delays.

City	Status
Gloucester	Preferred

Nearby ZIP codes

28553 Marshallberg (1.2 mi) 28579 Smyrna (4.3 mi) 28531 Harkers Island (4.7 mi) 28524 Davis (5.7 mi) 28516 Beaufort (10.9 mi) 28581 Stacy (11.4 mi) 28557 Morehead City (12.8 mi) 28577 Sealevel (13.8 mi) 28512 Atlantic Beach (14.5 mi) 28511 Atlantic (15.1 mi) 28570 Newport (19.8 mi)

Demographics updated 05/2026

Population
Total population	606
Population density	217 / sq mi
State FIPS	37
County FIPS	031

Geography
Land area	2.79 sq mi
Water area	0.90 sq mi
Latitude	34.7331
Longitude	-76.5418
Timezone	Eastern (ET)
Area code	252

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.6%	44.5%	44.4%
$50k – $100k	33.8%	32.2%	30.6%
$100k – $200k	3.6%	18.6%	19.1%
Over $200k	0.0%	4.8%	6.0%

Demographics & statistics

606

Population

217

People per sq mi

50.8

Median age

$54,732

Median household income

$26,638

Per capita income

$141,700

Median home value

Median monthly rent

83.5%

Home ownership

7.6%

Poverty rate

3.2%

Unemployment

267

Housing units

29.5%

Bachelor's or higher

Age distribution

Male Female

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	117	19.3%
18 and over	489	80.7%
65 and over	136	22.4%
Median age	50.8 years

Race & ethnicity

White 91.9%

Two or more races 3.4%

Hispanic or Latino 1.6%

Other race 1.6%

American Indian / Alaska Native 1.5%

Group	Count	%
White	566	91.9%
Two or more races	21	3.4%
Hispanic or Latino	10	1.6%
Other race	10	1.6%
American Indian / Alaska Native	9	1.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	62.6%	44.5%	44.4%
$50k – $100k	33.8%	32.2%	30.6%
$100k – $200k	3.6%	18.6%	19.1%
Over $200k	0.0%	4.8%	6.0%

Under $10k 7.2%

$10k–$15k 6.8%

$15k–$25k 3.6%

$25k–$35k 9.6%

$35k–$50k 17.7%

$50k–$75k 21.7%

$75k–$100k 20.9%

$100k–$150k 9.6%

$200k+ 2.8%

Range	% of households
Under $10k	7.2%
$10k–$15k	6.8%
$15k–$25k	3.6%
$25k–$35k	9.6%
$35k–$50k	17.7%
$50k–$75k	21.7%
$75k–$100k	20.9%
$100k–$150k	9.6%
$200k+	2.8%
Median income	$54,732

Housing

Home values

Under $50k 9.1%

$50k–$100k 15.9%

$100k–$150k 33.2%

$200k–$300k 18.8%

$300k–$500k 13.0%

$500k–$1M 6.7%

$1M+ 3.4%

Housing overview

Metric	Value
Median home value	$141,700
Median rent / month	$0
Owner occupied	83.5%
Renter occupied	16.5%
Vacant	19.2%
Single-family detached	61.0%
Large apartment buildings	0.0%
Mobile homes	20.8%
Median rooms	5.3
Avg household size (owned)	2.16

Year built

Era	%
2020 or later	0.0%
2010–2019	5.2%
2000–2009	10.4%
1990–1999	20.5%
1980–1989	14.9%
1970–1979	16.6%
1960–1969	2.6%
1950–1959	5.8%
1940–1949	19.2%
1939 or earlier	4.9%

Bedrooms

Size	% of units
No bedroom (studio)	2.6%
1 bedroom	19.2%
2 bedrooms	33.1%
3 bedrooms	37.3%
4 bedrooms	7.8%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	21.7%
2 vehicles	64.3%
3 or more	14.1%

Heating fuel

Fuel type	%
Utility gas	1.6%
Electricity	61.8%
Propane / LP gas	31.7%
Wood	4.8%

Households & families

Household type	Count	%
Married-couple family	146	58.6%
Cohabiting couple	14	5.6%
Male householder, no spouse	29	11.6%
Female householder, no spouse	60	24.1%
Households with children under 18	56	22.5%
Households with seniors (65+)	78	31.3%
Average household size	2.43

Marital status

Status	Male	Female
Never married	28.8%	13.1%
Married	60.9%	61.6%
Separated	10.3%	7.6%
Widowed	0.0%	17.7%
Divorced	0.0%	0.0%

Education

Less than 9th grade 0.0%

Some HS, no diploma 2.7%

HS graduate 34.5%

Some college, no degree 29.8%

Associate's degree 3.5%

Bachelor's degree 25.4%

Graduate / professional 4.1%

Metric	%
HS diploma or higher	97.3%
Bachelor's or higher	29.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	98	78.4%
High school	27	21.6%
College / grad school	0	0.0%

Employment

Industry of employment

Agriculture & mining 19.8%

Other services 19.8%

Finance & real estate 15.1%

Education & healthcare 13.7%

Arts, food & hospitality 9.0%

Construction 8.0%

Professional & management 5.2%

Manufacturing 4.2%

Public administration 3.8%

Retail trade 1.4%

Occupation

Category	%
Management, business & arts	18.4%
Service	18.9%
Sales & office	25.9%
Natural resources & construction	20.8%
Production & transportation	16.0%

Employment type

Type	%
Private sector	76.9%
Government	9.9%
Self-employed	7.5%
Unpaid family workers	5.7%

Commute

Method	%
Drive alone	83.1%
Carpool	3.4%
Public transit	0.0%
Walk	0.0%
Work from home	13.5%
Other means	0.0%
Avg commute (minutes)	39.5

Poverty

All people 7.6%

Under 18 years 0.0%

18 and over 9.4%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	45.8%
Retirement income	38.6%
Supplemental Security	11.2%
Cash public assistance	2.8%
Food stamps / SNAP	3.6%

Health indicators

Condition	%
Obesity	34.8%
High blood pressure	34.7%
High cholesterol	35.9%
Diabetes	10.9%
Heart disease	7.3%
Stroke	3.4%
Asthma	9.4%
Arthritis	28.2%
Kidney disease	3.2%
Pulmonary disease	8.5%
Cancer	6.7%

Behavior / access	%
Smoking	22.0%
Binge drinking	16.1%
No physical activity	23.6%
Less than 7 hrs sleep	33.0%
Depression	24.6%
Fair or poor health	15.1%
Poor mental health	15.1%
Poor physical health	11.9%
No health insurance	16.8%
Visited doctor (checkup)	77.7%
Visited dentist	62.7%
Cholesterol screening	89.1%
Teeth loss	15.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	36	7.4%

Disability	%
Any disability	25.6%
Under 18	0.0%
18–64 years	17.6%
65 and over	68.4%

Health insurance coverage

Type	%
Private insurance	78.2%
Public insurance	32.0%
No insurance	9.6%
Uninsured under 19	7.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	606	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	598	98.7%
Born in same state	598	98.7%
Born in different state	371	61.2%
Foreign born	0	0.0%
Naturalized citizen	8	1.3%
Not a US citizen	8	100.0%

Ancestry

Ancestry	Count	%
Italian	159	26.2%
Arab	139	22.9%

Ancestry	Count	%
French	76	12.5%
English	18	3%

Technology access

Metric	% of households
Computer access	41.1%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28528

What city is ZIP code 28528 in?

ZIP code 28528 is primarily assigned to Gloucester, North Carolina.

What county is ZIP code 28528 in?

ZIP code 28528 falls within Carteret County, North Carolina.

Does ZIP code 28528 have a large retiree population?

46% of households in ZIP code 28528 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 28528 mostly owner-occupied?

84% of occupied units in ZIP code 28528 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 28528?

The median home value in ZIP code 28528 is $141,700.

What is the population of ZIP code 28528?

ZIP code 28528 has an estimated population of 606 residents, with a density of 217 people per square mile.

What timezone is ZIP code 28528 in?

ZIP code 28528 observes the EST timezone.