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North Carolina ZIP Codes
Carteret County
Atlantic, NC
28511
28511 ZIP Code — Atlantic, NC
Carteret County, North Carolina
ZIP code 28511 is located in
Atlantic ,
North Carolina ,
within Carteret County .
It covers approximately 8.17 square miles and serves a population of
604 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 252 .
About ZIP code 28511
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $115,400. Owner-occupancy is high at 84%, well above the national average.
The gap between median ($46,683) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 19% of residents, above the national average. 47% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is natural resources, construction, and trades, with agriculture and mining as the leading industry. The average commute of 32 minutes is near the national average.
College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (23%) compared to national benchmarks.
Overall, ZIP code 28511 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.
28511 ZIP code map
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Cities in ZIP code 28511
Below are the cities the US Postal Service accepts for ZIP code 28511. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
604
Population density
74 / sq mi
State FIPS
37
County FIPS
031
Geography
Land area
8.17 sq mi
Water area
8.33 sq mi
Latitude
34.8900
Longitude
-76.3575
Timezone
Eastern (ET)
Area code
252
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
54.2%
44.5%
44.4%
$50k – $100k
34.0%
32.2%
30.6%
$100k – $200k
9.2%
18.6%
19.1%
Over $200k
2.7%
4.8%
6.0%
Demographics & statistics
$46,683
Median household income
$115,400
Median home value
16.5%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 151 25.0% 18 and over 453 75.0% 65 and over 160 26.5% Median age 38.0 years
Race & ethnicity
Group Count % White 540 80.8% Hispanic or Latino 64 9.6% Other race 64 9.6%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
54.2%
44.5%
44.4%
$50k – $100k
34.0%
32.2%
30.6%
$100k – $200k
9.2%
18.6%
19.1%
Over $200k
2.7%
4.8%
6.0%
Range % of households Under $10k 3.4% $10k–$15k 4.6% $15k–$25k 10.5% $25k–$35k 14.3% $35k–$50k 20.7% $50k–$75k 24.1% $75k–$100k 8.4% $100k–$150k 6.3% $150k–$200k 5.5% $200k+ 2.1% Median income $46,683
Housing
Housing overview
Metric Value Median home value $115,400 Median rent / month $0 Owner occupied 84.4% Renter occupied 15.6% Vacant 46.9% Single-family detached 78.7% Large apartment buildings 0.0% Mobile homes 17.9% Median rooms 6.0 Avg household size (owned) 2.49
Year built
Era % 2020 or later 0.0% 2010–2019 0.0% 2000–2009 9.4% 1990–1999 9.9% 1980–1989 10.3% 1970–1979 11.0% 1960–1969 11.4% 1950–1959 10.3% 1940–1949 15.7% 1939 or earlier 22.0%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 5.2% 2 bedrooms 24.7% 3 bedrooms 50.2% 4 bedrooms 16.4% 5+ bedrooms 3.6%
Vehicles per household
Vehicles % of households No vehicle 5.5% 1 vehicle 35.4% 2 vehicles 43.5% 3 or more 15.6%
Heating fuel
Fuel type % Electricity 51.5% Propane / LP gas 23.2% Fuel oil 18.6% Wood 6.8%
Households & families
Household type Count % Married-couple family 114 48.1% Cohabiting couple 28 11.8% Male householder, no spouse 21 8.9% Female householder, no spouse 74 31.2% Households with children under 18 53 22.4% Households with seniors (65+) 114 48.1% Average household size 2.55
Marital status
Status Male Female Never married 40.7% 29.7% Married 52.0% 43.8% Separated 0.0% 5.2% Widowed 0.0% 19.3% Divorced 7.2% 2.0%
Education
Some college, no degree
16.3%
Graduate / professional
4.7%
Metric % HS diploma or higher 90.1% Bachelor's or higher 16.5%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 4 3.5% Elementary school 83 73.5% High school 17 15.0% College / grad school 9 8.0%
Employment
Industry of employment
Agriculture & mining
33.5%
Education & healthcare
13.3%
Transportation & utilities
10.6%
Public administration
9.6%
Arts, food & hospitality
3.7%
Finance & real estate
2.8%
Occupation
Category % Management, business & arts 27.5% Service 0.0% Sales & office 18.3% Natural resources & construction 38.5% Production & transportation 15.6%
Employment type
Type % Private sector 68.3% Government 23.9% Self-employed 7.8% Unpaid family workers 0.0%
Commute
Method % Drive alone 72.2% Carpool 8.8% Public transit 0.0% Walk 3.9% Work from home 6.3% Other means 8.8% Avg commute (minutes) 31.9
Poverty
Married-couple families
14.0%
Female-led households
21.4%
Income support
Source % of households Social Security 47.3% Retirement income 35.9% Supplemental Security 0.0% Cash public assistance 0.0% Food stamps / SNAP 9.7%
Health indicators
Condition % Obesity 34.4% High blood pressure 40.4% High cholesterol 39.9% Diabetes 13.3% Heart disease 10.0% Stroke 4.6% Asthma 9.4% Arthritis 33.5% Kidney disease 4.0% Pulmonary disease 10.6% Cancer 8.5%
Behavior / access % Smoking 22.5% Binge drinking 14.0% No physical activity 27.4% Less than 7 hrs sleep 32.4% Depression 23.8% Fair or poor health 18.3% Poor mental health 14.5% Poor physical health 13.9% No health insurance 18.7% Visited doctor (checkup) 79.6% Visited dentist 60.5% Cholesterol screening 90.2% Teeth loss 19.5%
Veterans & disability
Veterans Count % Civilian veterans 10 2.2%
Disability % Any disability 13.2% Under 18 2.6% 18–64 years 10.2% 65 and over 28.8%
Health insurance coverage
Type % Private insurance 59.3% Public insurance 49.0% No insurance 14.4% Uninsured under 19 6.4%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 557 92.2% Spanish 13 2.3% Other Indo-European 13 2.3% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 585 96.9% Born in same state 585 96.9% Born in different state 504 83.4% Foreign born 0 0.0% Naturalized citizen 19 3.1% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % French 54 8.9% Arab 36 6%
Ancestry Count % Italian 19 3.1%
Technology access
Metric % of households Computer access 39.2% Internet access 89.9%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 28511
What city is ZIP code 28511 in?
ZIP code 28511 is primarily assigned to Atlantic, North Carolina.
What county is ZIP code 28511 in?
ZIP code 28511 falls within Carteret County, North Carolina.
Does ZIP code 28511 have an older population?
27% of residents in ZIP code 28511 are 65 or older, above the national average of ~17%.
Does ZIP code 28511 have a large retiree population?
47% of households in ZIP code 28511 receive Social Security income, suggesting a significant retiree or disability population.
What is the poverty rate in ZIP code 28511?
19% of residents in ZIP code 28511 live below the poverty line, above the national average.
Is ZIP code 28511 mostly owner-occupied?
84% of occupied units in ZIP code 28511 are owner-occupied, well above the national average.
What timezone is ZIP code 28511 in?
ZIP code 28511 observes the EST timezone.
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