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North Carolina ZIP Codes
Henderson County
Gerton, NC
28735
28735 ZIP Code — Gerton, NC
Henderson County, North Carolina
ZIP code 28735 is located in
Gerton ,
North Carolina ,
within Henderson County .
It covers approximately 4.05 square miles and serves a population of
251 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 828 .
About ZIP code 28735
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $353,900.
The dominant occupation class is management, business, and professional, with manufacturing as the leading industry.
Educational attainment is near the national average, with 44% of residents holding a bachelor's degree or higher.
Overall, ZIP code 28735 reflects a community defined by high homeownership and a significant Social Security-dependent population.
28735 ZIP code map
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Cities in ZIP code 28735
Below are the cities the US Postal Service accepts for ZIP code 28735. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
251
Population density
62 / sq mi
State FIPS
37
County FIPS
089
Geography
Land area
4.05 sq mi
Water area
0.00 sq mi
Latitude
35.4807
Longitude
-82.3536
Timezone
Eastern (ET)
Area code
828
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
60.0%
42.5%
44.4%
$50k – $100k
12.4%
33.7%
30.6%
$100k – $200k
27.6%
19.3%
19.1%
Over $200k
0.0%
4.6%
6.0%
Demographics & statistics
$0
Median household income
$353,900
Median home value
43.6%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 10 4.0%
18 and over 241 96.0%
65 and over 86 34.3%
Median age 58.1 years
Race & ethnicity
Household income
Income range
This ZIP
County avg
State avg
Under $50k
60.0%
42.5%
44.4%
$50k – $100k
12.4%
33.7%
30.6%
$100k – $200k
27.6%
19.3%
19.1%
Over $200k
0.0%
4.6%
6.0%
Range % of households
Under $10k 20.4%
$25k–$35k 5.1%
$35k–$50k 12.4%
$50k–$75k 16.8%
$75k–$100k 10.9%
$100k–$150k 3.6%
$150k–$200k 26.3%
$200k+ 4.4%
Median income $0
Housing
Housing overview
Metric Value
Median home value $353,900
Median rent / month $0
Owner occupied 100.0%
Renter occupied 0.0%
Vacant 34.8%
Single-family detached 100.0%
Large apartment buildings 0.0%
Mobile homes 0.0%
Median rooms 4.3
Avg household size (owned) 1.83
Year built
Era %
2020 or later 0.0%
2010–2019 2.9%
2000–2009 11.4%
1990–1999 12.4%
1980–1989 7.1%
1970–1979 0.0%
1960–1969 0.0%
1950–1959 35.2%
1940–1949 10.5%
1939 or earlier 20.5%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 11.0%
2 bedrooms 51.0%
3 bedrooms 35.7%
4 bedrooms 2.4%
5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households
No vehicle 0.0%
1 vehicle 20.4%
2 vehicles 70.8%
3 or more 8.8%
Heating fuel
Fuel type %
Utility gas 16.8%
Electricity 10.2%
Propane / LP gas 69.3%
Wood 3.6%
Households & families
Household type Count %
Married-couple family 72 52.6%
Cohabiting couple 14 10.2%
Male householder, no spouse 23 16.8%
Female householder, no spouse 28 20.4%
Households with children under 18 14 10.2%
Households with seniors (65+) 45 32.8%
Average household size 1.83
Marital status
Status Male Female
Never married 6.8% 16.3%
Married 61.9% 61.0%
Separated 0.0% 22.8%
Widowed 0.0% 0.0%
Divorced 31.4% 0.0%
Education
Some college, no degree
6.4%
Graduate / professional
8.5%
Metric %
HS diploma or higher 100.0%
Bachelor's or higher 43.6%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 10 58.8%
Kindergarten 0 0.0%
Elementary school 0 0.0%
High school 0 0.0%
College / grad school 7 41.2%
Employment
Industry of employment
Professional & management
39.6%
Agriculture & mining
6.6%
Occupation
Category %
Management, business & arts 60.4%
Service 0.0%
Sales & office 0.0%
Natural resources & construction 0.0%
Production & transportation 39.6%
Employment type
Type %
Private sector 100.0%
Government 0.0%
Self-employed 0.0%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 100.0%
Carpool 0.0%
Public transit 0.0%
Walk 0.0%
Work from home 0.0%
Other means 0.0%
Avg commute (minutes) 0.0
Poverty
Married-couple families
0.0%
Female-led households
0.0%
Income support
Source % of households
Social Security 53.3%
Retirement income 23.4%
Supplemental Security 0.0%
Cash public assistance 16.8%
Food stamps / SNAP 0.0%
Health indicators
Condition %
Obesity 35.7%
High blood pressure 35.3%
High cholesterol 38.7%
Diabetes 10.7%
Heart disease 7.4%
Stroke 3.3%
Asthma 8.7%
Arthritis 29.5%
Kidney disease 3.2%
Pulmonary disease 7.8%
Cancer 8.1%
Behavior / access %
Smoking 17.9%
Binge drinking 14.3%
No physical activity 20.9%
Less than 7 hrs sleep 31.3%
Depression 22.0%
Fair or poor health 13.3%
Poor mental health 13.0%
Poor physical health 10.8%
No health insurance 14.6%
Visited doctor (checkup) 79.4%
Visited dentist 67.7%
Cholesterol screening 91.9%
Teeth loss 11.0%
Veterans & disability
Veterans Count %
Civilian veterans 23 9.5%
Disability %
Any disability 3.2%
Under 18 0.0%
18–64 years 0.0%
65 and over 9.3%
Health insurance coverage
Type %
Private insurance 74.1%
Public insurance 45.4%
No insurance 2.8%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 241 96.0%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 251 100.0%
Born in same state 251 100.0%
Born in different state 75 29.9%
Foreign born 0 0.0%
Naturalized citizen 0 0.0%
Not a US citizen 0 0.0%
Ancestry
Ancestry Count %
Italian 67 26.7%
Arab 28 11.2%
Polish 20 8%
Ancestry Count %
French 10 4%
English 6 2.4%
Technology access
Metric % of households
Computer access 54.6%
Internet access 100.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 28735
What city is ZIP code 28735 in?
ZIP code 28735 is primarily assigned to Gerton, North Carolina.
What county is ZIP code 28735 in?
ZIP code 28735 falls within Henderson County, North Carolina.
Does ZIP code 28735 have an older population?
34% of residents in ZIP code 28735 are 65 or older, above the national average of ~17%.
Does ZIP code 28735 have a large retiree population?
53% of households in ZIP code 28735 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 28735?
The median home value in ZIP code 28735 is $353,900.
Does ZIP code 28735 have a large veteran population?
10% of civilians in ZIP code 28735 are veterans, above the national average of ~7%.
What timezone is ZIP code 28735 in?
ZIP code 28735 observes the EST timezone.
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