62245 ZIP Code — Germantown, IL

Clinton County, Illinois

ZIP code 62245 is located in Germantown, Illinois, within Clinton County. It covers approximately 18.38 square miles and serves a population of 1,698 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 618.

About ZIP code 62245

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $188,500. Owner-occupancy is high at 91%, well above the national average.

Median household income is $82,200. The poverty rate of 4% is below the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Overall, ZIP code 62245 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,698
population
18.38
sq mi land
Standard
ZIP type
Central (CT)
timezone
62245 ZIP code map
Cities in ZIP code 62245

Below are the cities the US Postal Service accepts for ZIP code 62245. Using any city not on this list may result in mail delivery delays.

City Status
Germantown Preferred
Nearby ZIP codes
62216 Aviston (3.1 mi) 62215 Albers (3.7 mi) 62218 Bartelso (6.2 mi) 62230 Breese (6.7 mi) 62293 Trenton (7.1 mi) 62265 New Baden (7.1 mi) 62271 Okawville (9.7 mi) 62214 Addieville (12.4 mi) 62258 Mascoutah (13 mi) 62254 Lebanon (14.1 mi) 62231 Carlyle (14.4 mi) 62249 Highland (14.8 mi)
Demographics updated 05/2026
Population
Total population 1,698
Population density 92 / sq mi
State FIPS 17
County FIPS 027
Geography
Land area 18.38 sq mi
Water area 0.33 sq mi
Latitude 38.5607
Longitude -89.5757
Timezone Central (CT)
Area code 618
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 32.3% 34.4% 37.2%
$50k – $100k 36.4% 34.4% 29.6%
$100k – $200k 27.4% 26.0% 24.4%
Over $200k 3.8% 5.2% 8.8%

Demographics & statistics

1,698
Population
92
People per sq mi
48.0
Median age
$82,200
Median household income
$43,874
Per capita income
$188,500
Median home value
$635
Median monthly rent
91.2%
Home ownership
4.4%
Poverty rate
0.3%
Unemployment
688
Housing units
25.2%
Bachelor's or higher

Age distribution

Male Female
27
Under 5
28
48
5–9
49
55
10–14
56
68
15–19
69
23
20–24
23
70
25–34
70
104
35–44
105
147
45–54
148
54
55–59
54
84
60–64
84
83
65–74
83
70
75–84
71
12
85+
13
← Male
Female →

Age summary

GroupCount%
Under 1837922.3%
18 and over1,31977.7%
65 and over33219.6%
Median age48.0 years

Race & ethnicity

White 96.2%
Hispanic or Latino 1.7%
Other race 1.1%
Two or more races 0.8%
Black or African American 0.3%
GroupCount%
White1,66196.2%
Hispanic or Latino291.7%
Other race191.1%
Two or more races130.8%
Black or African American50.3%

Household income

Income range This ZIP County avg State avg
Under $50k 32.3% 34.4% 37.2%
$50k – $100k 36.4% 34.4% 29.6%
$100k – $200k 27.4% 26.0% 24.4%
Over $200k 3.8% 5.2% 8.8%
Under $10k 3.4%
$10k–$15k 2.5%
$15k–$25k 3.9%
$25k–$35k 9.0%
$35k–$50k 7.2%
$50k–$75k 17.4%
$75k–$100k 15.7%
$100k–$150k 20.9%
$150k–$200k 10.7%
$200k+ 9.4%
Range% of households
Under $10k3.4%
$10k–$15k2.5%
$15k–$25k3.9%
$25k–$35k9.0%
$35k–$50k7.2%
$50k–$75k17.4%
$75k–$100k15.7%
$100k–$150k20.9%
$150k–$200k10.7%
$200k+9.4%
Median income$82,200

Housing

Home values

Under $50k 10.7%
$50k–$100k 11.2%
$100k–$150k 11.2%
$150k–$200k 21.9%
$200k–$300k 29.8%
$300k–$500k 11.5%
$500k–$1M 3.8%

Housing overview

MetricValue
Median home value$188,500
Median rent / month$635
Owner occupied91.2%
Renter occupied8.8%
Vacant3.5%
Single-family detached84.0%
Large apartment buildings3.1%
Mobile homes9.6%
Median rooms5.8
Avg household size (owned)2.41

Year built

Era%
2020 or later0.3%
2010–20195.7%
2000–20098.2%
1990–199910.9%
1980–198912.5%
1970–197925.1%
1960–196911.7%
1950–19593.6%
1940–19495.5%
1939 or earlier16.5%

Bedrooms

Size% of units
No bedroom (studio)2.1%
1 bedroom5.9%
2 bedrooms19.7%
3 bedrooms57.7%
4 bedrooms12.8%
5+ bedrooms1.9%

Vehicles per household

Vehicles% of households
No vehicle1.8%
1 vehicle20.0%
2 vehicles40.6%
3 or more37.6%

Heating fuel

Fuel type%
Utility gas66.0%
Electricity20.5%
Propane / LP gas10.2%
Wood1.1%
No fuel used1.5%

Households & families

Household typeCount%
Married-couple family38052.3%
Cohabiting couple334.5%
Male householder, no spouse11716.1%
Female householder, no spouse19627.0%
Households with children under 1819026.2%
Households with seniors (65+)25034.4%
Average household size2.33

Marital status

StatusMaleFemale
Never married31.4%22.2%
Married54.9%52.6%
Separated0.0%0.0%
Widowed2.7%13.6%
Divorced10.9%11.7%

Education

Less than 9th grade 3.5%
Some HS, no diploma 1.8%
HS graduate 31.3%
Some college, no degree 22.8%
Associate's degree 15.3%
Bachelor's degree 18.0%
Graduate / professional 7.3%
Metric%
HS diploma or higher94.6%
Bachelor's or higher25.2%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool205.2%
Kindergarten123.1%
Elementary school16342.2%
High school15339.6%
College / grad school389.8%

Employment

Industry of employment

Education & healthcare 31.0%
Manufacturing 11.1%
Construction 10.7%
Finance & real estate 10.6%
Professional & management 8.0%
Agriculture & mining 5.7%
Public administration 5.4%
Transportation & utilities 5.2%
Retail trade 5.0%
Information 2.3%
Other services 2.1%
Arts, food & hospitality 2.0%
Wholesale trade 0.8%

Occupation

Category%
Management, business & arts53.6%
Service6.2%
Sales & office19.4%
Natural resources & construction10.1%
Production & transportation10.6%

Employment type

Type%
Private sector83.6%
Government12.8%
Self-employed3.6%
Unpaid family workers0.0%

Commute

Method%
Drive alone81.3%
Carpool6.1%
Public transit0.6%
Walk0.8%
Work from home11.3%
Other means0.0%
Avg commute (minutes)30.0

Poverty

All people 4.4%
Under 18 years 3.7%
18 and over 4.6%
Married-couple families 2.6%
Female-led households 7.7%

Income support

Source% of households
Social Security40.1%
Retirement income32.5%
Supplemental Security1.2%
Cash public assistance1.2%
Food stamps / SNAP2.5%

Health indicators

Condition%
Obesity34.3%
High blood pressure31.1%
High cholesterol32.3%
Diabetes8.8%
Heart disease6.0%
Stroke2.7%
Asthma9.3%
Arthritis25.2%
Kidney disease2.6%
Pulmonary disease6.2%
Cancer6.9%
Behavior / access%
Smoking16.4%
Binge drinking16.6%
No physical activity21.5%
Less than 7 hrs sleep31.3%
Depression17.4%
Fair or poor health11.8%
Poor mental health12.3%
Poor physical health8.8%
No health insurance9.6%
Visited doctor (checkup)76.2%
Visited dentist69.7%
Cholesterol screening90.1%
Teeth loss11.9%

Veterans & disability

VeteransCount%
Civilian veterans735.5%
Disability%
Any disability13.8%
Under 1813.5%
18–64 years9.6%
65 and over26.5%

Health insurance coverage

Type%
Private insurance89.2%
Public insurance24.1%
No insurance2.4%
Uninsured under 192.6%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,64396.8%
Spanish40.2%
Other Indo-European00.0%
Asian & Pacific Islander40.2%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,69299.6%
Born in same state1,68299.1%
Born in different state1,37380.9%
Foreign born100.6%
Naturalized citizen60.4%
Not a US citizen350.0%

Ancestry

AncestryCount%
Italian1609.4%
Arab1347.9%
French563.3%
AncestryCount%
English311.8%
German30.2%

Technology access

Metric% of households
Computer access42.8%
Internet access80.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 62245

What city is ZIP code 62245 in?

ZIP code 62245 is primarily assigned to Germantown, Illinois.

What county is ZIP code 62245 in?

ZIP code 62245 falls within Clinton County, Illinois.

Is ZIP code 62245 mostly owner-occupied?

91% of occupied units in ZIP code 62245 are owner-occupied, well above the national average.

Does ZIP code 62245 have a large retiree population?

40% of households in ZIP code 62245 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 62245?

The median home value in ZIP code 62245 is $188,500.

What is the population of ZIP code 62245?

ZIP code 62245 has an estimated population of 1,698 residents, with a density of 92 people per square mile.

What timezone is ZIP code 62245 in?

ZIP code 62245 observes the CST timezone.

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