56546 ZIP Code — Georgetown, MN

Clay County, Minnesota

ZIP code 56546 is located in Georgetown, Minnesota, within Clay County. It covers approximately 61.16 square miles and serves a population of 233 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 320.

About ZIP code 56546

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $203,300. Owner-occupancy is high at 97%, well above the national average.

Median household income is $80,208. The poverty rate of 6% is below the national average. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 32 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Overall, ZIP code 56546 reflects a community defined by high homeownership and a significant Social Security-dependent population.

233

population

61.16

sq mi land

Standard

ZIP type

Central (CT)

timezone

56546 ZIP code map

Cities in ZIP code 56546

Below are the cities the US Postal Service accepts for ZIP code 56546. Using any city not on this list may result in mail delivery delays.

City	Status
Georgetown	Preferred

Nearby ZIP codes

56574 Perley (7.6 mi) 56519 Borup (9.6 mi) 56536 Felton (9.9 mi) 56550 Hendrum (11.5 mi) 58036 Gardner (12.7 mi) 58102 Fargo (13 mi) 58038 Grandin (14.1 mi) 58125 Fargo (14.1 mi) 56529 Dilworth (14.7 mi) 58042 Harwood (15.2 mi) 58042 Harwood (15.2 mi) 58122 Fargo (15.5 mi)

Demographics updated 05/2026

Population
Total population	233
Population density	4 / sq mi
State FIPS	27
County FIPS	027

Geography
Land area	61.16 sq mi
Water area	0.00 sq mi
Latitude	47.0929
Longitude	-96.7019
Timezone	Central (CT)
Area code	320

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.7%	38.4%	33.6%
$50k – $100k	45.2%	32.3%	31.5%
$100k – $200k	25.8%	25.3%	26.5%
Over $200k	5.4%	3.9%	8.5%

Demographics & statistics

233

Population

People per sq mi

41.3

Median age

$80,208

Median household income

$39,524

Per capita income

$203,300

Median home value

Median monthly rent

97.0%

Home ownership

6.2%

Poverty rate

4.0%

Unemployment

118

Housing units

24.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	54	23.2%
18 and over	179	76.8%
65 and over	43	18.5%
Median age	41.3 years

Race & ethnicity

White 81.5%

Two or more races 6.9%

Hispanic or Latino 6%

American Indian / Alaska Native 5.6%

Group	Count	%
White	202	81.5%
Two or more races	17	6.9%
Hispanic or Latino	15	6%
American Indian / Alaska Native	14	5.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.7%	38.4%	33.6%
$50k – $100k	45.2%	32.3%	31.5%
$100k – $200k	25.8%	25.3%	26.5%
Over $200k	5.4%	3.9%	8.5%

Under $10k 2.0%

$10k–$15k 5.9%

$15k–$25k 6.9%

$25k–$35k 4.0%

$35k–$50k 13.9%

$50k–$75k 9.9%

$75k–$100k 22.8%

$100k–$150k 18.8%

$150k–$200k 5.9%

$200k+ 9.9%

Range	% of households
Under $10k	2.0%
$10k–$15k	5.9%
$15k–$25k	6.9%
$25k–$35k	4.0%
$35k–$50k	13.9%
$50k–$75k	9.9%
$75k–$100k	22.8%
$100k–$150k	18.8%
$150k–$200k	5.9%
$200k+	9.9%
Median income	$80,208

Housing

Home values

Under $50k 6.1%

$50k–$100k 13.3%

$100k–$150k 12.2%

$150k–$200k 17.3%

$200k–$300k 28.6%

$300k–$500k 18.4%

$500k–$1M 4.1%

Housing overview

Metric	Value
Median home value	$203,300
Median rent / month	$0
Owner occupied	97.0%
Renter occupied	3.0%
Vacant	16.5%
Single-family detached	91.7%
Large apartment buildings	0.0%
Mobile homes	7.4%
Median rooms	6.8
Avg household size (owned)	2.35

Year built

Era	%
2020 or later	1.7%
2010–2019	0.0%
2000–2009	7.4%
1990–1999	6.6%
1980–1989	9.1%
1970–1979	18.2%
1960–1969	13.2%
1950–1959	5.0%
1940–1949	10.7%
1939 or earlier	28.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.0%
2 bedrooms	17.4%
3 bedrooms	50.4%
4 bedrooms	22.3%
5+ bedrooms	9.9%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	13.9%
2 vehicles	32.7%
3 or more	53.5%

Heating fuel

Fuel type	%
Electricity	34.7%
Propane / LP gas	57.4%
Fuel oil	7.9%

Households & families

Household type	Count	%
Married-couple family	52	51.5%
Cohabiting couple	1	1.0%
Male householder, no spouse	28	27.7%
Female householder, no spouse	20	19.8%
Households with children under 18	30	29.7%
Households with seniors (65+)	35	34.7%
Average household size	2.31

Marital status

Status	Male	Female
Never married	32.0%	26.2%
Married	56.7%	51.2%
Separated	0.0%	0.0%
Widowed	4.1%	8.3%
Divorced	7.2%	14.3%

Education

Less than 9th grade 5.1%

Some HS, no diploma 6.4%

HS graduate 28.7%

Some college, no degree 29.3%

Associate's degree 5.7%

Bachelor's degree 24.2%

Graduate / professional 0.6%

Metric	%
HS diploma or higher	88.5%
Bachelor's or higher	24.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	5	11.1%
Kindergarten	6	13.3%
Elementary school	19	42.2%
High school	10	22.2%
College / grad school	5	11.1%

Employment

Industry of employment

Manufacturing 26.7%

Education & healthcare 12.5%

Agriculture & mining 10.8%

Retail trade 10.8%

Finance & real estate 10.8%

Arts, food & hospitality 9.2%

Construction 6.7%

Wholesale trade 4.2%

Professional & management 4.2%

Transportation & utilities 3.3%

Other services 0.8%

Occupation

Category	%
Management, business & arts	40.0%
Service	12.5%
Sales & office	10.0%
Natural resources & construction	15.8%
Production & transportation	21.7%

Employment type

Type	%
Private sector	81.7%
Government	5.0%
Self-employed	13.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.9%
Carpool	9.6%
Public transit	0.0%
Walk	5.2%
Work from home	4.3%
Other means	0.0%
Avg commute (minutes)	32.3

Poverty

All people 6.2%

Under 18 years 4.3%

18 and over 6.7%

Married-couple families 5.8%

Female-led households 15.4%

Income support

Source	% of households
Social Security	33.7%
Retirement income	20.8%
Supplemental Security	2.0%
Cash public assistance	5.9%
Food stamps / SNAP	7.9%

Health indicators

Condition	%
Obesity	35.5%
High blood pressure	30.6%
High cholesterol	29.7%
Diabetes	8.3%
Heart disease	5.9%
Stroke	2.6%
Asthma	8.4%
Arthritis	23.2%
Kidney disease	2.5%
Pulmonary disease	4.9%
Cancer	7.0%

Behavior / access	%
Smoking	17.2%
Binge drinking	21.8%
No physical activity	18.5%
Less than 7 hrs sleep	28.5%
Depression	22.9%
Fair or poor health	10.1%
Poor mental health	12.7%
Poor physical health	8.6%
No health insurance	9.2%
Visited doctor (checkup)	70.2%
Visited dentist	73.9%
Cholesterol screening	91.0%
Teeth loss	9.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	8	4.5%

Disability	%
Any disability	11.2%
Under 18	1.9%
18–64 years	14.0%
65 and over	14.0%

Health insurance coverage

Type	%
Private insurance	80.7%
Public insurance	28.8%
No insurance	1.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	212	91.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	233	100.0%
Born in same state	233	100.0%
Born in different state	104	44.6%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Polish	82	35.2%
Italian	9	3.9%
French	8	3.4%
English	3	1.3%

Ancestry	Count	%
Arab	3	1.3%
Dutch	2	0.9%
German	1	0.4%

Technology access

Metric	% of households
Computer access	43.3%
Internet access	94.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 56546

What city is ZIP code 56546 in?

ZIP code 56546 is primarily assigned to Georgetown, Minnesota.

What county is ZIP code 56546 in?

ZIP code 56546 falls within Clay County, Minnesota.

Is ZIP code 56546 mostly owner-occupied?

97% of occupied units in ZIP code 56546 are owner-occupied, well above the national average.

What is the population of ZIP code 56546?

ZIP code 56546 has an estimated population of 233 residents, with a density of 4 people per square mile.

What is the typical home value in ZIP code 56546?

The median home value in ZIP code 56546 is $203,300.

What is the median household income in ZIP code 56546?

The median household income in ZIP code 56546 is $80,208, above the national median of ~$75,000.

What timezone is ZIP code 56546 in?

ZIP code 56546 observes the CST timezone.