95634 ZIP Code — Georgetown, CA

El Dorado County, California

ZIP code 95634 is located in Georgetown, California, within El Dorado County. It covers approximately 118.61 square miles and serves a population of 3,878 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 530.

About ZIP code 95634

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $335,900. Owner-occupancy is high at 82%, well above the national average.

Median household income is $67,364. 70% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with retail trade as the leading industry. An above-average commute of 49 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%; and disability rates above the national average at 26%.

Overall, ZIP code 95634 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

3,878

population

118.61

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95634 ZIP code map

Cities in ZIP code 95634

Below are the cities the US Postal Service accepts for ZIP code 95634. Using any city not on this list may result in mail delivery delays.

City	Status
Georgetown	Acceptable
Georgetown	Preferred

Nearby ZIP codes

95633 Garden Valley (9.7 mi) 95631 Foresthill (10.5 mi) 95709 Camino (11.6 mi) 95635 Greenwood (12.6 mi) 95726 Pollock Pines (12.8 mi) 95667 Placerville (13.1 mi) 95651 Lotus (15.2 mi) 95614 Cool (17.3 mi) 95713 Colfax (17.5 mi) 95703 Applegate (18 mi) 95619 Diamond Springs (18.2 mi) 95636 Grizzly Flats (19.5 mi)

Demographics updated 06/2026

Population
Total population	3,878
Population density	33 / sq mi
State FIPS	06
County FIPS	017

Geography
Land area	118.61 sq mi
Water area	0.06 sq mi
Latitude	38.9171
Longitude	-120.6703
Timezone	Pacific (PT)
Area code	530

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.7%	30.3%	32.6%
$50k – $100k	30.5%	27.3%	27.7%
$100k – $200k	26.3%	28.3%	26.4%
Over $200k	1.5%	14.1%	13.3%

Demographics & statistics

3,878

Population

People per sq mi

59.3

Median age

$67,364

Median household income

$42,167

Per capita income

$335,900

Median home value

$1,684

Median monthly rent

82.1%

Home ownership

11.8%

Poverty rate

11.0%

Unemployment

1,738

Housing units

24.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

109

10–14

15–19

159

20–24

128

25–34

323

35–44

259

129

45–54

104

55–59

231

60–64

186

502

65–74

402

241

75–84

193

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	509	13.1%
18 and over	3,369	86.9%
65 and over	1,497	38.6%
Median age	59.3 years

Race & ethnicity

White 91.5%

Asian 2.3%

Two or more races 2.1%

American Indian / Alaska Native 1.6%

Hispanic or Latino 1.6%

Other race 0.6%

Black or African American 0.3%

Group	Count	%
White	3,606	91.5%
Asian	89	2.3%
Two or more races	84	2.1%
American Indian / Alaska Native	64	1.6%
Hispanic or Latino	62	1.6%
Other race	22	0.6%
Black or African American	13	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.7%	30.3%	32.6%
$50k – $100k	30.5%	27.3%	27.7%
$100k – $200k	26.3%	28.3%	26.4%
Over $200k	1.5%	14.1%	13.3%

Under $10k 7.1%

$10k–$15k 4.2%

$15k–$25k 10.6%

$25k–$35k 12.1%

$35k–$50k 7.8%

$50k–$75k 9.9%

$75k–$100k 14.2%

$100k–$150k 25.8%

$150k–$200k 1.7%

$200k+ 6.7%

Range	% of households
Under $10k	7.1%
$10k–$15k	4.2%
$15k–$25k	10.6%
$25k–$35k	12.1%
$35k–$50k	7.8%
$50k–$75k	9.9%
$75k–$100k	14.2%
$100k–$150k	25.8%
$150k–$200k	1.7%
$200k+	6.7%
Median income	$67,364

Housing

Home values

Under $50k 2.2%

$50k–$100k 7.1%

$100k–$150k 8.3%

$150k–$200k 1.5%

$200k–$300k 22.1%

$300k–$500k 32.1%

$500k–$1M 24.0%

$1M+ 2.6%

Housing overview

Metric	Value
Median home value	$335,900
Median rent / month	$1,684
Owner occupied	82.1%
Renter occupied	17.9%
Vacant	12.9%
Single-family detached	88.4%
Large apartment buildings	0.3%
Mobile homes	10.3%
Median rooms	5.2
Avg household size (owned)	1.96

Year built

Era	%
2020 or later	0.0%
2010–2019	0.7%
2000–2009	6.7%
1990–1999	26.7%
1980–1989	20.5%
1970–1979	9.2%
1960–1969	19.1%
1950–1959	5.0%
1940–1949	3.5%
1939 or earlier	8.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.1%
1 bedroom	3.2%
2 bedrooms	35.4%
3 bedrooms	57.0%
4 bedrooms	2.5%
5+ bedrooms	1.7%

Vehicles per household

Vehicles	% of households
No vehicle	1.4%
1 vehicle	34.9%
2 vehicles	25.3%
3 or more	38.3%

Heating fuel

Fuel type	%
Utility gas	12.9%
Electricity	14.8%
Propane / LP gas	43.6%
Wood	28.1%

Households & families

Household type	Count	%
Married-couple family	715	39.8%
Cohabiting couple	103	5.7%
Male householder, no spouse	566	31.5%
Female householder, no spouse	411	22.9%
Households with children under 18	241	13.4%
Households with seniors (65+)	1,115	62.1%
Average household size	2.09

Marital status

Status	Male	Female
Never married	27.5%	29.5%
Married	43.6%	51.5%
Separated	0.0%	0.0%
Widowed	18.0%	13.6%
Divorced	10.9%	5.4%

Education

Less than 9th grade 1.0%

Some HS, no diploma 0.6%

HS graduate 30.3%

Some college, no degree 33.4%

Associate's degree 10.3%

Bachelor's degree 21.8%

Graduate / professional 2.6%

Metric	%
HS diploma or higher	98.4%
Bachelor's or higher	24.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	30	5.7%
Kindergarten	31	5.9%
Elementary school	254	48.3%
High school	101	19.2%
College / grad school	110	20.9%

Employment

Industry of employment

Finance & real estate 17.6%

Retail trade 16.9%

Education & healthcare 13.7%

Public administration 9.4%

Construction 9.1%

Arts, food & hospitality 8.9%

Other services 7.5%

Manufacturing 6.4%

Information 4.0%

Professional & management 3.8%

Transportation & utilities 1.9%

Agriculture & mining 0.6%

Wholesale trade 0.3%

Occupation

Category	%
Management, business & arts	37.9%
Service	22.9%
Sales & office	25.5%
Natural resources & construction	10.9%
Production & transportation	2.9%

Employment type

Type	%
Private sector	75.3%
Government	15.7%
Self-employed	9.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	74.5%
Carpool	10.5%
Public transit	0.0%
Walk	4.3%
Work from home	10.0%
Other means	0.7%
Avg commute (minutes)	49.4

Poverty

All people 11.8%

Under 18 years 0.0%

18 and over 13.6%

Married-couple families 5.9%

Female-led households 0.0%

Income support

Source	% of households
Social Security	70.4%
Retirement income	55.4%
Supplemental Security	3.6%
Cash public assistance	1.2%
Food stamps / SNAP	9.2%

Health indicators

Condition	%
Obesity	31.5%
High blood pressure	34.1%
High cholesterol	34.2%
Diabetes	11.3%
Heart disease	8.1%
Stroke	3.7%
Asthma	10.6%
Arthritis	28.3%
Kidney disease	3.4%
Pulmonary disease	9.0%
Cancer	7.9%

Behavior / access	%
Smoking	15.5%
Binge drinking	18.0%
No physical activity	21.0%
Less than 7 hrs sleep	32.2%
Depression	19.6%
Fair or poor health	16.6%
Poor mental health	14.9%
Poor physical health	12.5%
No health insurance	9.5%
Visited doctor (checkup)	69.3%
Visited dentist	65.7%
Cholesterol screening	92.0%
Teeth loss	12.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	477	14.2%

Disability	%
Any disability	25.6%
Under 18	0.8%
18–64 years	15.4%
65 and over	46.2%

Health insurance coverage

Type	%
Private insurance	65.0%
Public insurance	60.0%
No insurance	4.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,740	96.4%
Spanish	24	0.6%
Other Indo-European	17	0.5%
Asian & Pacific Islander	0	0.0%
Other languages	7	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,759	96.9%
Born in same state	3,746	96.6%
Born in different state	2,713	70.0%
Foreign born	13	0.3%
Naturalized citizen	119	3.1%
Not a US citizen	87	73.1%

Ancestry

Ancestry	Count	%
French	502	12.9%
Italian	325	8.4%
Arab	134	3.5%
Polish	16	0.4%

Ancestry	Count	%
English	14	0.4%
Dutch	7	0.2%
German	2	0.1%

Technology access

Metric	% of households
Computer access	46.3%
Internet access	82.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95634

What city is ZIP code 95634 in?

ZIP code 95634 is primarily assigned to Georgetown, California.

What county is ZIP code 95634 in?

ZIP code 95634 falls within El Dorado County, California.

Does ZIP code 95634 have a large retiree population?

70% of households in ZIP code 95634 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 95634 have an older population?

39% of residents in ZIP code 95634 are 65 or older, above the national average of ~17%.

Is ZIP code 95634 mostly owner-occupied?

82% of occupied units in ZIP code 95634 are owner-occupied, well above the national average.

Does ZIP code 95634 have a large veteran population?

14% of civilians in ZIP code 95634 are veterans, above the national average of ~7%.

What timezone is ZIP code 95634 in?

ZIP code 95634 observes the PST timezone.