95651 ZIP Code — Lotus, CA

El Dorado County, California

ZIP code 95651 is located in Lotus, California, within El Dorado County. It covers approximately 13.37 square miles and serves a population of 738 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 530.

About ZIP code 95651

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $629,700. Owner-occupancy is high at 79%, well above the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average. Remote work is prevalent — 37% of workers work from home.

Educational attainment is near the national average, with 37% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 17% of civilians, above the national average of 7%.

Overall, ZIP code 95651 reflects a community defined by a strong veteran community, high homeownership, and a high rate of remote workers.

738

population

13.37

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95651 ZIP code map

Cities in ZIP code 95651

Below are the cities the US Postal Service accepts for ZIP code 95651. Using any city not on this list may result in mail delivery delays.

City	Status
Lotus	Preferred

Nearby ZIP codes

95614 Cool (4.9 mi) 95633 Garden Valley (5.6 mi) 95635 Greenwood (6.3 mi) 95664 Pilot Hill (6.7 mi) 95672 Rescue (7.8 mi) 95667 Placerville (9.4 mi) 95603 Auburn (10 mi) 95703 Applegate (11.5 mi) 95619 Diamond Springs (12.4 mi) 95658 Newcastle (12.4 mi) 95650 Loomis (12.8 mi) 95762 El Dorado Hills (12.8 mi)

Demographics updated 06/2026

Population
Total population	738
Population density	55 / sq mi
State FIPS	06
County FIPS	017

Geography
Land area	13.37 sq mi
Water area	0.00 sq mi
Latitude	38.8297
Longitude	-120.9297
Timezone	Pacific (PT)
Area code	530

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.0%	30.3%	32.6%
$50k – $100k	20.5%	27.3%	27.7%
$100k – $200k	17.5%	28.3%	26.4%
Over $200k	31.0%	14.1%	13.3%

Demographics & statistics

738

Population

People per sq mi

45.7

Median age

Median household income

$64,939

Per capita income

$629,700

Median home value

$1,375

Median monthly rent

78.8%

Home ownership

6.2%

Poverty rate

0.0%

Unemployment

231

Housing units

37.3%

Bachelor's or higher

Age distribution

Male Female

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

← Male

Female →

Age summary

Group	Count	%
Under 18	166	22.5%
18 and over	572	77.5%
65 and over	69	9.3%
Median age	45.7 years

Race & ethnicity

White 52.1%

Two or more races 17.9%

Asian 15.2%

Hispanic or Latino 14.8%

Group	Count	%
White	451	52.1%
Two or more races	155	17.9%
Asian	132	15.2%
Hispanic or Latino	128	14.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.0%	30.3%	32.6%
$50k – $100k	20.5%	27.3%	27.7%
$100k – $200k	17.5%	28.3%	26.4%
Over $200k	31.0%	14.1%	13.3%

Under $10k 18.0%

$15k–$25k 6.7%

$35k–$50k 2.4%

$50k–$75k 22.4%

$150k–$200k 9.0%

$200k+ 41.6%

Range	% of households
Under $10k	18.0%
$15k–$25k	6.7%
$35k–$50k	2.4%
$50k–$75k	22.4%
$150k–$200k	9.0%
$200k+	41.6%
Median income	$0

Housing

Home values

$100k–$150k 3.5%

$150k–$200k 19.4%

$200k–$300k 3.0%

$300k–$500k 10.4%

$500k–$1M 52.7%

$1M+ 10.9%

Housing overview

Metric	Value
Median home value	$629,700
Median rent / month	$1,375
Owner occupied	78.8%
Renter occupied	21.2%
Vacant	10.5%
Single-family detached	82.1%
Large apartment buildings	0.0%
Mobile homes	4.9%
Median rooms	4.4
Avg household size (owned)	2.73

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	8.4%
1990–1999	11.6%
1980–1989	22.8%
1970–1979	23.9%
1960–1969	8.4%
1950–1959	17.2%
1940–1949	7.7%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	8.4%
2 bedrooms	58.2%
3 bedrooms	7.7%
4 bedrooms	18.6%
5+ bedrooms	7.0%

Vehicles per household

Vehicles	% of households
No vehicle	23.1%
1 vehicle	12.2%
2 vehicles	13.3%
3 or more	51.4%

Heating fuel

Fuel type	%
Electricity	21.2%
Propane / LP gas	36.5%
Wood	39.2%

Households & families

Household type	Count	%
Married-couple family	147	57.6%
Cohabiting couple	0	0.0%
Male householder, no spouse	95	37.3%
Female householder, no spouse	13	5.1%
Households with children under 18	76	29.8%
Households with seniors (65+)	69	27.1%
Average household size	2.89

Marital status

Status	Male	Female
Never married	22.2%	25.5%
Married	62.8%	65.1%
Separated	0.0%	0.0%
Widowed	0.0%	2.2%
Divorced	15.1%	7.3%

Education

Less than 9th grade 4.1%

Some HS, no diploma 6.6%

HS graduate 22.7%

Some college, no degree 25.8%

Associate's degree 3.5%

Bachelor's degree 27.0%

Graduate / professional 10.3%

Metric	%
HS diploma or higher	89.3%
Bachelor's or higher	37.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	51	19.0%
Elementary school	72	26.9%
High school	43	16.0%
College / grad school	102	38.1%

Employment

Industry of employment

Education & healthcare 19.7%

Retail trade 17.5%

Finance & real estate 13.9%

Public administration 13.9%

Agriculture & mining 10.4%

Arts, food & hospitality 7.4%

Professional & management 7.1%

Wholesale trade 6.3%

Construction 1.9%

Transportation & utilities 1.9%

Occupation

Category	%
Management, business & arts	67.8%
Service	4.6%
Sales & office	20.8%
Natural resources & construction	1.9%
Production & transportation	4.9%

Employment type

Type	%
Private sector	45.4%
Government	29.8%
Self-employed	24.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	56.8%
Carpool	5.7%
Public transit	0.0%
Walk	0.0%
Work from home	37.4%
Other means	0.0%
Avg commute (minutes)	27.4

Poverty

All people 6.2%

Under 18 years 0.0%

18 and over 8.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	27.1%
Retirement income	27.8%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	30.2%
High blood pressure	30.0%
High cholesterol	32.4%
Diabetes	9.3%
Heart disease	6.4%
Stroke	2.9%
Asthma	10.2%
Arthritis	24.8%
Kidney disease	2.8%
Pulmonary disease	7.2%
Cancer	7.0%

Behavior / access	%
Smoking	14.0%
Binge drinking	19.6%
No physical activity	17.6%
Less than 7 hrs sleep	31.7%
Depression	19.5%
Fair or poor health	13.4%
Poor mental health	14.6%
Poor physical health	10.6%
No health insurance	8.0%
Visited doctor (checkup)	67.5%
Visited dentist	69.7%
Cholesterol screening	92.5%
Teeth loss	10.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	96	16.8%

Disability	%
Any disability	10.0%
Under 18	0.0%
18–64 years	14.7%
65 and over	0.0%

Health insurance coverage

Type	%
Private insurance	81.0%
Public insurance	31.3%
No insurance	3.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	738	100.0%
Spanish	97	13.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	97	13.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	685	92.8%
Born in same state	685	92.8%
Born in different state	588	79.7%
Foreign born	0	0.0%
Naturalized citizen	53	7.2%
Not a US citizen	8	15.1%

Ancestry

Ancestry	Count	%
Arab	79	10.7%
Italian	70	9.5%
French	65	8.8%

Ancestry	Count	%
Polish	54	7.3%
Dutch	20	2.7%
German	19	2.6%

Technology access

Metric	% of households
Computer access	34.6%
Internet access	84.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95651

What city is ZIP code 95651 in?

ZIP code 95651 is primarily assigned to Lotus, California.

What county is ZIP code 95651 in?

ZIP code 95651 falls within El Dorado County, California.

Does ZIP code 95651 have a large veteran population?

17% of civilians in ZIP code 95651 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 95651?

The median home value in ZIP code 95651 is $629,700.

What is the population of ZIP code 95651?

ZIP code 95651 has an estimated population of 738 residents, with a density of 55 people per square mile.

What timezone is ZIP code 95651 in?

ZIP code 95651 observes the PST timezone.