56545 ZIP Code — Gary, MN

Norman County, Minnesota

ZIP code 56545 is located in Gary, Minnesota, within Norman County. It covers approximately 153.51 square miles and serves a population of 660 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 218.

About ZIP code 56545

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $149,100. Owner-occupancy is high at 91%, well above the national average.

Median household income is $73,000. The poverty rate of 4% is below the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 56545 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

660

population

153.51

sq mi land

Standard

ZIP type

Central (CT)

timezone

56545 ZIP code map

Cities in ZIP code 56545

Below are the cities the US Postal Service accepts for ZIP code 56545. Using any city not on this list may result in mail delivery delays.

City	Status
Gary	Preferred

Nearby ZIP codes

56584 Twin Valley (9.4 mi) 56540 Fertile (9.6 mi) 56516 Bejou (13.5 mi) 56592 Winger (14.9 mi) 56510 Ada (15.5 mi) 56557 Mahnomen (17.3 mi)

Demographics updated 05/2026

Population
Total population	660
Population density	4 / sq mi
State FIPS	27
County FIPS	107

Geography
Land area	153.51 sq mi
Water area	0.34 sq mi
Latitude	47.3692
Longitude	-96.1949
Timezone	Central (CT)
Area code	218

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.7%	44.8%	33.6%
$50k – $100k	42.2%	33.3%	31.5%
$100k – $200k	17.9%	19.4%	26.5%
Over $200k	2.3%	2.5%	8.5%

Demographics & statistics

660

Population

People per sq mi

37.5

Median age

$73,000

Median household income

$37,216

Per capita income

$149,100

Median home value

$395

Median monthly rent

91.2%

Home ownership

4.0%

Poverty rate

1.4%

Unemployment

292

Housing units

9.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	180	27.3%
18 and over	480	72.7%
65 and over	125	18.9%
Median age	37.5 years

Race & ethnicity

White 86.9%

Two or more races 4.9%

Black or African American 2.5%

Hispanic or Latino 2.5%

American Indian / Alaska Native 1.9%

Other race 1.2%

Asian 0.1%

Group	Count	%
White	588	86.9%
Two or more races	33	4.9%
Black or African American	17	2.5%
Hispanic or Latino	17	2.5%
American Indian / Alaska Native	13	1.9%
Other race	8	1.2%
Asian	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.7%	44.8%	33.6%
$50k – $100k	42.2%	33.3%	31.5%
$100k – $200k	17.9%	19.4%	26.5%
Over $200k	2.3%	2.5%	8.5%

Under $10k 2.7%

$10k–$15k 1.9%

$15k–$25k 4.2%

$25k–$35k 4.6%

$35k–$50k 13.8%

$50k–$75k 24.2%

$75k–$100k 18.1%

$100k–$150k 20.8%

$150k–$200k 5.0%

$200k+ 4.6%

Range	% of households
Under $10k	2.7%
$10k–$15k	1.9%
$15k–$25k	4.2%
$25k–$35k	4.6%
$35k–$50k	13.8%
$50k–$75k	24.2%
$75k–$100k	18.1%
$100k–$150k	20.8%
$150k–$200k	5.0%
$200k+	4.6%
Median income	$73,000

Housing

Home values

Under $50k 5.1%

$50k–$100k 22.4%

$100k–$150k 22.8%

$150k–$200k 17.7%

$200k–$300k 20.7%

$300k–$500k 11.0%

$500k–$1M 0.4%

Housing overview

Metric	Value
Median home value	$149,100
Median rent / month	$395
Owner occupied	91.2%
Renter occupied	8.8%
Vacant	17.5%
Single-family detached	94.6%
Large apartment buildings	0.0%
Mobile homes	4.1%
Median rooms	6.1
Avg household size (owned)	2.59

Year built

Era	%
2020 or later	0.3%
2010–2019	3.8%
2000–2009	12.7%
1990–1999	4.8%
1980–1989	5.4%
1970–1979	15.9%
1960–1969	5.7%
1950–1959	8.3%
1940–1949	6.3%
1939 or earlier	36.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.9%
2 bedrooms	20.6%
3 bedrooms	44.8%
4 bedrooms	26.0%
5+ bedrooms	6.7%

Vehicles per household

Vehicles	% of households
No vehicle	0.4%
1 vehicle	15.8%
2 vehicles	40.8%
3 or more	43.1%

Heating fuel

Fuel type	%
Utility gas	26.5%
Electricity	18.1%
Propane / LP gas	38.5%
Fuel oil	8.8%
Wood	8.1%

Households & families

Household type	Count	%
Married-couple family	163	62.7%
Cohabiting couple	14	5.4%
Male householder, no spouse	52	20.0%
Female householder, no spouse	31	11.9%
Households with children under 18	83	31.9%
Households with seniors (65+)	84	32.3%
Average household size	2.54

Marital status

Status	Male	Female
Never married	31.3%	11.8%
Married	58.6%	73.1%
Separated	1.3%	0.0%
Widowed	3.0%	7.5%
Divorced	5.7%	7.5%

Education

Less than 9th grade 3.4%

Some HS, no diploma 3.9%

HS graduate 33.9%

Some college, no degree 24.7%

Associate's degree 24.3%

Bachelor's degree 8.7%

Graduate / professional 1.1%

Metric	%
HS diploma or higher	92.7%
Bachelor's or higher	9.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	19	11.9%
Kindergarten	5	3.1%
Elementary school	86	53.8%
High school	39	24.4%
College / grad school	11	6.9%

Employment

Industry of employment

Agriculture & mining 27.0%

Education & healthcare 20.7%

Construction 14.7%

Retail trade 8.0%

Public administration 7.8%

Transportation & utilities 4.6%

Arts, food & hospitality 4.3%

Wholesale trade 4.0%

Finance & real estate 4.0%

Manufacturing 2.3%

Other services 2.3%

Professional & management 0.3%

Occupation

Category	%
Management, business & arts	30.2%
Service	7.8%
Sales & office	21.3%
Natural resources & construction	29.3%
Production & transportation	11.5%

Employment type

Type	%
Private sector	66.7%
Government	21.6%
Self-employed	9.8%
Unpaid family workers	2.0%

Commute

Method	%
Drive alone	75.1%
Carpool	9.6%
Public transit	0.0%
Walk	7.8%
Work from home	5.8%
Other means	1.7%
Avg commute (minutes)	23.5

Poverty

All people 4.0%

Under 18 years 4.0%

18 and over 4.0%

Married-couple families 0.6%

Female-led households 0.0%

Income support

Source	% of households
Social Security	36.5%
Retirement income	21.2%
Supplemental Security	1.2%
Cash public assistance	1.5%
Food stamps / SNAP	4.6%

Health indicators

Condition	%
Obesity	41.1%
High blood pressure	35.6%
High cholesterol	33.2%
Diabetes	11.3%
Heart disease	8.2%
Stroke	3.7%
Asthma	8.9%
Arthritis	28.4%
Kidney disease	3.4%
Pulmonary disease	7.0%
Cancer	8.3%

Behavior / access	%
Smoking	19.7%
Binge drinking	17.9%
No physical activity	24.2%
Less than 7 hrs sleep	28.8%
Depression	21.3%
Fair or poor health	14.2%
Poor mental health	13.0%
Poor physical health	10.9%
No health insurance	11.6%
Visited doctor (checkup)	73.3%
Visited dentist	64.8%
Cholesterol screening	91.0%
Teeth loss	12.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	27	5.6%

Disability	%
Any disability	8.9%
Under 18	4.4%
18–64 years	7.9%
65 and over	18.4%

Health insurance coverage

Type	%
Private insurance	83.3%
Public insurance	37.0%
No insurance	2.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	609	92.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	653	98.9%
Born in same state	652	98.8%
Born in different state	401	60.8%
Foreign born	1	0.2%
Naturalized citizen	7	1.1%
Not a US citizen	1	14.3%

Ancestry

Ancestry	Count	%
Polish	353	53.5%
Italian	24	3.6%
French	11	1.7%
English	8	1.2%

Ancestry	Count	%
German	4	0.6%
Arab	3	0.5%
Dutch	2	0.3%

Technology access

Metric	% of households
Computer access	39.4%
Internet access	89.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 56545

What city is ZIP code 56545 in?

ZIP code 56545 is primarily assigned to Gary, Minnesota.

What county is ZIP code 56545 in?

ZIP code 56545 falls within Norman County, Minnesota.

Is ZIP code 56545 mostly owner-occupied?

91% of occupied units in ZIP code 56545 are owner-occupied, well above the national average.

How educated is the population of ZIP code 56545?

10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 56545 have a large retiree population?

37% of households in ZIP code 56545 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 56545?

The median home value in ZIP code 56545 is $149,100.

What timezone is ZIP code 56545 in?

ZIP code 56545 observes the CST timezone.