07027 ZIP Code — Garwood, NJ
Union County, New Jersey
ZIP code 07027 is located in Garwood, New Jersey, within Union County. It covers approximately 0.65 square miles and serves a population of 4,542 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 908.
About ZIP code 07027
The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $469,800. Owner-occupancy sits near the national average at 51%.
Median household income is $107,823. The poverty rate of 4% is below the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.
Educational attainment is near the national average, with 40% of residents holding a bachelor's degree or higher.
4,542
population
0.65
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
07027 ZIP code map
Cities in ZIP code 07027
Below are the cities the US Postal Service accepts for ZIP code 07027. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Garwood | Preferred |
Nearby ZIP codes
07016 Cranford (1.1 mi)
07090 Westfield (1.2 mi)
07076 Scotch Plains (2.4 mi)
07033 Kenilworth (2.5 mi)
07081 Springfield (3.4 mi)
07023 Fanwood (3.4 mi)
07065 Rahway (3.6 mi)
07083 Union (4.2 mi)
07036 Linden (4.3 mi)
07062 Plainfield (4.4 mi)
07901 Summit (4.7 mi)
07088 Vauxhall (5.1 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 4,542 |
| Population density | 6,988 / sq mi |
| State FIPS | 34 |
| County FIPS | 039 |
| Geography | |
|---|---|
| Land area | 0.65 sq mi |
| Water area | 0.00 sq mi |
| Latitude | 40.6502 |
| Longitude | -74.3231 |
| Timezone | Eastern (ET) |
| Area code | 908 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 22.1% | 29.7% | 30.2% |
| $50k – $100k | 31.8% | 28.5% | 26.7% |
| $100k – $200k | 37.1% | 27.1% | 28.3% |
| Over $200k | 9.0% | 14.6% | 14.8% |
Demographics & statistics
4,542
Population
6,988
People per sq mi
41.5
Median age
$107,823
Median household income
$55,478
Per capita income
$469,800
Median home value
$1,575
Median monthly rent
51.1%
Home ownership
3.6%
Poverty rate
6.0%
Unemployment
1,016
Housing units
39.5%
Bachelor's or higher
Age distribution
Male
Female
110
Under 5
93
97
5–9
81
126
10–14
106
118
15–19
99
137
20–24
115
364
25–34
307
391
35–44
328
317
45–54
266
123
55–59
103
172
60–64
144
279
65–74
234
121
75–84
101
114
85+
96
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 768 | 16.9% |
| 18 and over | 3,774 | 83.1% |
| 65 and over | 945 | 20.8% |
| Median age | 41.5 years | |
Race & ethnicity
White
65.5%
Hispanic or Latino
15.7%
Other race
10.3%
Two or more races
6.5%
Asian
2%
| Group | Count | % |
|---|---|---|
| White | 3,526 | 65.5% |
| Hispanic or Latino | 845 | 15.7% |
| Other race | 556 | 10.3% |
| Two or more races | 352 | 6.5% |
| Asian | 108 | 2% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 22.1% | 29.7% | 30.2% |
| $50k – $100k | 31.8% | 28.5% | 26.7% |
| $100k – $200k | 37.1% | 27.1% | 28.3% |
| Over $200k | 9.0% | 14.6% | 14.8% |
Under $10k
1.4%
$10k–$15k
3.5%
$15k–$25k
3.0%
$25k–$35k
7.7%
$35k–$50k
7.4%
$50k–$75k
13.5%
$75k–$100k
12.2%
$100k–$150k
18.5%
$150k–$200k
18.4%
$200k+
14.5%
| Range | % of households |
|---|---|
| Under $10k | 1.4% |
| $10k–$15k | 3.5% |
| $15k–$25k | 3.0% |
| $25k–$35k | 7.7% |
| $35k–$50k | 7.4% |
| $50k–$75k | 13.5% |
| $75k–$100k | 12.2% |
| $100k–$150k | 18.5% |
| $150k–$200k | 18.4% |
| $200k+ | 14.5% |
| Median income | $107,823 |
Housing
Home values
Under $50k
1.1%
$200k–$300k
1.0%
$300k–$500k
60.7%
$500k–$1M
37.2%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $469,800 |
| Median rent / month | $1,575 |
| Owner occupied | 51.1% |
| Renter occupied | 48.9% |
| Vacant | 0.8% |
| Single-family detached | 40.8% |
| Large apartment buildings | 6.4% |
| Mobile homes | 0.0% |
| Median rooms | 5.4 |
| Avg household size (owned) | 2.73 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 1.8% |
| 2000–2009 | 3.5% |
| 1990–1999 | 1.0% |
| 1980–1989 | 4.5% |
| 1970–1979 | 8.4% |
| 1960–1969 | 6.2% |
| 1950–1959 | 29.7% |
| 1940–1949 | 14.9% |
| 1939 or earlier | 30.0% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 6.6% |
| 1 bedroom | 14.1% |
| 2 bedrooms | 33.4% |
| 3 bedrooms | 27.3% |
| 4 bedrooms | 17.7% |
| 5+ bedrooms | 0.9% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 11.0% |
| 1 vehicle | 34.3% |
| 2 vehicles | 38.7% |
| 3 or more | 16.1% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 83.9% |
| Electricity | 8.0% |
| Propane / LP gas | 1.2% |
| Fuel oil | 5.4% |
| Solar | 1.4% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 976 | 49.9% |
| Cohabiting couple | 109 | 5.6% |
| Male householder, no spouse | 531 | 27.1% |
| Female householder, no spouse | 340 | 17.4% |
| Households with children under 18 | 522 | 26.7% |
| Households with seniors (65+) | 727 | 37.2% |
| Average household size | 2.32 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 40.1% | 27.6% |
| Married | 48.7% | 56.8% |
| Separated | 0.0% | 0.0% |
| Widowed | 2.0% | 5.5% |
| Divorced | 9.2% | 10.1% |
Education
Less than 9th grade
0.7%
Some HS, no diploma
2.9%
HS graduate
27.8%
Some college, no degree
18.9%
Associate's degree
10.2%
Bachelor's degree
25.1%
Graduate / professional
14.3%
| Metric | % |
|---|---|
| HS diploma or higher | 96.3% |
| Bachelor's or higher | 39.5% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 20 | 2.5% |
| Kindergarten | 34 | 4.3% |
| Elementary school | 391 | 48.9% |
| High school | 133 | 16.6% |
| College / grad school | 222 | 27.8% |
Employment
Industry of employment
Education & healthcare
21.9%
Professional & management
16.2%
Retail trade
11.0%
Construction
8.7%
Manufacturing
7.9%
Transportation & utilities
6.7%
Arts, food & hospitality
6.3%
Public administration
6.3%
Other services
5.3%
Finance & real estate
4.7%
Wholesale trade
3.1%
Information
1.7%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 48.8% |
| Service | 9.5% |
| Sales & office | 19.6% |
| Natural resources & construction | 11.2% |
| Production & transportation | 10.9% |
Employment type
| Type | % |
|---|---|
| Private sector | 77.4% |
| Government | 20.0% |
| Self-employed | 2.6% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 73.3% |
| Carpool | 7.3% |
| Public transit | 5.8% |
| Walk | 2.7% |
| Work from home | 10.3% |
| Other means | 0.6% |
| Avg commute (minutes) | 29.5 |
Poverty
All people
3.6%
Under 18 years
1.3%
18 and over
4.0%
Married-couple families
1.5%
Female-led households
0.0%
Income support
| Source | % of households |
|---|---|
| Social Security | 31.5% |
| Retirement income | 28.3% |
| Supplemental Security | 1.7% |
| Cash public assistance | 3.8% |
| Food stamps / SNAP | 5.3% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 25.5% |
| High blood pressure | 0.0% |
| High cholesterol | 0.0% |
| Diabetes | 7.0% |
| Heart disease | 5.2% |
| Stroke | 2.3% |
| Asthma | 8.5% |
| Arthritis | 18.8% |
| Kidney disease | 2.3% |
| Pulmonary disease | 4.9% |
| Cancer | 6.8% |
| Behavior / access | % |
|---|---|
| Smoking | 11.9% |
| Binge drinking | 19.3% |
| No physical activity | 18.5% |
| Less than 7 hrs sleep | 32.0% |
| Depression | 17.5% |
| Fair or poor health | 9.5% |
| Poor mental health | 12.8% |
| Poor physical health | 7.8% |
| No health insurance | 11.6% |
| Visited doctor (checkup) | 73.5% |
| Visited dentist | 72.0% |
| Cholesterol screening | 0.0% |
| Teeth loss | 8.9% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 151 | 4.0% |
| Disability | % |
|---|---|
| Any disability | 7.1% |
| Under 18 | 0.7% |
| 18–64 years | 1.8% |
| 65 and over | 28.3% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 79.7% |
| Public insurance | 26.6% |
| No insurance | 2.5% |
| Uninsured under 19 | 4.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 4,339 | 95.5% |
| Spanish | 363 | 8.4% |
| Other Indo-European | 228 | 5.3% |
| Asian & Pacific Islander | 100 | 2.3% |
| Other languages | 24 | 0.6% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 3,863 | 85.1% |
| Born in same state | 3,731 | 82.1% |
| Born in different state | 2,726 | 60.0% |
| Foreign born | 132 | 2.9% |
| Naturalized citizen | 679 | 14.9% |
| Not a US citizen | 483 | 71.1% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 416 | 9.2% |
| Arab | 384 | 8.5% |
| French | 150 | 3.3% |
| Polish | 95 | 2.1% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 35 | 0.8% |
| Norwegian | 26 | 0.6% |
| German | 20 | 0.4% |
| Dutch | 11 | 0.2% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 43.1% |
| Internet access | 95.2% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 07027
What city is ZIP code 07027 in?
ZIP code 07027 is primarily assigned to Garwood, New Jersey.
What county is ZIP code 07027 in?
ZIP code 07027 falls within Union County, New Jersey.
What is the typical home value in ZIP code 07027?
The median home value in ZIP code 07027 is $469,800.
What is the median household income in ZIP code 07027?
The median household income in ZIP code 07027 is $107,823, above the national median of ~$75,000.
What is the population of ZIP code 07027?
ZIP code 07027 has an estimated population of 4,542 residents, with a density of 6,988 people per square mile.
What timezone is ZIP code 07027 in?
ZIP code 07027 observes the EST timezone.