40941 ZIP Code — Garrard, KY
Clay County, Kentucky
ZIP code 40941 is located in Garrard, Kentucky, within Clay County. It covers approximately 0.14 square miles and serves a population of 145 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.
145
population
0.14
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
40941 ZIP code map
Cities in ZIP code 40941
Below are the cities the US Postal Service accepts for ZIP code 40941. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Garrard | Acceptable |
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 145 |
| Population density | 1,036 / sq mi |
| State FIPS | 21 |
| County FIPS | 051 |
| Geography | |
|---|---|
| Land area | 0.14 sq mi |
| Water area | 0.00 sq mi |
| Latitude | 37.1827 |
| Longitude | -83.6515 |
| Timezone | Eastern (ET) |
| Area code | 606 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 100.0% | 70.4% | 47.9% |
| $50k – $100k | 0.0% | 22.8% | 30.3% |
| $100k – $200k | 0.0% | 5.7% | 17.6% |
| Over $200k | 0.0% | 1.1% | 4.2% |
Demographics & statistics
145
Population
1,036
People per sq mi
27.6
Median age
$0
Median household income
$15,754
Per capita income
$0
Median home value
$0
Median monthly rent
45.0%
Home ownership
40.7%
Poverty rate
0.0%
Unemployment
27
Housing units
0.0%
Bachelor's or higher
Age distribution
Male
Female
24
Under 5
11
12
20–24
6
23
25–34
10
41
60–64
18
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 35 | 24.1% |
| 18 and over | 110 | 75.9% |
| 65 and over | 0 | 0.0% |
| Median age | 27.6 years | |
Race & ethnicity
White
100%
| Group | Count | % |
|---|---|---|
| White | 145 | 100% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 100.0% | 70.4% | 47.9% |
| $50k – $100k | 0.0% | 22.8% | 30.3% |
| $100k – $200k | 0.0% | 5.7% | 17.6% |
| Over $200k | 0.0% | 1.1% | 4.2% |
$25k–$35k
45.0%
$50k–$75k
55.0%
| Range | % of households |
|---|---|
| $25k–$35k | 45.0% |
| $50k–$75k | 55.0% |
| Median income | $0 |
Housing
Home values
Under $50k
100.0%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $0 |
| Median rent / month | $0 |
| Owner occupied | 45.0% |
| Renter occupied | 55.0% |
| Vacant | 0.0% |
| Single-family detached | 0.0% |
| Large apartment buildings | 0.0% |
| Mobile homes | 100.0% |
| Median rooms | 0.0 |
| Avg household size (owned) | 2.19 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 0.0% |
| 2000–2009 | 0.0% |
| 1990–1999 | 0.0% |
| 1980–1989 | 100.0% |
| 1970–1979 | 0.0% |
| 1960–1969 | 0.0% |
| 1950–1959 | 0.0% |
| 1940–1949 | 0.0% |
| 1939 or earlier | 0.0% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.0% |
| 1 bedroom | 0.0% |
| 2 bedrooms | 0.0% |
| 3 bedrooms | 100.0% |
| 4 bedrooms | 0.0% |
| 5+ bedrooms | 0.0% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 0.0% |
| 1 vehicle | 0.0% |
| 2 vehicles | 100.0% |
| 3 or more | 0.0% |
Heating fuel
| Fuel type | % |
|---|---|
| Electricity | 100.0% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 0 | 0.0% |
| Cohabiting couple | 60 | 100.0% |
| Male householder, no spouse | 0 | 0.0% |
| Female householder, no spouse | 0 | 0.0% |
| Households with children under 18 | 33 | 55.0% |
| Households with seniors (65+) | 0 | 0.0% |
| Average household size | 2.42 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 50.8% | 40.0% |
| Married | 0.0% | 0.0% |
| Separated | 0.0% | 0.0% |
| Widowed | 0.0% | 60.0% |
| Divorced | 49.2% | 0.0% |
Education
Less than 9th grade
34.8%
Some HS, no diploma
0.0%
HS graduate
65.2%
Some college, no degree
0.0%
Associate's degree
0.0%
Bachelor's degree
0.0%
Graduate / professional
0.0%
| Metric | % |
|---|---|
| HS diploma or higher | 65.2% |
| Bachelor's or higher | 0.0% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 0 | 0.0% |
| Kindergarten | 0 | 0.0% |
| Elementary school | 0 | 0.0% |
| High school | 0 | 0.0% |
| College / grad school | 0 | 0.0% |
Employment
Industry of employment
Manufacturing
64.7%
Education & healthcare
35.3%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 0.0% |
| Service | 35.3% |
| Sales & office | 0.0% |
| Natural resources & construction | 0.0% |
| Production & transportation | 64.7% |
Employment type
| Type | % |
|---|---|
| Private sector | 100.0% |
| Government | 0.0% |
| Self-employed | 0.0% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 64.7% |
| Carpool | 35.3% |
| Public transit | 0.0% |
| Walk | 0.0% |
| Work from home | 0.0% |
| Other means | 0.0% |
| Avg commute (minutes) | 0.0 |
Poverty
All people
40.7%
Under 18 years
0.0%
18 and over
53.6%
Married-couple families
0.0%
Female-led households
0.0%
Income support
| Source | % of households |
|---|---|
| Social Security | 45.0% |
| Retirement income | 0.0% |
| Supplemental Security | 45.0% |
| Cash public assistance | 0.0% |
| Food stamps / SNAP | 45.0% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 42.8% |
| High blood pressure | 44.0% |
| High cholesterol | 39.6% |
| Diabetes | 15.0% |
| Heart disease | 9.7% |
| Stroke | 4.8% |
| Asthma | 13.3% |
| Arthritis | 35.0% |
| Kidney disease | 4.1% |
| Pulmonary disease | 15.8% |
| Cancer | 6.4% |
| Behavior / access | % |
|---|---|
| Smoking | 32.7% |
| Binge drinking | 14.1% |
| No physical activity | 39.7% |
| Less than 7 hrs sleep | 40.9% |
| Depression | 30.1% |
| Fair or poor health | 30.1% |
| Poor mental health | 22.0% |
| Poor physical health | 19.6% |
| No health insurance | 14.4% |
| Visited doctor (checkup) | 77.0% |
| Visited dentist | 43.0% |
| Cholesterol screening | 85.6% |
| Teeth loss | 29.9% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 0 | 0.0% |
| Disability | % |
|---|---|
| Any disability | 0.0% |
| Under 18 | 0.0% |
| 18–64 years | 0.0% |
| 65 and over | 0.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 31.0% |
| Public insurance | 64.8% |
| No insurance | 22.8% |
| Uninsured under 19 | 0.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 110 | 75.9% |
| Spanish | 0 | 0.0% |
| Other Indo-European | 0 | 0.0% |
| Asian & Pacific Islander | 0 | 0.0% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 145 | 100.0% |
| Born in same state | 145 | 100.0% |
| Born in different state | 86 | 59.3% |
| Foreign born | 0 | 0.0% |
| Naturalized citizen | 0 | 0.0% |
| Not a US citizen | 0 | 0.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Arab | 59 | 40.7% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 41.4% |
| Internet access | 100.0% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 40941
What city is ZIP code 40941 in?
ZIP code 40941 is primarily assigned to Garrard, Kentucky.
What county is ZIP code 40941 in?
ZIP code 40941 falls within Clay County, Kentucky.
What is the poverty rate in ZIP code 40941?
41% of residents in ZIP code 40941 live below the poverty line, above the national average.
Is ZIP code 40941 mostly rentals?
55% of occupied units in ZIP code 40941 are renter-occupied.
Does ZIP code 40941 have a large retiree population?
45% of households in ZIP code 40941 receive Social Security income, suggesting a significant retiree or disability population.
What is the population of ZIP code 40941?
ZIP code 40941 has an estimated population of 145 residents, with a density of 1,028 people per square mile.
What timezone is ZIP code 40941 in?
ZIP code 40941 observes the EST timezone.