Clay County, KY ZIP Codes
Kentucky (KY) · 8 ZIP codes · 8 cities
8
ZIP codes
20,206
population (2021)
-7.0%
pop change since 2010
21051
FIPS code
Clay County ZIP code map
About Clay County
Clay County is located in Kentucky and contains 8 ZIP codes across 8 cities and communities.
The county's population was 20,206 as of 2021,
a decrease of
7% from 21,730 in 2010.
The timezone is Central Time (observes DST).
The Federal Information Processing System (FIPS) code for Clay County is 21051.
| Population | |
|---|---|
| 2021 population | 20,206 |
| 2010 population | 21,730 |
| Change | -7.0% |
| County details | |
|---|---|
| State | Kentucky |
| FIPS code | 21051 |
| Timezone | Central |
| Daylight saving | Yes |
Cities in Clay County
ZIP codes for Clay County, KY (8)
| ZIP code | City | County | Map |
|---|---|---|---|
| 40914 | Big Creek | Clay | View map |
| 40932 | Fall Rock | Clay | View map |
| 40941 | Garrard | Clay | View map |
| 40944 | Goose Rock | Clay | View map |
| 40951 | Hima | Clay | View map |
| 40962 | Manchester | Clay | View map |
| 40972 | Oneida | Clay | View map |
| 40983 | Sextons Creek | Clay | View map |
Demographics & statistics
20,011
Population
40.7
Median age
$35,237
Median household income
$19,401
Per capita income
$47,350
Median home value
$307
Median monthly rent
68.5%
Home ownership
20.2%
Poverty rate
4.3%
Unemployment
6,770
Housing units
13.8%
Bachelor's or higher
Age distribution
Male
Female
626
Under 5
599
470
5–9
450
697
10–14
666
550
15–19
526
482
20–24
461
1,535
25–34
1,468
1,426
35–44
1,364
1,448
45–54
1,384
720
55–59
689
650
60–64
622
1,068
65–74
1,021
399
75–84
382
157
85+
151
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 4,172 | 23.7% |
| 18 and over | 15,839 | 76.4% |
| 65 and over | 3,178 | 16.1% |
| Median age | 40.7 years | |
Race & ethnicity
White
90.6%
Black or African American
4.1%
Two or more races
3.3%
Hispanic or Latino
1.8%
Other race
0.1%
Asian
0.1%
| Group | Count | % |
|---|---|---|
| White | 18,464 | 90.6% |
| Black or African American | 833 | 4.1% |
| Two or more races | 663 | 3.3% |
| Hispanic or Latino | 368 | 1.8% |
| Other race | 24 | 0.1% |
| Asian | 11 | 0.1% |
Household income
Under $10k
5.0%
$10k–$15k
7.5%
$15k–$25k
14.1%
$25k–$35k
24.1%
$35k–$50k
9.7%
$50k–$75k
15.2%
$75k–$100k
17.1%
$100k–$150k
5.9%
$150k–$200k
0.5%
$200k+
1.0%
| Range | % of households |
|---|---|
| Under $10k | 5.0% |
| $10k–$15k | 7.5% |
| $15k–$25k | 14.1% |
| $25k–$35k | 24.1% |
| $35k–$50k | 9.7% |
| $50k–$75k | 15.2% |
| $75k–$100k | 17.1% |
| $100k–$150k | 5.9% |
| $150k–$200k | 0.5% |
| $200k+ | 1.0% |
| Median income | $35,237 |
Housing
Home values
Under $50k
30.4%
$50k–$100k
36.3%
$100k–$150k
16.8%
$150k–$200k
11.4%
$200k–$300k
2.0%
$300k–$500k
2.5%
$500k–$1M
0.6%
$1M+
0.2%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $47,350 |
| Median rent / month | $307 |
| Owner occupied | 68.5% |
| Renter occupied | 31.5% |
| Vacant | 25.5% |
| Single-family detached | 58.3% |
| Large apartment buildings | 0.2% |
| Mobile homes | 38.4% |
| Median rooms | 5.2 |
| Avg household size (owned) | 2.93 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.1% |
| 2010–2019 | 13.1% |
| 2000–2009 | 7.3% |
| 1990–1999 | 15.4% |
| 1980–1989 | 19.1% |
| 1970–1979 | 17.5% |
| 1960–1969 | 7.9% |
| 1950–1959 | 4.4% |
| 1940–1949 | 11.7% |
| 1939 or earlier | 3.8% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.0% |
| 1 bedroom | 4.8% |
| 2 bedrooms | 35.5% |
| 3 bedrooms | 49.5% |
| 4 bedrooms | 7.2% |
| 5+ bedrooms | 2.2% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 7.8% |
| 1 vehicle | 37.2% |
| 2 vehicles | 30.8% |
| 3 or more | 24.2% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 31.6% |
| Electricity | 48.6% |
| Propane / LP gas | 6.9% |
| Fuel oil | 4.8% |
| Wood | 2.0% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 3,330 | 50.8% |
| Cohabiting couple | 476 | 7.7% |
| Male householder, no spouse | 1,299 | 23.2% |
| Female householder, no spouse | 1,898 | 18.3% |
| Households with children under 18 | 2,765 | 43.9% |
| Households with seniors (65+) | 2,345 | 36.1% |
| Average household size | 3.10 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 26.6% | 26.9% |
| Married | 50.6% | 42.2% |
| Separated | 4.6% | 3.0% |
| Widowed | 6.0% | 11.8% |
| Divorced | 12.4% | 16.1% |
Education
Less than 9th grade
13.0%
Some HS, no diploma
14.1%
HS graduate
38.2%
Some college, no degree
15.7%
Associate's degree
5.2%
Bachelor's degree
10.3%
Graduate / professional
3.5%
| Metric | % |
|---|---|
| HS diploma or higher | 72.9% |
| Bachelor's or higher | 13.8% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 329 | 3.0% |
| Kindergarten | 204 | 3.5% |
| Elementary school | 1,721 | 34.6% |
| High school | 909 | 36.0% |
| College / grad school | 507 | 23.0% |
Employment
Industry of employment
Education & healthcare
20.2%
Construction
16.6%
Retail trade
14.0%
Manufacturing
8.8%
Other services
8.2%
Arts, food & hospitality
6.4%
Public administration
6.3%
Wholesale trade
5.5%
Professional & management
4.3%
Transportation & utilities
4.1%
Information
3.7%
Finance & real estate
1.4%
Agriculture & mining
0.7%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 20.7% |
| Service | 17.8% |
| Sales & office | 18.2% |
| Natural resources & construction | 25.8% |
| Production & transportation | 17.6% |
Employment type
| Type | % |
|---|---|
| Private sector | 77.8% |
| Government | 17.8% |
| Self-employed | 2.5% |
| Unpaid family workers | 2.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 55.8% |
| Carpool | 38.5% |
| Public transit | 1.5% |
| Walk | 1.1% |
| Other means | 0.3% |
| Avg commute (minutes) | 22.3 |
Poverty
All people
20.2%
Under 18 years
16.2%
18 and over
21.5%
Married-couple families
16.9%
Female-led households
19.4%
Income support
| Source | % of households |
|---|---|
| Social Security | 58.3% |
| Retirement income | 20.7% |
| Supplemental Security | 17.3% |
| Cash public assistance | 5.1% |
| Food stamps / SNAP | 27.1% |
Health indicators
| Condition | % |
|---|---|
| High blood pressure | 46.2% |
| High cholesterol | 39.8% |
| Heart disease | 10.2% |
| Stroke | 5.2% |
| Asthma | 13.1% |
| Arthritis | 36.4% |
| Kidney disease | 4.3% |
| Pulmonary disease | 16.9% |
| Cancer | 6.5% |
| Behavior / access | % |
|---|---|
| Binge drinking | 14.3% |
| No physical activity | 41.5% |
| Less than 7 hrs sleep | 42.0% |
| Fair or poor health | 32.1% |
| Poor mental health | 21.8% |
| Poor physical health | 20.8% |
| No health insurance | 15.2% |
| Visited doctor (checkup) | 76.8% |
| Visited dentist | 40.6% |
| Cholesterol screening | 86.1% |
| Teeth loss | 32.9% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 677 | 2.0% |
| Disability | % |
|---|---|
| Any disability | 31.3% |
| Under 18 | 4.0% |
| 18–64 years | 38.1% |
| 65 and over | 48.4% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 37.9% |
| Public insurance | 70.2% |
| Uninsured under 19 | 0.8% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 18,786 | 90.1% |
| Spanish | 60 | 0.1% |
| Other Indo-European | 60 | 0.1% |
| Asian & Pacific Islander | 0 | 0.0% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 19,854 | 98.9% |
| Born in same state | 19,815 | 98.8% |
| Born in different state | 16,431 | 81.2% |
| Foreign born | 39 | 0.1% |
| Naturalized citizen | 157 | 1.1% |
| Not a US citizen | 37 | 15.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Arab | 6,431 | 32.1% |
| French | 2,633 | 13.2% |
| Italian | 920 | 4.6% |
| Ancestry | Count | % |
|---|---|---|
| German | 37 | 0.2% |
| English | 31 | 0.2% |
| Polish | 9 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 32.4% |
| Internet access | 88.8% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
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