48436 ZIP Code — Gaines, MI

Genesee County, Michigan

ZIP code 48436 is located in Gaines, Michigan, within Genesee County. It covers approximately 32.63 square miles and serves a population of 4,139 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48436

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $231,100. Owner-occupancy is high at 94%, well above the national average.

The gap between median ($90,294) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 39 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Overall, ZIP code 48436 reflects a community defined by high homeownership and a significant Social Security-dependent population.

4,139

population

32.63

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48436 ZIP code map

Cities in ZIP code 48436

Below are the cities the US Postal Service accepts for ZIP code 48436. Using any city not on this list may result in mail delivery delays.

City	Status
Gaines	Preferred

Nearby ZIP codes

48473 Swartz Creek (5.1 mi) 48451 Linden (6.1 mi) 48429 Durand (6.8 mi) 48418 Byron (7.3 mi) 48449 Lennon (9.2 mi) 48414 Bancroft (9.6 mi) 48430 Fenton (9.8 mi) 48507 Flint (10.1 mi) 48507 Flint (10.1 mi) 48532 Flint (10.3 mi) 48439 Grand Blanc (11.9 mi) 48855 Howell (12.2 mi)

Demographics updated 06/2026

Population
Total population	4,139
Population density	127 / sq mi
State FIPS	26
County FIPS	049

Geography
Land area	32.63 sq mi
Water area	0.05 sq mi
Latitude	42.8762
Longitude	-83.8753
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.9%	48.8%	42.6%
$50k – $100k	38.4%	30.0%	31.1%
$100k – $200k	22.6%	17.4%	20.6%
Over $200k	7.2%	3.8%	5.7%

Demographics & statistics

4,139

Population

127

People per sq mi

42.6

Median age

$90,294

Median household income

$43,963

Per capita income

$231,100

Median home value

$893

Median monthly rent

93.9%

Home ownership

6.5%

Poverty rate

4.5%

Unemployment

1,499

Housing units

22.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

169

5–9

163

127

10–14

123

159

15–19

154

113

20–24

110

187

25–34

180

285

35–44

275

305

45–54

295

199

55–59

193

190

60–64

184

206

65–74

200

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	987	23.8%
18 and over	3,152	76.2%
65 and over	557	13.5%
Median age	42.6 years

Race & ethnicity

White 94.5%

Two or more races 3.6%

Hispanic or Latino 1%

Asian 0.5%

Black or African American 0.4%

Group	Count	%
White	3,950	94.5%
Two or more races	150	3.6%
Hispanic or Latino	43	1%
Asian	21	0.5%
Black or African American	16	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.9%	48.8%	42.6%
$50k – $100k	38.4%	30.0%	31.1%
$100k – $200k	22.6%	17.4%	20.6%
Over $200k	7.2%	3.8%	5.7%

Under $10k 1.2%

$10k–$15k 0.7%

$15k–$25k 4.5%

$25k–$35k 2.9%

$35k–$50k 18.6%

$50k–$75k 14.6%

$75k–$100k 21.5%

$100k–$150k 15.1%

$150k–$200k 10.9%

$200k+ 10.0%

Range	% of households
Under $10k	1.2%
$10k–$15k	0.7%
$15k–$25k	4.5%
$25k–$35k	2.9%
$35k–$50k	18.6%
$50k–$75k	14.6%
$75k–$100k	21.5%
$100k–$150k	15.1%
$150k–$200k	10.9%
$200k+	10.0%
Median income	$90,294

Housing

Home values

Under $50k 3.0%

$50k–$100k 11.9%

$100k–$150k 11.2%

$150k–$200k 12.3%

$200k–$300k 35.0%

$300k–$500k 21.8%

$500k–$1M 4.2%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$231,100
Median rent / month	$893
Owner occupied	93.9%
Renter occupied	6.1%
Vacant	5.2%
Single-family detached	96.1%
Large apartment buildings	0.0%
Mobile homes	1.8%
Median rooms	7.2
Avg household size (owned)	2.79

Year built

Era	%
2020 or later	0.0%
2010–2019	0.3%
2000–2009	16.7%
1990–1999	19.9%
1980–1989	7.6%
1970–1979	19.0%
1960–1969	10.1%
1950–1959	7.0%
1940–1949	1.8%
1939 or earlier	17.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	1.8%
2 bedrooms	6.0%
3 bedrooms	66.6%
4 bedrooms	17.9%
5+ bedrooms	6.8%

Vehicles per household

Vehicles	% of households
No vehicle	2.9%
1 vehicle	16.0%
2 vehicles	46.4%
3 or more	34.7%

Heating fuel

Fuel type	%
Utility gas	55.1%
Electricity	5.0%
Propane / LP gas	32.2%
Fuel oil	1.6%
Wood	4.2%

Households & families

Household type	Count	%
Married-couple family	1,081	71.7%
Cohabiting couple	124	8.2%
Male householder, no spouse	143	9.5%
Female householder, no spouse	160	10.6%
Households with children under 18	522	34.6%
Households with seniors (65+)	398	26.4%
Average household size	2.74

Marital status

Status	Male	Female
Never married	26.3%	19.7%
Married	61.5%	64.9%
Separated	1.3%	0.1%
Widowed	2.3%	6.2%
Divorced	8.6%	9.2%

Education

Less than 9th grade 1.6%

Some HS, no diploma 4.6%

HS graduate 30.5%

Some college, no degree 26.8%

Associate's degree 13.8%

Bachelor's degree 15.7%

Graduate / professional 7.1%

Metric	%
HS diploma or higher	93.9%
Bachelor's or higher	22.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	80	7.4%
Kindergarten	58	5.4%
Elementary school	449	41.7%
High school	311	28.9%
College / grad school	179	16.6%

Employment

Industry of employment

Education & healthcare 19.4%

Manufacturing 18.4%

Construction 11.6%

Retail trade 11.6%

Professional & management 11.4%

Finance & real estate 6.9%

Arts, food & hospitality 6.4%

Other services 4.5%

Transportation & utilities 4.0%

Public administration 2.7%

Agriculture & mining 1.7%

Wholesale trade 1.0%

Information 0.2%

Occupation

Category	%
Management, business & arts	33.1%
Service	13.8%
Sales & office	20.0%
Natural resources & construction	12.7%
Production & transportation	20.3%

Employment type

Type	%
Private sector	80.5%
Government	9.4%
Self-employed	9.5%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	87.3%
Carpool	7.8%
Public transit	0.0%
Walk	0.2%
Work from home	4.4%
Other means	0.4%
Avg commute (minutes)	39.4

Poverty

All people 6.5%

Under 18 years 10.7%

18 and over 5.2%

Married-couple families 1.2%

Female-led households 31.9%

Income support

Source	% of households
Social Security	31.2%
Retirement income	33.4%
Supplemental Security	4.6%
Cash public assistance	1.9%
Food stamps / SNAP	2.5%

Health indicators

Condition	%
Obesity	37.5%
High blood pressure	30.9%
High cholesterol	35.2%
Diabetes	9.3%
Heart disease	5.5%
Stroke	2.5%
Asthma	10.7%
Arthritis	28.1%
Kidney disease	2.4%
Pulmonary disease	6.4%
Cancer	6.4%

Behavior / access	%
Smoking	18.8%
Binge drinking	21.1%
No physical activity	19.1%
Less than 7 hrs sleep	36.3%
Depression	23.1%
Fair or poor health	12.0%
Poor mental health	16.2%
Poor physical health	9.7%
No health insurance	8.0%
Visited doctor (checkup)	73.1%
Visited dentist	74.8%
Cholesterol screening	92.1%
Teeth loss	9.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	247	7.8%

Disability	%
Any disability	10.1%
Under 18	5.6%
18–64 years	9.0%
65 and over	23.5%

Health insurance coverage

Type	%
Private insurance	84.9%
Public insurance	29.5%
No insurance	2.6%
Uninsured under 19	1.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,968	95.9%
Spanish	96	2.4%
Other Indo-European	88	2.2%
Asian & Pacific Islander	0	0.0%
Other languages	8	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,063	98.2%
Born in same state	4,039	97.6%
Born in different state	3,625	87.6%
Foreign born	24	0.6%
Naturalized citizen	76	1.8%
Not a US citizen	68	89.5%

Ancestry

Ancestry	Count	%
Italian	718	17.3%
Arab	461	11.1%
French	361	8.7%
German	110	2.7%

Ancestry	Count	%
English	77	1.9%
Irish	33	0.8%
Polish	15	0.4%

Technology access

Metric	% of households
Computer access	36.4%
Internet access	95.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48436

What city is ZIP code 48436 in?

ZIP code 48436 is primarily assigned to Gaines, Michigan.

What county is ZIP code 48436 in?

ZIP code 48436 falls within Genesee County, Michigan.

Is ZIP code 48436 mostly owner-occupied?

94% of occupied units in ZIP code 48436 are owner-occupied, well above the national average.

What is the population of ZIP code 48436?

ZIP code 48436 has an estimated population of 4,139 residents, with a density of 127 people per square mile.

What is the median household income in ZIP code 48436?

The median household income in ZIP code 48436 is $90,294, above the national median of ~$75,000.

What is the typical home value in ZIP code 48436?

The median home value in ZIP code 48436 is $231,100.

What timezone is ZIP code 48436 in?

ZIP code 48436 observes the EST timezone.