48414 ZIP Code — Bancroft, MI

Shiawassee County, Michigan

ZIP code 48414 is located in Bancroft, Michigan, within Shiawassee County. It covers approximately 31.64 square miles and serves a population of 2,837 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 989.

About ZIP code 48414

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $168,300. Owner-occupancy is high at 93%, well above the national average.

Median household income is $77,266. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 35 minutes suggests many residents work outside the immediate area.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 48414 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

2,837

population

31.64

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

48414 ZIP code map

Cities in ZIP code 48414

Below are the cities the US Postal Service accepts for ZIP code 48414. Using any city not on this list may result in mail delivery delays.

City	Status
Bancroft	Preferred

Nearby ZIP codes

48429 Durand (3.9 mi) 48857 Morrice (4.3 mi) 48418 Byron (5.6 mi) 48872 Perry (8.3 mi) 48436 Gaines (9.6 mi) 48867 Owosso (11.1 mi) 48449 Lennon (11.2 mi) 48817 Corunna (11.3 mi) 48451 Linden (12.7 mi) 48473 Swartz Creek (13.2 mi) 48836 Fowlerville (13.4 mi) 48855 Howell (14.1 mi)

Demographics updated 06/2026

Population
Total population	2,837
Population density	90 / sq mi
State FIPS	26
County FIPS	155

Geography
Land area	31.64 sq mi
Water area	1.19 sq mi
Latitude	42.8583
Longitude	-84.0633
Timezone	Eastern (ET)
Area code	989

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.5%	42.7%	42.6%
$50k – $100k	27.9%	34.3%	31.1%
$100k – $200k	32.4%	20.5%	20.6%
Over $200k	1.2%	2.5%	5.7%

Demographics & statistics

2,837

Population

People per sq mi

42.6

Median age

$77,266

Median household income

$35,340

Per capita income

$168,300

Median home value

$868

Median monthly rent

93.2%

Home ownership

9.1%

Poverty rate

3.0%

Unemployment

1,100

Housing units

18.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

147

10–14

138

141

15–19

133

20–24

116

25–34

110

197

35–44

186

214

45–54

202

105

55–59

161

60–64

153

136

65–74

129

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	718	25.3%
18 and over	2,119	74.7%
65 and over	353	12.4%
Median age	42.6 years

Race & ethnicity

White 87.3%

Two or more races 7.6%

Hispanic or Latino 3.2%

Other race 1.8%

Asian 0.1%

Group	Count	%
White	2,557	87.3%
Two or more races	224	7.6%
Hispanic or Latino	93	3.2%
Other race	54	1.8%
Asian	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.5%	42.7%	42.6%
$50k – $100k	27.9%	34.3%	31.1%
$100k – $200k	32.4%	20.5%	20.6%
Over $200k	1.2%	2.5%	5.7%

Under $10k 2.7%

$10k–$15k 9.2%

$15k–$25k 3.1%

$25k–$35k 9.6%

$35k–$50k 8.6%

$50k–$75k 14.1%

$75k–$100k 15.5%

$100k–$150k 16.3%

$150k–$200k 16.9%

$200k+ 4.0%

Range	% of households
Under $10k	2.7%
$10k–$15k	9.2%
$15k–$25k	3.1%
$25k–$35k	9.6%
$35k–$50k	8.6%
$50k–$75k	14.1%
$75k–$100k	15.5%
$100k–$150k	16.3%
$150k–$200k	16.9%
$200k+	4.0%
Median income	$77,266

Housing

Home values

Under $50k 3.4%

$50k–$100k 8.3%

$100k–$150k 25.0%

$150k–$200k 27.7%

$200k–$300k 16.7%

$300k–$500k 17.3%

$500k–$1M 1.7%

Housing overview

Metric	Value
Median home value	$168,300
Median rent / month	$868
Owner occupied	93.2%
Renter occupied	6.8%
Vacant	6.4%
Single-family detached	96.1%
Large apartment buildings	0.0%
Mobile homes	3.1%
Median rooms	6.6
Avg household size (owned)	2.57

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	14.6%
1990–1999	8.3%
1980–1989	7.2%
1970–1979	21.1%
1960–1969	7.0%
1950–1959	10.6%
1940–1949	4.3%
1939 or earlier	27.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.1%
2 bedrooms	19.7%
3 bedrooms	59.1%
4 bedrooms	15.5%
5+ bedrooms	2.6%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	15.0%
2 vehicles	29.5%
3 or more	53.6%

Heating fuel

Fuel type	%
Utility gas	41.2%
Electricity	3.9%
Propane / LP gas	39.7%
Fuel oil	4.7%
Wood	7.3%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	639	58.1%
Cohabiting couple	79	7.2%
Male householder, no spouse	175	15.9%
Female householder, no spouse	207	18.8%
Households with children under 18	350	31.8%
Households with seniors (65+)	252	22.9%
Average household size	2.58

Marital status

Status	Male	Female
Never married	35.2%	21.2%
Married	52.2%	54.8%
Separated	0.2%	0.5%
Widowed	4.5%	5.2%
Divorced	7.8%	18.3%

Education

Less than 9th grade 2.0%

Some HS, no diploma 5.7%

HS graduate 26.8%

Some college, no degree 28.7%

Associate's degree 17.8%

Bachelor's degree 15.2%

Graduate / professional 3.7%

Metric	%
HS diploma or higher	92.3%
Bachelor's or higher	18.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	9	1.3%
Kindergarten	62	8.7%
Elementary school	299	41.8%
High school	280	39.2%
College / grad school	65	9.1%

Employment

Industry of employment

Education & healthcare 21.2%

Retail trade 14.8%

Manufacturing 13.0%

Transportation & utilities 11.6%

Construction 10.1%

Professional & management 7.0%

Arts, food & hospitality 6.2%

Other services 4.3%

Public administration 4.2%

Agriculture & mining 2.8%

Finance & real estate 2.5%

Wholesale trade 1.6%

Information 0.7%

Occupation

Category	%
Management, business & arts	23.8%
Service	19.8%
Sales & office	23.3%
Natural resources & construction	15.1%
Production & transportation	18.0%

Employment type

Type	%
Private sector	86.0%
Government	8.2%
Self-employed	5.6%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	88.5%
Carpool	7.3%
Public transit	0.0%
Walk	0.5%
Work from home	3.7%
Other means	0.0%
Avg commute (minutes)	35.1

Poverty

All people 9.1%

Under 18 years 4.5%

18 and over 10.7%

Married-couple families 4.1%

Female-led households 9.5%

Income support

Source	% of households
Social Security	39.8%
Retirement income	26.6%
Supplemental Security	2.4%
Cash public assistance	1.5%
Food stamps / SNAP	4.5%

Health indicators

Condition	%
Obesity	37.6%
High blood pressure	33.2%
High cholesterol	35.6%
Diabetes	10.3%
Heart disease	6.5%
Stroke	2.9%
Asthma	10.7%
Arthritis	29.8%
Kidney disease	2.7%
Pulmonary disease	7.6%
Cancer	6.8%

Behavior / access	%
Smoking	20.0%
Binge drinking	20.1%
No physical activity	21.4%
Less than 7 hrs sleep	33.5%
Depression	21.1%
Fair or poor health	13.7%
Poor mental health	16.1%
Poor physical health	10.7%
No health insurance	9.1%
Visited doctor (checkup)	74.9%
Visited dentist	70.2%
Cholesterol screening	91.7%
Teeth loss	11.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	227	10.8%

Disability	%
Any disability	17.8%
Under 18	26.6%
18–64 years	11.1%
65 and over	33.4%

Health insurance coverage

Type	%
Private insurance	80.4%
Public insurance	27.1%
No insurance	3.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,742	96.7%
Spanish	2	0.1%
Other Indo-European	2	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,821	99.4%
Born in same state	2,806	98.9%
Born in different state	2,522	88.9%
Foreign born	15	0.5%
Naturalized citizen	16	0.6%
Not a US citizen	7	43.8%

Ancestry

Ancestry	Count	%
French	768	27.1%
Italian	488	17.2%
Arab	158	5.6%
German	52	1.8%
English	47	1.7%

Ancestry	Count	%
Irish	18	0.6%
Polish	6	0.2%
Norwegian	6	0.2%
Dutch	5	0.2%

Technology access

Metric	% of households
Computer access	38.8%
Internet access	94.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 48414

What city is ZIP code 48414 in?

ZIP code 48414 is primarily assigned to Bancroft, Michigan.

What county is ZIP code 48414 in?

ZIP code 48414 falls within Shiawassee County, Michigan.

Is ZIP code 48414 mostly owner-occupied?

93% of occupied units in ZIP code 48414 are owner-occupied, well above the national average.

Does ZIP code 48414 have a large retiree population?

40% of households in ZIP code 48414 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 48414 have a large veteran population?

11% of civilians in ZIP code 48414 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 48414?

The median home value in ZIP code 48414 is $168,300.

What timezone is ZIP code 48414 in?

ZIP code 48414 observes the EST timezone.