68638 ZIP Code — Fullerton, NE

Nance County, Nebraska

ZIP code 68638 is located in Fullerton, Nebraska, within Nance County. It covers approximately 152.49 square miles and serves a population of 1,931 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 308.

About ZIP code 68638

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $128,800. Owner-occupancy is high at 83%, well above the national average.

The gap between median ($60,625) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 18% of residents, above the national average. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 68638 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

1,931

population

152.49

sq mi land

Standard

ZIP type

Central (CT)

timezone

68638 ZIP code map

Cities in ZIP code 68638

Below are the cities the US Postal Service accepts for ZIP code 68638. Using any city not on this list may result in mail delivery delays.

City	Status
Fullerton	Preferred

Nearby ZIP codes

68627 Cedar Rapids (11.3 mi) 68864 Palmer (13.2 mi) 68660 Saint Edward (14.5 mi) 68640 Genoa (15.8 mi) 68882 Wolbach (16 mi) 68826 Central City (17.5 mi) 68628 Clarks (18.8 mi) 68873 Saint Paul (19.5 mi)

Demographics updated 05/2026

Population
Total population	1,931
Population density	13 / sq mi
State FIPS	31
County FIPS	125

Geography
Land area	152.49 sq mi
Water area	3.39 sq mi
Latitude	41.3877
Longitude	-98.1172
Timezone	Central (CT)
Area code	308

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.1%	43.3%	39.5%
$50k – $100k	39.7%	37.3%	33.4%
$100k – $200k	13.7%	14.5%	22.0%
Over $200k	4.4%	4.8%	5.2%

Demographics & statistics

1,931

Population

People per sq mi

41.7

Median age

$60,625

Median household income

$31,897

Per capita income

$128,800

Median home value

$681

Median monthly rent

83.0%

Home ownership

18.1%

Poverty rate

4.8%

Unemployment

757

Housing units

18.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

106

35–44

110

45–54

101

55–59

106

60–64

101

65–74

105

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	453	23.5%
18 and over	1,478	76.5%
65 and over	387	20.0%
Median age	41.7 years

Race & ethnicity

White 90.2%

Two or more races 4.2%

Hispanic or Latino 2.1%

Asian 1.7%

American Indian / Alaska Native 0.8%

Black or African American 0.7%

Other race 0.4%

Group	Count	%
White	1,778	90.2%
Two or more races	82	4.2%
Hispanic or Latino	41	2.1%
Asian	34	1.7%
American Indian / Alaska Native	16	0.8%
Black or African American	14	0.7%
Other race	7	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.1%	43.3%	39.5%
$50k – $100k	39.7%	37.3%	33.4%
$100k – $200k	13.7%	14.5%	22.0%
Over $200k	4.4%	4.8%	5.2%

Under $10k 3.1%

$10k–$15k 5.0%

$15k–$25k 9.6%

$25k–$35k 11.0%

$35k–$50k 10.5%

$50k–$75k 20.4%

$75k–$100k 16.3%

$100k–$150k 9.1%

$150k–$200k 9.9%

$200k+ 5.1%

Range	% of households
Under $10k	3.1%
$10k–$15k	5.0%
$15k–$25k	9.6%
$25k–$35k	11.0%
$35k–$50k	10.5%
$50k–$75k	20.4%
$75k–$100k	16.3%
$100k–$150k	9.1%
$150k–$200k	9.9%
$200k+	5.1%
Median income	$60,625

Housing

Home values

Under $50k 11.3%

$50k–$100k 27.1%

$100k–$150k 19.1%

$150k–$200k 11.6%

$200k–$300k 14.5%

$300k–$500k 4.4%

$500k–$1M 9.0%

$1M+ 2.9%

Housing overview

Metric	Value
Median home value	$128,800
Median rent / month	$681
Owner occupied	83.0%
Renter occupied	17.0%
Vacant	19.5%
Single-family detached	95.8%
Large apartment buildings	0.6%
Mobile homes	0.2%
Median rooms	6.4
Avg household size (owned)	2.79

Year built

Era	%
2020 or later	0.0%
2010–2019	4.1%
2000–2009	5.7%
1990–1999	5.4%
1980–1989	2.5%
1970–1979	13.1%
1960–1969	6.6%
1950–1959	16.6%
1940–1949	6.0%
1939 or earlier	39.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	3.4%
2 bedrooms	23.6%
3 bedrooms	38.8%
4 bedrooms	24.1%
5+ bedrooms	9.0%

Vehicles per household

Vehicles	% of households
No vehicle	1.0%
1 vehicle	25.2%
2 vehicles	34.1%
3 or more	39.7%

Heating fuel

Fuel type	%
Utility gas	43.5%
Electricity	43.9%
Propane / LP gas	10.2%
Wood	1.7%

Households & families

Household type	Count	%
Married-couple family	370	52.4%
Cohabiting couple	61	8.6%
Male householder, no spouse	121	17.1%
Female householder, no spouse	154	21.8%
Households with children under 18	187	26.5%
Households with seniors (65+)	241	34.1%
Average household size	2.64

Marital status

Status	Male	Female
Never married	34.8%	27.9%
Married	49.1%	49.1%
Separated	0.0%	1.6%
Widowed	3.9%	11.3%
Divorced	12.2%	10.1%

Education

Less than 9th grade 3.5%

Some HS, no diploma 8.9%

HS graduate 29.6%

Some college, no degree 24.1%

Associate's degree 15.1%

Bachelor's degree 11.7%

Graduate / professional 7.2%

Metric	%
HS diploma or higher	87.6%
Bachelor's or higher	18.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	36	6.6%
Kindergarten	19	3.5%
Elementary school	252	46.2%
High school	167	30.6%
College / grad school	72	13.2%

Employment

Industry of employment

Education & healthcare 27.7%

Agriculture & mining 12.7%

Retail trade 12.3%

Transportation & utilities 10.1%

Arts, food & hospitality 8.4%

Construction 7.0%

Professional & management 5.2%

Manufacturing 4.7%

Other services 4.3%

Finance & real estate 2.4%

Information 2.2%

Public administration 2.0%

Wholesale trade 1.0%

Occupation

Category	%
Management, business & arts	39.9%
Service	18.8%
Sales & office	20.3%
Natural resources & construction	10.2%
Production & transportation	10.9%

Employment type

Type	%
Private sector	74.1%
Government	17.3%
Self-employed	8.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.8%
Carpool	5.9%
Public transit	0.0%
Walk	5.0%
Work from home	12.9%
Other means	0.3%
Avg commute (minutes)	24.3

Poverty

All people 18.1%

Under 18 years 19.2%

18 and over 17.8%

Married-couple families 3.2%

Female-led households 81.6%

Income support

Source	% of households
Social Security	38.2%
Retirement income	11.8%
Supplemental Security	4.2%
Cash public assistance	0.0%
Food stamps / SNAP	9.1%

Health indicators

Condition	%
Obesity	36.1%
High blood pressure	38.4%
High cholesterol	35.7%
Diabetes	11.5%
Heart disease	8.5%
Stroke	3.7%
Asthma	8.3%
Arthritis	29.9%
Kidney disease	3.5%
Pulmonary disease	7.2%
Cancer	8.9%

Behavior / access	%
Smoking	16.2%
Binge drinking	19.6%
No physical activity	24.3%
Less than 7 hrs sleep	29.8%
Depression	16.4%
Fair or poor health	13.0%
Poor mental health	10.9%
Poor physical health	10.0%
No health insurance	12.9%
Visited doctor (checkup)	73.9%
Visited dentist	67.5%
Cholesterol screening	89.8%
Teeth loss	12.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	137	9.3%

Disability	%
Any disability	15.0%
Under 18	4.0%
18–64 years	10.4%
65 and over	42.7%

Health insurance coverage

Type	%
Private insurance	78.3%
Public insurance	30.0%
No insurance	7.7%
Uninsured under 19	3.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,844	95.5%
Spanish	33	1.8%
Other Indo-European	0	0.0%
Asian & Pacific Islander	4	0.2%
Other languages	29	1.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,926	99.7%
Born in same state	1,926	99.7%
Born in different state	1,619	83.8%
Foreign born	0	0.0%
Naturalized citizen	5	0.3%
Not a US citizen	5	100.0%

Ancestry

Ancestry	Count	%
Italian	248	12.8%
French	174	9%
Arab	40	2.1%

Ancestry	Count	%
Dutch	37	1.9%
English	23	1.2%
Polish	7	0.4%

Technology access

Metric	% of households
Computer access	36.6%
Internet access	90.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68638

What city is ZIP code 68638 in?

ZIP code 68638 is primarily assigned to Fullerton, Nebraska.

What county is ZIP code 68638 in?

ZIP code 68638 falls within Nance County, Nebraska.

What is the poverty rate in ZIP code 68638?

18% of residents in ZIP code 68638 live below the poverty line, above the national average.

Is ZIP code 68638 mostly owner-occupied?

83% of occupied units in ZIP code 68638 are owner-occupied, well above the national average.

Does ZIP code 68638 have a large retiree population?

38% of households in ZIP code 68638 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 68638?

The median home value in ZIP code 68638 is $128,800.

What timezone is ZIP code 68638 in?

ZIP code 68638 observes the CST timezone.