68628 ZIP Code — Clarks, NE

Merrick County, Nebraska

ZIP code 68628 is located in Clarks, Nebraska, within Merrick County. It covers approximately 107.77 square miles and serves a population of 891 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 308.

About ZIP code 68628

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $141,800. Owner-occupancy is high at 85%, well above the national average.

Median household income is $54,125. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 68628 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

891

population

107.77

sq mi land

Standard

ZIP type

Central (CT)

timezone

68628 ZIP code map

Cities in ZIP code 68628

Below are the cities the US Postal Service accepts for ZIP code 68628. Using any city not on this list may result in mail delivery delays.

City	Status
Clarks	Preferred

Nearby ZIP codes

68654 Polk (6.7 mi) 68826 Central City (7.8 mi) 68846 Hordville (8.1 mi) 68663 Silver Creek (12.6 mi) 68651 Osceola (15.1 mi) 68854 Marquette (15.3 mi) 68319 Bradshaw (17.2 mi) 68640 Genoa (17.6 mi) 68638 Fullerton (18.8 mi) 68316 Benedict (18.8 mi) 68864 Palmer (19 mi) 68666 Stromsburg (19.2 mi)

Demographics updated 05/2026

Population
Total population	891
Population density	8 / sq mi
State FIPS	31
County FIPS	121

Geography
Land area	107.77 sq mi
Water area	2.84 sq mi
Latitude	41.1999
Longitude	-97.8558
Timezone	Central (CT)
Area code	308

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.1%	44.5%	39.5%
$50k – $100k	37.2%	36.3%	33.4%
$100k – $200k	18.9%	17.8%	22.0%
Over $200k	0.8%	1.5%	5.2%

Demographics & statistics

891

Population

People per sq mi

42.4

Median age

$54,125

Median household income

$28,777

Per capita income

$141,800

Median home value

$825

Median monthly rent

85.4%

Home ownership

10.4%

Poverty rate

2.9%

Unemployment

477

Housing units

15.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	209	23.5%
18 and over	682	76.5%
65 and over	195	21.9%
Median age	42.4 years

Race & ethnicity

White 89.5%

Hispanic or Latino 2.9%

American Indian / Alaska Native 2.6%

Other race 2.6%

Two or more races 2.1%

Black or African American 0.2%

Group	Count	%
White	822	89.5%
Hispanic or Latino	27	2.9%
American Indian / Alaska Native	24	2.6%
Other race	24	2.6%
Two or more races	19	2.1%
Black or African American	2	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.1%	44.5%	39.5%
$50k – $100k	37.2%	36.3%	33.4%
$100k – $200k	18.9%	17.8%	22.0%
Over $200k	0.8%	1.5%	5.2%

Under $10k 3.8%

$10k–$15k 6.1%

$15k–$25k 5.8%

$25k–$35k 7.3%

$35k–$50k 22.4%

$50k–$75k 12.5%

$75k–$100k 15.5%

$100k–$150k 18.1%

$150k–$200k 7.9%

$200k+ 0.6%

Range	% of households
Under $10k	3.8%
$10k–$15k	6.1%
$15k–$25k	5.8%
$25k–$35k	7.3%
$35k–$50k	22.4%
$50k–$75k	12.5%
$75k–$100k	15.5%
$100k–$150k	18.1%
$150k–$200k	7.9%
$200k+	0.6%
Median income	$54,125

Housing

Home values

Under $50k 15.4%

$50k–$100k 24.9%

$100k–$150k 13.3%

$150k–$200k 8.5%

$200k–$300k 21.8%

$300k–$500k 9.6%

$500k–$1M 6.5%

Housing overview

Metric	Value
Median home value	$141,800
Median rent / month	$825
Owner occupied	85.4%
Renter occupied	14.6%
Vacant	34.9%
Single-family detached	93.2%
Large apartment buildings	0.0%
Mobile homes	5.1%
Median rooms	7.2
Avg household size (owned)	2.58

Year built

Era	%
2020 or later	0.0%
2010–2019	9.5%
2000–2009	6.8%
1990–1999	11.0%
1980–1989	9.1%
1970–1979	8.0%
1960–1969	9.9%
1950–1959	4.6%
1940–1949	8.0%
1939 or earlier	33.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	3.8%
2 bedrooms	29.2%
3 bedrooms	33.0%
4 bedrooms	16.7%
5+ bedrooms	16.3%

Vehicles per household

Vehicles	% of households
No vehicle	1.5%
1 vehicle	14.3%
2 vehicles	41.4%
3 or more	42.9%

Heating fuel

Fuel type	%
Utility gas	7.0%
Electricity	40.2%
Propane / LP gas	42.9%
Wood	6.4%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	218	63.6%
Cohabiting couple	19	5.5%
Male householder, no spouse	66	19.2%
Female householder, no spouse	40	11.7%
Households with children under 18	100	29.2%
Households with seniors (65+)	131	38.2%
Average household size	2.60

Marital status

Status	Male	Female
Never married	31.7%	16.5%
Married	56.4%	65.2%
Separated	0.5%	0.0%
Widowed	3.4%	9.7%
Divorced	8.1%	8.6%

Education

Less than 9th grade 1.6%

Some HS, no diploma 7.4%

HS graduate 39.6%

Some college, no degree 24.3%

Associate's degree 11.9%

Bachelor's degree 10.6%

Graduate / professional 4.5%

Metric	%
HS diploma or higher	91.0%
Bachelor's or higher	15.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	16	7.3%
Kindergarten	9	4.1%
Elementary school	102	46.6%
High school	60	27.4%
College / grad school	32	14.6%

Employment

Industry of employment

Education & healthcare 29.4%

Agriculture & mining 15.0%

Manufacturing 9.1%

Wholesale trade 6.6%

Arts, food & hospitality 6.6%

Construction 5.7%

Professional & management 5.1%

Transportation & utilities 4.9%

Finance & real estate 4.4%

Other services 4.2%

Retail trade 3.8%

Information 2.8%

Public administration 2.3%

Occupation

Category	%
Management, business & arts	37.9%
Service	13.8%
Sales & office	15.0%
Natural resources & construction	16.9%
Production & transportation	16.3%

Employment type

Type	%
Private sector	83.9%
Government	9.7%
Self-employed	6.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.8%
Carpool	11.2%
Public transit	0.0%
Walk	1.5%
Work from home	12.0%
Other means	1.5%
Avg commute (minutes)	24.3

Poverty

All people 10.4%

Under 18 years 13.1%

18 and over 9.5%

Married-couple families 4.6%

Female-led households 54.5%

Income support

Source	% of households
Social Security	39.9%
Retirement income	15.7%
Supplemental Security	3.5%
Cash public assistance	1.2%
Food stamps / SNAP	9.3%

Health indicators

Condition	%
Obesity	34.8%
High blood pressure	35.0%
High cholesterol	33.2%
Diabetes	10.5%
Heart disease	7.1%
Stroke	3.1%
Asthma	8.3%
Arthritis	26.8%
Kidney disease	2.9%
Pulmonary disease	6.4%
Cancer	7.7%

Behavior / access	%
Smoking	16.8%
Binge drinking	21.0%
No physical activity	22.0%
Less than 7 hrs sleep	26.9%
Depression	17.3%
Fair or poor health	11.8%
Poor mental health	11.5%
Poor physical health	9.3%
No health insurance	13.0%
Visited doctor (checkup)	70.4%
Visited dentist	69.0%
Cholesterol screening	89.3%
Teeth loss	11.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	81	11.9%

Disability	%
Any disability	21.5%
Under 18	5.7%
18–64 years	19.5%
65 and over	43.6%

Health insurance coverage

Type	%
Private insurance	66.0%
Public insurance	38.9%
No insurance	12.2%
Uninsured under 19	11.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	841	94.4%
Spanish	23	2.7%
Other Indo-European	23	2.7%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	850	95.4%
Born in same state	847	95.1%
Born in different state	677	76.0%
Foreign born	3	0.3%
Naturalized citizen	41	4.6%
Not a US citizen	24	58.5%

Ancestry

Ancestry	Count	%
Italian	54	6.1%
Arab	31	3.5%
English	28	3.1%
French	27	3%

Ancestry	Count	%
Polish	8	0.9%
German	2	0.2%
Norwegian	1	0.1%
Dutch	1	0.1%

Technology access

Metric	% of households
Computer access	38.5%
Internet access	95.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68628

What city is ZIP code 68628 in?

ZIP code 68628 is primarily assigned to Clarks, Nebraska.

What county is ZIP code 68628 in?

ZIP code 68628 falls within Merrick County, Nebraska.

Is ZIP code 68628 mostly owner-occupied?

85% of occupied units in ZIP code 68628 are owner-occupied, well above the national average.

Does ZIP code 68628 have a large retiree population?

40% of households in ZIP code 68628 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 68628 have a large veteran population?

12% of civilians in ZIP code 68628 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 68628?

The median home value in ZIP code 68628 is $141,800.

What timezone is ZIP code 68628 in?

ZIP code 68628 observes the CST timezone.