03235 ZIP Code — Franklin, NH

Merrimack County, New Hampshire

ZIP code 03235 is located in Franklin, New Hampshire, within Merrimack County. It covers approximately 29.84 square miles and serves a population of 8,827 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 603.

About ZIP code 03235

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $234,900. Owner-occupancy sits near the national average at 62%.

Median household income is $66,997. The poverty rate of 6% is below the national average. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

8,827

population

29.84

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

03235 ZIP code map

Cities in ZIP code 03235

Below are the cities the US Postal Service accepts for ZIP code 03235. Using any city not on this list may result in mail delivery delays.

City	Status
Franklin	Acceptable
Franklin	Preferred

Nearby ZIP codes

03268 Salisbury (5.3 mi) 03276 Tilton (5.5 mi) 03216 Andover (6 mi) 03243 Hill (7 mi) 03269 Sanbornton (7.2 mi) 03224 Canterbury (8.9 mi) 03303 Concord (10.1 mi) 03220 Belmont (10.3 mi) 03230 Danbury (10.6 mi) 03256 New Hampton (11.9 mi) 03287 Wilmot (12.5 mi) 03246 Laconia (12.7 mi)

Demographics updated 05/2026

Population
Total population	8,827
Population density	296 / sq mi
State FIPS	33
County FIPS	013

Geography
Land area	29.84 sq mi
Water area	1.74 sq mi
Latitude	43.4470
Longitude	-71.6756
Timezone	Eastern (ET)
Area code	603

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.4%	30.8%	31.0%
$50k – $100k	37.6%	32.4%	31.2%
$100k – $200k	16.8%	28.6%	28.1%
Over $200k	3.2%	8.1%	9.7%

Demographics & statistics

8,827

Population

296

People per sq mi

44.6

Median age

$66,997

Median household income

$37,362

Per capita income

$234,900

Median home value

$1,037

Median monthly rent

62.3%

Home ownership

6.2%

Poverty rate

3.4%

Unemployment

2,766

Housing units

20.1%

Bachelor's or higher

Age distribution

Male Female

136

Under 5

172

173

5–9

218

177

10–14

223

334

15–19

422

105

20–24

133

370

25–34

468

671

35–44

848

508

45–54

642

230

55–59

291

324

60–64

410

458

65–74

578

317

75–84

400

85+

122

← Male

Female →

Age summary

Group	Count	%
Under 18	1,419	16.1%
18 and over	7,408	83.9%
65 and over	1,972	22.3%
Median age	44.6 years

Race & ethnicity

White 92%

Two or more races 4.3%

Hispanic or Latino 1.2%

Asian 1%

Black or African American 0.8%

Other race 0.7%

Group	Count	%
White	8,219	92%
Two or more races	383	4.3%
Hispanic or Latino	107	1.2%
Asian	91	1%
Black or African American	69	0.8%
Other race	65	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.4%	30.8%	31.0%
$50k – $100k	37.6%	32.4%	31.2%
$100k – $200k	16.8%	28.6%	28.1%
Over $200k	3.2%	8.1%	9.7%

Under $10k 3.3%

$10k–$15k 5.9%

$15k–$25k 7.6%

$25k–$35k 10.5%

$35k–$50k 10.6%

$50k–$75k 15.5%

$75k–$100k 17.2%

$100k–$150k 17.5%

$150k–$200k 5.7%

$200k+ 6.1%

Range	% of households
Under $10k	3.3%
$10k–$15k	5.9%
$15k–$25k	7.6%
$25k–$35k	10.5%
$35k–$50k	10.6%
$50k–$75k	15.5%
$75k–$100k	17.2%
$100k–$150k	17.5%
$150k–$200k	5.7%
$200k+	6.1%
Median income	$66,997

Housing

Home values

Under $50k 2.7%

$50k–$100k 2.1%

$100k–$150k 9.9%

$150k–$200k 17.8%

$200k–$300k 45.8%

$300k–$500k 18.6%

$500k–$1M 2.5%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$234,900
Median rent / month	$1,037
Owner occupied	62.3%
Renter occupied	37.7%
Vacant	10.4%
Single-family detached	57.9%
Large apartment buildings	2.9%
Mobile homes	3.0%
Median rooms	5.7
Avg household size (owned)	2.36

Year built

Era	%
2020 or later	0.0%
2010–2019	3.1%
2000–2009	6.3%
1990–1999	4.4%
1980–1989	8.1%
1970–1979	13.6%
1960–1969	9.7%
1950–1959	9.6%
1940–1949	4.9%
1939 or earlier	40.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	19.8%
2 bedrooms	21.2%
3 bedrooms	43.4%
4 bedrooms	13.9%
5+ bedrooms	1.2%

Vehicles per household

Vehicles	% of households
No vehicle	9.1%
1 vehicle	34.9%
2 vehicles	37.7%
3 or more	18.3%

Heating fuel

Fuel type	%
Utility gas	23.8%
Electricity	10.3%
Propane / LP gas	16.7%
Fuel oil	42.8%
Wood	3.2%
No fuel used	1.7%

Households & families

Household type	Count	%
Married-couple family	1,890	50.5%
Cohabiting couple	291	7.8%
Male householder, no spouse	651	17.4%
Female householder, no spouse	910	24.3%
Households with children under 18	881	23.5%
Households with seniors (65+)	1,375	36.7%
Average household size	2.29

Marital status

Status	Male	Female
Never married	25.1%	24.4%
Married	53.6%	48.2%
Separated	0.7%	0.0%
Widowed	5.0%	13.8%
Divorced	15.7%	13.5%

Education

Less than 9th grade 2.8%

Some HS, no diploma 6.7%

HS graduate 38.2%

Some college, no degree 22.2%

Associate's degree 10.1%

Bachelor's degree 11.2%

Graduate / professional 8.9%

Metric	%
HS diploma or higher	90.5%
Bachelor's or higher	20.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	11	0.8%
Kindergarten	65	4.6%
Elementary school	617	43.6%
High school	412	29.1%
College / grad school	311	22.0%

Employment

Industry of employment

Education & healthcare 21.9%

Retail trade 15.0%

Professional & management 13.0%

Arts, food & hospitality 11.3%

Public administration 9.8%

Manufacturing 9.7%

Transportation & utilities 5.2%

Construction 4.8%

Other services 2.7%

Finance & real estate 2.5%

Wholesale trade 1.8%

Agriculture & mining 1.1%

Information 1.1%

Occupation

Category	%
Management, business & arts	27.8%
Service	21.4%
Sales & office	27.4%
Natural resources & construction	6.1%
Production & transportation	17.3%

Employment type

Type	%
Private sector	76.8%
Government	18.5%
Self-employed	4.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	76.2%
Carpool	14.2%
Public transit	0.0%
Walk	1.3%
Work from home	7.2%
Other means	1.2%
Avg commute (minutes)	29.8

Poverty

All people 6.2%

Under 18 years 5.8%

18 and over 6.3%

Married-couple families 0.0%

Female-led households 7.4%

Income support

Source	% of households
Social Security	45.8%
Retirement income	30.7%
Supplemental Security	4.1%
Cash public assistance	2.5%
Food stamps / SNAP	9.8%

Health indicators

Condition	%
Obesity	30.9%
High blood pressure	31.9%
High cholesterol	28.6%
Diabetes	9.0%
Heart disease	6.3%
Stroke	3.1%
Asthma	11.5%
Arthritis	28.7%
Kidney disease	2.8%
Pulmonary disease	7.5%
Cancer	7.0%

Behavior / access	%
Smoking	19.0%
Binge drinking	17.7%
No physical activity	21.1%
Less than 7 hrs sleep	33.5%
Depression	25.7%
Fair or poor health	14.3%
Poor mental health	16.0%
Poor physical health	11.2%
No health insurance	12.6%
Visited doctor (checkup)	73.5%
Visited dentist	63.7%
Cholesterol screening	89.3%
Teeth loss	15.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	656	8.9%

Disability	%
Any disability	20.7%
Under 18	14.0%
18–64 years	17.2%
65 and over	36.2%

Health insurance coverage

Type	%
Private insurance	66.2%
Public insurance	44.7%
No insurance	6.4%
Uninsured under 19	6.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,519	96.5%
Spanish	209	2.5%
Other Indo-European	11	0.1%
Asian & Pacific Islander	107	1.3%
Other languages	91	1.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,373	94.9%
Born in same state	8,337	94.4%
Born in different state	4,885	55.3%
Foreign born	36	0.4%
Naturalized citizen	454	5.1%
Not a US citizen	225	49.6%

Ancestry

Ancestry	Count	%
French	1,780	20.2%
Italian	1,416	16%
Arab	739	8.4%
German	385	4.4%
English	82	0.9%

Ancestry	Count	%
Polish	11	0.1%
Norwegian	8	0.1%
Dutch	8	0.1%
Irish	6	0.1%

Technology access

Metric	% of households
Computer access	42.4%
Internet access	92.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 03235

What city is ZIP code 03235 in?

ZIP code 03235 is primarily assigned to Franklin, New Hampshire.

What county is ZIP code 03235 in?

ZIP code 03235 falls within Merrimack County, New Hampshire.

Does ZIP code 03235 have a large retiree population?

46% of households in ZIP code 03235 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 03235?

ZIP code 03235 has an estimated population of 8,827 residents, with a density of 296 people per square mile.

What is the median household income in ZIP code 03235?

The median household income in ZIP code 03235 is $66,997, below the national median of ~$75,000.

What is the typical home value in ZIP code 03235?

The median home value in ZIP code 03235 is $234,900.

What timezone is ZIP code 03235 in?

ZIP code 03235 observes the EST timezone.