03220 ZIP Code — Belmont, NH

Belknap County, New Hampshire

ZIP code 03220 is located in Belmont, New Hampshire, within Belknap County. It covers approximately 30.27 square miles and serves a population of 7,454 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 603.

About ZIP code 03220

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $236,300. Owner-occupancy is high at 84%, well above the national average.

Median household income is $72,642. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is near the national average, with 21% of residents holding a bachelor's degree or higher.

Overall, ZIP code 03220 reflects a community defined by high homeownership and a significant Social Security-dependent population.

7,454

population

30.27

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

03220 ZIP code map

Cities in ZIP code 03220

Below are the cities the US Postal Service accepts for ZIP code 03220. Using any city not on this list may result in mail delivery delays.

City	Status
Belmont	Preferred

Nearby ZIP codes

03237 Gilmanton (4.4 mi) 03276 Tilton (5.4 mi) 03246 Laconia (7.1 mi) 03269 Sanbornton (8.4 mi) 03224 Canterbury (8.6 mi) 03837 Gilmanton Iron Works (8.8 mi) 03810 Alton Bay (10.3 mi) 03235 Franklin (10.3 mi) 03253 Meredith (10.7 mi) 03298 Tilton (11.5 mi) 03299 Tilton (11.5 mi) 03809 Alton (12 mi)

Demographics updated 05/2026

Population
Total population	7,454
Population density	246 / sq mi
State FIPS	33
County FIPS	001

Geography
Land area	30.27 sq mi
Water area	1.94 sq mi
Latitude	43.4632
Longitude	-71.4708
Timezone	Eastern (ET)
Area code	603

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.8%	36.9%	31.0%
$50k – $100k	24.5%	31.7%	31.2%
$100k – $200k	24.1%	25.5%	28.1%
Over $200k	6.6%	5.9%	9.7%

Demographics & statistics

7,454

Population

246

People per sq mi

47.2

Median age

$72,642

Median household income

$38,342

Per capita income

$236,300

Median home value

$902

Median monthly rent

83.5%

Home ownership

13.0%

Poverty rate

1.9%

Unemployment

3,134

Housing units

21.0%

Bachelor's or higher

Age distribution

Male Female

113

Under 5

126

220

5–9

246

242

10–14

272

261

15–19

292

20–24

110

319

25–34

358

430

35–44

482

463

45–54

519

331

55–59

370

286

60–64

321

490

65–74

548

198

75–84

222

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,628	21.8%
18 and over	5,826	78.2%
65 and over	1,594	21.4%
Median age	47.2 years

Race & ethnicity

White 93.9%

Two or more races 2.6%

Black or African American 1.5%

Asian 1.1%

Hispanic or Latino 1%

Group	Count	%
White	7,069	93.9%
Two or more races	194	2.6%
Black or African American	111	1.5%
Asian	80	1.1%
Hispanic or Latino	72	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.8%	36.9%	31.0%
$50k – $100k	24.5%	31.7%	31.2%
$100k – $200k	24.1%	25.5%	28.1%
Over $200k	6.6%	5.9%	9.7%

Under $10k 6.5%

$10k–$15k 6.0%

$15k–$25k 7.7%

$25k–$35k 6.4%

$35k–$50k 11.4%

$50k–$75k 13.7%

$75k–$100k 8.6%

$100k–$150k 20.3%

$150k–$200k 9.9%

$200k+ 9.6%

Range	% of households
Under $10k	6.5%
$10k–$15k	6.0%
$15k–$25k	7.7%
$25k–$35k	6.4%
$35k–$50k	11.4%
$50k–$75k	13.7%
$75k–$100k	8.6%
$100k–$150k	20.3%
$150k–$200k	9.9%
$200k+	9.6%
Median income	$72,642

Housing

Home values

Under $50k 6.5%

$50k–$100k 8.7%

$100k–$150k 10.6%

$150k–$200k 11.0%

$200k–$300k 34.6%

$300k–$500k 21.8%

$500k–$1M 5.3%

$1M+ 1.5%

Housing overview

Metric	Value
Median home value	$236,300
Median rent / month	$902
Owner occupied	83.5%
Renter occupied	16.5%
Vacant	18.6%
Single-family detached	64.3%
Large apartment buildings	1.0%
Mobile homes	27.7%
Median rooms	5.4
Avg household size (owned)	2.51

Year built

Era	%
2020 or later	0.7%
2010–2019	4.8%
2000–2009	9.3%
1990–1999	13.8%
1980–1989	27.5%
1970–1979	17.9%
1960–1969	10.2%
1950–1959	4.9%
1940–1949	4.1%
1939 or earlier	6.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	7.9%
2 bedrooms	32.6%
3 bedrooms	45.9%
4 bedrooms	11.4%
5+ bedrooms	2.1%

Vehicles per household

Vehicles	% of households
No vehicle	5.4%
1 vehicle	33.4%
2 vehicles	40.2%
3 or more	21.1%

Heating fuel

Fuel type	%
Utility gas	1.6%
Electricity	7.4%
Propane / LP gas	16.9%
Fuel oil	65.5%
Wood	6.4%
Solar	1.2%

Households & families

Household type	Count	%
Married-couple family	1,767	59.9%
Cohabiting couple	149	5.1%
Male householder, no spouse	390	13.2%
Female householder, no spouse	642	21.8%
Households with children under 18	803	27.2%
Households with seniors (65+)	1,204	40.8%
Average household size	2.53

Marital status

Status	Male	Female
Never married	28.5%	22.1%
Married	59.4%	55.9%
Separated	0.0%	2.3%
Widowed	2.1%	7.8%
Divorced	10.0%	11.8%

Education

Less than 9th grade 3.5%

Some HS, no diploma 7.3%

HS graduate 37.8%

Some college, no degree 18.9%

Associate's degree 11.5%

Bachelor's degree 14.9%

Graduate / professional 6.1%

Metric	%
HS diploma or higher	89.1%
Bachelor's or higher	21.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	53	3.1%
Kindergarten	125	7.4%
Elementary school	698	41.2%
High school	571	33.7%
College / grad school	246	14.5%

Employment

Industry of employment

Education & healthcare 24.3%

Retail trade 14.4%

Arts, food & hospitality 12.7%

Professional & management 9.8%

Construction 8.7%

Manufacturing 8.0%

Wholesale trade 5.6%

Finance & real estate 4.9%

Other services 3.7%

Transportation & utilities 3.3%

Public administration 3.2%

Information 1.5%

Occupation

Category	%
Management, business & arts	32.0%
Service	23.2%
Sales & office	21.1%
Natural resources & construction	10.1%
Production & transportation	13.6%

Employment type

Type	%
Private sector	80.0%
Government	14.3%
Self-employed	5.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.8%
Carpool	7.7%
Public transit	0.0%
Walk	1.6%
Work from home	2.8%
Other means	1.2%
Avg commute (minutes)	26.5

Poverty

All people 13.0%

Under 18 years 14.9%

18 and over 12.5%

Married-couple families 7.6%

Female-led households 44.0%

Income support

Source	% of households
Social Security	41.8%
Retirement income	31.3%
Supplemental Security	6.9%
Cash public assistance	4.7%
Food stamps / SNAP	8.7%

Health indicators

Condition	%
Obesity	34.9%
High blood pressure	31.4%
High cholesterol	29.7%
Diabetes	8.9%
Heart disease	5.9%
Stroke	2.7%
Asthma	10.9%
Arthritis	25.5%
Kidney disease	2.6%
Pulmonary disease	6.9%
Cancer	6.7%

Behavior / access	%
Smoking	17.8%
Binge drinking	18.6%
No physical activity	21.8%
Less than 7 hrs sleep	31.6%
Depression	21.5%
Fair or poor health	12.5%
Poor mental health	14.8%
Poor physical health	10.3%
No health insurance	11.5%
Visited doctor (checkup)	71.0%
Visited dentist	65.2%
Cholesterol screening	90.2%
Teeth loss	12.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	526	9.0%

Disability	%
Any disability	14.9%
Under 18	3.8%
18–64 years	10.3%
65 and over	38.3%

Health insurance coverage

Type	%
Private insurance	64.1%
Public insurance	42.3%
No insurance	8.6%
Uninsured under 19	3.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,215	96.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,291	97.8%
Born in same state	7,273	97.6%
Born in different state	4,347	58.3%
Foreign born	18	0.2%
Naturalized citizen	163	2.2%
Not a US citizen	76	46.6%

Ancestry

Ancestry	Count	%
Italian	1,256	16.9%
French	1,183	15.9%
German	731	9.8%
Arab	531	7.1%

Ancestry	Count	%
Polish	31	0.4%
Norwegian	31	0.4%
English	12	0.2%
Irish	7	0.1%

Technology access

Metric	% of households
Computer access	39.5%
Internet access	91.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 03220

What city is ZIP code 03220 in?

ZIP code 03220 is primarily assigned to Belmont, New Hampshire.

What county is ZIP code 03220 in?

ZIP code 03220 falls within Belknap County, New Hampshire.

Is ZIP code 03220 mostly owner-occupied?

84% of occupied units in ZIP code 03220 are owner-occupied, well above the national average.

Does ZIP code 03220 have a large retiree population?

42% of households in ZIP code 03220 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 03220?

ZIP code 03220 has an estimated population of 7,454 residents, with a density of 246 people per square mile.

What is the typical home value in ZIP code 03220?

The median home value in ZIP code 03220 is $236,300.

What timezone is ZIP code 03220 in?

ZIP code 03220 observes the EST timezone.