07727 ZIP Code — Farmingdale, NJ

Monmouth County, New Jersey

ZIP code 07727 is located in Farmingdale, New Jersey, within Monmouth County. It covers approximately 25.50 square miles and serves a population of 6,982 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 732/848.

About ZIP code 07727

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $578,000. Owner-occupancy is high at 84%, well above the national average.

Median household income is $129,857. The poverty rate of 4% is below the national average. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 30 minutes is near the national average.

Educational attainment is high — 48% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 07727 reflects a community defined by high homeownership and a significant Social Security-dependent population.

6,982

population

25.50

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

07727 ZIP code map

Cities in ZIP code 07727

Below are the cities the US Postal Service accepts for ZIP code 07727. Using any city not on this list may result in mail delivery delays.

City	Status
Farmingdale	Acceptable
Farmingdale	Acceptable
Farmingdale	Preferred

Nearby ZIP codes

07731 Howell (3.3 mi) 07753 Neptune (5.7 mi) 07722 Colts Neck (6 mi) 07719 Belmar (6.1 mi) 07728 Freehold (6.5 mi) 07712 Asbury Park (7.6 mi) 08724 Brick (8 mi) 08736 Manasquan (8.1 mi) 07762 Spring Lake (8.1 mi) 07715 Belmar (8.4 mi) 07724 Eatontown (8.5 mi) 08750 Sea Girt (8.5 mi)

Demographics updated 05/2026

Population
Total population	6,982
Population density	274 / sq mi
State FIPS	34
County FIPS	025

Geography
Land area	25.50 sq mi
Water area	0.28 sq mi
Latitude	40.2001
Longitude	-74.1795
Timezone	Eastern (ET)
Area code	732/848

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	27.3%	24.4%	30.2%
$50k – $100k	25.5%	24.0%	26.7%
$100k – $200k	24.9%	31.1%	28.3%
Over $200k	22.4%	20.5%	14.8%

Demographics & statistics

6,982

Population

274

People per sq mi

43.7

Median age

$129,857

Median household income

$52,640

Per capita income

$578,000

Median home value

$1,436

Median monthly rent

83.9%

Home ownership

4.1%

Poverty rate

7.7%

Unemployment

2,425

Housing units

48.2%

Bachelor's or higher

Age distribution

Male Female

142

Under 5

154

300

5–9

325

174

10–14

188

173

15–19

186

154

20–24

166

400

25–34

431

374

35–44

403

392

45–54

423

215

55–59

233

286

60–64

309

492

65–74

532

235

75–84

254

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,436	20.6%
18 and over	5,546	79.4%
65 and over	1,554	22.3%
Median age	43.7 years

Race & ethnicity

White 80.4%

Black or African American 8.4%

Hispanic or Latino 3.2%

Two or more races 3.1%

Asian 2.8%

Other race 2%

Group	Count	%
White	5,797	80.4%
Black or African American	608	8.4%
Hispanic or Latino	230	3.2%
Two or more races	227	3.1%
Asian	203	2.8%
Other race	147	2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	27.3%	24.4%	30.2%
$50k – $100k	25.5%	24.0%	26.7%
$100k – $200k	24.9%	31.1%	28.3%
Over $200k	22.4%	20.5%	14.8%

Under $10k 4.9%

$10k–$15k 1.7%

$15k–$25k 2.6%

$25k–$35k 5.7%

$35k–$50k 1.8%

$50k–$75k 11.4%

$75k–$100k 11.6%

$100k–$150k 21.8%

$150k–$200k 14.8%

$200k+ 23.6%

Range	% of households
Under $10k	4.9%
$10k–$15k	1.7%
$15k–$25k	2.6%
$25k–$35k	5.7%
$35k–$50k	1.8%
$50k–$75k	11.4%
$75k–$100k	11.6%
$100k–$150k	21.8%
$150k–$200k	14.8%
$200k+	23.6%
Median income	$129,857

Housing

Home values

Under $50k 0.5%

$50k–$100k 3.4%

$100k–$150k 1.2%

$150k–$200k 0.6%

$200k–$300k 6.3%

$300k–$500k 25.0%

$500k–$1M 57.7%

$1M+ 5.3%

Housing overview

Metric	Value
Median home value	$578,000
Median rent / month	$1,436
Owner occupied	83.9%
Renter occupied	16.1%
Vacant	8.9%
Single-family detached	74.8%
Large apartment buildings	0.4%
Mobile homes	4.8%
Median rooms	6.5
Avg household size (owned)	2.78

Year built

Era	%
2020 or later	0.8%
2010–2019	15.4%
2000–2009	17.9%
1990–1999	15.9%
1980–1989	9.0%
1970–1979	12.0%
1960–1969	8.5%
1950–1959	9.1%
1940–1949	5.2%
1939 or earlier	6.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	10.5%
2 bedrooms	18.5%
3 bedrooms	33.2%
4 bedrooms	29.3%
5+ bedrooms	8.1%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	26.5%
2 vehicles	41.2%
3 or more	29.1%

Heating fuel

Fuel type	%
Utility gas	81.9%
Electricity	4.3%
Propane / LP gas	0.2%
Fuel oil	11.2%
No fuel used	2.4%

Households & families

Household type	Count	%
Married-couple family	1,647	63.6%
Cohabiting couple	91	3.5%
Male householder, no spouse	264	10.2%
Female householder, no spouse	586	22.6%
Households with children under 18	884	34.2%
Households with seniors (65+)	1,103	42.6%
Average household size	2.68

Marital status

Status	Male	Female
Never married	24.5%	29.4%
Married	62.6%	54.5%
Separated	1.3%	3.1%
Widowed	3.1%	7.7%
Divorced	8.6%	5.4%

Education

Less than 9th grade 1.0%

Some HS, no diploma 1.2%

HS graduate 26.8%

Some college, no degree 15.1%

Associate's degree 7.7%

Bachelor's degree 30.6%

Graduate / professional 17.6%

Metric	%
HS diploma or higher	97.8%
Bachelor's or higher	48.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	132	7.7%
Kindergarten	333	19.4%
Elementary school	527	30.8%
High school	324	18.9%
College / grad school	397	23.2%

Employment

Industry of employment

Education & healthcare 25.2%

Professional & management 15.3%

Retail trade 13.7%

Arts, food & hospitality 8.0%

Finance & real estate 7.6%

Other services 6.3%

Manufacturing 6.2%

Construction 6.0%

Public administration 4.0%

Information 3.4%

Wholesale trade 2.7%

Transportation & utilities 1.5%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	47.0%
Service	15.7%
Sales & office	25.7%
Natural resources & construction	4.5%
Production & transportation	7.2%

Employment type

Type	%
Private sector	70.7%
Government	17.1%
Self-employed	12.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.1%
Carpool	6.6%
Public transit	2.1%
Walk	1.6%
Work from home	13.6%
Other means	3.0%
Avg commute (minutes)	30.0

Poverty

All people 4.1%

Under 18 years 3.1%

18 and over 4.4%

Married-couple families 0.8%

Female-led households 14.8%

Income support

Source	% of households
Social Security	44.2%
Retirement income	32.0%
Supplemental Security	0.7%
Cash public assistance	2.7%
Food stamps / SNAP	2.3%

Health indicators

Condition	%
Obesity	23.5%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	8.4%
Heart disease	5.3%
Stroke	2.4%
Asthma	9.5%
Arthritis	20.4%
Kidney disease	2.3%
Pulmonary disease	5.4%
Cancer	6.0%

Behavior / access	%
Smoking	13.2%
Binge drinking	19.8%
No physical activity	19.5%
Less than 7 hrs sleep	35.9%
Depression	18.4%
Fair or poor health	10.7%
Poor mental health	14.3%
Poor physical health	8.5%
No health insurance	11.4%
Visited doctor (checkup)	73.7%
Visited dentist	67.7%
Cholesterol screening	0.0%
Teeth loss	9.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	393	7.1%

Disability	%
Any disability	5.8%
Under 18	0.9%
18–64 years	3.9%
65 and over	15.1%

Health insurance coverage

Type	%
Private insurance	83.6%
Public insurance	27.9%
No insurance	6.5%
Uninsured under 19	8.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,686	95.8%
Spanish	108	1.6%
Other Indo-European	33	0.5%
Asian & Pacific Islander	71	1.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,254	89.6%
Born in same state	6,229	89.2%
Born in different state	4,246	60.8%
Foreign born	25	0.4%
Naturalized citizen	728	10.4%
Not a US citizen	441	60.6%

Ancestry

Ancestry	Count	%
Italian	1,300	18.6%
French	730	10.5%
Arab	370	5.3%
Irish	133	1.9%

Ancestry	Count	%
English	51	0.7%
Norwegian	47	0.7%
Polish	21	0.3%
German	3	0%

Technology access

Metric	% of households
Computer access	37.1%
Internet access	98.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 07727

What city is ZIP code 07727 in?

ZIP code 07727 is primarily assigned to Farmingdale, New Jersey.

What county is ZIP code 07727 in?

ZIP code 07727 falls within Monmouth County, New Jersey.

Is ZIP code 07727 mostly owner-occupied?

84% of occupied units in ZIP code 07727 are owner-occupied, well above the national average.

Does ZIP code 07727 have a large retiree population?

44% of households in ZIP code 07727 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 07727?

48% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 07727?

The median household income in ZIP code 07727 is $129,857, above the national median of ~$75,000.

What timezone is ZIP code 07727 in?

ZIP code 07727 observes the EST timezone.