07722 ZIP Code — Colts Neck, NJ

Monmouth County, New Jersey

ZIP code 07722 is located in Colts Neck, New Jersey, within Monmouth County. It covers approximately 34.54 square miles and serves a population of 10,014 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 732/848.

About ZIP code 07722

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $847,000. Owner-occupancy is high at 92%, well above the national average.

The gap between median ($185,417) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 31% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average. Remote work is prevalent — 23% of workers work from home.

Educational attainment is high — 66% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 07722 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

10,014

population

34.54

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

07722 ZIP code map

Cities in ZIP code 07722

Below are the cities the US Postal Service accepts for ZIP code 07722. Using any city not on this list may result in mail delivery delays.

City	Status
Colts Neck	Acceptable
Colts Neck	Preferred

Nearby ZIP codes

07738 Lincroft (4.3 mi) 07724 Eatontown (4.7 mi) 07746 Marlboro (5.3 mi) 07703 Fort Monmouth (5.6 mi) 07727 Farmingdale (6 mi) 07733 Holmdel (6.2 mi) 07702 Shrewsbury (6.2 mi) 07712 Asbury Park (6.6 mi) 07753 Neptune (6.7 mi) 07701 Red Bank (6.7 mi) 07751 Morganville (7.3 mi) 07799 Eatontown (7.4 mi)

Demographics updated 05/2026

Population
Total population	10,014
Population density	290 / sq mi
State FIPS	34
County FIPS	025

Geography
Land area	34.54 sq mi
Water area	1.09 sq mi
Latitude	40.2860
Longitude	-74.1628
Timezone	Eastern (ET)
Area code	732/848

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	11.9%	24.4%	30.2%
$50k – $100k	17.0%	24.0%	26.7%
$100k – $200k	29.4%	31.1%	28.3%
Over $200k	41.8%	20.5%	14.8%

Demographics & statistics

10,014

Population

290

People per sq mi

47.9

Median age

$185,417

Median household income

$90,436

Per capita income

$847,000

Median home value

$2,475

Median monthly rent

91.9%

Home ownership

2.7%

Poverty rate

4.8%

Unemployment

3,411

Housing units

65.8%

Bachelor's or higher

Age distribution

Male Female

164

Under 5

173

321

5–9

340

390

10–14

414

400

15–19

425

266

20–24

282

224

25–34

238

501

35–44

531

742

45–54

787

528

55–59

559

463

60–64

490

605

65–74

641

195

75–84

206

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,261	22.6%
18 and over	7,753	77.4%
65 and over	1,776	17.7%
Median age	47.9 years

Race & ethnicity

White 84.4%

Two or more races 5.8%

Hispanic or Latino 5.1%

Asian 3.4%

Black or African American 0.7%

Other race 0.6%

Group	Count	%
White	8,908	84.4%
Two or more races	612	5.8%
Hispanic or Latino	539	5.1%
Asian	356	3.4%
Black or African American	71	0.7%
Other race	67	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	11.9%	24.4%	30.2%
$50k – $100k	17.0%	24.0%	26.7%
$100k – $200k	29.4%	31.1%	28.3%
Over $200k	41.8%	20.5%	14.8%

Under $10k 1.2%

$15k–$25k 2.3%

$25k–$35k 3.1%

$35k–$50k 3.1%

$50k–$75k 10.0%

$75k–$100k 4.6%

$100k–$150k 19.3%

$150k–$200k 11.4%

$200k+ 45.0%

Range	% of households
Under $10k	1.2%
$15k–$25k	2.3%
$25k–$35k	3.1%
$35k–$50k	3.1%
$50k–$75k	10.0%
$75k–$100k	4.6%
$100k–$150k	19.3%
$150k–$200k	11.4%
$200k+	45.0%
Median income	$185,417

Housing

Home values

Under $50k 0.6%

$50k–$100k 0.4%

$100k–$150k 2.7%

$150k–$200k 3.8%

$200k–$300k 0.3%

$300k–$500k 3.9%

$500k–$1M 55.8%

$1M+ 32.6%

Housing overview

Metric	Value
Median home value	$847,000
Median rent / month	$2,475
Owner occupied	91.9%
Renter occupied	8.1%
Vacant	4.1%
Single-family detached	90.5%
Large apartment buildings	0.5%
Mobile homes	0.6%
Median rooms	10.0
Avg household size (owned)	2.79

Year built

Era	%
2020 or later	0.0%
2010–2019	0.3%
2000–2009	9.6%
1990–1999	24.1%
1980–1989	13.7%
1970–1979	24.0%
1960–1969	19.2%
1950–1959	1.6%
1940–1949	1.3%
1939 or earlier	6.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	1.5%
2 bedrooms	7.4%
3 bedrooms	17.2%
4 bedrooms	48.5%
5+ bedrooms	25.2%

Vehicles per household

Vehicles	% of households
No vehicle	1.0%
1 vehicle	16.2%
2 vehicles	48.0%
3 or more	34.9%

Heating fuel

Fuel type	%
Utility gas	85.1%
Electricity	3.9%
Propane / LP gas	0.3%
Fuel oil	10.7%

Households & families

Household type	Count	%
Married-couple family	2,685	75.7%
Cohabiting couple	164	4.6%
Male householder, no spouse	275	7.8%
Female householder, no spouse	422	11.9%
Households with children under 18	1,204	34.0%
Households with seniors (65+)	1,199	33.8%
Average household size	2.81

Marital status

Status	Male	Female
Never married	21.5%	20.5%
Married	68.5%	66.3%
Separated	0.3%	0.8%
Widowed	1.0%	3.7%
Divorced	8.6%	8.7%

Education

Less than 9th grade 0.4%

Some HS, no diploma 1.7%

HS graduate 10.1%

Some college, no degree 14.2%

Associate's degree 7.9%

Bachelor's degree 32.2%

Graduate / professional 33.6%

Metric	%
HS diploma or higher	97.9%
Bachelor's or higher	65.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	164	6.0%
Kindergarten	57	2.1%
Elementary school	1,285	46.8%
High school	682	24.8%
College / grad school	560	20.4%

Employment

Industry of employment

Education & healthcare 25.6%

Professional & management 17.5%

Finance & real estate 11.9%

Construction 10.0%

Retail trade 8.0%

Manufacturing 6.5%

Arts, food & hospitality 5.7%

Transportation & utilities 3.9%

Information 3.6%

Public administration 2.6%

Wholesale trade 2.2%

Other services 2.1%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	62.6%
Service	6.5%
Sales & office	20.9%
Natural resources & construction	6.1%
Production & transportation	3.9%

Employment type

Type	%
Private sector	82.8%
Government	11.6%
Self-employed	5.2%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	64.9%
Carpool	5.5%
Public transit	6.1%
Walk	0.4%
Work from home	23.0%
Other means	0.2%
Avg commute (minutes)	33.1

Poverty

All people 2.7%

Under 18 years 2.8%

18 and over 2.6%

Married-couple families 0.9%

Female-led households 22.3%

Income support

Source	% of households
Social Security	30.5%
Retirement income	24.8%
Supplemental Security	2.0%
Cash public assistance	1.4%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	20.1%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	7.5%
Heart disease	5.2%
Stroke	2.1%
Asthma	8.7%
Arthritis	20.4%
Kidney disease	2.2%
Pulmonary disease	4.3%
Cancer	7.2%

Behavior / access	%
Smoking	9.1%
Binge drinking	19.1%
No physical activity	15.3%
Less than 7 hrs sleep	32.1%
Depression	16.9%
Fair or poor health	7.9%
Poor mental health	12.0%
Poor physical health	7.0%
No health insurance	7.9%
Visited doctor (checkup)	75.1%
Visited dentist	75.8%
Cholesterol screening	0.0%
Teeth loss	6.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	435	5.7%

Disability	%
Any disability	4.2%
Under 18	2.6%
18–64 years	1.6%
65 and over	14.9%

Health insurance coverage

Type	%
Private insurance	91.3%
Public insurance	20.1%
No insurance	1.1%
Uninsured under 19	1.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,677	96.6%
Spanish	213	2.2%
Other Indo-European	94	1.0%
Asian & Pacific Islander	52	0.5%
Other languages	67	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,896	88.8%
Born in same state	8,755	87.4%
Born in different state	4,961	49.5%
Foreign born	141	1.4%
Naturalized citizen	1,118	11.2%
Not a US citizen	836	74.8%

Ancestry

Ancestry	Count	%
Italian	2,046	20.4%
French	813	8.1%
Arab	782	7.8%
Norwegian	80	0.8%
English	75	0.7%

Ancestry	Count	%
Irish	58	0.6%
Polish	55	0.5%
German	38	0.4%
Dutch	35	0.3%

Technology access

Metric	% of households
Computer access	35.4%
Internet access	98.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 07722

What city is ZIP code 07722 in?

ZIP code 07722 is primarily assigned to Colts Neck, New Jersey.

What county is ZIP code 07722 in?

ZIP code 07722 falls within Monmouth County, New Jersey.

How educated is the population of ZIP code 07722?

66% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 07722 mostly owner-occupied?

92% of occupied units in ZIP code 07722 are owner-occupied, well above the national average.

What is the median household income in ZIP code 07722?

The median household income in ZIP code 07722 is $185,417, above the national median of ~$75,000.

What is the typical home value in ZIP code 07722?

The median home value in ZIP code 07722 is $847,000.

What timezone is ZIP code 07722 in?

ZIP code 07722 observes the EST timezone.