68938 ZIP Code — Fairfield, NE

Clay County, Nebraska

ZIP code 68938 is located in Fairfield, Nebraska, within Clay County. It covers approximately 70.37 square miles and serves a population of 490 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 402.

About ZIP code 68938

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $119,600. Owner-occupancy is high at 80%, well above the national average.

Median household income is $88,125. The poverty rate of 7% is below the national average. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 68938 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

490

population

70.37

sq mi land

Standard

ZIP type

Central (CT)

timezone

68938 ZIP code map

Cities in ZIP code 68938

Below are the cities the US Postal Service accepts for ZIP code 68938. Using any city not on this list may result in mail delivery delays.

City	Status
Fairfield	Preferred

Nearby ZIP codes

68934 Deweese (4 mi) 68935 Edgar (8.5 mi) 68933 Clay Center (8.9 mi) 68941 Glenvil (9.5 mi) 68957 Lawrence (10.7 mi) 68961 Nelson (12.4 mi) 68930 Blue Hill (16.3 mi) 68944 Harvard (16.8 mi) 68925 Ayr (17 mi) 68979 Sutton (18.4 mi) 68335 Davenport (18.4 mi) 68980 Trumbull (19.5 mi)

Demographics updated 05/2026

Population
Total population	490
Population density	7 / sq mi
State FIPS	31
County FIPS	035

Geography
Land area	70.37 sq mi
Water area	0.32 sq mi
Latitude	40.3942
Longitude	-98.1085
Timezone	Central (CT)
Area code	402

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.2%	38.1%	39.5%
$50k – $100k	33.6%	39.1%	33.4%
$100k – $200k	15.7%	19.3%	22.0%
Over $200k	11.6%	3.5%	5.2%

Demographics & statistics

490

Population

People per sq mi

47.6

Median age

$88,125

Median household income

$43,313

Per capita income

$119,600

Median home value

$669

Median monthly rent

79.7%

Home ownership

7.4%

Poverty rate

1.0%

Unemployment

231

Housing units

15.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	77	15.7%
18 and over	413	84.3%
65 and over	112	22.9%
Median age	47.6 years

Race & ethnicity

White 96.9%

Two or more races 3.1%

Group	Count	%
White	475	96.9%
Two or more races	15	3.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	39.2%	38.1%	39.5%
$50k – $100k	33.6%	39.1%	33.4%
$100k – $200k	15.7%	19.3%	22.0%
Over $200k	11.6%	3.5%	5.2%

Under $10k 4.3%

$10k–$15k 3.9%

$15k–$25k 4.7%

$25k–$35k 9.1%

$35k–$50k 9.9%

$50k–$75k 11.2%

$75k–$100k 25.4%

$100k–$150k 12.9%

$150k–$200k 12.1%

$200k+ 6.5%

Range	% of households
Under $10k	4.3%
$10k–$15k	3.9%
$15k–$25k	4.7%
$25k–$35k	9.1%
$35k–$50k	9.9%
$50k–$75k	11.2%
$75k–$100k	25.4%
$100k–$150k	12.9%
$150k–$200k	12.1%
$200k+	6.5%
Median income	$88,125

Housing

Home values

Under $50k 17.3%

$50k–$100k 29.7%

$100k–$150k 5.9%

$150k–$200k 23.2%

$200k–$300k 17.8%

$300k–$500k 0.5%

$500k–$1M 5.4%

Housing overview

Metric	Value
Median home value	$119,600
Median rent / month	$669
Owner occupied	79.7%
Renter occupied	20.3%
Vacant	16.5%
Single-family detached	95.7%
Large apartment buildings	0.0%
Mobile homes	0.7%
Median rooms	6.8
Avg household size (owned)	2.19

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	9.4%
1990–1999	1.8%
1980–1989	2.9%
1970–1979	16.5%
1960–1969	13.3%
1950–1959	7.9%
1940–1949	4.3%
1939 or earlier	43.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	4.7%
2 bedrooms	24.5%
3 bedrooms	32.0%
4 bedrooms	24.5%
5+ bedrooms	14.4%

Vehicles per household

Vehicles	% of households
No vehicle	2.2%
1 vehicle	20.7%
2 vehicles	32.3%
3 or more	44.8%

Heating fuel

Fuel type	%
Utility gas	37.5%
Electricity	43.5%
Propane / LP gas	9.5%
Wood	9.1%

Households & families

Household type	Count	%
Married-couple family	132	56.9%
Cohabiting couple	16	6.9%
Male householder, no spouse	46	19.8%
Female householder, no spouse	38	16.4%
Households with children under 18	46	19.8%
Households with seniors (65+)	75	32.3%
Average household size	2.11

Marital status

Status	Male	Female
Never married	22.8%	13.5%
Married	61.2%	66.1%
Separated	0.0%	2.1%
Widowed	2.6%	12.0%
Divorced	13.4%	6.3%

Education

Less than 9th grade 0.0%

Some HS, no diploma 2.3%

HS graduate 49.9%

Some college, no degree 19.4%

Associate's degree 13.1%

Bachelor's degree 13.1%

Graduate / professional 2.3%

Metric	%
HS diploma or higher	97.7%
Bachelor's or higher	15.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	13	18.6%
Kindergarten	3	4.3%
Elementary school	35	50.0%
High school	14	20.0%
College / grad school	5	7.1%

Employment

Industry of employment

Education & healthcare 28.6%

Agriculture & mining 15.2%

Finance & real estate 9.8%

Transportation & utilities 9.4%

Retail trade 7.7%

Wholesale trade 7.1%

Construction 5.4%

Other services 5.1%

Manufacturing 4.4%

Professional & management 3.7%

Arts, food & hospitality 2.4%

Public administration 1.0%

Information 0.3%

Occupation

Category	%
Management, business & arts	29.0%
Service	14.5%
Sales & office	23.6%
Natural resources & construction	20.9%
Production & transportation	12.1%

Employment type

Type	%
Private sector	64.0%
Government	23.2%
Self-employed	9.8%
Unpaid family workers	3.0%

Commute

Method	%
Drive alone	67.0%
Carpool	9.8%
Public transit	0.7%
Walk	2.0%
Work from home	16.8%
Other means	3.7%
Avg commute (minutes)	22.3

Poverty

All people 7.4%

Under 18 years 4.3%

18 and over 7.7%

Married-couple families 3.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	33.2%
Retirement income	21.1%
Supplemental Security	5.2%
Cash public assistance	3.0%
Food stamps / SNAP	8.2%

Health indicators

Condition	%
Obesity	36.9%
High blood pressure	34.2%
High cholesterol	34.1%
Diabetes	10.5%
Heart disease	7.2%
Stroke	3.3%
Asthma	8.4%
Arthritis	27.0%
Kidney disease	3.1%
Pulmonary disease	6.8%
Cancer	7.6%

Behavior / access	%
Smoking	17.4%
Binge drinking	20.7%
No physical activity	23.5%
Less than 7 hrs sleep	27.9%
Depression	16.8%
Fair or poor health	12.7%
Poor mental health	11.3%
Poor physical health	9.9%
No health insurance	12.7%
Visited doctor (checkup)	70.7%
Visited dentist	66.0%
Cholesterol screening	89.4%
Teeth loss	11.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	28	6.8%

Disability	%
Any disability	17.8%
Under 18	19.5%
18–64 years	11.3%
65 and over	33.9%

Health insurance coverage

Type	%
Private insurance	62.7%
Public insurance	40.6%
No insurance	8.6%
Uninsured under 19	1.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	466	95.1%
Spanish	2	0.4%
Other Indo-European	0	0.0%
Asian & Pacific Islander	2	0.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	490	100.0%
Born in same state	490	100.0%
Born in different state	367	74.9%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	42	8.6%
French	31	6.3%
Arab	23	4.7%

Ancestry	Count	%
Dutch	5	1%
Polish	3	0.6%
German	2	0.4%

Technology access

Metric	% of households
Computer access	47.3%
Internet access	94.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68938

What city is ZIP code 68938 in?

ZIP code 68938 is primarily assigned to Fairfield, Nebraska.

What county is ZIP code 68938 in?

ZIP code 68938 falls within Clay County, Nebraska.

What is the typical home value in ZIP code 68938?

The median home value in ZIP code 68938 is $119,600.

What is the population of ZIP code 68938?

ZIP code 68938 has an estimated population of 490 residents, with a density of 7 people per square mile.

What is the median household income in ZIP code 68938?

The median household income in ZIP code 68938 is $88,125, above the national median of ~$75,000.

What timezone is ZIP code 68938 in?

ZIP code 68938 observes the CST timezone.