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Tennessee ZIP Codes
Unicoi County
Erwin, TN
37650
37650 ZIP Code — Erwin, TN
Unicoi County, Tennessee
ZIP code 37650 is located in
Erwin ,
Tennessee ,
within Unicoi County .
It covers approximately 96.97 square miles and serves a population of
12,980 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 423 .
About ZIP code 37650
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $138,500. Owner-occupancy is high at 76%, well above the national average.
Median household income is $51,556. 44% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.
College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (25%) compared to national benchmarks.
Overall, ZIP code 37650 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
37650 ZIP code map
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Cities in ZIP code 37650
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City
Status
Erwin
Preferred
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
12,980
Population density
134 / sq mi
State FIPS
47
County FIPS
171
Geography
Land area
96.97 sq mi
Water area
0.54 sq mi
Latitude
36.0917
Longitude
-82.4711
Timezone
Eastern (ET)
Area code
423
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
58.8%
57.1%
45.7%
$50k – $100k
30.4%
31.2%
30.9%
$100k – $200k
9.8%
10.2%
18.3%
Over $200k
1.1%
1.4%
5.1%
Demographics & statistics
$51,556
Median household income
$138,500
Median home value
14.8%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 2,647 20.4%
18 and over 10,333 79.6%
65 and over 2,821 21.7%
Median age 44.3 years
Race & ethnicity
Black or African American
0.3%
Group Count %
White 12,307 91.1%
Hispanic or Latino 531 3.9%
Two or more races 355 2.6%
Other race 281 2.1%
Black or African American 37 0.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
58.8%
57.1%
45.7%
$50k – $100k
30.4%
31.2%
30.9%
$100k – $200k
9.8%
10.2%
18.3%
Over $200k
1.1%
1.4%
5.1%
Range % of households
Under $10k 8.1%
$10k–$15k 6.6%
$15k–$25k 13.3%
$25k–$35k 10.4%
$35k–$50k 9.8%
$50k–$75k 19.8%
$75k–$100k 10.8%
$100k–$150k 13.8%
$150k–$200k 3.7%
$200k+ 3.5%
Median income $51,556
Housing
Housing overview
Metric Value
Median home value $138,500
Median rent / month $626
Owner occupied 75.6%
Renter occupied 24.4%
Vacant 14.4%
Single-family detached 69.4%
Large apartment buildings 0.7%
Mobile homes 17.0%
Median rooms 5.7
Avg household size (owned) 2.49
Year built
Era %
2020 or later 0.0%
2010–2019 3.9%
2000–2009 9.2%
1990–1999 12.1%
1980–1989 11.0%
1970–1979 20.9%
1960–1969 8.9%
1950–1959 8.9%
1940–1949 10.7%
1939 or earlier 14.4%
Bedrooms
Size % of units
No bedroom (studio) 0.5%
1 bedroom 8.0%
2 bedrooms 30.8%
3 bedrooms 47.1%
4 bedrooms 11.7%
5+ bedrooms 1.9%
Vehicles per household
Vehicles % of households
No vehicle 4.5%
1 vehicle 31.0%
2 vehicles 38.3%
3 or more 26.3%
Heating fuel
Fuel type %
Utility gas 35.6%
Electricity 53.2%
Propane / LP gas 4.8%
Fuel oil 2.0%
Wood 4.0%
No fuel used 0.4%
Households & families
Household type Count %
Married-couple family 2,833 52.7%
Cohabiting couple 213 4.0%
Male householder, no spouse 1,118 20.8%
Female householder, no spouse 1,207 22.5%
Households with children under 18 1,642 30.6%
Households with seniors (65+) 1,954 36.4%
Average household size 2.35
Marital status
Status Male Female
Never married 26.1% 15.8%
Married 56.6% 56.8%
Separated 1.6% 2.0%
Widowed 4.2% 10.0%
Divorced 11.6% 15.3%
Education
Some college, no degree
27.7%
Graduate / professional
5.8%
Metric %
HS diploma or higher 88.7%
Bachelor's or higher 14.8%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 206 8.5%
Kindergarten 76 3.1%
Elementary school 1,156 47.5%
High school 297 12.2%
College / grad school 698 28.7%
Employment
Industry of employment
Education & healthcare
25.4%
Transportation & utilities
10.5%
Professional & management
7.1%
Public administration
5.7%
Finance & real estate
4.2%
Arts, food & hospitality
3.7%
Agriculture & mining
0.2%
Occupation
Category %
Management, business & arts 28.1%
Service 13.9%
Sales & office 22.1%
Natural resources & construction 13.0%
Production & transportation 22.8%
Employment type
Type %
Private sector 75.7%
Government 17.4%
Self-employed 6.9%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 81.4%
Carpool 7.3%
Public transit 0.0%
Walk 4.1%
Work from home 7.2%
Other means 0.0%
Avg commute (minutes) 22.4
Poverty
Married-couple families
9.8%
Female-led households
20.6%
Income support
Source % of households
Social Security 43.7%
Retirement income 20.5%
Supplemental Security 7.4%
Cash public assistance 3.3%
Food stamps / SNAP 15.9%
Health indicators
Condition %
Obesity 35.3%
High blood pressure 44.0%
High cholesterol 38.7%
Diabetes 14.6%
Heart disease 9.7%
Stroke 4.6%
Asthma 10.9%
Arthritis 35.8%
Kidney disease 3.9%
Pulmonary disease 12.0%
Cancer 8.2%
Behavior / access %
Smoking 25.3%
Binge drinking 12.9%
No physical activity 29.4%
Less than 7 hrs sleep 35.5%
Depression 27.6%
Fair or poor health 20.7%
Poor mental health 17.2%
Poor physical health 14.3%
No health insurance 17.6%
Visited doctor (checkup) 76.6%
Visited dentist 52.9%
Cholesterol screening 90.4%
Teeth loss 21.1%
Veterans & disability
Veterans Count %
Civilian veterans 958 9.3%
Disability %
Any disability 20.8%
Under 18 4.1%
18–64 years 17.1%
65 and over 48.4%
Health insurance coverage
Type %
Private insurance 64.1%
Public insurance 43.1%
No insurance 7.7%
Uninsured under 19 0.3%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 12,271 94.5%
Spanish 156 1.3%
Other Indo-European 156 1.3%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 12,656 97.5%
Born in same state 12,651 97.5%
Born in different state 9,734 75.0%
Foreign born 5 0.0%
Naturalized citizen 324 2.5%
Not a US citizen 195 60.2%
Ancestry
Ancestry Count %
Arab 3,724 28.7%
French 1,731 13.3%
Italian 1,099 8.5%
English 178 1.4%
Ancestry Count %
Polish 92 0.7%
Irish 12 0.1%
German 5 0%
Technology access
Metric % of households
Computer access 41.4%
Internet access 85.3%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 37650
What city is ZIP code 37650 in?
ZIP code 37650 is primarily assigned to Erwin, Tennessee.
What county is ZIP code 37650 in?
ZIP code 37650 falls within Unicoi County, Tennessee.
Does ZIP code 37650 have a large retiree population?
44% of households in ZIP code 37650 receive Social Security income, suggesting a significant retiree or disability population.
How educated is the population of ZIP code 37650?
15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What is the poverty rate in ZIP code 37650?
17% of residents in ZIP code 37650 live below the poverty line, above the national average.
What is the typical home value in ZIP code 37650?
The median home value in ZIP code 37650 is $138,500.
What timezone is ZIP code 37650 in?
ZIP code 37650 observes the EST timezone.
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