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North Carolina ZIP Codes
Mitchell County
Bakersville, NC
28705
28705 ZIP Code — Bakersville, NC
Mitchell County, North Carolina
ZIP code 28705 is located in
Bakersville ,
North Carolina ,
within Mitchell County .
It covers approximately 124.18 square miles and serves a population of
6,708 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 828 .
About ZIP code 28705
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $200,900. Owner-occupancy is high at 82%, well above the national average.
Median household income is $55,198. 53% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.
Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (22%) compared to national benchmarks.
Overall, ZIP code 28705 reflects a community defined by high homeownership and a significant Social Security-dependent population.
28705 ZIP code map
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Cities in ZIP code 28705
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
6,708
Population density
54 / sq mi
State FIPS
37
County FIPS
121
Geography
Land area
124.18 sq mi
Water area
0.35 sq mi
Latitude
36.0439
Longitude
-82.2325
Timezone
Eastern (ET)
Area code
828
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
51.3%
50.8%
44.4%
$50k – $100k
31.1%
33.5%
30.6%
$100k – $200k
16.7%
13.9%
19.1%
Over $200k
0.9%
1.8%
6.0%
Demographics & statistics
$55,198
Median household income
$200,900
Median home value
22.6%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 1,100 16.4%
18 and over 5,608 83.6%
65 and over 1,834 27.3%
Median age 48.8 years
Race & ethnicity
Black or African American
1%
American Indian / Alaska Native
0.2%
Group Count %
White 6,370 92.7%
Two or more races 208 3%
Hispanic or Latino 160 2.3%
Black or African American 69 1%
Asian 25 0.4%
Other race 19 0.3%
American Indian / Alaska Native 17 0.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
51.3%
50.8%
44.4%
$50k – $100k
31.1%
33.5%
30.6%
$100k – $200k
16.7%
13.9%
19.1%
Over $200k
0.9%
1.8%
6.0%
Range % of households
Under $10k 4.3%
$10k–$15k 6.6%
$15k–$25k 7.6%
$25k–$35k 8.6%
$35k–$50k 20.4%
$50k–$75k 18.4%
$75k–$100k 10.6%
$100k–$150k 14.3%
$150k–$200k 7.2%
$200k+ 1.9%
Median income $55,198
Housing
Housing overview
Metric Value
Median home value $200,900
Median rent / month $853
Owner occupied 81.5%
Renter occupied 18.5%
Vacant 27.7%
Single-family detached 79.9%
Large apartment buildings 1.7%
Mobile homes 14.3%
Median rooms 5.4
Avg household size (owned) 2.23
Year built
Era %
2020 or later 0.0%
2010–2019 5.1%
2000–2009 13.6%
1990–1999 17.5%
1980–1989 12.8%
1970–1979 11.9%
1960–1969 8.6%
1950–1959 7.4%
1940–1949 10.3%
1939 or earlier 12.7%
Bedrooms
Size % of units
No bedroom (studio) 0.1%
1 bedroom 6.2%
2 bedrooms 33.7%
3 bedrooms 49.9%
4 bedrooms 7.6%
5+ bedrooms 2.6%
Vehicles per household
Vehicles % of households
No vehicle 7.7%
1 vehicle 24.4%
2 vehicles 28.8%
3 or more 39.0%
Heating fuel
Fuel type %
Utility gas 3.1%
Electricity 30.1%
Propane / LP gas 18.2%
Fuel oil 35.3%
Wood 13.1%
Households & families
Household type Count %
Married-couple family 1,507 53.3%
Cohabiting couple 97 3.4%
Male householder, no spouse 351 12.4%
Female householder, no spouse 875 30.9%
Households with children under 18 578 20.4%
Households with seniors (65+) 1,368 48.3%
Average household size 2.27
Marital status
Status Male Female
Never married 29.9% 22.0%
Married 59.3% 48.8%
Separated 0.6% 1.4%
Widowed 3.2% 14.3%
Divorced 7.0% 13.5%
Education
Some college, no degree
27.4%
Graduate / professional
10.9%
Metric %
HS diploma or higher 90.3%
Bachelor's or higher 22.6%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 61 3.7%
Kindergarten 50 3.1%
Elementary school 591 36.3%
High school 215 13.2%
College / grad school 711 43.7%
Employment
Industry of employment
Education & healthcare
37.7%
Agriculture & mining
9.5%
Professional & management
7.9%
Public administration
7.3%
Arts, food & hospitality
4.3%
Transportation & utilities
3.7%
Finance & real estate
2.1%
Occupation
Category %
Management, business & arts 34.8%
Service 26.4%
Sales & office 14.0%
Natural resources & construction 11.7%
Production & transportation 13.1%
Employment type
Type %
Private sector 71.6%
Government 21.4%
Self-employed 6.6%
Unpaid family workers 0.3%
Commute
Method %
Drive alone 85.3%
Carpool 7.9%
Public transit 0.3%
Walk 0.4%
Work from home 5.1%
Other means 1.1%
Avg commute (minutes) 27.3
Poverty
Married-couple families
3.1%
Female-led households
6.7%
Income support
Source % of households
Social Security 52.9%
Retirement income 27.8%
Supplemental Security 4.5%
Cash public assistance 1.2%
Food stamps / SNAP 12.5%
Health indicators
Condition %
Obesity 31.6%
High blood pressure 37.7%
High cholesterol 38.5%
Diabetes 11.9%
Heart disease 8.7%
Stroke 4.0%
Asthma 9.3%
Arthritis 30.9%
Kidney disease 3.6%
Pulmonary disease 9.4%
Cancer 8.1%
Behavior / access %
Smoking 21.6%
Binge drinking 14.6%
No physical activity 25.0%
Less than 7 hrs sleep 31.1%
Depression 24.1%
Fair or poor health 16.3%
Poor mental health 14.4%
Poor physical health 12.6%
No health insurance 17.9%
Visited doctor (checkup) 78.8%
Visited dentist 61.0%
Cholesterol screening 90.2%
Teeth loss 16.3%
Veterans & disability
Veterans Count %
Civilian veterans 514 9.2%
Disability %
Any disability 16.7%
Under 18 6.3%
18–64 years 10.5%
65 and over 35.8%
Health insurance coverage
Type %
Private insurance 67.3%
Public insurance 43.0%
No insurance 9.3%
Uninsured under 19 7.9%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 6,531 97.4%
Spanish 10 0.2%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 10 0.2%
Place of birth & citizenship
Origin Count %
Native born (US) 6,668 99.4%
Born in same state 6,651 99.2%
Born in different state 4,139 61.7%
Foreign born 17 0.3%
Naturalized citizen 40 0.6%
Not a US citizen 31 77.5%
Ancestry
Ancestry Count %
French 1,510 22.5%
Italian 717 10.7%
Arab 365 5.4%
Ancestry Count %
English 102 1.5%
Irish 9 0.1%
German 8 0.1%
Technology access
Metric % of households
Computer access 42.2%
Internet access 83.6%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 28705
What city is ZIP code 28705 in?
ZIP code 28705 is primarily assigned to Bakersville, North Carolina.
What county is ZIP code 28705 in?
ZIP code 28705 falls within Mitchell County, North Carolina.
Does ZIP code 28705 have a large retiree population?
53% of households in ZIP code 28705 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 28705 have an older population?
27% of residents in ZIP code 28705 are 65 or older, above the national average of ~17%.
Is ZIP code 28705 mostly owner-occupied?
82% of occupied units in ZIP code 28705 are owner-occupied, well above the national average.
Does ZIP code 28705 have a large veteran population?
9% of civilians in ZIP code 28705 are veterans, above the national average of ~7%.
What timezone is ZIP code 28705 in?
ZIP code 28705 observes the EST timezone.
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