21727 ZIP Code — Emmitsburg, MD
Frederick County, Maryland
ZIP code 21727 is located in Emmitsburg, Maryland, within Frederick County. It covers approximately 31.35 square miles and serves a population of 6,588 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 240/301.
About ZIP code 21727
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $317,500. Owner-occupancy sits near the national average at 75%.
Median household income is $82,636. 39% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.
Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.
6,588
population
31.35
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
21727 ZIP code map
Cities in ZIP code 21727
Below are the cities the US Postal Service accepts for ZIP code 21727. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Emmitsburg | Preferred |
Nearby ZIP codes
21778 Rocky Ridge (4.4 mi)
21780 Sabillasville (6.9 mi)
21757 Keymar (7.2 mi)
21788 Thurmont (7.2 mi)
17320 Fairfield (7.5 mi)
17214 Blue Ridge Summit (8.2 mi)
21719 Cascade (8.7 mi)
21787 Taneytown (8.7 mi)
21798 Woodsboro (9.4 mi)
21793 Walkersville (12.5 mi)
21791 Union Bridge (12.7 mi)
21783 Smithsburg (12.8 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 6,588 |
| Population density | 210 / sq mi |
| State FIPS | 24 |
| County FIPS | 021 |
| Geography | |
|---|---|
| Land area | 31.35 sq mi |
| Water area | 0.20 sq mi |
| Latitude | 39.6754 |
| Longitude | -77.3374 |
| Timezone | Eastern (ET) |
| Area code | 240/301 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 32.2% | 22.0% | 28.2% |
| $50k – $100k | 35.2% | 27.2% | 28.2% |
| $100k – $200k | 24.4% | 36.5% | 30.1% |
| Over $200k | 8.2% | 14.3% | 13.4% |
Demographics & statistics
6,588
Population
210
People per sq mi
28.4
Median age
$82,636
Median household income
$29,969
Per capita income
$317,500
Median home value
$925
Median monthly rent
74.9%
Home ownership
13.6%
Poverty rate
4.5%
Unemployment
1,519
Housing units
22.8%
Bachelor's or higher
Age distribution
Male
Female
106
Under 5
119
106
5–9
119
141
10–14
159
626
15–19
707
481
20–24
542
288
25–34
324
196
35–44
222
327
45–54
369
106
55–59
120
135
60–64
153
207
65–74
233
294
75–84
331
83
85+
94
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 956 | 14.5% |
| 18 and over | 5,632 | 85.5% |
| 65 and over | 1,242 | 18.9% |
| Median age | 28.4 years | |
Race & ethnicity
White
75.9%
Black or African American
7.5%
Two or more races
6.7%
Hispanic or Latino
6.5%
Other race
2%
American Indian / Alaska Native
0.7%
Asian
0.5%
Native Hawaiian / Pacific Islander
0.1%
| Group | Count | % |
|---|---|---|
| White | 5,348 | 75.9% |
| Black or African American | 531 | 7.5% |
| Two or more races | 475 | 6.7% |
| Hispanic or Latino | 460 | 6.5% |
| Other race | 144 | 2% |
| American Indian / Alaska Native | 51 | 0.7% |
| Asian | 32 | 0.5% |
| Native Hawaiian / Pacific Islander | 7 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 32.2% | 22.0% | 28.2% |
| $50k – $100k | 35.2% | 27.2% | 28.2% |
| $100k – $200k | 24.4% | 36.5% | 30.1% |
| Over $200k | 8.2% | 14.3% | 13.4% |
Under $10k
6.2%
$10k–$15k
1.5%
$15k–$25k
8.2%
$25k–$35k
7.1%
$35k–$50k
9.1%
$50k–$75k
14.9%
$75k–$100k
11.5%
$100k–$150k
20.6%
$150k–$200k
9.6%
$200k+
11.2%
| Range | % of households |
|---|---|
| Under $10k | 6.2% |
| $10k–$15k | 1.5% |
| $15k–$25k | 8.2% |
| $25k–$35k | 7.1% |
| $35k–$50k | 9.1% |
| $50k–$75k | 14.9% |
| $75k–$100k | 11.5% |
| $100k–$150k | 20.6% |
| $150k–$200k | 9.6% |
| $200k+ | 11.2% |
| Median income | $82,636 |
Housing
Home values
Under $50k
0.5%
$100k–$150k
4.3%
$150k–$200k
6.9%
$200k–$300k
35.0%
$300k–$500k
34.1%
$500k–$1M
19.2%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $317,500 |
| Median rent / month | $925 |
| Owner occupied | 74.9% |
| Renter occupied | 25.1% |
| Vacant | 5.7% |
| Single-family detached | 81.2% |
| Large apartment buildings | 5.1% |
| Mobile homes | 0.0% |
| Median rooms | 6.6 |
| Avg household size (owned) | 2.65 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 4.9% |
| 2000–2009 | 20.9% |
| 1990–1999 | 15.9% |
| 1980–1989 | 5.8% |
| 1970–1979 | 7.5% |
| 1960–1969 | 10.3% |
| 1950–1959 | 6.2% |
| 1940–1949 | 4.6% |
| 1939 or earlier | 23.9% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.0% |
| 1 bedroom | 7.5% |
| 2 bedrooms | 19.1% |
| 3 bedrooms | 35.0% |
| 4 bedrooms | 28.7% |
| 5+ bedrooms | 9.7% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 3.0% |
| 1 vehicle | 29.1% |
| 2 vehicles | 28.8% |
| 3 or more | 39.0% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 15.5% |
| Electricity | 50.1% |
| Propane / LP gas | 7.1% |
| Fuel oil | 23.0% |
| Wood | 3.8% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 912 | 48.6% |
| Cohabiting couple | 236 | 12.6% |
| Male householder, no spouse | 323 | 17.2% |
| Female householder, no spouse | 405 | 21.6% |
| Households with children under 18 | 538 | 28.7% |
| Households with seniors (65+) | 768 | 40.9% |
| Average household size | 2.51 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 49.9% | 54.9% |
| Married | 36.7% | 27.2% |
| Separated | 2.3% | 1.1% |
| Widowed | 2.6% | 6.3% |
| Divorced | 8.4% | 10.5% |
Education
Less than 9th grade
3.1%
Some HS, no diploma
13.7%
HS graduate
32.3%
Some college, no degree
17.5%
Associate's degree
10.6%
Bachelor's degree
14.0%
Graduate / professional
8.8%
| Metric | % |
|---|---|
| HS diploma or higher | 83.2% |
| Bachelor's or higher | 22.8% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 109 | 3.7% |
| Kindergarten | 14 | 0.5% |
| Elementary school | 446 | 15.2% |
| High school | 280 | 9.5% |
| College / grad school | 2,085 | 71.1% |
Employment
Industry of employment
Education & healthcare
22.6%
Arts, food & hospitality
14.0%
Construction
9.9%
Retail trade
9.7%
Finance & real estate
8.3%
Manufacturing
8.2%
Public administration
8.2%
Professional & management
6.4%
Other services
4.9%
Transportation & utilities
4.3%
Wholesale trade
2.0%
Agriculture & mining
0.8%
Information
0.7%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 32.8% |
| Service | 17.3% |
| Sales & office | 27.4% |
| Natural resources & construction | 12.5% |
| Production & transportation | 10.1% |
Employment type
| Type | % |
|---|---|
| Private sector | 77.7% |
| Government | 15.7% |
| Self-employed | 6.1% |
| Unpaid family workers | 0.4% |
Commute
| Method | % |
|---|---|
| Drive alone | 64.8% |
| Carpool | 7.9% |
| Public transit | 0.6% |
| Walk | 9.7% |
| Work from home | 16.6% |
| Other means | 0.4% |
| Avg commute (minutes) | 31.4 |
Poverty
All people
13.6%
Under 18 years
8.2%
18 and over
14.9%
Married-couple families
0.4%
Female-led households
6.3%
Income support
| Source | % of households |
|---|---|
| Social Security | 38.6% |
| Retirement income | 29.6% |
| Supplemental Security | 6.6% |
| Cash public assistance | 1.2% |
| Food stamps / SNAP | 3.8% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 30.2% |
| High blood pressure | 27.9% |
| High cholesterol | 31.3% |
| Diabetes | 8.5% |
| Heart disease | 5.2% |
| Stroke | 2.5% |
| Asthma | 10.6% |
| Arthritis | 20.5% |
| Kidney disease | 2.4% |
| Pulmonary disease | 5.7% |
| Cancer | 5.7% |
| Behavior / access | % |
|---|---|
| Smoking | 13.6% |
| Binge drinking | 18.0% |
| No physical activity | 20.7% |
| Less than 7 hrs sleep | 31.2% |
| Depression | 22.1% |
| Fair or poor health | 11.0% |
| Poor mental health | 16.4% |
| Poor physical health | 8.1% |
| No health insurance | 10.4% |
| Visited doctor (checkup) | 74.0% |
| Visited dentist | 65.7% |
| Cholesterol screening | 87.4% |
| Teeth loss | 11.8% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 347 | 6.2% |
| Disability | % |
|---|---|
| Any disability | 12.7% |
| Under 18 | 7.4% |
| 18–64 years | 9.2% |
| 65 and over | 30.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 75.7% |
| Public insurance | 32.4% |
| No insurance | 7.6% |
| Uninsured under 19 | 6.5% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 6,363 | 96.6% |
| Spanish | 203 | 3.2% |
| Other Indo-European | 182 | 2.9% |
| Asian & Pacific Islander | 12 | 0.2% |
| Other languages | 6 | 0.1% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 6,050 | 91.8% |
| Born in same state | 6,019 | 91.4% |
| Born in different state | 3,324 | 50.5% |
| Foreign born | 31 | 0.5% |
| Naturalized citizen | 538 | 8.2% |
| Not a US citizen | 235 | 43.7% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 675 | 10.2% |
| French | 523 | 7.9% |
| Arab | 204 | 3.1% |
| Polish | 152 | 2.3% |
| Ancestry | Count | % |
|---|---|---|
| English | 19 | 0.3% |
| Irish | 11 | 0.2% |
| German | 10 | 0.2% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 28.5% |
| Internet access | 81.3% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 21727
What city is ZIP code 21727 in?
ZIP code 21727 is primarily assigned to Emmitsburg, Maryland.
What county is ZIP code 21727 in?
ZIP code 21727 falls within Frederick County, Maryland.
Does ZIP code 21727 have a large retiree population?
39% of households in ZIP code 21727 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 21727?
The median home value in ZIP code 21727 is $317,500.
What is the population of ZIP code 21727?
ZIP code 21727 has an estimated population of 6,588 residents, with a density of 210 people per square mile.
What is the median household income in ZIP code 21727?
The median household income in ZIP code 21727 is $82,636, above the national median of ~$75,000.
What timezone is ZIP code 21727 in?
ZIP code 21727 observes the EST timezone.