21037 ZIP Code — Edgewater, MD

Anne Arundel County, Maryland

ZIP code 21037 is located in Edgewater, Maryland, within Anne Arundel County. It covers approximately 16.80 square miles and serves a population of 21,060 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 301/410.

About ZIP code 21037

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $482,900. Owner-occupancy is high at 86%, well above the national average.

The gap between median ($127,554) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 35 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 21% of workers work from home.

Educational attainment is near the national average, with 44% of residents holding a bachelor's degree or higher.

Overall, ZIP code 21037 reflects a community defined by high homeownership and a high rate of remote workers.

21,060

population

16.80

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

21037 ZIP code map

Cities in ZIP code 21037

Below are the cities the US Postal Service accepts for ZIP code 21037. Using any city not on this list may result in mail delivery delays.

City	Status
Edgewater	Preferred

Nearby ZIP codes

21140 Riva (3 mi) 21403 Annapolis (3.1 mi) 21411 Annapolis (4.7 mi) 21412 Annapolis (4.7 mi) 21401 Annapolis (4.9 mi) 20776 Harwood (5.1 mi) 21035 Davidsonville (5.4 mi) 21402 Annapolis (5.8 mi) 20778 West River (5.8 mi) 20764 Shady Side (6.5 mi) 21405 Annapolis (7.1 mi) 20733 Churchton (8 mi)

Demographics updated 05/2026

Population
Total population	21,060
Population density	1,254 / sq mi
State FIPS	24
County FIPS	003

Geography
Land area	16.80 sq mi
Water area	4.55 sq mi
Latitude	38.9229
Longitude	-76.5441
Timezone	Eastern (ET)
Area code	301/410

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.9%	20.1%	28.2%
$50k – $100k	25.0%	27.4%	28.2%
$100k – $200k	37.0%	36.3%	30.1%
Over $200k	19.1%	16.2%	13.4%

Demographics & statistics

21,060

Population

1,254

People per sq mi

40.5

Median age

$127,554

Median household income

$60,524

Per capita income

$482,900

Median home value

$2,073

Median monthly rent

85.8%

Home ownership

7.2%

Poverty rate

4.6%

Unemployment

7,494

Housing units

43.6%

Bachelor's or higher

Age distribution

Male Female

708

Under 5

703

522

5–9

519

535

10–14

532

790

15–19

785

458

20–24

454

1,422

25–34

1,413

1,312

35–44

1,302

1,492

45–54

1,481

891

55–59

885

692

60–64

688

956

65–74

950

555

75–84

551

233

85+

231

← Male

Female →

Age summary

Group	Count	%
Under 18	4,540	21.6%
18 and over	16,520	78.4%
65 and over	3,476	16.5%
Median age	40.5 years

Race & ethnicity

White 87.3%

Black or African American 5.7%

Two or more races 3.8%

Hispanic or Latino 2.1%

Asian 1%

Other race 0.1%

Group	Count	%
White	18,766	87.3%
Black or African American	1,226	5.7%
Two or more races	818	3.8%
Hispanic or Latino	441	2.1%
Asian	224	1%
Other race	26	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.9%	20.1%	28.2%
$50k – $100k	25.0%	27.4%	28.2%
$100k – $200k	37.0%	36.3%	30.1%
Over $200k	19.1%	16.2%	13.4%

Under $10k 3.7%

$10k–$15k 1.3%

$15k–$25k 2.6%

$25k–$35k 1.9%

$35k–$50k 5.2%

$50k–$75k 10.6%

$75k–$100k 12.6%

$100k–$150k 22.6%

$150k–$200k 13.8%

$200k+ 25.7%

Range	% of households
Under $10k	3.7%
$10k–$15k	1.3%
$15k–$25k	2.6%
$25k–$35k	1.9%
$35k–$50k	5.2%
$50k–$75k	10.6%
$75k–$100k	12.6%
$100k–$150k	22.6%
$150k–$200k	13.8%
$200k+	25.7%
Median income	$127,554

Housing

Home values

Under $50k 1.2%

$50k–$100k 0.1%

$100k–$150k 0.4%

$150k–$200k 2.6%

$200k–$300k 9.9%

$300k–$500k 39.0%

$500k–$1M 36.9%

$1M+ 9.9%

Housing overview

Metric	Value
Median home value	$482,900
Median rent / month	$2,073
Owner occupied	85.8%
Renter occupied	14.2%
Vacant	8.4%
Single-family detached	87.3%
Large apartment buildings	1.8%
Mobile homes	0.1%
Median rooms	7.5
Avg household size (owned)	2.70

Year built

Era	%
2020 or later	0.9%
2010–2019	5.9%
2000–2009	18.0%
1990–1999	15.4%
1980–1989	10.6%
1970–1979	14.8%
1960–1969	13.7%
1950–1959	9.9%
1940–1949	5.9%
1939 or earlier	5.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	1.6%
2 bedrooms	13.0%
3 bedrooms	36.7%
4 bedrooms	39.6%
5+ bedrooms	8.8%

Vehicles per household

Vehicles	% of households
No vehicle	2.4%
1 vehicle	21.4%
2 vehicles	44.3%
3 or more	31.9%

Heating fuel

Fuel type	%
Utility gas	14.9%
Electricity	59.5%
Propane / LP gas	3.8%
Fuel oil	18.2%
Wood	1.3%
Solar	1.0%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	4,631	58.7%
Cohabiting couple	382	4.8%
Male householder, no spouse	1,039	13.2%
Female householder, no spouse	1,837	23.3%
Households with children under 18	2,672	33.9%
Households with seniors (65+)	2,371	30.1%
Average household size	2.66

Marital status

Status	Male	Female
Never married	35.2%	21.8%
Married	54.8%	55.5%
Separated	1.3%	2.5%
Widowed	2.4%	6.8%
Divorced	6.3%	13.5%

Education

Less than 9th grade 1.5%

Some HS, no diploma 5.7%

HS graduate 23.3%

Some college, no degree 20.1%

Associate's degree 5.7%

Bachelor's degree 27.4%

Graduate / professional 16.2%

Metric	%
HS diploma or higher	92.7%
Bachelor's or higher	43.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	612	13.2%
Kindergarten	187	4.0%
Elementary school	1,583	34.2%
High school	1,386	30.0%
College / grad school	857	18.5%

Employment

Industry of employment

Education & healthcare 18.3%

Professional & management 17.4%

Public administration 12.0%

Retail trade 11.2%

Construction 11.0%

Arts, food & hospitality 6.0%

Other services 6.0%

Finance & real estate 5.0%

Transportation & utilities 4.2%

Manufacturing 3.0%

Information 2.8%

Wholesale trade 2.7%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	53.6%
Service	14.3%
Sales & office	18.6%
Natural resources & construction	9.2%
Production & transportation	4.3%

Employment type

Type	%
Private sector	71.1%
Government	21.4%
Self-employed	7.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	71.2%
Carpool	3.8%
Public transit	1.8%
Walk	1.9%
Work from home	21.1%
Other means	0.2%
Avg commute (minutes)	35.4

Poverty

All people 7.2%

Under 18 years 7.9%

18 and over 7.0%

Married-couple families 3.8%

Female-led households 20.3%

Income support

Source	% of households
Social Security	27.7%
Retirement income	29.2%
Supplemental Security	0.5%
Cash public assistance	1.0%
Food stamps / SNAP	3.5%

Health indicators

Condition	%
Obesity	31.8%
High blood pressure	32.5%
High cholesterol	33.7%
Diabetes	8.6%
Heart disease	5.6%
Stroke	2.5%
Asthma	8.9%
Arthritis	24.2%
Kidney disease	2.5%
Pulmonary disease	5.4%
Cancer	6.7%

Behavior / access	%
Smoking	13.4%
Binge drinking	16.8%
No physical activity	18.9%
Less than 7 hrs sleep	32.2%
Depression	19.6%
Fair or poor health	10.4%
Poor mental health	13.3%
Poor physical health	8.5%
No health insurance	8.8%
Visited doctor (checkup)	75.4%
Visited dentist	71.0%
Cholesterol screening	92.9%
Teeth loss	8.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,571	9.6%

Disability	%
Any disability	10.3%
Under 18	3.7%
18–64 years	8.7%
65 and over	25.1%

Health insurance coverage

Type	%
Private insurance	86.3%
Public insurance	26.2%
No insurance	1.3%
Uninsured under 19	0.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	19,649	93.3%
Spanish	456	2.3%
Other Indo-European	319	1.6%
Asian & Pacific Islander	28	0.1%
Other languages	84	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	20,257	96.2%
Born in same state	20,073	95.3%
Born in different state	10,757	51.1%
Foreign born	184	0.9%
Naturalized citizen	803	3.8%
Not a US citizen	535	66.6%

Ancestry

Ancestry	Count	%
French	3,657	17.4%
Italian	3,424	16.3%
Arab	1,209	5.7%
Polish	163	0.8%
German	132	0.6%

Ancestry	Count	%
English	132	0.6%
Norwegian	80	0.4%
Irish	68	0.3%
Dutch	47	0.2%

Technology access

Metric	% of households
Computer access	37.5%
Internet access	96.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 21037

What city is ZIP code 21037 in?

ZIP code 21037 is primarily assigned to Edgewater, Maryland.

What county is ZIP code 21037 in?

ZIP code 21037 falls within Anne Arundel County, Maryland.

Is ZIP code 21037 mostly owner-occupied?

86% of occupied units in ZIP code 21037 are owner-occupied, well above the national average.

What is the median household income in ZIP code 21037?

The median household income in ZIP code 21037 is $127,554, above the national median of ~$75,000.

What is the typical home value in ZIP code 21037?

The median home value in ZIP code 21037 is $482,900.

Does ZIP code 21037 have a large veteran population?

10% of civilians in ZIP code 21037 are veterans, above the national average of ~7%.

What timezone is ZIP code 21037 in?

ZIP code 21037 observes the EST timezone.