50068 ZIP Code — Derby, IA

Lucas County, Iowa

ZIP code 50068 is located in Derby, Iowa, within Lucas County. It covers approximately 42.99 square miles and serves a population of 279 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 641.

About ZIP code 50068

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $197,900.

Median household income is $76,250. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with retail trade as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 50068 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

279

population

42.99

sq mi land

Standard

ZIP type

Central (CT)

timezone

50068 ZIP code map

Cities in ZIP code 50068

Below are the cities the US Postal Service accepts for ZIP code 50068. Using any city not on this list may result in mail delivery delays.

City	Status
Derby	Acceptable
Derby	Preferred

Nearby ZIP codes

50123 Humeston (8.4 mi) 50275 Woodburn (8.8 mi) 50151 Lucas (11.3 mi) 50264 Weldon (12.5 mi) 50049 Chariton (12.9 mi) 50060 Corydon (15 mi) 50213 Osceola (15.1 mi) 50238 Russell (15.2 mi) 50103 Garden Grove (16.5 mi) 52583 Promise City (18.5 mi) 50008 Allerton (19 mi) 50144 Leon (19.3 mi)

Demographics updated 05/2026

Population
Total population	279
Population density	6 / sq mi
State FIPS	19
County FIPS	117

Geography
Land area	42.99 sq mi
Water area	0.01 sq mi
Latitude	40.9351
Longitude	-93.4848
Timezone	Central (CT)
Area code	641

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.4%	43.8%	40.1%
$50k – $100k	23.7%	36.4%	33.4%
$100k – $200k	39.8%	17.2%	21.5%
Over $200k	0.0%	2.7%	5.0%

Demographics & statistics

279

Population

People per sq mi

44.2

Median age

$76,250

Median household income

$36,142

Per capita income

$197,900

Median home value

Median monthly rent

99.1%

Home ownership

15.4%

Poverty rate

0.0%

Unemployment

138

Housing units

13.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	56	20.1%
18 and over	223	79.9%
65 and over	55	19.7%
Median age	44.2 years

Race & ethnicity

White 99.3%

American Indian / Alaska Native 0.7%

Group	Count	%
White	277	99.3%
American Indian / Alaska Native	2	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.4%	43.8%	40.1%
$50k – $100k	23.7%	36.4%	33.4%
$100k – $200k	39.8%	17.2%	21.5%
Over $200k	0.0%	2.7%	5.0%

Under $10k 1.8%

$10k–$15k 5.4%

$15k–$25k 5.4%

$25k–$35k 8.9%

$35k–$50k 9.8%

$50k–$75k 18.8%

$75k–$100k 8.0%

$100k–$150k 22.3%

$150k–$200k 19.6%

Range	% of households
Under $10k	1.8%
$10k–$15k	5.4%
$15k–$25k	5.4%
$25k–$35k	8.9%
$35k–$50k	9.8%
$50k–$75k	18.8%
$75k–$100k	8.0%
$100k–$150k	22.3%
$150k–$200k	19.6%
Median income	$76,250

Housing

Home values

Under $50k 8.1%

$50k–$100k 18.9%

$100k–$150k 12.6%

$150k–$200k 10.8%

$200k–$300k 11.7%

$300k–$500k 26.1%

$1M+ 11.7%

Housing overview

Metric	Value
Median home value	$197,900
Median rent / month	$0
Owner occupied	99.1%
Renter occupied	0.9%
Vacant	19.4%
Single-family detached	92.1%
Large apartment buildings	0.0%
Mobile homes	7.9%
Median rooms	6.3
Avg household size (owned)	2.48

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	10.8%
1990–1999	8.6%
1980–1989	7.9%
1970–1979	23.7%
1960–1969	11.5%
1950–1959	1.4%
1940–1949	1.4%
1939 or earlier	34.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.0%
2 bedrooms	28.8%
3 bedrooms	36.0%
4 bedrooms	21.6%
5+ bedrooms	8.6%

Vehicles per household

Vehicles	% of households
No vehicle	3.6%
1 vehicle	6.3%
2 vehicles	38.4%
3 or more	51.8%

Heating fuel

Fuel type	%
Utility gas	1.8%
Electricity	42.0%
Propane / LP gas	39.3%
Wood	15.2%
No fuel used	1.8%

Households & families

Household type	Count	%
Married-couple family	96	85.7%
Cohabiting couple	0	0.0%
Male householder, no spouse	6	5.4%
Female householder, no spouse	10	8.9%
Households with children under 18	27	24.1%
Households with seniors (65+)	33	29.5%
Average household size	2.49

Marital status

Status	Male	Female
Never married	14.6%	8.4%
Married	80.8%	84.1%
Separated	0.0%	0.0%
Widowed	0.8%	7.5%
Divorced	3.8%	0.0%

Education

Less than 9th grade 4.7%

Some HS, no diploma 4.2%

HS graduate 41.6%

Some college, no degree 25.7%

Associate's degree 10.3%

Bachelor's degree 13.6%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	91.1%
Bachelor's or higher	13.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	30	63.8%
High school	17	36.2%
College / grad school	0	0.0%

Employment

Industry of employment

Transportation & utilities 32.2%

Retail trade 18.1%

Education & healthcare 14.8%

Agriculture & mining 6.7%

Manufacturing 6.7%

Construction 6.0%

Arts, food & hospitality 6.0%

Public administration 4.7%

Information 2.7%

Wholesale trade 1.3%

Professional & management 0.7%

Occupation

Category	%
Management, business & arts	42.3%
Service	6.0%
Sales & office	12.8%
Natural resources & construction	10.7%
Production & transportation	28.2%

Employment type

Type	%
Private sector	74.5%
Government	19.5%
Self-employed	6.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	67.1%
Carpool	21.5%
Public transit	1.3%
Walk	0.0%
Work from home	10.1%
Other means	0.0%
Avg commute (minutes)	37.1

Poverty

All people 15.4%

Under 18 years 37.5%

18 and over 9.9%

Married-couple families 11.5%

Female-led households 0.0%

Income support

Source	% of households
Social Security	35.7%
Retirement income	15.2%
Supplemental Security	8.9%
Cash public assistance	0.9%
Food stamps / SNAP	8.9%

Health indicators

Condition	%
Obesity	35.9%
High blood pressure	33.7%
High cholesterol	34.6%
Diabetes	10.2%
Heart disease	6.7%
Stroke	2.9%
Asthma	9.0%
Arthritis	26.2%
Kidney disease	2.8%
Pulmonary disease	6.7%
Cancer	7.4%

Behavior / access	%
Smoking	17.7%
Binge drinking	21.3%
No physical activity	23.1%
Less than 7 hrs sleep	31.7%
Depression	17.2%
Fair or poor health	12.2%
Poor mental health	12.8%
Poor physical health	9.4%
No health insurance	9.0%
Visited doctor (checkup)	74.1%
Visited dentist	66.0%
Cholesterol screening	89.9%
Teeth loss	11.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	18	8.1%

Disability	%
Any disability	21.1%
Under 18	19.6%
18–64 years	19.6%
65 and over	27.3%

Health insurance coverage

Type	%
Private insurance	76.7%
Public insurance	35.5%
No insurance	13.3%
Uninsured under 19	28.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	267	95.7%
Spanish	7	2.6%
Other Indo-European	0	0.0%
Asian & Pacific Islander	7	2.6%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	273	97.8%
Born in same state	273	97.8%
Born in different state	223	79.9%
Foreign born	0	0.0%
Naturalized citizen	6	2.2%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	25	9%
Arab	16	5.7%
French	14	5%

Ancestry	Count	%
Polish	13	4.7%
English	3	1.1%

Technology access

Metric	% of households
Computer access	40.1%
Internet access	90.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 50068

What city is ZIP code 50068 in?

ZIP code 50068 is primarily assigned to Derby, Iowa.

What county is ZIP code 50068 in?

ZIP code 50068 falls within Wayne County, Iowa.

How educated is the population of ZIP code 50068?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 50068?

15% of residents in ZIP code 50068 live below the poverty line, above the national average.

Does ZIP code 50068 have a large retiree population?

36% of households in ZIP code 50068 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 50068?

ZIP code 50068 has an estimated population of 279 residents, with a density of 6 people per square mile.

What timezone is ZIP code 50068 in?

ZIP code 50068 observes the CST timezone.