75020 ZIP Code — Denison, TX
Grayson County, Texas
ZIP code 75020 is located in Denison, Texas, within Grayson County. It covers approximately 61.03 square miles and serves a population of 24,486 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 903.
About ZIP code 75020
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $165,400. Owner-occupancy sits near the national average at 61%.
Median household income is $64,734. 40% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 22 minutes is near the national average.
College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.
17% of residents lack health insurance, above the national average.
24,486
population
61.03
sq mi land
Standard
ZIP type
Central (CT)
timezone
75020 ZIP code map
Cities in ZIP code 75020
Below are the cities the US Postal Service accepts for ZIP code 75020. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Denison | Preferred |
Nearby ZIP codes
75076 Pottsboro (5.6 mi)
74731 Cartwright (6.6 mi)
75021 Denison (7.9 mi)
74733 Colbert (8.5 mi)
73439 Kingston (10.8 mi)
75092 Sherman (12.7 mi)
76264 Sadler (13.1 mi)
75090 Sherman (13.9 mi)
75090 Sherman (13.9 mi)
76245 Gordonville (14.5 mi)
74730 Calera (14.5 mi)
75414 Bells (14.8 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 24,486 |
| Population density | 401 / sq mi |
| State FIPS | 48 |
| County FIPS | 181 |
| Geography | |
|---|---|
| Land area | 61.03 sq mi |
| Water area | 4.90 sq mi |
| Latitude | 33.7853 |
| Longitude | -96.6075 |
| Timezone | Central (CT) |
| Area code | 903 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 47.2% | 42.0% | 39.5% |
| $50k – $100k | 33.7% | 34.1% | 30.1% |
| $100k – $200k | 16.5% | 19.8% | 22.6% |
| Over $200k | 2.5% | 4.1% | 7.8% |
Demographics & statistics
24,486
Population
401
People per sq mi
40.2
Median age
$64,734
Median household income
$31,030
Per capita income
$165,400
Median home value
$1,055
Median monthly rent
60.9%
Home ownership
16.4%
Poverty rate
5.5%
Unemployment
7,062
Housing units
20.3%
Bachelor's or higher
Age distribution
Male
Female
819
Under 5
864
756
5–9
796
909
10–14
958
881
15–19
928
592
20–24
624
1,190
25–34
1,254
1,313
35–44
1,383
1,660
45–54
1,750
747
55–59
787
762
60–64
802
1,152
65–74
1,213
724
75–84
762
419
85+
441
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 6,256 | 25.5% |
| 18 and over | 18,230 | 74.5% |
| 65 and over | 4,711 | 19.2% |
| Median age | 40.2 years | |
Race & ethnicity
White
77.3%
Two or more races
6.9%
Black or African American
6.1%
Hispanic or Latino
5.5%
Other race
3.1%
American Indian / Alaska Native
0.8%
Asian
0.3%
| Group | Count | % |
|---|---|---|
| White | 20,020 | 77.3% |
| Two or more races | 1,795 | 6.9% |
| Black or African American | 1,591 | 6.1% |
| Hispanic or Latino | 1,413 | 5.5% |
| Other race | 795 | 3.1% |
| American Indian / Alaska Native | 206 | 0.8% |
| Asian | 79 | 0.3% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 47.2% | 42.0% | 39.5% |
| $50k – $100k | 33.7% | 34.1% | 30.1% |
| $100k – $200k | 16.5% | 19.8% | 22.6% |
| Over $200k | 2.5% | 4.1% | 7.8% |
Under $10k
3.8%
$10k–$15k
5.9%
$15k–$25k
7.9%
$25k–$35k
8.9%
$35k–$50k
15.5%
$50k–$75k
16.4%
$75k–$100k
13.9%
$100k–$150k
18.0%
$150k–$200k
5.8%
$200k+
3.8%
| Range | % of households |
|---|---|
| Under $10k | 3.8% |
| $10k–$15k | 5.9% |
| $15k–$25k | 7.9% |
| $25k–$35k | 8.9% |
| $35k–$50k | 15.5% |
| $50k–$75k | 16.4% |
| $75k–$100k | 13.9% |
| $100k–$150k | 18.0% |
| $150k–$200k | 5.8% |
| $200k+ | 3.8% |
| Median income | $64,734 |
Housing
Home values
Under $50k
8.2%
$50k–$100k
16.9%
$100k–$150k
20.6%
$150k–$200k
17.3%
$200k–$300k
19.9%
$300k–$500k
11.1%
$500k–$1M
5.5%
$1M+
0.5%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $165,400 |
| Median rent / month | $1,055 |
| Owner occupied | 60.9% |
| Renter occupied | 39.1% |
| Vacant | 11.8% |
| Single-family detached | 74.4% |
| Large apartment buildings | 3.5% |
| Mobile homes | 4.8% |
| Median rooms | 5.5 |
| Avg household size (owned) | 2.54 |
Year built
| Era | % |
|---|---|
| 2020 or later | 1.2% |
| 2010–2019 | 8.0% |
| 2000–2009 | 9.7% |
| 1990–1999 | 8.8% |
| 1980–1989 | 12.7% |
| 1970–1979 | 12.8% |
| 1960–1969 | 15.7% |
| 1950–1959 | 12.0% |
| 1940–1949 | 8.2% |
| 1939 or earlier | 11.0% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.4% |
| 1 bedroom | 10.9% |
| 2 bedrooms | 23.7% |
| 3 bedrooms | 52.4% |
| 4 bedrooms | 9.9% |
| 5+ bedrooms | 1.7% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.8% |
| 1 vehicle | 37.9% |
| 2 vehicles | 35.5% |
| 3 or more | 21.9% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 41.7% |
| Electricity | 54.1% |
| Propane / LP gas | 3.7% |
| Wood | 0.2% |
| No fuel used | 0.1% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 4,261 | 44.8% |
| Cohabiting couple | 730 | 7.7% |
| Male householder, no spouse | 1,496 | 15.7% |
| Female householder, no spouse | 3,022 | 31.8% |
| Households with children under 18 | 3,129 | 32.9% |
| Households with seniors (65+) | 3,336 | 35.1% |
| Average household size | 2.53 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 28.1% | 23.0% |
| Married | 52.4% | 42.6% |
| Separated | 1.7% | 2.9% |
| Widowed | 3.2% | 14.3% |
| Divorced | 14.6% | 17.2% |
Education
Less than 9th grade
2.5%
Some HS, no diploma
6.2%
HS graduate
30.8%
Some college, no degree
28.2%
Associate's degree
11.9%
Bachelor's degree
13.1%
Graduate / professional
7.2%
| Metric | % |
|---|---|
| HS diploma or higher | 91.3% |
| Bachelor's or higher | 20.3% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 334 | 5.5% |
| Kindergarten | 172 | 2.9% |
| Elementary school | 2,950 | 48.9% |
| High school | 1,546 | 25.6% |
| College / grad school | 1,027 | 17.0% |
Employment
Industry of employment
Retail trade
16.2%
Education & healthcare
15.4%
Manufacturing
12.6%
Arts, food & hospitality
10.8%
Construction
9.3%
Finance & real estate
9.0%
Professional & management
7.3%
Other services
5.7%
Transportation & utilities
5.3%
Public administration
3.9%
Agriculture & mining
2.0%
Wholesale trade
1.7%
Information
0.8%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 27.0% |
| Service | 16.8% |
| Sales & office | 28.7% |
| Natural resources & construction | 10.1% |
| Production & transportation | 17.5% |
Employment type
| Type | % |
|---|---|
| Private sector | 83.8% |
| Government | 10.6% |
| Self-employed | 5.4% |
| Unpaid family workers | 0.2% |
Commute
| Method | % |
|---|---|
| Drive alone | 79.7% |
| Carpool | 10.6% |
| Public transit | 0.1% |
| Walk | 1.5% |
| Work from home | 7.3% |
| Other means | 0.7% |
| Avg commute (minutes) | 21.8 |
Poverty
All people
16.4%
Under 18 years
26.0%
18 and over
13.1%
Married-couple families
4.9%
Female-led households
22.1%
Income support
| Source | % of households |
|---|---|
| Social Security | 39.8% |
| Retirement income | 23.9% |
| Supplemental Security | 6.5% |
| Cash public assistance | 1.9% |
| Food stamps / SNAP | 11.0% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 37.7% |
| High blood pressure | 38.6% |
| High cholesterol | 36.7% |
| Diabetes | 12.6% |
| Heart disease | 7.8% |
| Stroke | 3.7% |
| Asthma | 9.8% |
| Arthritis | 27.0% |
| Kidney disease | 3.4% |
| Pulmonary disease | 8.5% |
| Cancer | 7.4% |
| Behavior / access | % |
|---|---|
| Smoking | 19.9% |
| Binge drinking | 17.5% |
| No physical activity | 26.8% |
| Less than 7 hrs sleep | 34.6% |
| Depression | 23.2% |
| Fair or poor health | 18.3% |
| Poor mental health | 16.0% |
| Poor physical health | 12.6% |
| No health insurance | 22.7% |
| Visited doctor (checkup) | 72.6% |
| Visited dentist | 51.6% |
| Cholesterol screening | 89.2% |
| Teeth loss | 16.4% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,691 | 9.3% |
| Disability | % |
|---|---|
| Any disability | 16.8% |
| Under 18 | 2.3% |
| 18–64 years | 15.4% |
| 65 and over | 40.8% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 54.4% |
| Public insurance | 42.3% |
| No insurance | 16.9% |
| Uninsured under 19 | 13.5% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 22,803 | 93.1% |
| Spanish | 500 | 2.2% |
| Other Indo-European | 487 | 2.1% |
| Asian & Pacific Islander | 0 | 0.0% |
| Other languages | 13 | 0.1% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 23,816 | 97.3% |
| Born in same state | 23,591 | 96.3% |
| Born in different state | 16,833 | 68.7% |
| Foreign born | 225 | 0.9% |
| Naturalized citizen | 670 | 2.7% |
| Not a US citizen | 148 | 22.1% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 3,407 | 13.9% |
| French | 3,161 | 12.9% |
| Arab | 1,160 | 4.7% |
| Polish | 482 | 2% |
| English | 285 | 1.2% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 75 | 0.3% |
| German | 31 | 0.1% |
| Norwegian | 14 | 0.1% |
| Dutch | 14 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 38.8% |
| Internet access | 92.0% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 75020
What city is ZIP code 75020 in?
ZIP code 75020 is primarily assigned to Denison, Texas.
What county is ZIP code 75020 in?
ZIP code 75020 falls within Grayson County, Texas.
What is the poverty rate in ZIP code 75020?
16% of residents in ZIP code 75020 live below the poverty line, above the national average.
Does ZIP code 75020 have a large retiree population?
40% of households in ZIP code 75020 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 75020 have a large veteran population?
9% of civilians in ZIP code 75020 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 75020?
The median home value in ZIP code 75020 is $165,400.
What timezone is ZIP code 75020 in?
ZIP code 75020 observes the CST timezone.