74731 ZIP Code — Cartwright, OK

Bryan County, Oklahoma

ZIP code 74731 is located in Cartwright, Oklahoma, within Bryan County. It covers approximately 12.99 square miles and serves a population of 1,369 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 580.

About ZIP code 74731

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $150,200. Owner-occupancy is high at 86%, well above the national average.

Median household income is $52,714. Poverty affects 21% of residents, above the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks. 18% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%; and disability rates above the national average at 33%.

Overall, ZIP code 74731 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

1,369

population

12.99

sq mi land

Standard

ZIP type

Central (CT)

timezone

74731 ZIP code map

Cities in ZIP code 74731

Below are the cities the US Postal Service accepts for ZIP code 74731. Using any city not on this list may result in mail delivery delays.

City	Status
Cartwright	Preferred

Nearby ZIP codes

75020 Denison (6.6 mi) 74733 Colbert (7.1 mi) 73439 Kingston (7.2 mi) 75076 Pottsboro (7.8 mi) 73449 Mead (8.2 mi) 74730 Calera (10.4 mi) 75021 Denison (11 mi) 74701 Durant (13.6 mi) 73446 Madill (13.7 mi) 76245 Gordonville (15.8 mi) 76264 Sadler (16.9 mi) 73440 Lebanon (17.6 mi)

Demographics updated 05/2026

Population
Total population	1,369
Population density	105 / sq mi
State FIPS	40
County FIPS	013

Geography
Land area	12.99 sq mi
Water area	10.36 sq mi
Latitude	33.8787
Longitude	-96.5803
Timezone	Central (CT)
Area code	580

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.2%	52.2%	46.5%
$50k – $100k	32.4%	31.0%	31.0%
$100k – $200k	5.2%	14.1%	18.1%
Over $200k	3.2%	2.8%	4.5%

Demographics & statistics

1,369

Population

105

People per sq mi

51.0

Median age

$52,714

Median household income

$23,983

Per capita income

$150,200

Median home value

$926

Median monthly rent

86.3%

Home ownership

21.1%

Poverty rate

3.5%

Unemployment

697

Housing units

9.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

106

65–74

109

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	278	20.3%
18 and over	1,091	79.7%
65 and over	330	24.1%
Median age	51.0 years

Race & ethnicity

White 86.8%

American Indian / Alaska Native 7%

Two or more races 4.1%

Native Hawaiian / Pacific Islander 1.1%

Hispanic or Latino 0.6%

Asian 0.5%

Group	Count	%
White	1,195	86.8%
American Indian / Alaska Native	96	7%
Two or more races	56	4.1%
Native Hawaiian / Pacific Islander	15	1.1%
Hispanic or Latino	8	0.6%
Asian	7	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.2%	52.2%	46.5%
$50k – $100k	32.4%	31.0%	31.0%
$100k – $200k	5.2%	14.1%	18.1%
Over $200k	3.2%	2.8%	4.5%

Under $10k 3.2%

$10k–$15k 5.8%

$15k–$25k 16.7%

$25k–$35k 7.0%

$35k–$50k 11.5%

$50k–$75k 23.7%

$75k–$100k 8.1%

$100k–$150k 21.6%

$150k–$200k 2.4%

Range	% of households
Under $10k	3.2%
$10k–$15k	5.8%
$15k–$25k	16.7%
$25k–$35k	7.0%
$35k–$50k	11.5%
$50k–$75k	23.7%
$75k–$100k	8.1%
$100k–$150k	21.6%
$150k–$200k	2.4%
Median income	$52,714

Housing

Home values

Under $50k 17.0%

$50k–$100k 26.4%

$100k–$150k 6.5%

$150k–$200k 13.7%

$200k–$300k 27.9%

$300k–$500k 8.5%

Housing overview

Metric	Value
Median home value	$150,200
Median rent / month	$926
Owner occupied	86.3%
Renter occupied	13.7%
Vacant	30.9%
Single-family detached	64.0%
Large apartment buildings	0.0%
Mobile homes	31.9%
Median rooms	5.3
Avg household size (owned)	2.52

Year built

Era	%
2020 or later	1.8%
2010–2019	13.0%
2000–2009	11.2%
1990–1999	17.1%
1980–1989	14.9%
1970–1979	22.1%
1960–1969	14.8%
1950–1959	2.5%
1940–1949	2.6%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	2.1%
1 bedroom	3.1%
2 bedrooms	19.2%
3 bedrooms	69.9%
4 bedrooms	5.3%
5+ bedrooms	0.4%

Vehicles per household

Vehicles	% of households
No vehicle	3.0%
1 vehicle	24.6%
2 vehicles	32.3%
3 or more	40.0%

Heating fuel

Fuel type	%
Utility gas	3.8%
Electricity	77.8%
Propane / LP gas	18.4%

Households & families

Household type	Count	%
Married-couple family	287	53.9%
Cohabiting couple	27	5.1%
Male householder, no spouse	74	13.9%
Female householder, no spouse	144	27.1%
Households with children under 18	203	38.2%
Households with seniors (65+)	201	37.8%
Average household size	2.57

Marital status

Status	Male	Female
Never married	27.7%	21.3%
Married	54.2%	46.8%
Separated	0.0%	5.5%
Widowed	2.7%	12.8%
Divorced	15.3%	13.6%

Education

Less than 9th grade 8.3%

Some HS, no diploma 2.6%

HS graduate 50.1%

Some college, no degree 22.2%

Associate's degree 7.3%

Bachelor's degree 7.0%

Graduate / professional 2.6%

Metric	%
HS diploma or higher	89.1%
Bachelor's or higher	9.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	19	7.5%
Kindergarten	0	0.0%
Elementary school	119	46.7%
High school	103	40.4%
College / grad school	14	5.5%

Employment

Industry of employment

Education & healthcare 25.2%

Manufacturing 22.4%

Wholesale trade 10.4%

Arts, food & hospitality 9.9%

Retail trade 9.5%

Construction 6.4%

Agriculture & mining 5.3%

Professional & management 5.1%

Transportation & utilities 3.8%

Other services 2.0%

Occupation

Category	%
Management, business & arts	41.6%
Service	15.3%
Sales & office	8.8%
Natural resources & construction	8.6%
Production & transportation	25.7%

Employment type

Type	%
Private sector	86.3%
Government	11.7%
Self-employed	2.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	87.6%
Carpool	6.0%
Public transit	0.0%
Walk	0.0%
Work from home	6.4%
Other means	0.0%
Avg commute (minutes)	21.4

Poverty

All people 21.1%

Under 18 years 28.8%

18 and over 19.2%

Married-couple families 4.2%

Female-led households 61.1%

Income support

Source	% of households
Social Security	37.4%
Retirement income	24.6%
Supplemental Security	13.2%
Cash public assistance	0.0%
Food stamps / SNAP	15.4%

Health indicators

Condition	%
Obesity	38.3%
High blood pressure	43.5%
High cholesterol	40.5%
Diabetes	13.2%
Heart disease	8.8%
Stroke	4.1%
Asthma	11.1%
Arthritis	30.6%
Kidney disease	3.6%
Pulmonary disease	10.3%
Cancer	7.7%

Behavior / access	%
Smoking	22.3%
Binge drinking	12.4%
No physical activity	31.3%
Less than 7 hrs sleep	34.8%
Depression	25.2%
Fair or poor health	20.0%
Poor mental health	16.6%
Poor physical health	14.2%
No health insurance	17.3%
Visited doctor (checkup)	77.2%
Visited dentist	55.8%
Cholesterol screening	89.7%
Teeth loss	18.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	142	13.0%

Disability	%
Any disability	32.9%
Under 18	22.7%
18–64 years	26.7%
65 and over	55.8%

Health insurance coverage

Type	%
Private insurance	57.4%
Public insurance	40.1%
No insurance	18.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,293	94.4%
Spanish	12	0.9%
Other Indo-European	12	0.9%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,335	97.5%
Born in same state	1,335	97.5%
Born in different state	498	36.4%
Foreign born	0	0.0%
Naturalized citizen	34	2.5%
Not a US citizen	34	100.0%

Ancestry

Ancestry	Count	%
Arab	409	29.9%
French	258	18.8%

Ancestry	Count	%
Italian	151	11%
English	16	1.2%

Technology access

Metric	% of households
Computer access	38.9%
Internet access	87.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 74731

What city is ZIP code 74731 in?

ZIP code 74731 is primarily assigned to Cartwright, Oklahoma.

What county is ZIP code 74731 in?

ZIP code 74731 falls within Bryan County, Oklahoma.

How educated is the population of ZIP code 74731?

10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 74731?

21% of residents in ZIP code 74731 live below the poverty line, above the national average.

Is ZIP code 74731 mostly owner-occupied?

86% of occupied units in ZIP code 74731 are owner-occupied, well above the national average.

Does ZIP code 74731 have a large veteran population?

13% of civilians in ZIP code 74731 are veterans, above the national average of ~7%.

What timezone is ZIP code 74731 in?

ZIP code 74731 observes the CST timezone.