81416 ZIP Code — Delta, CO

Delta County, Colorado

ZIP code 81416 is located in Delta, Colorado, within Delta County. It covers approximately 570.61 square miles and serves a population of 13,812 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 970.

About ZIP code 81416

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $261,700. Owner-occupancy sits near the national average at 68%.

The gap between median ($50,835) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 18% of residents, above the national average. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 81416 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, and a significant Social Security-dependent population.

13,812

population

570.61

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

81416 ZIP code map

Cities in ZIP code 81416

Below are the cities the US Postal Service accepts for ZIP code 81416. Using any city not on this list may result in mail delivery delays.

City	Status
Delta	Preferred

Nearby ZIP codes

81410 Austin (11 mi) 81418 Eckert (12.4 mi) 81425 Olathe (17.1 mi) 81419 Hotchkiss (19.7 mi)

Demographics updated 05/2026

Population
Total population	13,812
Population density	24 / sq mi
State FIPS	08
County FIPS	029

Geography
Land area	570.61 sq mi
Water area	2.05 sq mi
Latitude	38.7134
Longitude	-108.1038
Timezone	Mountain (MT)
Area code	970

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.7%	53.2%	32.5%
$50k – $100k	26.8%	28.3%	31.0%
$100k – $200k	12.9%	15.3%	26.9%
Over $200k	1.7%	3.1%	9.6%

Demographics & statistics

13,812

Population

People per sq mi

44.6

Median age

$50,835

Median household income

$30,374

Per capita income

$261,700

Median home value

$895

Median monthly rent

68.3%

Home ownership

17.6%

Poverty rate

4.0%

Unemployment

4,129

Housing units

17.1%

Bachelor's or higher

Age distribution

Male Female

368

Under 5

309

428

5–9

360

523

10–14

441

451

15–19

380

432

20–24

363

608

25–34

511

987

35–44

830

807

45–54

680

405

55–59

340

770

60–64

649

991

65–74

834

510

75–84

429

220

85+

186

← Male

Female →

Age summary

Group	Count	%
Under 18	2,946	21.3%
18 and over	10,866	78.7%
65 and over	3,170	23.0%
Median age	44.6 years

Race & ethnicity

White 72.8%

Two or more races 11.3%

Hispanic or Latino 11.1%

Other race 1.9%

American Indian / Alaska Native 1.4%

Asian 0.8%

Black or African American 0.7%

Group	Count	%
White	11,313	72.8%
Two or more races	1,749	11.3%
Hispanic or Latino	1,727	11.1%
Other race	301	1.9%
American Indian / Alaska Native	223	1.4%
Asian	122	0.8%
Black or African American	104	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.7%	53.2%	32.5%
$50k – $100k	26.8%	28.3%	31.0%
$100k – $200k	12.9%	15.3%	26.9%
Over $200k	1.7%	3.1%	9.6%

Under $10k 6.5%

$10k–$15k 3.1%

$15k–$25k 14.2%

$25k–$35k 9.9%

$35k–$50k 15.0%

$50k–$75k 18.5%

$75k–$100k 14.0%

$100k–$150k 12.0%

$150k–$200k 2.3%

$200k+ 4.5%

Range	% of households
Under $10k	6.5%
$10k–$15k	3.1%
$15k–$25k	14.2%
$25k–$35k	9.9%
$35k–$50k	15.0%
$50k–$75k	18.5%
$75k–$100k	14.0%
$100k–$150k	12.0%
$150k–$200k	2.3%
$200k+	4.5%
Median income	$50,835

Housing

Home values

Under $50k 4.7%

$50k–$100k 5.1%

$100k–$150k 3.8%

$150k–$200k 19.6%

$200k–$300k 26.3%

$300k–$500k 28.7%

$500k–$1M 10.4%

$1M+ 1.3%

Housing overview

Metric	Value
Median home value	$261,700
Median rent / month	$895
Owner occupied	68.3%
Renter occupied	31.7%
Vacant	12.8%
Single-family detached	66.5%
Large apartment buildings	0.5%
Mobile homes	19.2%
Median rooms	5.6
Avg household size (owned)	2.63

Year built

Era	%
2020 or later	0.7%
2010–2019	5.1%
2000–2009	20.0%
1990–1999	15.2%
1980–1989	9.1%
1970–1979	17.9%
1960–1969	7.2%
1950–1959	5.4%
1940–1949	4.2%
1939 or earlier	15.2%

Bedrooms

Size	% of units
No bedroom (studio)	3.9%
1 bedroom	8.8%
2 bedrooms	24.0%
3 bedrooms	45.5%
4 bedrooms	14.6%
5+ bedrooms	3.1%

Vehicles per household

Vehicles	% of households
No vehicle	5.9%
1 vehicle	27.6%
2 vehicles	37.3%
3 or more	29.2%

Heating fuel

Fuel type	%
Utility gas	57.6%
Electricity	15.6%
Propane / LP gas	14.3%
Wood	9.2%
Solar	0.1%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	2,281	45.8%
Cohabiting couple	158	3.2%
Male householder, no spouse	1,186	23.8%
Female householder, no spouse	1,354	27.2%
Households with children under 18	1,294	26.0%
Households with seniors (65+)	2,067	41.5%
Average household size	2.57

Marital status

Status	Male	Female
Never married	28.4%	16.6%
Married	42.4%	55.2%
Separated	1.2%	2.2%
Widowed	5.4%	12.6%
Divorced	22.6%	13.5%

Education

Less than 9th grade 4.7%

Some HS, no diploma 8.9%

HS graduate 43.9%

Some college, no degree 19.7%

Associate's degree 5.7%

Bachelor's degree 12.3%

Graduate / professional 4.8%

Metric	%
HS diploma or higher	86.4%
Bachelor's or higher	17.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	145	5.2%
Kindergarten	51	1.8%
Elementary school	1,574	56.6%
High school	643	23.1%
College / grad school	367	13.2%

Employment

Industry of employment

Education & healthcare 20.6%

Retail trade 15.6%

Agriculture & mining 10.9%

Construction 10.5%

Manufacturing 8.8%

Arts, food & hospitality 8.7%

Other services 5.8%

Public administration 5.3%

Professional & management 4.9%

Transportation & utilities 4.3%

Finance & real estate 2.4%

Wholesale trade 1.4%

Information 0.8%

Occupation

Category	%
Management, business & arts	27.8%
Service	18.6%
Sales & office	19.7%
Natural resources & construction	17.5%
Production & transportation	16.4%

Employment type

Type	%
Private sector	74.8%
Government	16.6%
Self-employed	8.1%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	72.6%
Carpool	11.9%
Public transit	1.4%
Walk	3.1%
Work from home	9.7%
Other means	1.3%
Avg commute (minutes)	24.4

Poverty

All people 17.6%

Under 18 years 28.1%

18 and over 14.6%

Married-couple families 9.2%

Female-led households 39.2%

Income support

Source	% of households
Social Security	45.3%
Retirement income	27.7%
Supplemental Security	7.6%
Cash public assistance	6.7%
Food stamps / SNAP	15.1%

Health indicators

Condition	%
Obesity	27.6%
High blood pressure	32.6%
High cholesterol	31.7%
Diabetes	11.1%
Heart disease	7.7%
Stroke	3.9%
Asthma	10.8%
Arthritis	27.8%
Kidney disease	3.6%
Pulmonary disease	9.1%
Cancer	7.1%

Behavior / access	%
Smoking	20.8%
Binge drinking	17.0%
No physical activity	26.0%
Less than 7 hrs sleep	30.7%
Depression	22.0%
Fair or poor health	17.8%
Poor mental health	15.3%
Poor physical health	13.0%
No health insurance	19.0%
Visited doctor (checkup)	68.5%
Visited dentist	53.5%
Cholesterol screening	87.8%
Teeth loss	18.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,301	12.0%

Disability	%
Any disability	21.4%
Under 18	2.0%
18–64 years	17.7%
65 and over	47.8%

Health insurance coverage

Type	%
Private insurance	48.2%
Public insurance	53.8%
No insurance	11.4%
Uninsured under 19	7.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	13,135	95.1%
Spanish	803	6.1%
Other Indo-European	755	5.7%
Asian & Pacific Islander	0	0.0%
Other languages	48	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	13,066	94.6%
Born in same state	13,020	94.3%
Born in different state	7,918	57.3%
Foreign born	46	0.3%
Naturalized citizen	746	5.4%
Not a US citizen	447	59.9%

Ancestry

Ancestry	Count	%
French	1,672	12.1%
Italian	1,434	10.4%
Arab	723	5.2%
Polish	149	1.1%

Ancestry	Count	%
English	125	0.9%
German	79	0.6%
Dutch	12	0.1%

Technology access

Metric	% of households
Computer access	36.0%
Internet access	84.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 81416

What city is ZIP code 81416 in?

ZIP code 81416 is primarily assigned to Delta, Colorado.

What county is ZIP code 81416 in?

ZIP code 81416 falls within Delta County, Colorado.

Does ZIP code 81416 have a large retiree population?

45% of households in ZIP code 81416 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 81416?

18% of residents in ZIP code 81416 live below the poverty line, above the national average.

Does ZIP code 81416 have a large veteran population?

12% of civilians in ZIP code 81416 are veterans, above the national average of ~7%.

What is the population of ZIP code 81416?

ZIP code 81416 has an estimated population of 13,812 residents, with a density of 24 people per square mile.

What timezone is ZIP code 81416 in?

ZIP code 81416 observes the MST timezone.