12054 ZIP Code — Delmar, NY

Albany County, New York

ZIP code 12054 is located in Delmar, New York, within Albany County. It covers approximately 15.45 square miles and serves a population of 16,995 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12054

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $309,100. Owner-occupancy is high at 78%, well above the national average.

Median household income is $129,901. The poverty rate of 3% is below the national average. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is high — 71% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 12054 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

16,995

population

15.45

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12054 ZIP code map

Cities in ZIP code 12054

Below are the cities the US Postal Service accepts for ZIP code 12054. Using any city not on this list may result in mail delivery delays.

City	Status
Delmar	Acceptable
Delmar	Preferred

Nearby ZIP codes

12159 Slingerlands (2.4 mi) 12067 Feura Bush (4.2 mi) 12208 Albany (4.5 mi) 12209 Albany (4.7 mi) 12077 Glenmont (4.8 mi) 12186 Voorheesville (5.3 mi) 12203 Albany (5.7 mi) 12158 Selkirk (5.8 mi) 12202 Albany (6 mi) 12206 Albany (6.3 mi) 12084 Guilderland (6.4 mi) 12041 Clarksville (6.7 mi)

Demographics updated 05/2026

Population
Total population	16,995
Population density	1,100 / sq mi
State FIPS	36
County FIPS	001

Geography
Land area	15.45 sq mi
Water area	0.03 sq mi
Latitude	42.6092
Longitude	-73.8764
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.9%	37.6%	37.0%
$50k – $100k	22.7%	30.0%	27.0%
$100k – $200k	38.3%	24.4%	24.4%
Over $200k	19.2%	8.0%	11.5%

Demographics & statistics

16,995

Population

1,100

People per sq mi

43.8

Median age

$129,901

Median household income

$63,549

Per capita income

$309,100

Median home value

$1,530

Median monthly rent

77.8%

Home ownership

3.1%

Poverty rate

2.4%

Unemployment

5,583

Housing units

70.5%

Bachelor's or higher

Age distribution

Male Female

342

Under 5

374

386

5–9

421

625

10–14

683

483

15–19

527

449

20–24

490

803

25–34

876

1,049

35–44

1,145

1,123

45–54

1,225

634

55–59

693

540

60–64

589

1,003

65–74

1,094

416

75–84

455

273

85+

297

← Male

Female →

Age summary

Group	Count	%
Under 18	3,457	20.3%
18 and over	13,538	79.7%
65 and over	3,538	20.8%
Median age	43.8 years

Race & ethnicity

White 90.8%

Asian 2.5%

Two or more races 2.5%

Hispanic or Latino 2.4%

Black or African American 1%

Other race 0.8%

Group	Count	%
White	15,811	90.8%
Asian	441	2.5%
Two or more races	430	2.5%
Hispanic or Latino	421	2.4%
Black or African American	181	1%
Other race	132	0.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	19.9%	37.6%	37.0%
$50k – $100k	22.7%	30.0%	27.0%
$100k – $200k	38.3%	24.4%	24.4%
Over $200k	19.2%	8.0%	11.5%

Under $10k 1.1%

$10k–$15k 0.9%

$15k–$25k 2.2%

$25k–$35k 2.3%

$35k–$50k 5.8%

$50k–$75k 12.4%

$75k–$100k 11.4%

$100k–$150k 23.2%

$150k–$200k 14.1%

$200k+ 26.7%

Range	% of households
Under $10k	1.1%
$10k–$15k	0.9%
$15k–$25k	2.2%
$25k–$35k	2.3%
$35k–$50k	5.8%
$50k–$75k	12.4%
$75k–$100k	11.4%
$100k–$150k	23.2%
$150k–$200k	14.1%
$200k+	26.7%
Median income	$129,901

Housing

Home values

Under $50k 2.4%

$100k–$150k 1.0%

$150k–$200k 4.5%

$200k–$300k 39.2%

$300k–$500k 48.3%

$500k–$1M 4.3%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$309,100
Median rent / month	$1,530
Owner occupied	77.8%
Renter occupied	22.2%
Vacant	2.3%
Single-family detached	73.1%
Large apartment buildings	2.5%
Mobile homes	0.0%
Median rooms	6.8
Avg household size (owned)	2.58

Year built

Era	%
2020 or later	0.0%
2010–2019	5.6%
2000–2009	5.3%
1990–1999	6.7%
1980–1989	6.5%
1970–1979	13.7%
1960–1969	12.9%
1950–1959	16.8%
1940–1949	12.3%
1939 or earlier	20.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	7.0%
2 bedrooms	14.0%
3 bedrooms	41.7%
4 bedrooms	32.5%
5+ bedrooms	3.6%

Vehicles per household

Vehicles	% of households
No vehicle	4.6%
1 vehicle	26.4%
2 vehicles	56.0%
3 or more	13.0%

Heating fuel

Fuel type	%
Utility gas	82.2%
Electricity	9.3%
Propane / LP gas	1.2%
Fuel oil	5.5%
Wood	0.5%
No fuel used	0.9%

Households & families

Household type	Count	%
Married-couple family	3,952	56.7%
Cohabiting couple	630	9.0%
Male householder, no spouse	668	9.6%
Female householder, no spouse	1,717	24.6%
Households with children under 18	1,964	28.2%
Households with seniors (65+)	2,370	34.0%
Average household size	2.41

Marital status

Status	Male	Female
Never married	25.7%	26.7%
Married	62.6%	52.5%
Separated	0.3%	0.8%
Widowed	3.3%	7.0%
Divorced	8.1%	12.9%

Education

Less than 9th grade 1.2%

Some HS, no diploma 0.7%

HS graduate 10.5%

Some college, no degree 9.4%

Associate's degree 7.7%

Bachelor's degree 27.7%

Graduate / professional 42.8%

Metric	%
HS diploma or higher	98.1%
Bachelor's or higher	70.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	286	7.2%
Kindergarten	258	6.5%
Elementary school	1,548	39.2%
High school	961	24.3%
College / grad school	896	22.7%

Employment

Industry of employment

Education & healthcare 31.2%

Professional & management 15.0%

Public administration 14.2%

Finance & real estate 9.7%

Retail trade 6.4%

Manufacturing 6.2%

Arts, food & hospitality 5.4%

Other services 4.3%

Information 3.6%

Construction 1.9%

Transportation & utilities 0.9%

Wholesale trade 0.8%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	67.1%
Service	11.2%
Sales & office	17.1%
Natural resources & construction	2.0%
Production & transportation	2.5%

Employment type

Type	%
Private sector	63.6%
Government	31.1%
Self-employed	5.2%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	76.9%
Carpool	5.6%
Public transit	1.1%
Walk	1.0%
Work from home	14.0%
Other means	1.3%
Avg commute (minutes)	20.6

Poverty

All people 3.1%

Under 18 years 2.0%

18 and over 3.4%

Married-couple families 0.9%

Female-led households 1.8%

Income support

Source	% of households
Social Security	35.8%
Retirement income	35.0%
Supplemental Security	2.7%
Cash public assistance	0.4%
Food stamps / SNAP	2.0%

Health indicators

Condition	%
Obesity	23.5%
High blood pressure	26.8%
High cholesterol	33.7%
Diabetes	7.4%
Heart disease	5.3%
Stroke	2.3%
Asthma	9.3%
Arthritis	23.2%
Kidney disease	2.5%
Pulmonary disease	4.7%
Cancer	7.9%

Behavior / access	%
Smoking	10.4%
Binge drinking	17.8%
No physical activity	15.2%
Less than 7 hrs sleep	29.4%
Depression	18.3%
Fair or poor health	7.9%
Poor mental health	11.2%
Poor physical health	7.1%
No health insurance	6.5%
Visited doctor (checkup)	78.3%
Visited dentist	75.9%
Cholesterol screening	94.4%
Teeth loss	7.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	729	5.4%

Disability	%
Any disability	6.9%
Under 18	2.3%
18–64 years	4.3%
65 and over	19.1%

Health insurance coverage

Type	%
Private insurance	91.4%
Public insurance	25.1%
No insurance	1.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	16,279	95.8%
Spanish	211	1.3%
Other Indo-European	33	0.2%
Asian & Pacific Islander	42	0.3%
Other languages	113	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	16,143	95.0%
Born in same state	15,780	92.9%
Born in different state	11,958	70.4%
Foreign born	363	2.1%
Naturalized citizen	852	5.0%
Not a US citizen	695	81.6%

Ancestry

Ancestry	Count	%
Italian	5,305	31.2%
French	2,932	17.3%
Arab	458	2.7%
English	390	2.3%
German	355	2.1%

Ancestry	Count	%
Irish	194	1.1%
Polish	46	0.3%
Dutch	43	0.3%
Norwegian	36	0.2%

Technology access

Metric	% of households
Computer access	41.0%
Internet access	95.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12054

What city is ZIP code 12054 in?

ZIP code 12054 is primarily assigned to Delmar, New York.

What county is ZIP code 12054 in?

ZIP code 12054 falls within Albany County, New York.

How educated is the population of ZIP code 12054?

71% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 12054 have a large retiree population?

36% of households in ZIP code 12054 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 12054?

The median household income in ZIP code 12054 is $129,901, above the national median of ~$75,000.

What is the typical home value in ZIP code 12054?

The median home value in ZIP code 12054 is $309,100.

What timezone is ZIP code 12054 in?

ZIP code 12054 observes the EST timezone.