45439 ZIP Code — Dayton, OH

Montgomery County, Ohio

ZIP code 45439 is located in Dayton, Ohio, within Montgomery County. It covers approximately 7.78 square miles and serves a population of 12,591 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 326/937.

About ZIP code 45439

The housing stock consists of a mix of housing types. Most homes were built in the 1950s, giving the area an established character. Median home value is $107,500. Owner-occupancy sits near the national average at 52%.

Median household income is $47,007. Poverty affects 24% of residents, above the national average. SNAP benefit usage at 20% of households reflects economic stress in the area. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 45439 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

12,591

population

7.78

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45439 ZIP code map

Cities in ZIP code 45439

Below are the cities the US Postal Service accepts for ZIP code 45439. Using any city not on this list may result in mail delivery delays.

City	Status
Dayton	Acceptable
Dayton	Acceptable
Dayton	Preferred

Nearby ZIP codes

45409 Dayton (2.6 mi) 45409 Dayton (2.6 mi) 45449 Dayton (2.8 mi) 45419 Dayton (3.2 mi) 45419 Dayton (3.2 mi) 45429 Dayton (3.3 mi) 45417 Dayton (3.4 mi) 45423 Dayton (4.2 mi) 45479 Dayton (4.2 mi) 45469 Dayton (4.2 mi) 45422 Dayton (4.3 mi) 45402 Dayton (4.3 mi)

Demographics updated 08/2026

Population
Total population	12,591
Population density	1,618 / sq mi
State FIPS	39
County FIPS	113

Geography
Land area	7.78 sq mi
Water area	0.27 sq mi
Latitude	39.7019
Longitude	-84.2248
Timezone	Eastern (ET)
Area code	326/937

Total population by age

Gender

Race & ethnicity

Economics updated 08/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.8%	46.3%	43.3%
$50k – $100k	32.8%	30.6%	31.4%
$100k – $200k	11.1%	18.5%	20.0%
Over $200k	0.3%	4.5%	5.2%

Demographics & statistics

12,591

Population

1,618

People per sq mi

34.5

Median age

$47,007

Median household income

$25,462

Per capita income

$107,500

Median home value

$948

Median monthly rent

52.2%

Home ownership

24.0%

Poverty rate

4.4%

Unemployment

3,014

Housing units

14.8%

Bachelor's or higher

Age distribution

Male Female

381

Under 5

407

561

5–9

601

531

10–14

569

339

15–19

363

346

20–24

371

906

25–34

971

713

35–44

763

607

45–54

649

439

55–59

471

347

60–64

371

480

65–74

514

258

75–84

277

172

85+

184

← Male

Female →

Age summary

Group	Count	%
Under 18	3,674	29.2%
18 and over	8,917	70.8%
65 and over	1,885	15.0%
Median age	34.5 years

Race & ethnicity

White 74.6%

Black or African American 9.1%

Two or more races 7.1%

Hispanic or Latino 5.6%

Asian 2.9%

Other race 0.6%

Group	Count	%
White	9,951	74.6%
Black or African American	1,212	9.1%
Two or more races	950	7.1%
Hispanic or Latino	752	5.6%
Asian	390	2.9%
Other race	85	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.8%	46.3%	43.3%
$50k – $100k	32.8%	30.6%	31.4%
$100k – $200k	11.1%	18.5%	20.0%
Over $200k	0.3%	4.5%	5.2%

Under $10k 6.2%

$10k–$15k 6.2%

$15k–$25k 12.5%

$25k–$35k 14.4%

$35k–$50k 12.1%

$50k–$75k 19.1%

$75k–$100k 13.3%

$100k–$150k 10.7%

$150k–$200k 3.6%

$200k+ 2.0%

Range	% of households
Under $10k	6.2%
$10k–$15k	6.2%
$15k–$25k	12.5%
$25k–$35k	14.4%
$35k–$50k	12.1%
$50k–$75k	19.1%
$75k–$100k	13.3%
$100k–$150k	10.7%
$150k–$200k	3.6%
$200k+	2.0%
Median income	$47,007

Housing

Home values

Under $50k 8.9%

$50k–$100k 36.1%

$100k–$150k 32.7%

$150k–$200k 12.6%

$200k–$300k 7.9%

$500k–$1M 1.5%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$107,500
Median rent / month	$948
Owner occupied	52.2%
Renter occupied	47.8%
Vacant	8.8%
Single-family detached	68.5%
Large apartment buildings	1.9%
Mobile homes	3.7%
Median rooms	5.2
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.4%
2010–2019	4.2%
2000–2009	1.4%
1990–1999	11.2%
1980–1989	11.6%
1970–1979	12.6%
1960–1969	9.1%
1950–1959	36.2%
1940–1949	8.5%
1939 or earlier	4.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	8.7%
2 bedrooms	31.5%
3 bedrooms	50.6%
4 bedrooms	7.5%
5+ bedrooms	0.3%

Vehicles per household

Vehicles	% of households
No vehicle	8.9%
1 vehicle	39.7%
2 vehicles	32.8%
3 or more	18.6%

Heating fuel

Fuel type	%
Utility gas	59.2%
Electricity	38.0%
Propane / LP gas	0.8%
Wood	0.1%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	1,777	36.4%
Cohabiting couple	473	9.7%
Male householder, no spouse	1,087	22.3%
Female householder, no spouse	1,541	31.6%
Households with children under 18	1,564	32.1%
Households with seniors (65+)	1,325	27.2%
Average household size	2.52

Marital status

Status	Male	Female
Never married	35.2%	31.2%
Married	47.6%	39.1%
Separated	3.0%	4.4%
Widowed	4.1%	10.8%
Divorced	10.1%	14.5%

Education

Less than 9th grade 4.8%

Some HS, no diploma 9.7%

HS graduate 32.5%

Some college, no degree 26.2%

Associate's degree 12.0%

Bachelor's degree 10.5%

Graduate / professional 4.3%

Metric	%
HS diploma or higher	85.5%
Bachelor's or higher	14.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	118	3.8%
Kindergarten	359	11.4%
Elementary school	1,629	51.8%
High school	721	22.9%
College / grad school	316	10.1%

Employment

Industry of employment

Education & healthcare 22.4%

Manufacturing 19.7%

Retail trade 13.0%

Arts, food & hospitality 10.9%

Construction 9.7%

Professional & management 6.3%

Transportation & utilities 4.9%

Other services 3.6%

Finance & real estate 3.3%

Information 2.5%

Wholesale trade 1.9%

Public administration 1.8%

Occupation

Category	%
Management, business & arts	25.7%
Service	19.3%
Sales & office	19.1%
Natural resources & construction	11.2%
Production & transportation	24.6%

Employment type

Type	%
Private sector	87.1%
Government	9.9%
Self-employed	2.8%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	82.1%
Carpool	9.4%
Public transit	1.2%
Walk	1.1%
Work from home	5.6%
Other means	0.7%
Avg commute (minutes)	20.6

Poverty

All people 24.0%

Under 18 years 39.9%

18 and over 17.2%

Married-couple families 5.8%

Female-led households 37.9%

Income support

Source	% of households
Social Security	31.5%
Retirement income	23.6%
Supplemental Security	6.2%
Cash public assistance	3.2%
Food stamps / SNAP	19.7%

Health indicators

Condition	%
Obesity	37.4%
High blood pressure	33.8%
High cholesterol	31.6%
Diabetes	11.2%
Heart disease	7.1%
Stroke	3.5%
Asthma	10.7%
Arthritis	28.6%
Kidney disease	3.1%
Pulmonary disease	9.1%
Cancer	7.2%

Behavior / access	%
Smoking	21.6%
Binge drinking	17.8%
No physical activity	27.5%
Less than 7 hrs sleep	37.0%
Depression	23.7%
Fair or poor health	16.6%
Poor mental health	17.2%
Poor physical health	11.1%
No health insurance	13.1%
Visited doctor (checkup)	78.3%
Visited dentist	60.9%
Cholesterol screening	87.8%
Teeth loss	15.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	600	6.7%

Disability	%
Any disability	15.9%
Under 18	7.8%
18–64 years	14.4%
65 and over	40.7%

Health insurance coverage

Type	%
Private insurance	52.3%
Public insurance	48.8%
No insurance	7.8%
Uninsured under 19	1.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	11,803	93.7%
Spanish	242	2.1%
Other Indo-European	100	0.8%
Asian & Pacific Islander	0	0.0%
Other languages	142	1.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	11,979	95.1%
Born in same state	11,830	94.0%
Born in different state	9,839	78.1%
Foreign born	149	1.2%
Naturalized citizen	612	4.9%
Not a US citizen	320	52.3%

Ancestry

Ancestry	Count	%
French	1,899	15.1%
Italian	1,115	8.9%
Arab	693	5.5%
English	178	1.4%

Ancestry	Count	%
Polish	59	0.5%
Irish	31	0.2%
Dutch	30	0.2%
German	16	0.1%

Technology access

Metric	% of households
Computer access	38.7%
Internet access	91.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45439

What city is ZIP code 45439 in?

ZIP code 45439 is primarily assigned to Dayton, Ohio.

What county is ZIP code 45439 in?

ZIP code 45439 falls within Montgomery County, Ohio.

What is the poverty rate in ZIP code 45439?

24% of residents in ZIP code 45439 live below the poverty line, above the national average.

How educated is the population of ZIP code 45439?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 45439?

The median home value in ZIP code 45439 is $107,500.

What is the median household income in ZIP code 45439?

The median household income in ZIP code 45439 is $47,007, below the national median of ~$75,000.

What timezone is ZIP code 45439 in?

ZIP code 45439 observes the EST timezone.