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Rhode Island ZIP Codes
Providence County
Cumberland, RI
02864
02864 ZIP Code — Cumberland, RI
Providence County, Rhode Island
ZIP code 02864 is located in
Cumberland ,
Rhode Island ,
within Providence County .
It covers approximately 26.47 square miles and serves a population of
36,142 residents.
This is a po box ZIP code in the Eastern (ET) timezone,
served by area code 401 .
About ZIP code 02864
The housing stock consists of a mix of housing types. Most homes were built in the 1960s, giving the area an established character. Median home value is $370,300. Owner-occupancy is high at 77%, well above the national average.
Median household income is $109,746. The poverty rate of 6% is below the national average. 34% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.
Educational attainment is near the national average, with 41% of residents holding a bachelor's degree or higher.
Overall, ZIP code 02864 reflects a community defined by high homeownership and a significant Social Security-dependent population.
02864 ZIP code map
View map of 02864
Cities in ZIP code 02864
Below are the cities the US Postal Service accepts for ZIP code 02864. Using any city not on this list may result in mail delivery delays.
Demographics
updated 05/2026
Population
Total population
36,142
Population density
1,365 / sq mi
State FIPS
44
County FIPS
007
Geography
Land area
26.47 sq mi
Water area
1.81 sq mi
Latitude
41.9560
Longitude
-71.4336
Timezone
Eastern (ET)
Area code
401
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
27.4%
41.5%
37.1%
$50k – $100k
23.9%
29.5%
29.1%
$100k – $200k
38.5%
23.3%
26.1%
Over $200k
10.3%
5.6%
7.7%
Demographics & statistics
$109,746
Median household income
$370,300
Median home value
$1,129
Median monthly rent
40.7%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 7,546 20.9% 18 and over 28,596 79.1% 65 and over 6,413 17.7% Median age 45.0 years
Race & ethnicity
Black or African American
2.4%
Group Count % White 31,092 80.6% Hispanic or Latino 2,453 6.4% Two or more races 1,489 3.9% Other race 1,442 3.7% Asian 1,202 3.1% Black or African American 910 2.4%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
27.4%
41.5%
37.1%
$50k – $100k
23.9%
29.5%
29.1%
$100k – $200k
38.5%
23.3%
26.1%
Over $200k
10.3%
5.6%
7.7%
Range % of households Under $10k 2.9% $10k–$15k 2.9% $15k–$25k 5.4% $25k–$35k 3.9% $35k–$50k 8.0% $50k–$75k 11.9% $75k–$100k 10.0% $100k–$150k 25.5% $150k–$200k 14.6% $200k+ 15.0% Median income $109,746
Housing
Housing overview
Metric Value Median home value $370,300 Median rent / month $1,129 Owner occupied 77.1% Renter occupied 22.9% Vacant 3.4% Single-family detached 68.3% Large apartment buildings 9.5% Mobile homes 0.3% Median rooms 5.9 Avg household size (owned) 2.72
Year built
Era % 2020 or later 0.1% 2010–2019 4.8% 2000–2009 8.3% 1990–1999 10.4% 1980–1989 13.4% 1970–1979 12.8% 1960–1969 20.0% 1950–1959 12.7% 1940–1949 4.3% 1939 or earlier 13.2%
Bedrooms
Size % of units No bedroom (studio) 2.4% 1 bedroom 9.1% 2 bedrooms 26.4% 3 bedrooms 42.0% 4 bedrooms 16.6% 5+ bedrooms 3.5%
Vehicles per household
Vehicles % of households No vehicle 5.4% 1 vehicle 30.1% 2 vehicles 42.5% 3 or more 22.0%
Heating fuel
Fuel type % Utility gas 57.7% Electricity 7.8% Propane / LP gas 2.0% Fuel oil 30.8% Wood 0.6% No fuel used 0.2%
Households & families
Household type Count % Married-couple family 8,002 56.6% Cohabiting couple 917 6.5% Male householder, no spouse 1,960 13.9% Female householder, no spouse 3,263 23.1% Households with children under 18 4,262 30.1% Households with seniors (65+) 4,542 32.1% Average household size 2.54
Marital status
Status Male Female Never married 27.3% 27.2% Married 60.1% 52.8% Separated 0.3% 1.1% Widowed 3.1% 9.5% Divorced 9.1% 9.5%
Education
Some college, no degree
20.0%
Graduate / professional
13.1%
Metric % HS diploma or higher 90.5% Bachelor's or higher 40.7%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 374 4.6% Kindergarten 327 4.0% Elementary school 3,660 45.3% High school 2,072 25.6% College / grad school 1,651 20.4%
Employment
Industry of employment
Education & healthcare
25.5%
Professional & management
9.3%
Finance & real estate
6.5%
Arts, food & hospitality
6.0%
Transportation & utilities
5.0%
Public administration
5.0%
Occupation
Category % Management, business & arts 45.3% Service 15.5% Sales & office 21.1% Natural resources & construction 7.2% Production & transportation 10.9%
Employment type
Type % Private sector 82.0% Government 14.2% Self-employed 3.2% Unpaid family workers 0.6%
Commute
Method % Drive alone 81.0% Carpool 8.4% Public transit 0.5% Walk 0.7% Work from home 9.0% Other means 0.4% Avg commute (minutes) 24.9
Poverty
Married-couple families
1.6%
Female-led households
14.6%
Income support
Source % of households Social Security 34.2% Retirement income 24.0% Supplemental Security 4.1% Cash public assistance 2.6% Food stamps / SNAP 8.3%
Health indicators
Condition % Obesity 28.8% High blood pressure 31.2% High cholesterol 31.9% Diabetes 8.8% Heart disease 6.0% Stroke 2.6% Asthma 12.0% Arthritis 23.7% Kidney disease 2.6% Pulmonary disease 6.2% Cancer 7.1%
Behavior / access % Smoking 13.4% Binge drinking 16.7% No physical activity 21.5% Less than 7 hrs sleep 33.5% Depression 22.5% Fair or poor health 10.6% Poor mental health 13.1% Poor physical health 9.2% No health insurance 7.3% Visited doctor (checkup) 82.1% Visited dentist 76.3% Cholesterol screening 92.9% Teeth loss 9.0%
Veterans & disability
Veterans Count % Civilian veterans 1,426 5.0%
Disability % Any disability 11.5% Under 18 4.5% 18–64 years 8.7% 65 and over 30.0%
Health insurance coverage
Type % Private insurance 79.9% Public insurance 28.1% No insurance 4.4% Uninsured under 19 4.2%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 34,514 95.5% Spanish 1,788 5.2% Other Indo-European 696 2.0% Asian & Pacific Islander 938 2.7% Other languages 154 0.4%
Place of birth & citizenship
Origin Count % Native born (US) 32,363 89.5% Born in same state 31,948 88.4% Born in different state 22,151 61.3% Foreign born 415 1.1% Naturalized citizen 3,779 10.5% Not a US citizen 2,327 61.6%
Ancestry
Ancestry Count % Italian 6,907 19.1% French 3,945 10.9% German 3,462 9.6% Arab 1,481 4.1%
Ancestry Count % Polish 180 0.5% English 147 0.4% Norwegian 80 0.2% Dutch 45 0.1%
Technology access
Metric % of households Computer access 39.1% Internet access 90.5%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 02864
What city is ZIP code 02864 in?
ZIP code 02864 is primarily assigned to Cumberland, Rhode Island.
What county is ZIP code 02864 in?
ZIP code 02864 falls within Providence County, Rhode Island.
What is the typical home value in ZIP code 02864?
The median home value in ZIP code 02864 is $370,300.
What is the median household income in ZIP code 02864?
The median household income in ZIP code 02864 is $109,746, above the national median of ~$75,000.
What is the population of ZIP code 02864?
ZIP code 02864 has an estimated population of 36,142 residents, with a density of 1,365 people per square mile.
What timezone is ZIP code 02864 in?
ZIP code 02864 observes the EST timezone.
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