69130 ZIP Code — Cozad, NE

Dawson County, Nebraska

ZIP code 69130 is located in Cozad, Nebraska, within Dawson County. It covers approximately 252.92 square miles and serves a population of 5,079 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 308.

About ZIP code 69130

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $118,600. Owner-occupancy sits near the national average at 67%.

Median household income is $57,859. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 20 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 69130 reflects a community defined by a trades-oriented workforce and a significant Social Security-dependent population.

5,079

population

252.92

sq mi land

Standard

ZIP type

Central (CT)

timezone

69130 ZIP code map

Cities in ZIP code 69130

Below are the cities the US Postal Service accepts for ZIP code 69130. Using any city not on this list may result in mail delivery delays.

City	Status
Cozad	Acceptable
Cozad	Preferred

Nearby ZIP codes

69138 Gothenburg (9.8 mi) 69029 Farnam (12 mi) 68850 Lexington (15 mi)

Demographics updated 05/2026

Population
Total population	5,079
Population density	20 / sq mi
State FIPS	31
County FIPS	047

Geography
Land area	252.92 sq mi
Water area	1.31 sq mi
Latitude	40.8738
Longitude	-100.0153
Timezone	Central (CT)
Area code	308

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.9%	42.2%	39.5%
$50k – $100k	31.6%	34.9%	33.4%
$100k – $200k	15.4%	20.1%	22.0%
Over $200k	3.2%	2.7%	5.2%

Demographics & statistics

5,079

Population

People per sq mi

44.9

Median age

$57,859

Median household income

$53,855

Per capita income

$118,600

Median home value

$823

Median monthly rent

67.1%

Home ownership

14.8%

Poverty rate

0.9%

Unemployment

1,751

Housing units

14.6%

Bachelor's or higher

Age distribution

Male Female

138

Under 5

158

190

5–9

217

10–14

108

134

15–19

152

105

20–24

119

286

25–34

325

242

35–44

275

253

45–54

289

158

55–59

180

136

60–64

155

299

65–74

341

266

75–84

303

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,085	21.4%
18 and over	3,994	78.6%
65 and over	1,364	26.9%
Median age	44.9 years

Race & ethnicity

White 88.3%

Hispanic or Latino 3.5%

Other race 3.2%

Black or African American 2.4%

Two or more races 1.4%

Asian 1.2%

Group	Count	%
White	4,648	88.3%
Hispanic or Latino	185	3.5%
Other race	171	3.2%
Black or African American	125	2.4%
Two or more races	72	1.4%
Asian	63	1.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.9%	42.2%	39.5%
$50k – $100k	31.6%	34.9%	33.4%
$100k – $200k	15.4%	20.1%	22.0%
Over $200k	3.2%	2.7%	5.2%

Under $10k 4.2%

$10k–$15k 6.0%

$15k–$25k 15.1%

$25k–$35k 6.9%

$35k–$50k 12.0%

$50k–$75k 22.4%

$75k–$100k 12.9%

$100k–$150k 14.5%

$150k–$200k 2.2%

$200k+ 3.7%

Range	% of households
Under $10k	4.2%
$10k–$15k	6.0%
$15k–$25k	15.1%
$25k–$35k	6.9%
$35k–$50k	12.0%
$50k–$75k	22.4%
$75k–$100k	12.9%
$100k–$150k	14.5%
$150k–$200k	2.2%
$200k+	3.7%
Median income	$57,859

Housing

Home values

Under $50k 16.1%

$50k–$100k 19.0%

$100k–$150k 23.5%

$150k–$200k 16.2%

$200k–$300k 12.9%

$300k–$500k 7.7%

$500k–$1M 1.8%

$1M+ 2.7%

Housing overview

Metric	Value
Median home value	$118,600
Median rent / month	$823
Owner occupied	67.1%
Renter occupied	32.9%
Vacant	11.8%
Single-family detached	76.6%
Large apartment buildings	4.7%
Mobile homes	11.2%
Median rooms	5.5
Avg household size (owned)	2.46

Year built

Era	%
2020 or later	0.0%
2010–2019	2.7%
2000–2009	7.0%
1990–1999	2.9%
1980–1989	9.9%
1970–1979	17.0%
1960–1969	19.3%
1950–1959	10.5%
1940–1949	8.7%
1939 or earlier	22.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	12.7%
2 bedrooms	24.0%
3 bedrooms	50.9%
4 bedrooms	10.5%
5+ bedrooms	1.1%

Vehicles per household

Vehicles	% of households
No vehicle	9.4%
1 vehicle	23.1%
2 vehicles	40.5%
3 or more	27.0%

Heating fuel

Fuel type	%
Utility gas	56.2%
Electricity	35.7%
Propane / LP gas	4.7%
Wood	2.9%

Households & families

Household type	Count	%
Married-couple family	939	43.2%
Cohabiting couple	247	11.4%
Male householder, no spouse	325	14.9%
Female householder, no spouse	664	30.5%
Households with children under 18	543	25.0%
Households with seniors (65+)	889	40.9%
Average household size	2.29

Marital status

Status	Male	Female
Never married	26.2%	25.9%
Married	58.6%	47.1%
Separated	1.1%	1.5%
Widowed	3.2%	16.9%
Divorced	10.9%	8.5%

Education

Less than 9th grade 5.2%

Some HS, no diploma 8.9%

HS graduate 36.6%

Some college, no degree 21.5%

Associate's degree 13.3%

Bachelor's degree 10.0%

Graduate / professional 4.5%

Metric	%
HS diploma or higher	86.0%
Bachelor's or higher	14.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	183	16.4%
Kindergarten	21	1.9%
Elementary school	443	39.6%
High school	313	28.0%
College / grad school	158	14.1%

Employment

Industry of employment

Education & healthcare 25.6%

Manufacturing 13.4%

Transportation & utilities 10.1%

Retail trade 9.7%

Arts, food & hospitality 9.3%

Agriculture & mining 8.2%

Construction 7.8%

Professional & management 4.4%

Other services 3.3%

Information 2.6%

Public administration 2.2%

Wholesale trade 2.0%

Finance & real estate 1.5%

Occupation

Category	%
Management, business & arts	26.9%
Service	21.3%
Sales & office	14.8%
Natural resources & construction	13.6%
Production & transportation	23.3%

Employment type

Type	%
Private sector	86.7%
Government	9.0%
Self-employed	4.1%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	88.6%
Carpool	7.2%
Public transit	0.0%
Walk	1.2%
Work from home	1.5%
Other means	1.4%
Avg commute (minutes)	19.5

Poverty

All people 14.8%

Under 18 years 11.8%

18 and over 15.5%

Married-couple families 6.0%

Female-led households 12.8%

Income support

Source	% of households
Social Security	42.4%
Retirement income	19.1%
Supplemental Security	5.9%
Cash public assistance	1.1%
Food stamps / SNAP	12.2%

Health indicators

Condition	%
Obesity	38.3%
High blood pressure	36.3%
High cholesterol	33.2%
Diabetes	11.2%
Heart disease	7.5%
Stroke	3.5%
Asthma	8.6%
Arthritis	26.1%
Kidney disease	3.2%
Pulmonary disease	7.1%
Cancer	7.5%

Behavior / access	%
Smoking	18.3%
Binge drinking	18.9%
No physical activity	27.2%
Less than 7 hrs sleep	28.5%
Depression	17.3%
Fair or poor health	14.2%
Poor mental health	12.0%
Poor physical health	10.3%
No health insurance	16.2%
Visited doctor (checkup)	68.4%
Visited dentist	65.5%
Cholesterol screening	87.4%
Teeth loss	14.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	355	8.9%

Disability	%
Any disability	19.4%
Under 18	2.9%
18–64 years	13.2%
65 and over	45.4%

Health insurance coverage

Type	%
Private insurance	65.4%
Public insurance	43.8%
No insurance	9.8%
Uninsured under 19	11.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,783	94.2%
Spanish	94	2.0%
Other Indo-European	35	0.7%
Asian & Pacific Islander	2	0.0%
Other languages	57	1.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,781	94.1%
Born in same state	4,763	93.8%
Born in different state	3,941	77.6%
Foreign born	18	0.4%
Naturalized citizen	298	5.9%
Not a US citizen	253	84.9%

Ancestry

Ancestry	Count	%
Italian	584	11.5%
French	482	9.5%
Arab	356	7%
Dutch	189	3.7%

Ancestry	Count	%
English	86	1.7%
Polish	61	1.2%
German	4	0.1%

Technology access

Metric	% of households
Computer access	42.8%
Internet access	91.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 69130

What city is ZIP code 69130 in?

ZIP code 69130 is primarily assigned to Cozad, Nebraska.

What county is ZIP code 69130 in?

ZIP code 69130 falls within Dawson County, Nebraska.

Does ZIP code 69130 have an older population?

27% of residents in ZIP code 69130 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 69130?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 69130 have a large retiree population?

42% of households in ZIP code 69130 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 69130?

The median home value in ZIP code 69130 is $118,600.

What timezone is ZIP code 69130 in?

ZIP code 69130 observes the CST timezone.