02635 ZIP Code — Cotuit, MA

Barnstable County, Massachusetts

ZIP code 02635 is located in Cotuit, Massachusetts, within Barnstable County. It covers approximately 5.49 square miles and serves a population of 3,007 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 508.

About ZIP code 02635

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $572,300. Owner-occupancy is high at 94%, well above the national average.

The gap between median ($94,844) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is high — 53% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 02635 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

3,007

population

5.49

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

02635 ZIP code map

Cities in ZIP code 02635

Below are the cities the US Postal Service accepts for ZIP code 02635. Using any city not on this list may result in mail delivery delays.

City	Status
Cotuit	Preferred

Nearby ZIP codes

02655 Osterville (2.5 mi) 02649 Mashpee (2.9 mi) 02648 Marstons Mills (3.5 mi) 02632 Centerville (5.2 mi) 02644 Forestdale (6.5 mi) 02542 Buzzards Bay (6.5 mi) 02536 East Falmouth (6.7 mi) 02563 Sandwich (7.1 mi) 02537 East Sandwich (7.4 mi) 02668 West Barnstable (7.5 mi) 02601 Hyannis (7.7 mi) 02630 Barnstable (8.9 mi)

Demographics updated 05/2026

Population
Total population	3,007
Population density	548 / sq mi
State FIPS	25
County FIPS	001

Geography
Land area	5.49 sq mi
Water area	1.09 sq mi
Latitude	41.6223
Longitude	-70.4361
Timezone	Eastern (ET)
Area code	508

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.0%	31.6%	31.3%
$50k – $100k	38.7%	30.4%	25.9%
$100k – $200k	22.3%	27.2%	28.5%
Over $200k	6.1%	10.7%	14.3%

Demographics & statistics

3,007

Population

548

People per sq mi

57.4

Median age

$94,844

Median household income

$67,961

Per capita income

$572,300

Median home value

$1,705

Median monthly rent

93.6%

Home ownership

2.6%

Poverty rate

7.1%

Unemployment

2,066

Housing units

52.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

162

25–34

165

110

35–44

113

153

45–54

156

55–59

101

161

60–64

164

364

65–74

370

108

75–84

110

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	252	8.4%
18 and over	2,755	91.6%
65 and over	1,094	36.4%
Median age	57.4 years

Race & ethnicity

White 92%

Black or African American 3.9%

Hispanic or Latino 1.4%

Two or more races 1.4%

Asian 1.3%

Group	Count	%
White	2,807	92%
Black or African American	118	3.9%
Hispanic or Latino	43	1.4%
Two or more races	43	1.4%
Asian	39	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.0%	31.6%	31.3%
$50k – $100k	38.7%	30.4%	25.9%
$100k – $200k	22.3%	27.2%	28.5%
Over $200k	6.1%	10.7%	14.3%

Under $10k 1.1%

$10k–$15k 1.0%

$15k–$25k 6.0%

$25k–$35k 12.6%

$35k–$50k 1.9%

$50k–$75k 22.2%

$75k–$100k 7.3%

$100k–$150k 15.3%

$150k–$200k 19.6%

$200k+ 13.0%

Range	% of households
Under $10k	1.1%
$10k–$15k	1.0%
$15k–$25k	6.0%
$25k–$35k	12.6%
$35k–$50k	1.9%
$50k–$75k	22.2%
$75k–$100k	7.3%
$100k–$150k	15.3%
$150k–$200k	19.6%
$200k+	13.0%
Median income	$94,844

Housing

Home values

$50k–$100k 1.1%

$200k–$300k 3.0%

$300k–$500k 34.1%

$500k–$1M 46.5%

$1M+ 15.3%

Housing overview

Metric	Value
Median home value	$572,300
Median rent / month	$1,705
Owner occupied	93.6%
Renter occupied	6.4%
Vacant	34.3%
Single-family detached	100.0%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	6.6
Avg household size (owned)	2.13

Year built

Era	%
2020 or later	0.0%
2010–2019	6.6%
2000–2009	5.3%
1990–1999	12.9%
1980–1989	31.9%
1970–1979	16.8%
1960–1969	7.2%
1950–1959	7.6%
1940–1949	1.5%
1939 or earlier	10.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.1%
2 bedrooms	13.5%
3 bedrooms	62.8%
4 bedrooms	12.2%
5+ bedrooms	10.4%

Vehicles per household

Vehicles	% of households
No vehicle	4.4%
1 vehicle	26.4%
2 vehicles	51.6%
3 or more	17.5%

Heating fuel

Fuel type	%
Utility gas	82.8%
Electricity	1.6%
Fuel oil	15.6%

Households & families

Household type	Count	%
Married-couple family	715	50.5%
Cohabiting couple	107	7.6%
Male householder, no spouse	145	10.2%
Female householder, no spouse	449	31.7%
Households with children under 18	202	14.3%
Households with seniors (65+)	791	55.9%
Average household size	2.11

Marital status

Status	Male	Female
Never married	41.0%	18.1%
Married	50.5%	54.6%
Separated	0.0%	0.9%
Widowed	1.2%	11.3%
Divorced	7.4%	15.1%

Education

Less than 9th grade 0.5%

Some HS, no diploma 0.6%

HS graduate 11.3%

Some college, no degree 20.7%

Associate's degree 13.9%

Bachelor's degree 29.7%

Graduate / professional 23.2%

Metric	%
HS diploma or higher	98.8%
Bachelor's or higher	52.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	28	5.3%
Elementary school	137	25.8%
High school	201	37.9%
College / grad school	164	30.9%

Employment

Industry of employment

Education & healthcare 29.7%

Retail trade 18.4%

Professional & management 11.9%

Construction 11.4%

Finance & real estate 7.5%

Other services 3.9%

Manufacturing 3.3%

Transportation & utilities 3.3%

Wholesale trade 3.2%

Public administration 3.2%

Information 2.2%

Arts, food & hospitality 1.1%

Agriculture & mining 1.0%

Occupation

Category	%
Management, business & arts	54.6%
Service	9.6%
Sales & office	21.8%
Natural resources & construction	6.7%
Production & transportation	7.2%

Employment type

Type	%
Private sector	81.0%
Government	14.1%
Self-employed	4.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	72.4%
Carpool	3.4%
Public transit	2.4%
Walk	2.6%
Work from home	19.3%
Other means	0.0%
Avg commute (minutes)	23.5

Poverty

All people 2.6%

Under 18 years 0.0%

18 and over 2.8%

Married-couple families 2.2%

Female-led households 0.0%

Income support

Source	% of households
Social Security	48.4%
Retirement income	38.5%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	2.3%

Health indicators

Condition	%
Obesity	24.2%
High blood pressure	33.4%
High cholesterol	35.1%
Diabetes	8.9%
Heart disease	7.1%
Stroke	3.0%
Asthma	10.0%
Arthritis	29.0%
Kidney disease	3.1%
Pulmonary disease	5.7%
Cancer	9.7%

Behavior / access	%
Smoking	10.5%
Binge drinking	15.4%
No physical activity	15.9%
Less than 7 hrs sleep	26.7%
Depression	18.2%
Fair or poor health	9.9%
Poor mental health	11.5%
Poor physical health	8.4%
No health insurance	4.6%
Visited doctor (checkup)	82.5%
Visited dentist	77.9%
Cholesterol screening	94.3%
Teeth loss	7.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	184	6.7%

Disability	%
Any disability	14.3%
Under 18	0.0%
18–64 years	10.4%
65 and over	23.5%

Health insurance coverage

Type	%
Private insurance	80.5%
Public insurance	44.0%
No insurance	4.1%
Uninsured under 19	3.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,992	99.5%
Spanish	39	1.3%
Other Indo-European	0	0.0%
Asian & Pacific Islander	37	1.2%
Other languages	2	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,813	93.5%
Born in same state	2,813	93.5%
Born in different state	1,861	61.9%
Foreign born	0	0.0%
Naturalized citizen	194	6.5%
Not a US citizen	154	79.4%

Ancestry

Ancestry	Count	%
Italian	748	24.9%
French	485	16.1%
German	139	4.6%
Arab	73	2.4%

Ancestry	Count	%
Dutch	29	1%
English	23	0.8%
Polish	19	0.6%

Technology access

Metric	% of households
Computer access	47.1%
Internet access	93.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 02635

What city is ZIP code 02635 in?

ZIP code 02635 is primarily assigned to Cotuit, Massachusetts.

What county is ZIP code 02635 in?

ZIP code 02635 falls within Barnstable County, Massachusetts.

Does ZIP code 02635 have an older population?

36% of residents in ZIP code 02635 are 65 or older, above the national average of ~17%.

Is ZIP code 02635 mostly owner-occupied?

94% of occupied units in ZIP code 02635 are owner-occupied, well above the national average.

Does ZIP code 02635 have a large retiree population?

48% of households in ZIP code 02635 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 02635?

53% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What timezone is ZIP code 02635 in?

ZIP code 02635 observes the EST timezone.