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New York ZIP Codes
Washington County
Cossayuna, NY
12823
12823 ZIP Code — Cossayuna, NY
Washington County, New York
ZIP code 12823 is located in
Cossayuna ,
New York ,
within Washington County .
It covers approximately 3.87 square miles and serves a population of
502 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 518 .
About ZIP code 12823
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $194,800. Owner-occupancy is high at 95%, well above the national average.
Median household income is $112,317.
The dominant occupation class is service, with public administration as the leading industry. The average commute of 23 minutes is near the national average.
Educational attainment is high — 86% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Overall, ZIP code 12823 reflects a community defined by a highly educated population and high homeownership.
12823 ZIP code map
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Cities in ZIP code 12823
Below are the cities the US Postal Service accepts for ZIP code 12823. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
502
Population density
130 / sq mi
State FIPS
36
County FIPS
115
Geography
Land area
3.87 sq mi
Water area
0.08 sq mi
Latitude
43.1768
Longitude
-73.4010
Timezone
Eastern (ET)
Area code
518
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
16.4%
40.6%
37.0%
$50k – $100k
25.5%
35.4%
27.0%
$100k – $200k
58.2%
21.1%
24.4%
Over $200k
0.0%
2.9%
11.5%
Demographics & statistics
$112,317
Median household income
$194,800
Median home value
86.3%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 139 27.7%
18 and over 363 72.3%
65 and over 29 5.8%
Median age 45.5 years
Race & ethnicity
Group Count %
White 480 95.6%
Two or more races 13 2.6%
Asian 9 1.8%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
16.4%
40.6%
37.0%
$50k – $100k
25.5%
35.4%
27.0%
$100k – $200k
58.2%
21.1%
24.4%
Over $200k
0.0%
2.9%
11.5%
Range % of households
$15k–$25k 7.2%
$50k–$75k 10.8%
$75k–$100k 3.0%
$100k–$150k 71.1%
$150k–$200k 7.8%
Median income $112,317
Housing
Housing overview
Metric Value
Median home value $194,800
Median rent / month $0
Owner occupied 94.6%
Renter occupied 5.4%
Vacant 10.8%
Single-family detached 75.3%
Large apartment buildings 0.0%
Mobile homes 24.7%
Median rooms 7.0
Avg household size (owned) 3.14
Year built
Era %
2020 or later 0.0%
2010–2019 10.8%
2000–2009 7.5%
1990–1999 6.5%
1980–1989 19.4%
1970–1979 8.1%
1960–1969 4.8%
1950–1959 0.0%
1940–1949 0.0%
1939 or earlier 43.0%
Bedrooms
Size % of units
No bedroom (studio) 10.8%
1 bedroom 4.8%
2 bedrooms 6.5%
3 bedrooms 36.6%
4 bedrooms 41.4%
5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households
No vehicle 0.0%
1 vehicle 21.1%
2 vehicles 67.5%
3 or more 11.4%
Heating fuel
Fuel type %
Electricity 5.4%
Propane / LP gas 7.8%
Fuel oil 73.5%
Wood 9.0%
Solar 4.2%
Households & families
Household type Count %
Married-couple family 112 67.5%
Cohabiting couple 7 4.2%
Male householder, no spouse 0 0.0%
Female householder, no spouse 47 28.3%
Households with children under 18 67 40.4%
Households with seniors (65+) 13 7.8%
Average household size 3.02
Marital status
Status Male Female
Never married 6.1% 22.7%
Married 93.9% 72.1%
Separated 0.0% 0.0%
Widowed 0.0% 0.0%
Divorced 0.0% 5.2%
Education
Some college, no degree
7.3%
Graduate / professional
20.4%
Metric %
HS diploma or higher 100.0%
Bachelor's or higher 86.3%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 0 0.0%
Kindergarten 0 0.0%
Elementary school 133 81.6%
High school 12 7.4%
College / grad school 18 11.0%
Employment
Industry of employment
Public administration
61.9%
Professional & management
10.3%
Education & healthcare
9.9%
Arts, food & hospitality
3.5%
Occupation
Category %
Management, business & arts 40.4%
Service 44.6%
Sales & office 6.4%
Natural resources & construction 0.0%
Production & transportation 8.7%
Employment type
Type %
Private sector 26.9%
Government 61.9%
Self-employed 11.2%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 91.7%
Carpool 0.0%
Public transit 0.0%
Walk 0.0%
Work from home 8.3%
Other means 0.0%
Avg commute (minutes) 22.8
Poverty
Married-couple families
0.0%
Female-led households
0.0%
Income support
Source % of households
Social Security 15.1%
Retirement income 7.8%
Supplemental Security 0.0%
Cash public assistance 0.0%
Food stamps / SNAP 0.0%
Health indicators
Condition %
Obesity 32.1%
High blood pressure 33.6%
High cholesterol 36.7%
Diabetes 9.9%
Heart disease 6.9%
Stroke 3.1%
Asthma 10.2%
Arthritis 28.9%
Kidney disease 3.0%
Pulmonary disease 7.6%
Cancer 8.3%
Behavior / access %
Smoking 16.3%
Binge drinking 15.8%
No physical activity 22.4%
Less than 7 hrs sleep 31.0%
Depression 20.2%
Fair or poor health 12.1%
Poor mental health 13.0%
Poor physical health 9.9%
No health insurance 9.3%
Visited doctor (checkup) 78.9%
Visited dentist 69.4%
Cholesterol screening 93.3%
Teeth loss 11.5%
Veterans & disability
Veterans Count %
Civilian veterans 21 5.8%
Disability %
Any disability 3.2%
Under 18 0.0%
18–64 years 0.0%
65 and over 55.2%
Health insurance coverage
Type %
Private insurance 90.0%
Public insurance 8.2%
No insurance 1.8%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 502 100.0%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 493 98.2%
Born in same state 493 98.2%
Born in different state 91 18.1%
Foreign born 0 0.0%
Naturalized citizen 9 1.8%
Not a US citizen 9 100.0%
Ancestry
Ancestry Count %
English 266 53%
German 65 12.9%
French 60 12%
Ancestry Count %
Italian 16 3.2%
Polish 12 2.4%
Technology access
Metric % of households
Computer access 33.1%
Internet access 100.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 12823
What city is ZIP code 12823 in?
ZIP code 12823 is primarily assigned to Cossayuna, New York.
What county is ZIP code 12823 in?
ZIP code 12823 falls within Washington County, New York.
How educated is the population of ZIP code 12823?
86% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
Is ZIP code 12823 mostly owner-occupied?
95% of occupied units in ZIP code 12823 are owner-occupied, well above the national average.
What is the median household income in ZIP code 12823?
The median household income in ZIP code 12823 is $112,317, above the national median of ~$75,000.
What is the typical home value in ZIP code 12823?
The median home value in ZIP code 12823 is $194,800.
What timezone is ZIP code 12823 in?
ZIP code 12823 observes the EST timezone.
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