37722 ZIP Code — Cosby, TN

Cocke County, Tennessee

ZIP code 37722 is located in Cosby, Tennessee, within Cocke County. It covers approximately 89.75 square miles and serves a population of 7,417 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 423/865.

About ZIP code 37722

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $156,900. Owner-occupancy is high at 77%, well above the national average.

Median household income is $43,464. 55% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. An above-average commute of 43 minutes suggests many residents work outside the immediate area.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (27%) compared to national benchmarks.

Overall, ZIP code 37722 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

7,417

population

89.75

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

37722 ZIP code map

Cities in ZIP code 37722

Below are the cities the US Postal Service accepts for ZIP code 37722. Using any city not on this list may result in mail delivery delays.

City	Status
Cosby	Preferred

Nearby ZIP codes

37753 Hartford (6.9 mi) 37727 Del Rio (12.5 mi) 37821 Newport (12.6 mi) 28719 Cherokee (14.2 mi) 37738 Gatlinburg (16.5 mi) 37876 Sevierville (16.6 mi) 37725 Dandridge (16.9 mi) 37843 Parrottsville (17.2 mi) 28721 Clyde (17.7 mi) 28785 Waynesville (17.8 mi) 37890 White Pine (18.7 mi)

Demographics updated 05/2026

Population
Total population	7,417
Population density	83 / sq mi
State FIPS	47
County FIPS	029

Geography
Land area	89.75 sq mi
Water area	0.01 sq mi
Latitude	35.8116
Longitude	-83.2172
Timezone	Eastern (ET)
Area code	423/865

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.7%	62.0%	45.7%
$50k – $100k	28.8%	28.6%	30.9%
$100k – $200k	10.6%	8.0%	18.3%
Over $200k	0.9%	1.3%	5.1%

Demographics & statistics

7,417

Population

People per sq mi

49.3

Median age

$43,464

Median household income

$24,298

Per capita income

$156,900

Median home value

$770

Median monthly rent

76.7%

Home ownership

14.5%

Poverty rate

7.3%

Unemployment

2,880

Housing units

15.3%

Bachelor's or higher

Age distribution

Male Female

141

Under 5

145

242

5–9

248

214

10–14

219

170

15–19

175

113

20–24

116

407

25–34

417

393

35–44

404

480

45–54

492

193

55–59

199

271

60–64

279

640

65–74

657

328

75–84

336

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,420	19.1%
18 and over	5,997	80.9%
65 and over	2,099	28.3%
Median age	49.3 years

Race & ethnicity

White 92%

Two or more races 3.9%

Hispanic or Latino 2.5%

American Indian / Alaska Native 1.3%

Asian 0.3%

Group	Count	%
White	7,001	92%
Two or more races	293	3.9%
Hispanic or Latino	189	2.5%
American Indian / Alaska Native	100	1.3%
Asian	23	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.7%	62.0%	45.7%
$50k – $100k	28.8%	28.6%	30.9%
$100k – $200k	10.6%	8.0%	18.3%
Over $200k	0.9%	1.3%	5.1%

Under $10k 2.3%

$10k–$15k 8.1%

$15k–$25k 15.1%

$25k–$35k 10.5%

$35k–$50k 26.0%

$50k–$75k 15.9%

$75k–$100k 9.5%

$100k–$150k 7.0%

$150k–$200k 1.9%

$200k+ 3.8%

Range	% of households
Under $10k	2.3%
$10k–$15k	8.1%
$15k–$25k	15.1%
$25k–$35k	10.5%
$35k–$50k	26.0%
$50k–$75k	15.9%
$75k–$100k	9.5%
$100k–$150k	7.0%
$150k–$200k	1.9%
$200k+	3.8%
Median income	$43,464

Housing

Home values

Under $50k 17.3%

$50k–$100k 11.3%

$100k–$150k 19.4%

$150k–$200k 16.7%

$200k–$300k 20.7%

$300k–$500k 8.5%

$500k–$1M 5.6%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$156,900
Median rent / month	$770
Owner occupied	76.7%
Renter occupied	23.3%
Vacant	19.3%
Single-family detached	70.8%
Large apartment buildings	0.0%
Mobile homes	26.1%
Median rooms	5.0
Avg household size (owned)	2.61

Year built

Era	%
2020 or later	0.6%
2010–2019	8.0%
2000–2009	17.2%
1990–1999	25.1%
1980–1989	17.5%
1970–1979	14.4%
1960–1969	5.7%
1950–1959	4.5%
1940–1949	3.6%
1939 or earlier	3.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	7.8%
2 bedrooms	41.0%
3 bedrooms	42.7%
4 bedrooms	6.5%
5+ bedrooms	2.1%

Vehicles per household

Vehicles	% of households
No vehicle	3.7%
1 vehicle	22.4%
2 vehicles	48.2%
3 or more	25.7%

Heating fuel

Fuel type	%
Utility gas	3.4%
Electricity	78.5%
Propane / LP gas	11.4%
Wood	5.8%

Households & families

Household type	Count	%
Married-couple family	1,501	52.5%
Cohabiting couple	371	13.0%
Male householder, no spouse	377	13.2%
Female householder, no spouse	612	21.4%
Households with children under 18	723	25.3%
Households with seniors (65+)	1,345	47.0%
Average household size	2.59

Marital status

Status	Male	Female
Never married	24.5%	14.7%
Married	57.0%	51.7%
Separated	5.3%	1.0%
Widowed	0.7%	8.9%
Divorced	12.4%	23.7%

Education

Less than 9th grade 6.0%

Some HS, no diploma 11.2%

HS graduate 42.6%

Some college, no degree 16.2%

Associate's degree 8.7%

Bachelor's degree 9.4%

Graduate / professional 5.8%

Metric	%
HS diploma or higher	82.8%
Bachelor's or higher	15.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	53	4.2%
Kindergarten	80	6.3%
Elementary school	767	60.6%
High school	303	24.0%
College / grad school	62	4.9%

Employment

Industry of employment

Professional & management 17.6%

Arts, food & hospitality 16.0%

Education & healthcare 15.2%

Retail trade 13.8%

Manufacturing 10.5%

Transportation & utilities 7.6%

Construction 6.0%

Public administration 4.3%

Finance & real estate 2.9%

Other services 2.4%

Information 1.5%

Agriculture & mining 1.3%

Wholesale trade 0.8%

Occupation

Category	%
Management, business & arts	28.4%
Service	25.7%
Sales & office	16.6%
Natural resources & construction	7.2%
Production & transportation	22.1%

Employment type

Type	%
Private sector	76.9%
Government	16.1%
Self-employed	7.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.3%
Carpool	8.5%
Public transit	0.0%
Walk	0.0%
Work from home	12.3%
Other means	0.0%
Avg commute (minutes)	43.1

Poverty

All people 14.5%

Under 18 years 16.5%

18 and over 14.1%

Married-couple families 13.9%

Female-led households 15.1%

Income support

Source	% of households
Social Security	54.6%
Retirement income	28.9%
Supplemental Security	6.7%
Cash public assistance	0.0%
Food stamps / SNAP	15.0%

Health indicators

Condition	%
Obesity	38.0%
High blood pressure	42.7%
High cholesterol	39.6%
Diabetes	14.6%
Heart disease	8.9%
Stroke	4.3%
Asthma	11.0%
Arthritis	34.4%
Kidney disease	3.6%
Pulmonary disease	12.0%
Cancer	7.3%

Behavior / access	%
Smoking	27.2%
Binge drinking	13.4%
No physical activity	29.4%
Less than 7 hrs sleep	34.6%
Depression	28.2%
Fair or poor health	21.2%
Poor mental health	18.0%
Poor physical health	14.8%
No health insurance	18.0%
Visited doctor (checkup)	75.5%
Visited dentist	52.6%
Cholesterol screening	89.9%
Teeth loss	21.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	625	10.5%

Disability	%
Any disability	21.7%
Under 18	9.4%
18–64 years	20.8%
65 and over	31.7%

Health insurance coverage

Type	%
Private insurance	44.6%
Public insurance	56.9%
No insurance	14.0%
Uninsured under 19	6.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,131	96.1%
Spanish	180	2.5%
Other Indo-European	180	2.5%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,193	97.0%
Born in same state	7,114	95.9%
Born in different state	4,319	58.2%
Foreign born	79	1.1%
Naturalized citizen	224	3.0%
Not a US citizen	99	44.2%

Ancestry

Ancestry	Count	%
French	1,125	15.2%
Arab	918	12.4%
Italian	552	7.4%

Ancestry	Count	%
English	66	0.9%
Polish	45	0.6%
Dutch	23	0.3%

Technology access

Metric	% of households
Computer access	38.6%
Internet access	84.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 37722

What city is ZIP code 37722 in?

ZIP code 37722 is primarily assigned to Cosby, Tennessee.

What county is ZIP code 37722 in?

ZIP code 37722 falls within Cocke County, Tennessee.

Does ZIP code 37722 have a large retiree population?

55% of households in ZIP code 37722 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 37722 have an older population?

28% of residents in ZIP code 37722 are 65 or older, above the national average of ~17%.

Does ZIP code 37722 have a large veteran population?

11% of civilians in ZIP code 37722 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 37722?

The median home value in ZIP code 37722 is $156,900.

What timezone is ZIP code 37722 in?

ZIP code 37722 observes the EST timezone.