28721 ZIP Code — Clyde, NC

Haywood County, North Carolina

ZIP code 28721 is located in Clyde, North Carolina, within Haywood County. It covers approximately 94.00 square miles and serves a population of 10,540 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 828.

About ZIP code 28721

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $215,400. Owner-occupancy sits near the national average at 73%.

Median household income is $60,479. The poverty rate of 7% is below the national average. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

10,540

population

94.00

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

28721 ZIP code map

Cities in ZIP code 28721

Below are the cities the US Postal Service accepts for ZIP code 28721. Using any city not on this list may result in mail delivery delays.

City	Status
Clyde	Preferred

Nearby ZIP codes

28785 Waynesville (4 mi) 28745 Lake Junaluska (8.6 mi) 28748 Leicester (11.6 mi) 28751 Maggie Valley (12.1 mi) 28743 Hot Springs (13.3 mi) 28786 Waynesville (13.8 mi) 37753 Hartford (14.4 mi) 28716 Canton (14.4 mi) 28719 Cherokee (14.7 mi) 37727 Del Rio (16.2 mi) 28715 Candler (17.3 mi) 37722 Cosby (17.7 mi)

Demographics updated 05/2026

Population
Total population	10,540
Population density	112 / sq mi
State FIPS	37
County FIPS	087

Geography
Land area	94.00 sq mi
Water area	0.00 sq mi
Latitude	35.6493
Longitude	-82.9728
Timezone	Eastern (ET)
Area code	828

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.0%	48.4%	44.4%
$50k – $100k	35.4%	32.2%	30.6%
$100k – $200k	14.6%	15.4%	19.1%
Over $200k	3.0%	3.9%	6.0%

Demographics & statistics

10,540

Population

112

People per sq mi

44.7

Median age

$60,479

Median household income

$33,359

Per capita income

$215,400

Median home value

$895

Median monthly rent

73.1%

Home ownership

7.3%

Poverty rate

1.9%

Unemployment

3,969

Housing units

26.0%

Bachelor's or higher

Age distribution

Male Female

239

Under 5

269

240

5–9

270

258

10–14

290

332

15–19

373

278

20–24

313

596

25–34

672

546

35–44

614

636

45–54

716

378

55–59

426

392

60–64

441

651

65–74

734

368

75–84

414

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,966	18.7%
18 and over	8,574	81.3%
65 and over	2,262	21.5%
Median age	44.7 years

Race & ethnicity

White 87.5%

Hispanic or Latino 5%

Two or more races 4.8%

Other race 0.9%

Asian 0.9%

Black or African American 0.6%

American Indian / Alaska Native 0.2%

Group	Count	%
White	9,712	87.5%
Hispanic or Latino	556	5%
Two or more races	531	4.8%
Other race	103	0.9%
Asian	101	0.9%
Black or African American	69	0.6%
American Indian / Alaska Native	24	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	47.0%	48.4%	44.4%
$50k – $100k	35.4%	32.2%	30.6%
$100k – $200k	14.6%	15.4%	19.1%
Over $200k	3.0%	3.9%	6.0%

Under $10k 3.6%

$10k–$15k 4.8%

$15k–$25k 14.3%

$25k–$35k 11.8%

$35k–$50k 9.7%

$50k–$75k 13.1%

$75k–$100k 13.7%

$100k–$150k 18.9%

$150k–$200k 4.3%

$200k+ 5.8%

Range	% of households
Under $10k	3.6%
$10k–$15k	4.8%
$15k–$25k	14.3%
$25k–$35k	11.8%
$35k–$50k	9.7%
$50k–$75k	13.1%
$75k–$100k	13.7%
$100k–$150k	18.9%
$150k–$200k	4.3%
$200k+	5.8%
Median income	$60,479

Housing

Home values

Under $50k 7.3%

$50k–$100k 8.9%

$100k–$150k 7.5%

$150k–$200k 21.8%

$200k–$300k 26.3%

$300k–$500k 17.0%

$500k–$1M 9.9%

$1M+ 1.3%

Housing overview

Metric	Value
Median home value	$215,400
Median rent / month	$895
Owner occupied	73.1%
Renter occupied	26.9%
Vacant	14.9%
Single-family detached	70.1%
Large apartment buildings	1.8%
Mobile homes	20.1%
Median rooms	5.5
Avg household size (owned)	2.58

Year built

Era	%
2020 or later	0.2%
2010–2019	6.9%
2000–2009	21.1%
1990–1999	16.7%
1980–1989	17.9%
1970–1979	12.0%
1960–1969	8.1%
1950–1959	7.4%
1940–1949	2.8%
1939 or earlier	6.9%

Bedrooms

Size	% of units
No bedroom (studio)	2.1%
1 bedroom	3.2%
2 bedrooms	36.8%
3 bedrooms	42.5%
4 bedrooms	10.4%
5+ bedrooms	5.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.8%
1 vehicle	32.6%
2 vehicles	27.3%
3 or more	37.4%

Heating fuel

Fuel type	%
Utility gas	0.7%
Electricity	60.4%
Propane / LP gas	18.5%
Fuel oil	9.6%
Wood	8.5%
No fuel used	2.1%

Households & families

Household type	Count	%
Married-couple family	2,191	50.0%
Cohabiting couple	223	5.1%
Male householder, no spouse	641	14.6%
Female householder, no spouse	1,323	30.2%
Households with children under 18	1,139	26.0%
Households with seniors (65+)	1,632	37.3%
Average household size	2.40

Marital status

Status	Male	Female
Never married	31.2%	25.4%
Married	57.2%	46.9%
Separated	1.2%	2.1%
Widowed	1.5%	9.6%
Divorced	8.9%	16.0%

Education

Less than 9th grade 3.6%

Some HS, no diploma 4.6%

HS graduate 29.3%

Some college, no degree 23.0%

Associate's degree 13.5%

Bachelor's degree 16.3%

Graduate / professional 9.7%

Metric	%
HS diploma or higher	91.8%
Bachelor's or higher	26.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	131	6.5%
Kindergarten	13	0.6%
Elementary school	947	47.2%
High school	472	23.5%
College / grad school	444	22.1%

Employment

Industry of employment

Education & healthcare 25.0%

Arts, food & hospitality 18.3%

Manufacturing 12.7%

Retail trade 9.1%

Professional & management 8.4%

Finance & real estate 6.1%

Construction 5.2%

Other services 4.2%

Public administration 3.8%

Transportation & utilities 2.7%

Wholesale trade 2.6%

Information 1.7%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	32.6%
Service	24.8%
Sales & office	21.7%
Natural resources & construction	7.6%
Production & transportation	13.4%

Employment type

Type	%
Private sector	81.6%
Government	12.6%
Self-employed	5.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.3%
Carpool	8.7%
Public transit	0.0%
Walk	0.2%
Work from home	3.6%
Other means	1.3%
Avg commute (minutes)	22.3

Poverty

All people 7.3%

Under 18 years 3.7%

18 and over 8.1%

Married-couple families 0.7%

Female-led households 20.1%

Income support

Source	% of households
Social Security	40.9%
Retirement income	28.2%
Supplemental Security	7.2%
Cash public assistance	1.5%
Food stamps / SNAP	7.9%

Health indicators

Condition	%
Obesity	34.2%
High blood pressure	33.5%
High cholesterol	35.1%
Diabetes	10.8%
Heart disease	7.3%
Stroke	3.3%
Asthma	9.2%
Arthritis	27.7%
Kidney disease	3.1%
Pulmonary disease	7.7%
Cancer	7.4%

Behavior / access	%
Smoking	19.5%
Binge drinking	16.2%
No physical activity	21.8%
Less than 7 hrs sleep	31.5%
Depression	24.4%
Fair or poor health	13.5%
Poor mental health	14.4%
Poor physical health	10.9%
No health insurance	15.6%
Visited doctor (checkup)	77.5%
Visited dentist	66.7%
Cholesterol screening	90.4%
Teeth loss	13.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	832	9.7%

Disability	%
Any disability	12.4%
Under 18	1.5%
18–64 years	11.3%
65 and over	24.9%

Health insurance coverage

Type	%
Private insurance	68.8%
Public insurance	37.9%
No insurance	11.1%
Uninsured under 19	4.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,032	95.2%
Spanish	75	0.7%
Other Indo-European	75	0.7%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,206	96.8%
Born in same state	10,133	96.1%
Born in different state	6,126	58.1%
Foreign born	73	0.7%
Naturalized citizen	334	3.2%
Not a US citizen	154	46.1%

Ancestry

Ancestry	Count	%
French	2,021	19.2%
Italian	1,406	13.3%
Arab	861	8.2%
English	187	1.8%
German	117	1.1%

Ancestry	Count	%
Dutch	44	0.4%
Polish	27	0.3%
Irish	18	0.2%
Norwegian	9	0.1%

Technology access

Metric	% of households
Computer access	41.5%
Internet access	88.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 28721

What city is ZIP code 28721 in?

ZIP code 28721 is primarily assigned to Clyde, North Carolina.

What county is ZIP code 28721 in?

ZIP code 28721 falls within Haywood County, North Carolina.

Does ZIP code 28721 have a large retiree population?

41% of households in ZIP code 28721 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 28721 have a large veteran population?

10% of civilians in ZIP code 28721 are veterans, above the national average of ~7%.

What is the population of ZIP code 28721?

ZIP code 28721 has an estimated population of 10,540 residents, with a density of 112 people per square mile.

What is the median household income in ZIP code 28721?

The median household income in ZIP code 28721 is $60,479, below the national median of ~$75,000.

What timezone is ZIP code 28721 in?

ZIP code 28721 observes the EST timezone.