49817 ZIP Code — Cooks, MI

Schoolcraft County, Michigan

ZIP code 49817 is located in Cooks, Michigan, within Schoolcraft County. It covers approximately 82.15 square miles and serves a population of 627 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 906.

About ZIP code 49817

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $174,100. Owner-occupancy is high at 93%, well above the national average.

Median household income is $59,091. The poverty rate of 5% is below the national average. 50% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 49817 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

627

population

82.15

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49817 ZIP code map

Cities in ZIP code 49817

Below are the cities the US Postal Service accepts for ZIP code 49817. Using any city not on this list may result in mail delivery delays.

City	Status
Cooks	Preferred

Nearby ZIP codes

49854 Manistique (14.8 mi) 49878 Rapid River (15.8 mi) 49835 Garden (17.9 mi)

Demographics updated 05/2026

Population
Total population	627
Population density	8 / sq mi
State FIPS	26
County FIPS	153

Geography
Land area	82.15 sq mi
Water area	0.27 sq mi
Latitude	45.9320
Longitude	-86.4750
Timezone	Eastern (ET)
Area code	906

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.6%	50.1%	42.6%
$50k – $100k	37.4%	37.4%	31.1%
$100k – $200k	23.2%	10.2%	20.6%
Over $200k	0.8%	2.3%	5.7%

Demographics & statistics

627

Population

People per sq mi

39.1

Median age

$59,091

Median household income

$32,259

Per capita income

$174,100

Median home value

$775

Median monthly rent

93.3%

Home ownership

4.9%

Poverty rate

9.4%

Unemployment

324

Housing units

19.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	179	28.5%
18 and over	448	71.5%
65 and over	135	21.5%
Median age	39.1 years

Race & ethnicity

White 74.6%

Two or more races 14.8%

Hispanic or Latino 7%

American Indian / Alaska Native 2.1%

Asian 0.9%

Black or African American 0.6%

Group	Count	%
White	503	74.6%
Two or more races	100	14.8%
Hispanic or Latino	47	7%
American Indian / Alaska Native	14	2.1%
Asian	6	0.9%
Black or African American	4	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.6%	50.1%	42.6%
$50k – $100k	37.4%	37.4%	31.1%
$100k – $200k	23.2%	10.2%	20.6%
Over $200k	0.8%	2.3%	5.7%

Under $10k 3.2%

$10k–$15k 1.6%

$15k–$25k 5.6%

$25k–$35k 15.9%

$35k–$50k 13.9%

$50k–$75k 18.7%

$75k–$100k 17.1%

$100k–$150k 17.1%

$150k–$200k 5.2%

$200k+ 2.0%

Range	% of households
Under $10k	3.2%
$10k–$15k	1.6%
$15k–$25k	5.6%
$25k–$35k	15.9%
$35k–$50k	13.9%
$50k–$75k	18.7%
$75k–$100k	17.1%
$100k–$150k	17.1%
$150k–$200k	5.2%
$200k+	2.0%
Median income	$59,091

Housing

Home values

Under $50k 6.4%

$50k–$100k 25.5%

$100k–$150k 12.3%

$150k–$200k 12.3%

$200k–$300k 29.4%

$300k–$500k 13.2%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$174,100
Median rent / month	$775
Owner occupied	93.3%
Renter occupied	6.7%
Vacant	26.1%
Single-family detached	88.9%
Large apartment buildings	0.0%
Mobile homes	8.8%
Median rooms	5.4
Avg household size (owned)	2.57

Year built

Era	%
2020 or later	0.6%
2010–2019	5.0%
2000–2009	15.2%
1990–1999	7.3%
1980–1989	11.4%
1970–1979	25.5%
1960–1969	16.4%
1950–1959	9.1%
1940–1949	2.6%
1939 or earlier	6.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.3%
2 bedrooms	35.8%
3 bedrooms	39.9%
4 bedrooms	20.2%
5+ bedrooms	1.8%

Vehicles per household

Vehicles	% of households
No vehicle	10.7%
1 vehicle	17.1%
2 vehicles	49.2%
3 or more	23.0%

Heating fuel

Fuel type	%
Utility gas	5.6%
Electricity	21.8%
Propane / LP gas	46.0%
Fuel oil	4.8%
Wood	19.8%

Households & families

Household type	Count	%
Married-couple family	157	62.3%
Cohabiting couple	12	4.8%
Male householder, no spouse	25	9.9%
Female householder, no spouse	58	23.0%
Households with children under 18	88	34.9%
Households with seniors (65+)	111	44.0%
Average household size	2.49

Marital status

Status	Male	Female
Never married	14.6%	19.1%
Married	77.9%	58.5%
Separated	0.0%	0.0%
Widowed	5.3%	17.1%
Divorced	2.2%	5.3%

Education

Less than 9th grade 1.4%

Some HS, no diploma 6.7%

HS graduate 32.9%

Some college, no degree 27.1%

Associate's degree 12.6%

Bachelor's degree 8.0%

Graduate / professional 11.3%

Metric	%
HS diploma or higher	92.0%
Bachelor's or higher	19.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	14	8.9%
Kindergarten	0	0.0%
Elementary school	107	67.7%
High school	25	15.8%
College / grad school	12	7.6%

Employment

Industry of employment

Education & healthcare 19.2%

Finance & real estate 11.5%

Arts, food & hospitality 10.8%

Construction 9.2%

Retail trade 8.8%

Other services 8.8%

Public administration 8.8%

Manufacturing 8.5%

Agriculture & mining 5.8%

Transportation & utilities 4.6%

Professional & management 3.8%

Occupation

Category	%
Management, business & arts	34.2%
Service	25.8%
Sales & office	19.6%
Natural resources & construction	8.1%
Production & transportation	12.3%

Employment type

Type	%
Private sector	68.8%
Government	20.0%
Self-employed	11.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.7%
Carpool	6.4%
Public transit	0.4%
Walk	0.0%
Work from home	6.0%
Other means	1.6%
Avg commute (minutes)	24.9

Poverty

All people 4.9%

Under 18 years 2.8%

18 and over 5.8%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	50.0%
Retirement income	30.2%
Supplemental Security	4.4%
Cash public assistance	1.6%
Food stamps / SNAP	7.1%

Health indicators

Condition	%
Obesity	38.7%
High blood pressure	39.0%
High cholesterol	39.8%
Diabetes	13.2%
Heart disease	8.8%
Stroke	3.9%
Asthma	10.8%
Arthritis	35.2%
Kidney disease	3.5%
Pulmonary disease	9.3%
Cancer	8.6%

Behavior / access	%
Smoking	20.6%
Binge drinking	17.4%
No physical activity	22.3%
Less than 7 hrs sleep	32.9%
Depression	21.1%
Fair or poor health	16.2%
Poor mental health	15.2%
Poor physical health	12.3%
No health insurance	8.8%
Visited doctor (checkup)	76.8%
Visited dentist	69.0%
Cholesterol screening	93.3%
Teeth loss	13.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	58	12.9%

Disability	%
Any disability	11.2%
Under 18	6.1%
18–64 years	6.1%
65 and over	29.6%

Health insurance coverage

Type	%
Private insurance	75.1%
Public insurance	45.9%
No insurance	3.8%
Uninsured under 19	1.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	594	94.7%
Spanish	24	4.0%
Other Indo-European	3	0.5%
Asian & Pacific Islander	3	0.5%
Other languages	18	3.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	621	99.0%
Born in same state	621	99.0%
Born in different state	566	90.3%
Foreign born	0	0.0%
Naturalized citizen	6	1.0%
Not a US citizen	4	66.7%

Ancestry

Ancestry	Count	%
German	48	7.7%
French	28	4.5%
Italian	22	3.5%
Arab	21	3.3%

Ancestry	Count	%
Polish	18	2.9%
English	13	2.1%
Dutch	4	0.6%

Technology access

Metric	% of households
Computer access	40.2%
Internet access	91.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49817

What city is ZIP code 49817 in?

ZIP code 49817 is primarily assigned to Cooks, Michigan.

What county is ZIP code 49817 in?

ZIP code 49817 falls within Delta County, Michigan.

Is ZIP code 49817 mostly owner-occupied?

93% of occupied units in ZIP code 49817 are owner-occupied, well above the national average.

Does ZIP code 49817 have a large retiree population?

50% of households in ZIP code 49817 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 49817 have a large veteran population?

13% of civilians in ZIP code 49817 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 49817?

The median home value in ZIP code 49817 is $174,100.

What timezone is ZIP code 49817 in?

ZIP code 49817 observes the EST timezone.