62631 ZIP Code — Concord, IL

Morgan County, Illinois

ZIP code 62631 is located in Concord, Illinois, within Morgan County. It covers approximately 12.85 square miles and serves a population of 294 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 217.

About ZIP code 62631

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $113,100. Owner-occupancy is high at 88%, well above the national average.

The gap between median ($58,047) and mean household income suggests income inequality — a small number of higher earners pull the average up. 60% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 6% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 18% of civilians, above the national average of 7%; and disability rates above the national average at 37%.

Overall, ZIP code 62631 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

294

population

12.85

sq mi land

Standard

ZIP type

Central (CT)

timezone

62631 ZIP code map

Cities in ZIP code 62631

Below are the cities the US Postal Service accepts for ZIP code 62631. Using any city not on this list may result in mail delivery delays.

City	Status
Concord	Preferred

Nearby ZIP codes

62628 Chapin (2.4 mi) 62611 Arenzville (5.3 mi) 62650 Jacksonville (8.2 mi) 62665 Meredosia (10.4 mi) 62621 Bluffs (10.4 mi) 62691 Virginia (12.9 mi) 62618 Beardstown (13 mi) 62694 Winchester (14.7 mi) 62612 Ashland (15.3 mi) 62378 Versailles (16.8 mi) 62601 Alexander (17.1 mi) 62668 Murrayville (18.7 mi)

Demographics updated 05/2026

Population
Total population	294
Population density	23 / sq mi
State FIPS	17
County FIPS	137

Geography
Land area	12.85 sq mi
Water area	0.03 sq mi
Latitude	39.8192
Longitude	-90.3620
Timezone	Central (CT)
Area code	217

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	65.7%	47.0%	37.2%
$50k – $100k	27.0%	31.4%	29.6%
$100k – $200k	7.3%	18.5%	24.4%
Over $200k	0.0%	3.0%	8.8%

Demographics & statistics

294

Population

People per sq mi

51.4

Median age

$58,047

Median household income

$43,866

Per capita income

$113,100

Median home value

Median monthly rent

87.6%

Home ownership

13.6%

Poverty rate

0.9%

Unemployment

150

Housing units

6.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	65	22.1%
18 and over	229	77.9%
65 and over	88	29.9%
Median age	51.4 years

Race & ethnicity

White 96.7%

Hispanic or Latino 1.7%

Other race 1.7%

Group	Count	%
White	289	96.7%
Hispanic or Latino	5	1.7%
Other race	5	1.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	65.7%	47.0%	37.2%
$50k – $100k	27.0%	31.4%	29.6%
$100k – $200k	7.3%	18.5%	24.4%
Over $200k	0.0%	3.0%	8.8%

Under $10k 5.1%

$10k–$15k 1.5%

$15k–$25k 5.1%

$25k–$35k 13.1%

$35k–$50k 19.0%

$50k–$75k 22.6%

$75k–$100k 18.2%

$100k–$150k 8.0%

$150k–$200k 6.6%

$200k+ 0.7%

Range	% of households
Under $10k	5.1%
$10k–$15k	1.5%
$15k–$25k	5.1%
$25k–$35k	13.1%
$35k–$50k	19.0%
$50k–$75k	22.6%
$75k–$100k	18.2%
$100k–$150k	8.0%
$150k–$200k	6.6%
$200k+	0.7%
Median income	$58,047

Housing

Home values

Under $50k 4.2%

$50k–$100k 36.7%

$100k–$150k 18.3%

$150k–$200k 23.3%

$200k–$300k 15.0%

$1M+ 2.5%

Housing overview

Metric	Value
Median home value	$113,100
Median rent / month	$0
Owner occupied	87.6%
Renter occupied	12.4%
Vacant	18.0%
Single-family detached	94.6%
Large apartment buildings	0.0%
Mobile homes	5.4%
Median rooms	6.0
Avg household size (owned)	2.08

Year built

Era	%
2020 or later	0.0%
2010–2019	6.0%
2000–2009	0.0%
1990–1999	4.8%
1980–1989	0.0%
1970–1979	21.6%
1960–1969	7.8%
1950–1959	5.4%
1940–1949	0.6%
1939 or earlier	53.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	0.6%
2 bedrooms	41.3%
3 bedrooms	35.3%
4 bedrooms	18.0%
5+ bedrooms	4.8%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	12.4%
2 vehicles	56.2%
3 or more	31.4%

Heating fuel

Fuel type	%
Utility gas	54.7%
Electricity	20.4%
Propane / LP gas	23.4%
Wood	0.7%

Households & families

Household type	Count	%
Married-couple family	70	51.1%
Cohabiting couple	2	1.5%
Male householder, no spouse	38	27.7%
Female householder, no spouse	27	19.7%
Households with children under 18	20	14.6%
Households with seniors (65+)	64	46.7%
Average household size	2.15

Marital status

Status	Male	Female
Never married	23.7%	14.1%
Married	45.0%	68.7%
Separated	0.0%	1.0%
Widowed	1.5%	8.1%
Divorced	29.8%	8.1%

Education

Less than 9th grade 0.9%

Some HS, no diploma 19.8%

HS graduate 50.7%

Some college, no degree 18.1%

Associate's degree 4.4%

Bachelor's degree 0.4%

Graduate / professional 5.7%

Metric	%
HS diploma or higher	79.3%
Bachelor's or higher	6.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	6	8.8%
Kindergarten	9	13.2%
Elementary school	44	64.7%
High school	1	1.5%
College / grad school	8	11.8%

Employment

Industry of employment

Education & healthcare 39.0%

Transportation & utilities 21.0%

Manufacturing 12.4%

Finance & real estate 8.6%

Public administration 7.6%

Wholesale trade 5.7%

Retail trade 4.8%

Other services 1.0%

Occupation

Category	%
Management, business & arts	24.8%
Service	32.4%
Sales & office	7.6%
Natural resources & construction	3.8%
Production & transportation	31.4%

Employment type

Type	%
Private sector	72.4%
Government	24.8%
Self-employed	2.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	91.4%
Carpool	1.0%
Public transit	0.0%
Walk	0.0%
Work from home	7.6%
Other means	0.0%
Avg commute (minutes)	29.3

Poverty

All people 13.6%

Under 18 years 43.1%

18 and over 5.2%

Married-couple families 2.9%

Female-led households 100.0%

Income support

Source	% of households
Social Security	59.9%
Retirement income	38.7%
Supplemental Security	13.9%
Cash public assistance	0.7%
Food stamps / SNAP	5.1%

Health indicators

Condition	%
Obesity	34.8%
High blood pressure	34.6%
High cholesterol	35.5%
Diabetes	10.3%
Heart disease	7.4%
Stroke	3.3%
Asthma	9.6%
Arthritis	28.5%
Kidney disease	3.0%
Pulmonary disease	8.1%
Cancer	7.2%

Behavior / access	%
Smoking	20.6%
Binge drinking	15.5%
No physical activity	27.3%
Less than 7 hrs sleep	35.0%
Depression	17.8%
Fair or poor health	15.2%
Poor mental health	12.9%
Poor physical health	10.5%
No health insurance	11.2%
Visited doctor (checkup)	77.2%
Visited dentist	63.3%
Cholesterol screening	89.3%
Teeth loss	15.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	41	17.9%

Disability	%
Any disability	37.4%
Under 18	27.7%
18–64 years	33.3%
65 and over	51.1%

Health insurance coverage

Type	%
Private insurance	55.4%
Public insurance	59.5%
No insurance	0.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	283	96.3%
Spanish	2	0.7%
Other Indo-European	0	0.0%
Asian & Pacific Islander	2	0.7%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	294	100.0%
Born in same state	294	100.0%
Born in different state	275	93.5%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	41	13.9%
Arab	14	4.8%

Ancestry	Count	%
Italian	9	3.1%

Technology access

Metric	% of households
Computer access	46.6%
Internet access	73.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 62631

What city is ZIP code 62631 in?

ZIP code 62631 is primarily assigned to Concord, Illinois.

What county is ZIP code 62631 in?

ZIP code 62631 falls within Morgan County, Illinois.

Does ZIP code 62631 have a large retiree population?

60% of households in ZIP code 62631 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 62631 have an older population?

30% of residents in ZIP code 62631 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 62631?

6% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Is ZIP code 62631 mostly owner-occupied?

88% of occupied units in ZIP code 62631 are owner-occupied, well above the national average.

What timezone is ZIP code 62631 in?

ZIP code 62631 observes the CST timezone.