62628 ZIP Code — Chapin, IL

Morgan County, Illinois

ZIP code 62628 is located in Chapin, Illinois, within Morgan County. It covers approximately 38.97 square miles and serves a population of 799 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 217.

About ZIP code 62628

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $100,000. Owner-occupancy is high at 88%, well above the national average.

Median household income is $76,579. The poverty rate of 3% is below the national average. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 62628 reflects a community defined by high homeownership and a significant Social Security-dependent population.

799

population

38.97

sq mi land

Standard

ZIP type

Central (CT)

timezone

62628 ZIP code map

Cities in ZIP code 62628

Below are the cities the US Postal Service accepts for ZIP code 62628. Using any city not on this list may result in mail delivery delays.

City	Status
Chapin	Acceptable
Chapin	Preferred

Nearby ZIP codes

62631 Concord (2.4 mi) 62611 Arenzville (6 mi) 62665 Meredosia (8 mi) 62621 Bluffs (8 mi) 62650 Jacksonville (9.4 mi) 62694 Winchester (13 mi) 62618 Beardstown (13.8 mi) 62691 Virginia (15.2 mi) 62378 Versailles (15.2 mi) 62340 Griggsville (17.5 mi) 62612 Ashland (17.7 mi) 62668 Murrayville (18.6 mi)

Demographics updated 05/2026

Population
Total population	799
Population density	21 / sq mi
State FIPS	17
County FIPS	137

Geography
Land area	38.97 sq mi
Water area	0.00 sq mi
Latitude	39.8023
Longitude	-90.4015
Timezone	Central (CT)
Area code	217

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.0%	47.0%	37.2%
$50k – $100k	39.8%	31.4%	29.6%
$100k – $200k	22.8%	18.5%	24.4%
Over $200k	2.4%	3.0%	8.8%

Demographics & statistics

799

Population

People per sq mi

42.8

Median age

$76,579

Median household income

$39,719

Per capita income

$100,000

Median home value

$879

Median monthly rent

88.1%

Home ownership

2.5%

Poverty rate

2.8%

Unemployment

324

Housing units

26.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	183	22.9%
18 and over	616	77.1%
65 and over	151	18.9%
Median age	42.8 years

Race & ethnicity

White 94.5%

Two or more races 4.9%

Hispanic or Latino 0.6%

Group	Count	%
White	760	94.5%
Two or more races	39	4.9%
Hispanic or Latino	5	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.0%	47.0%	37.2%
$50k – $100k	39.8%	31.4%	29.6%
$100k – $200k	22.8%	18.5%	24.4%
Over $200k	2.4%	3.0%	8.8%

Under $10k 0.9%

$10k–$15k 1.6%

$15k–$25k 4.7%

$25k–$35k 2.5%

$35k–$50k 13.8%

$50k–$75k 22.8%

$75k–$100k 22.5%

$100k–$150k 17.2%

$150k–$200k 8.1%

$200k+ 5.9%

Range	% of households
Under $10k	0.9%
$10k–$15k	1.6%
$15k–$25k	4.7%
$25k–$35k	2.5%
$35k–$50k	13.8%
$50k–$75k	22.8%
$75k–$100k	22.5%
$100k–$150k	17.2%
$150k–$200k	8.1%
$200k+	5.9%
Median income	$76,579

Housing

Home values

Under $50k 6.0%

$50k–$100k 44.0%

$100k–$150k 20.2%

$150k–$200k 12.1%

$200k–$300k 11.3%

$300k–$500k 2.8%

$500k–$1M 2.1%

$1M+ 1.4%

Housing overview

Metric	Value
Median home value	$100,000
Median rent / month	$879
Owner occupied	88.1%
Renter occupied	11.9%
Vacant	11.6%
Single-family detached	94.2%
Large apartment buildings	0.0%
Mobile homes	5.8%
Median rooms	6.2
Avg household size (owned)	2.33

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	6.1%
1990–1999	10.5%
1980–1989	8.3%
1970–1979	9.4%
1960–1969	15.7%
1950–1959	6.4%
1940–1949	3.6%
1939 or earlier	40.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	1.7%
2 bedrooms	32.9%
3 bedrooms	43.9%
4 bedrooms	16.9%
5+ bedrooms	3.9%

Vehicles per household

Vehicles	% of households
No vehicle	0.9%
1 vehicle	29.7%
2 vehicles	30.3%
3 or more	39.1%

Heating fuel

Fuel type	%
Utility gas	56.3%
Electricity	13.4%
Propane / LP gas	20.3%
Wood	5.6%
Solar	0.9%

Households & families

Household type	Count	%
Married-couple family	162	50.6%
Cohabiting couple	28	8.8%
Male householder, no spouse	69	21.6%
Female householder, no spouse	61	19.1%
Households with children under 18	96	30.0%
Households with seniors (65+)	115	35.9%
Average household size	2.50

Marital status

Status	Male	Female
Never married	17.9%	21.4%
Married	53.6%	49.2%
Separated	5.8%	1.8%
Widowed	8.4%	11.6%
Divorced	14.3%	15.9%

Education

Less than 9th grade 4.9%

Some HS, no diploma 1.1%

HS graduate 36.2%

Some college, no degree 24.3%

Associate's degree 7.0%

Bachelor's degree 16.3%

Graduate / professional 10.1%

Metric	%
HS diploma or higher	93.9%
Bachelor's or higher	26.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	29	16.0%
Kindergarten	3	1.7%
Elementary school	88	48.6%
High school	34	18.8%
College / grad school	27	14.9%

Employment

Industry of employment

Education & healthcare 20.0%

Manufacturing 17.9%

Retail trade 15.8%

Agriculture & mining 6.0%

Transportation & utilities 5.7%

Wholesale trade 5.5%

Professional & management 5.5%

Public administration 5.5%

Arts, food & hospitality 5.2%

Other services 4.4%

Finance & real estate 4.2%

Construction 3.6%

Information 0.8%

Occupation

Category	%
Management, business & arts	31.9%
Service	11.7%
Sales & office	25.5%
Natural resources & construction	10.4%
Production & transportation	20.5%

Employment type

Type	%
Private sector	78.4%
Government	13.2%
Self-employed	7.3%
Unpaid family workers	1.0%

Commute

Method	%
Drive alone	81.9%
Carpool	3.6%
Public transit	0.0%
Walk	2.8%
Work from home	8.2%
Other means	3.6%
Avg commute (minutes)	25.3

Poverty

All people 2.5%

Under 18 years 3.8%

18 and over 2.1%

Married-couple families 0.0%

Female-led households 16.7%

Income support

Source	% of households
Social Security	32.8%
Retirement income	40.6%
Supplemental Security	4.4%
Cash public assistance	2.2%
Food stamps / SNAP	9.7%

Health indicators

Condition	%
Obesity	35.3%
High blood pressure	34.7%
High cholesterol	34.9%
Diabetes	10.3%
Heart disease	7.2%
Stroke	3.3%
Asthma	9.9%
Arthritis	28.6%
Kidney disease	3.0%
Pulmonary disease	8.1%
Cancer	7.1%

Behavior / access	%
Smoking	20.6%
Binge drinking	15.3%
No physical activity	27.4%
Less than 7 hrs sleep	35.1%
Depression	18.1%
Fair or poor health	15.3%
Poor mental health	13.2%
Poor physical health	10.7%
No health insurance	11.0%
Visited doctor (checkup)	77.4%
Visited dentist	63.2%
Cholesterol screening	89.5%
Teeth loss	16.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	62	10.2%

Disability	%
Any disability	11.0%
Under 18	5.5%
18–64 years	12.2%
65 and over	13.9%

Health insurance coverage

Type	%
Private insurance	80.3%
Public insurance	38.0%
No insurance	1.3%
Uninsured under 19	3.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	745	93.2%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	786	98.4%
Born in same state	784	98.1%
Born in different state	691	86.5%
Foreign born	2	0.3%
Naturalized citizen	13	1.6%
Not a US citizen	13	100.0%

Ancestry

Ancestry	Count	%
French	122	15.3%
Italian	110	13.8%
Arab	64	8%

Ancestry	Count	%
English	15	1.9%
German	2	0.3%
Polish	1	0.1%

Technology access

Metric	% of households
Computer access	40.1%
Internet access	97.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 62628

What city is ZIP code 62628 in?

ZIP code 62628 is primarily assigned to Chapin, Illinois.

What county is ZIP code 62628 in?

ZIP code 62628 falls within Morgan County, Illinois.

Is ZIP code 62628 mostly owner-occupied?

88% of occupied units in ZIP code 62628 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 62628?

The median home value in ZIP code 62628 is $100,000.

Does ZIP code 62628 have a large veteran population?

10% of civilians in ZIP code 62628 are veterans, above the national average of ~7%.

What is the population of ZIP code 62628?

ZIP code 62628 has an estimated population of 799 residents, with a density of 21 people per square mile.

What timezone is ZIP code 62628 in?

ZIP code 62628 observes the CST timezone.