75428 ZIP Code — Commerce, TX

Hunt County, Texas

ZIP code 75428 is located in Commerce, Texas, within Hunt County. It covers approximately 92.88 square miles and serves a population of 11,398 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 903/430.

About ZIP code 75428

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $127,500. Owner-occupancy sits near the national average at 51%.

Median household income is $51,205. Poverty affects 23% of residents, above the national average. SNAP benefit usage at 17% of households reflects economic stress in the area.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

Overall, ZIP code 75428 reflects a community defined by economic challenges above the national average and elevated reliance on food assistance.

11,398

population

92.88

sq mi land

Standard

ZIP type

Central (CT)

timezone

75428 ZIP code map

Cities in ZIP code 75428

Below are the cities the US Postal Service accepts for ZIP code 75428. Using any city not on this list may result in mail delivery delays.

City	Status
Commerce	Preferred

Nearby ZIP codes

75448 Klondike (8 mi) 75422 Campbell (8.7 mi) 75496 Wolfe City (9 mi) 75449 Ladonia (10.3 mi) 75433 Cumby (12 mi) 75469 Pecan Gap (12.1 mi) 75401 Greenville (13.3 mi) 75420 Brashear (14.4 mi) 75423 Celeste (16.1 mi) 75415 Ben Franklin (16.4 mi) 75402 Greenville (17.6 mi) 75453 Lone Oak (19 mi)

Demographics updated 07/2026

Population
Total population	11,398
Population density	123 / sq mi
State FIPS	48
County FIPS	231

Geography
Land area	92.88 sq mi
Water area	0.38 sq mi
Latitude	33.2643
Longitude	-95.9148
Timezone	Central (CT)
Area code	903/430

Total population by age

Gender

Race & ethnicity

Economics updated 07/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.6%	45.3%	39.5%
$50k – $100k	27.1%	32.6%	30.1%
$100k – $200k	15.5%	18.2%	22.6%
Over $200k	1.8%	3.9%	7.8%

Demographics & statistics

11,398

Population

123

People per sq mi

27.0

Median age

$51,205

Median household income

$22,174

Per capita income

$127,500

Median home value

$920

Median monthly rent

51.2%

Home ownership

23.4%

Poverty rate

6.2%

Unemployment

2,642

Housing units

23.3%

Bachelor's or higher

Age distribution

Male Female

347

Under 5

447

277

5–9

358

253

10–14

327

628

15–19

811

864

20–24

1,114

621

25–34

801

485

35–44

626

579

45–54

747

199

55–59

256

180

60–64

232

311

65–74

401

188

75–84

242

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,222	19.5%
18 and over	9,176	80.5%
65 and over	1,246	10.9%
Median age	27.0 years

Race & ethnicity

White 54.8%

Black or African American 16.1%

Hispanic or Latino 11.3%

Other race 7.6%

Two or more races 7%

Asian 2.2%

American Indian / Alaska Native 1.1%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	7,036	54.8%
Black or African American	2,062	16.1%
Hispanic or Latino	1,449	11.3%
Other race	974	7.6%
Two or more races	897	7%
Asian	279	2.2%
American Indian / Alaska Native	142	1.1%
Native Hawaiian / Pacific Islander	8	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.6%	45.3%	39.5%
$50k – $100k	27.1%	32.6%	30.1%
$100k – $200k	15.5%	18.2%	22.6%
Over $200k	1.8%	3.9%	7.8%

Under $10k 8.0%

$10k–$15k 4.3%

$15k–$25k 16.9%

$25k–$35k 7.4%

$35k–$50k 12.7%

$50k–$75k 14.8%

$75k–$100k 16.2%

$100k–$150k 13.1%

$150k–$200k 2.5%

$200k+ 4.1%

Range	% of households
Under $10k	8.0%
$10k–$15k	4.3%
$15k–$25k	16.9%
$25k–$35k	7.4%
$35k–$50k	12.7%
$50k–$75k	14.8%
$75k–$100k	16.2%
$100k–$150k	13.1%
$150k–$200k	2.5%
$200k+	4.1%
Median income	$51,205

Housing

Home values

Under $50k 11.2%

$50k–$100k 22.8%

$100k–$150k 28.0%

$150k–$200k 11.2%

$200k–$300k 20.4%

$300k–$500k 3.3%

$500k–$1M 3.1%

Housing overview

Metric	Value
Median home value	$127,500
Median rent / month	$920
Owner occupied	51.2%
Renter occupied	48.8%
Vacant	15.4%
Single-family detached	53.3%
Large apartment buildings	4.5%
Mobile homes	7.7%
Median rooms	4.8
Avg household size (owned)	2.69

Year built

Era	%
2020 or later	0.6%
2010–2019	9.7%
2000–2009	15.4%
1990–1999	11.7%
1980–1989	10.5%
1970–1979	19.0%
1960–1969	16.5%
1950–1959	6.5%
1940–1949	3.6%
1939 or earlier	6.6%

Bedrooms

Size	% of units
No bedroom (studio)	11.5%
1 bedroom	13.6%
2 bedrooms	24.0%
3 bedrooms	36.3%
4 bedrooms	11.0%
5+ bedrooms	3.6%

Vehicles per household

Vehicles	% of households
No vehicle	9.1%
1 vehicle	38.6%
2 vehicles	35.7%
3 or more	16.7%

Heating fuel

Fuel type	%
Utility gas	29.5%
Electricity	63.6%
Propane / LP gas	4.1%
Wood	1.9%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	1,576	41.3%
Cohabiting couple	212	5.6%
Male householder, no spouse	901	23.6%
Female householder, no spouse	1,123	29.5%
Households with children under 18	1,224	32.1%
Households with seniors (65+)	948	24.9%
Average household size	2.47

Marital status

Status	Male	Female
Never married	49.6%	44.3%
Married	38.7%	33.3%
Separated	1.3%	2.6%
Widowed	3.2%	7.4%
Divorced	7.2%	12.4%

Education

Less than 9th grade 2.3%

Some HS, no diploma 8.4%

HS graduate 31.9%

Some college, no degree 26.3%

Associate's degree 7.8%

Bachelor's degree 14.2%

Graduate / professional 9.1%

Metric	%
HS diploma or higher	89.3%
Bachelor's or higher	23.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	236	5.2%
Kindergarten	103	2.3%
Elementary school	835	18.5%
High school	281	6.2%
College / grad school	3,059	67.8%

Employment

Industry of employment

Education & healthcare 34.5%

Retail trade 14.3%

Manufacturing 11.0%

Arts, food & hospitality 8.4%

Professional & management 7.6%

Construction 5.3%

Transportation & utilities 4.3%

Finance & real estate 4.1%

Public administration 3.8%

Other services 2.9%

Agriculture & mining 2.0%

Wholesale trade 1.5%

Information 0.4%

Occupation

Category	%
Management, business & arts	30.6%
Service	25.5%
Sales & office	24.7%
Natural resources & construction	6.5%
Production & transportation	12.7%

Employment type

Type	%
Private sector	68.4%
Government	22.7%
Self-employed	7.8%
Unpaid family workers	1.1%

Commute

Method	%
Drive alone	72.9%
Carpool	6.1%
Public transit	0.1%
Walk	8.6%
Work from home	8.8%
Other means	3.5%
Avg commute (minutes)	18.8

Poverty

All people 23.4%

Under 18 years 41.8%

18 and over 17.8%

Married-couple families 8.7%

Female-led households 40.3%

Income support

Source	% of households
Social Security	29.5%
Retirement income	19.8%
Supplemental Security	7.1%
Cash public assistance	3.9%
Food stamps / SNAP	17.3%

Health indicators

Condition	%
Obesity	35.9%
High blood pressure	32.0%
High cholesterol	30.4%
Diabetes	10.4%
Heart disease	5.9%
Stroke	3.0%
Asthma	10.6%
Arthritis	20.6%
Kidney disease	2.9%
Pulmonary disease	7.2%
Cancer	4.9%

Behavior / access	%
Smoking	20.2%
Binge drinking	18.3%
No physical activity	26.6%
Less than 7 hrs sleep	37.5%
Depression	24.2%
Fair or poor health	18.1%
Poor mental health	18.5%
Poor physical health	11.7%
No health insurance	24.8%
Visited doctor (checkup)	71.6%
Visited dentist	49.2%
Cholesterol screening	83.3%
Teeth loss	18.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	653	7.1%

Disability	%
Any disability	14.0%
Under 18	0.4%
18–64 years	13.8%
65 and over	40.3%

Health insurance coverage

Type	%
Private insurance	60.4%
Public insurance	36.3%
No insurance	14.7%
Uninsured under 19	7.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,604	93.0%
Spanish	359	3.4%
Other Indo-European	308	2.9%
Asian & Pacific Islander	10	0.1%
Other languages	41	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,605	93.0%
Born in same state	10,529	92.4%
Born in different state	7,945	69.7%
Foreign born	76	0.7%
Naturalized citizen	793	7.0%
Not a US citizen	221	27.9%

Ancestry

Ancestry	Count	%
Arab	1,428	12.5%
French	1,061	9.3%
Italian	1,006	8.8%
Polish	61	0.5%

Ancestry	Count	%
English	49	0.4%
German	29	0.3%
Dutch	9	0.1%

Technology access

Metric	% of households
Computer access	33.4%
Internet access	96.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 75428

What city is ZIP code 75428 in?

ZIP code 75428 is primarily assigned to Commerce, Texas.

What county is ZIP code 75428 in?

ZIP code 75428 falls within Hunt County, Texas.

What is the poverty rate in ZIP code 75428?

23% of residents in ZIP code 75428 live below the poverty line, above the national average.

What is the typical home value in ZIP code 75428?

The median home value in ZIP code 75428 is $127,500.

What is the population of ZIP code 75428?

ZIP code 75428 has an estimated population of 11,398 residents, with a density of 123 people per square mile.

What is the median household income in ZIP code 75428?

The median household income in ZIP code 75428 is $51,205, below the national median of ~$75,000.

What timezone is ZIP code 75428 in?

ZIP code 75428 observes the CST timezone.