76632 ZIP Code — Chilton, TX

Falls County, Texas

ZIP code 76632 is located in Chilton, Texas, within Falls County. It covers approximately 52.40 square miles and serves a population of 1,901 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 254.

About ZIP code 76632

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $126,500. Owner-occupancy is high at 82%, well above the national average.

The gap between median ($41,875) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 22% of residents, above the national average. SNAP benefit usage at 32% of households reflects economic stress in the area. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include disability rates above the national average at 26%.

Overall, ZIP code 76632 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

1,901

population

52.40

sq mi land

Standard

ZIP type

Central (CT)

timezone

76632 ZIP code map

Cities in ZIP code 76632

Below are the cities the US Postal Service accepts for ZIP code 76632. Using any city not on this list may result in mail delivery delays.

City	Status
Chilton	Acceptable
Chilton	Preferred

Nearby ZIP codes

76685 Satin (6.3 mi) 76630 Bruceville (7.5 mi) 76524 Eddy (8.1 mi) 76655 Lorena (8.5 mi) 76656 Lott (9.3 mi) 76643 Hewitt (11.4 mi) 76706 Waco (11.7 mi) 76579 Troy (12.7 mi) 76661 Marlin (14.3 mi) 76711 Waco (14.6 mi) 76570 Rosebud (16.1 mi) 76682 Riesel (16.2 mi)

Demographics updated 06/2026

Population
Total population	1,901
Population density	36 / sq mi
State FIPS	48
County FIPS	145

Geography
Land area	52.40 sq mi
Water area	0.58 sq mi
Latitude	31.3098
Longitude	-97.1001
Timezone	Central (CT)
Area code	254

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	73.2%	62.1%	39.5%
$50k – $100k	15.8%	26.7%	30.1%
$100k – $200k	6.1%	9.5%	22.6%
Over $200k	4.9%	1.8%	7.8%

Demographics & statistics

1,901

Population

People per sq mi

40.8

Median age

$41,875

Median household income

$70,251

Per capita income

$126,500

Median home value

$836

Median monthly rent

82.0%

Home ownership

22.3%

Poverty rate

19.0%

Unemployment

619

Housing units

15.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

135

35–44

177

45–54

119

55–59

60–64

112

65–74

145

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	479	25.2%
18 and over	1,422	74.8%
65 and over	394	20.7%
Median age	40.8 years

Race & ethnicity

White 34.4%

Hispanic or Latino 24.3%

Two or more races 16.9%

Black or African American 13.5%

Other race 9.4%

American Indian / Alaska Native 1.5%

Group	Count	%
White	865	34.4%
Hispanic or Latino	610	24.3%
Two or more races	424	16.9%
Black or African American	339	13.5%
Other race	236	9.4%
American Indian / Alaska Native	37	1.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	73.2%	62.1%	39.5%
$50k – $100k	15.8%	26.7%	30.1%
$100k – $200k	6.1%	9.5%	22.6%
Over $200k	4.9%	1.8%	7.8%

Under $10k 10.6%

$10k–$15k 7.5%

$15k–$25k 6.4%

$25k–$35k 12.8%

$35k–$50k 24.4%

$50k–$75k 12.1%

$75k–$100k 8.8%

$100k–$150k 7.5%

$200k+ 9.9%

Range	% of households
Under $10k	10.6%
$10k–$15k	7.5%
$15k–$25k	6.4%
$25k–$35k	12.8%
$35k–$50k	24.4%
$50k–$75k	12.1%
$75k–$100k	8.8%
$100k–$150k	7.5%
$200k+	9.9%
Median income	$41,875

Housing

Home values

Under $50k 12.3%

$50k–$100k 29.4%

$100k–$150k 16.9%

$150k–$200k 4.7%

$200k–$300k 7.4%

$300k–$500k 27.1%

$500k–$1M 2.3%

Housing overview

Metric	Value
Median home value	$126,500
Median rent / month	$836
Owner occupied	82.0%
Renter occupied	18.0%
Vacant	20.2%
Single-family detached	70.1%
Large apartment buildings	0.0%
Mobile homes	22.8%
Median rooms	5.7
Avg household size (owned)	2.78

Year built

Era	%
2020 or later	0.0%
2010–2019	9.5%
2000–2009	11.8%
1990–1999	16.5%
1980–1989	10.2%
1970–1979	10.8%
1960–1969	11.5%
1950–1959	11.1%
1940–1949	7.3%
1939 or earlier	11.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.4%
1 bedroom	4.8%
2 bedrooms	21.3%
3 bedrooms	65.6%
4 bedrooms	6.9%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	4.5%
1 vehicle	19.6%
2 vehicles	42.5%
3 or more	33.4%

Heating fuel

Fuel type	%
Utility gas	11.6%
Electricity	74.0%
Propane / LP gas	13.2%
Wood	1.2%

Households & families

Household type	Count	%
Married-couple family	291	50.4%
Cohabiting couple	22	3.8%
Male householder, no spouse	111	19.2%
Female householder, no spouse	153	26.5%
Households with children under 18	266	46.1%
Households with seniors (65+)	309	53.6%
Average household size	3.29

Marital status

Status	Male	Female
Never married	36.4%	33.9%
Married	50.9%	39.9%
Separated	2.6%	8.3%
Widowed	2.9%	7.4%
Divorced	7.1%	10.4%

Education

Less than 9th grade 18.1%

Some HS, no diploma 9.4%

HS graduate 24.4%

Some college, no degree 25.4%

Associate's degree 7.1%

Bachelor's degree 11.0%

Graduate / professional 4.5%

Metric	%
HS diploma or higher	72.5%
Bachelor's or higher	15.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	11	2.0%
Kindergarten	10	1.8%
Elementary school	306	55.6%
High school	77	14.0%
College / grad school	146	26.5%

Employment

Industry of employment

Education & healthcare 25.6%

Construction 16.0%

Retail trade 9.3%

Agriculture & mining 8.8%

Arts, food & hospitality 7.8%

Transportation & utilities 7.5%

Information 6.6%

Manufacturing 5.1%

Public administration 4.0%

Wholesale trade 3.8%

Professional & management 3.4%

Other services 2.2%

Occupation

Category	%
Management, business & arts	21.9%
Service	26.1%
Sales & office	17.9%
Natural resources & construction	21.9%
Production & transportation	12.2%

Employment type

Type	%
Private sector	58.9%
Government	32.0%
Self-employed	9.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	81.9%
Carpool	17.5%
Public transit	0.0%
Walk	0.0%
Work from home	0.6%
Other means	0.0%
Avg commute (minutes)	22.3

Poverty

All people 22.3%

Under 18 years 28.8%

18 and over 20.1%

Married-couple families 0.0%

Female-led households 57.5%

Income support

Source	% of households
Social Security	41.2%
Retirement income	25.5%
Supplemental Security	20.8%
Cash public assistance	4.2%
Food stamps / SNAP	32.2%

Health indicators

Condition	%
Obesity	37.0%
High blood pressure	36.9%
High cholesterol	36.4%
Diabetes	13.5%
Heart disease	7.4%
Stroke	3.5%
Asthma	9.3%
Arthritis	24.8%
Kidney disease	3.3%
Pulmonary disease	7.6%
Cancer	6.3%

Behavior / access	%
Smoking	19.1%
Binge drinking	17.3%
No physical activity	28.0%
Less than 7 hrs sleep	35.9%
Depression	21.6%
Fair or poor health	19.9%
Poor mental health	15.6%
Poor physical health	12.6%
No health insurance	31.0%
Visited doctor (checkup)	71.8%
Visited dentist	52.6%
Cholesterol screening	88.9%
Teeth loss	16.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	117	8.2%

Disability	%
Any disability	25.5%
Under 18	19.4%
18–64 years	16.0%
65 and over	57.9%

Health insurance coverage

Type	%
Private insurance	43.0%
Public insurance	59.7%
No insurance	11.3%
Uninsured under 19	2.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,800	94.7%
Spanish	287	15.9%
Other Indo-European	287	15.9%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,676	88.2%
Born in same state	1,651	86.8%
Born in different state	1,248	65.6%
Foreign born	25	1.3%
Naturalized citizen	225	11.8%
Not a US citizen	91	40.4%

Ancestry

Ancestry	Count	%
Arab	142	7.5%
French	122	6.4%
Italian	35	1.8%

Ancestry	Count	%
English	10	0.5%
German	1	0.1%

Technology access

Metric	% of households
Computer access	30.4%
Internet access	83.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 76632

What city is ZIP code 76632 in?

ZIP code 76632 is primarily assigned to Chilton, Texas.

What county is ZIP code 76632 in?

ZIP code 76632 falls within Falls County, Texas.

What is the poverty rate in ZIP code 76632?

22% of residents in ZIP code 76632 live below the poverty line, above the national average.

Is ZIP code 76632 mostly owner-occupied?

82% of occupied units in ZIP code 76632 are owner-occupied, well above the national average.

Does ZIP code 76632 have a large retiree population?

41% of households in ZIP code 76632 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 76632?

The median home value in ZIP code 76632 is $126,500.

What timezone is ZIP code 76632 in?

ZIP code 76632 observes the CST timezone.