06412 ZIP Code — Chester, CT
Middlesex County, Connecticut
ZIP code 06412 is located in Chester, Connecticut, within Middlesex County. It covers approximately 16.05 square miles and serves a population of 3,740 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 860.
About ZIP code 06412
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $382,400. Owner-occupancy sits near the national average at 72%.
Median household income is $90,929. 35% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.
Educational attainment is near the national average, with 37% of residents holding a bachelor's degree or higher.
3,740
population
16.05
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
06412 ZIP code map
Cities in ZIP code 06412
Below are the cities the US Postal Service accepts for ZIP code 06412. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Chester | Preferred |
Nearby ZIP codes
06417 Deep River (2.9 mi)
06438 Haddam (4 mi)
06442 Ivoryton (4.3 mi)
06409 Centerbrook (5.3 mi)
06419 Killingworth (5.5 mi)
06426 Essex (5.6 mi)
06441 Higganum (6.6 mi)
06498 Westbrook (6.7 mi)
06423 East Haddam (6.8 mi)
06443 Madison (7.5 mi)
06469 Moodus (7.6 mi)
06413 Clinton (7.9 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 3,740 |
| Population density | 233 / sq mi |
| State FIPS | 09 |
| County FIPS | 007 |
| Geography | |
|---|---|
| Land area | 16.05 sq mi |
| Water area | 0.78 sq mi |
| Latitude | 41.4049 |
| Longitude | -72.4818 |
| Timezone | Eastern (ET) |
| Area code | 860 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 26.3% | 28.8% | 32.0% |
| $50k – $100k | 30.7% | 28.9% | 27.7% |
| $100k – $200k | 36.1% | 30.3% | 27.1% |
| Over $200k | 7.0% | 12.1% | 13.2% |
Demographics & statistics
3,740
Population
233
People per sq mi
50.6
Median age
$90,929
Median household income
$48,166
Per capita income
$382,400
Median home value
$1,398
Median monthly rent
72.0%
Home ownership
9.6%
Poverty rate
3.9%
Unemployment
1,264
Housing units
37.4%
Bachelor's or higher
Age distribution
Male
Female
80
Under 5
81
113
5–9
113
44
10–14
45
123
15–19
124
115
20–24
115
182
25–34
182
170
35–44
171
223
45–54
224
200
55–59
202
119
60–64
119
285
65–74
286
144
75–84
144
68
85+
68
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 627 | 16.8% |
| 18 and over | 3,113 | 83.2% |
| 65 and over | 995 | 26.6% |
| Median age | 50.6 years | |
Race & ethnicity
White
85.9%
Hispanic or Latino
5.5%
Two or more races
5.1%
Other race
2.3%
Black or African American
1%
American Indian / Alaska Native
0.2%
Asian
0.1%
| Group | Count | % |
|---|---|---|
| White | 3,399 | 85.9% |
| Hispanic or Latino | 219 | 5.5% |
| Two or more races | 200 | 5.1% |
| Other race | 91 | 2.3% |
| Black or African American | 41 | 1% |
| American Indian / Alaska Native | 6 | 0.2% |
| Asian | 3 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 26.3% | 28.8% | 32.0% |
| $50k – $100k | 30.7% | 28.9% | 27.7% |
| $100k – $200k | 36.1% | 30.3% | 27.1% |
| Over $200k | 7.0% | 12.1% | 13.2% |
Under $10k
5.1%
$10k–$15k
0.8%
$15k–$25k
9.9%
$25k–$35k
5.8%
$35k–$50k
5.3%
$50k–$75k
17.0%
$75k–$100k
9.6%
$100k–$150k
22.2%
$150k–$200k
6.9%
$200k+
17.6%
| Range | % of households |
|---|---|
| Under $10k | 5.1% |
| $10k–$15k | 0.8% |
| $15k–$25k | 9.9% |
| $25k–$35k | 5.8% |
| $35k–$50k | 5.3% |
| $50k–$75k | 17.0% |
| $75k–$100k | 9.6% |
| $100k–$150k | 22.2% |
| $150k–$200k | 6.9% |
| $200k+ | 17.6% |
| Median income | $90,929 |
Housing
Home values
Under $50k
2.2%
$150k–$200k
2.0%
$200k–$300k
21.8%
$300k–$500k
56.6%
$500k–$1M
17.3%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $382,400 |
| Median rent / month | $1,398 |
| Owner occupied | 72.0% |
| Renter occupied | 28.0% |
| Vacant | 8.3% |
| Single-family detached | 78.4% |
| Large apartment buildings | 4.4% |
| Mobile homes | 0.0% |
| Median rooms | 6.1 |
| Avg household size (owned) | 2.55 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 0.0% |
| 2000–2009 | 10.1% |
| 1990–1999 | 10.8% |
| 1980–1989 | 9.5% |
| 1970–1979 | 14.2% |
| 1960–1969 | 9.2% |
| 1950–1959 | 12.2% |
| 1940–1949 | 2.1% |
| 1939 or earlier | 31.8% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.6% |
| 1 bedroom | 13.2% |
| 2 bedrooms | 17.7% |
| 3 bedrooms | 51.6% |
| 4 bedrooms | 13.8% |
| 5+ bedrooms | 2.0% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 5.6% |
| 1 vehicle | 34.4% |
| 2 vehicles | 35.0% |
| 3 or more | 24.9% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 2.0% |
| Electricity | 22.3% |
| Propane / LP gas | 7.7% |
| Fuel oil | 65.4% |
| Wood | 2.6% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 741 | 47.5% |
| Cohabiting couple | 86 | 5.5% |
| Male householder, no spouse | 283 | 18.2% |
| Female householder, no spouse | 449 | 28.8% |
| Households with children under 18 | 359 | 23.0% |
| Households with seniors (65+) | 668 | 42.8% |
| Average household size | 2.30 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 34.2% | 30.7% |
| Married | 47.9% | 45.4% |
| Separated | 0.6% | 0.0% |
| Widowed | 6.4% | 10.1% |
| Divorced | 11.0% | 13.8% |
Education
Less than 9th grade
2.7%
Some HS, no diploma
1.6%
HS graduate
17.9%
Some college, no degree
33.0%
Associate's degree
7.5%
Bachelor's degree
19.6%
Graduate / professional
17.8%
| Metric | % |
|---|---|
| HS diploma or higher | 95.7% |
| Bachelor's or higher | 37.4% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 44 | 6.6% |
| Kindergarten | 8 | 1.2% |
| Elementary school | 279 | 41.6% |
| High school | 129 | 19.2% |
| College / grad school | 211 | 31.4% |
Employment
Industry of employment
Education & healthcare
16.8%
Arts, food & hospitality
16.8%
Manufacturing
15.9%
Professional & management
11.2%
Construction
8.5%
Finance & real estate
7.7%
Retail trade
6.2%
Public administration
5.5%
Other services
5.1%
Transportation & utilities
2.9%
Wholesale trade
2.3%
Information
0.7%
Agriculture & mining
0.3%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 35.9% |
| Service | 21.5% |
| Sales & office | 19.6% |
| Natural resources & construction | 8.5% |
| Production & transportation | 14.5% |
Employment type
| Type | % |
|---|---|
| Private sector | 78.7% |
| Government | 13.8% |
| Self-employed | 7.4% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 83.5% |
| Carpool | 3.2% |
| Public transit | 0.4% |
| Walk | 1.0% |
| Work from home | 11.3% |
| Other means | 0.5% |
| Avg commute (minutes) | 25.1 |
Poverty
All people
9.6%
Under 18 years
20.9%
18 and over
7.2%
Married-couple families
3.1%
Female-led households
11.8%
Income support
| Source | % of households |
|---|---|
| Social Security | 35.3% |
| Retirement income | 31.2% |
| Supplemental Security | 1.2% |
| Cash public assistance | 1.9% |
| Food stamps / SNAP | 6.6% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 28.8% |
| High blood pressure | 33.8% |
| High cholesterol | 35.1% |
| Diabetes | 9.1% |
| Heart disease | 7.0% |
| Stroke | 3.0% |
| Asthma | 9.9% |
| Arthritis | 28.6% |
| Kidney disease | 2.9% |
| Pulmonary disease | 6.4% |
| Cancer | 9.0% |
| Behavior / access | % |
|---|---|
| Smoking | 14.0% |
| Binge drinking | 16.1% |
| No physical activity | 17.0% |
| Less than 7 hrs sleep | 29.4% |
| Depression | 19.7% |
| Fair or poor health | 10.2% |
| Poor mental health | 12.7% |
| Poor physical health | 8.9% |
| No health insurance | 6.8% |
| Visited doctor (checkup) | 79.5% |
| Visited dentist | 75.6% |
| Cholesterol screening | 94.1% |
| Teeth loss | 9.0% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 206 | 6.6% |
| Disability | % |
|---|---|
| Any disability | 16.5% |
| Under 18 | 5.4% |
| 18–64 years | 16.0% |
| 65 and over | 25.6% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 69.4% |
| Public insurance | 40.6% |
| No insurance | 6.0% |
| Uninsured under 19 | 0.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 3,579 | 95.7% |
| Spanish | 11 | 0.3% |
| Other Indo-European | 7 | 0.2% |
| Asian & Pacific Islander | 4 | 0.1% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 3,552 | 95.0% |
| Born in same state | 3,552 | 95.0% |
| Born in different state | 2,616 | 69.9% |
| Foreign born | 0 | 0.0% |
| Naturalized citizen | 188 | 5.0% |
| Not a US citizen | 114 | 60.6% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 931 | 24.9% |
| French | 723 | 19.3% |
| Polish | 155 | 4.1% |
| Arab | 145 | 3.9% |
| German | 85 | 2.3% |
| Ancestry | Count | % |
|---|---|---|
| English | 76 | 2% |
| Irish | 31 | 0.8% |
| Dutch | 9 | 0.2% |
| Norwegian | 8 | 0.2% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 41.7% |
| Internet access | 95.2% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 06412
What city is ZIP code 06412 in?
ZIP code 06412 is primarily assigned to Chester, Connecticut.
What county is ZIP code 06412 in?
ZIP code 06412 falls within Middlesex County, Connecticut.
Does ZIP code 06412 have an older population?
27% of residents in ZIP code 06412 are 65 or older, above the national average of ~17%.
What is the typical home value in ZIP code 06412?
The median home value in ZIP code 06412 is $382,400.
Does ZIP code 06412 have a large retiree population?
35% of households in ZIP code 06412 receive Social Security income, suggesting a significant retiree or disability population.
What is the population of ZIP code 06412?
ZIP code 06412 has an estimated population of 3,740 residents, with a density of 233 people per square mile.
What timezone is ZIP code 06412 in?
ZIP code 06412 observes the EST timezone.