07928 ZIP Code — Chatham, NJ

Morris County, New Jersey

ZIP code 07928 is located in Chatham, New Jersey, within Morris County. It covers approximately 9.26 square miles and serves a population of 19,559 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 973/862.

About ZIP code 07928

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $976,200. Owner-occupancy is high at 84%, well above the national average.

The gap between median ($223,547) and mean household income suggests income inequality — a small number of higher earners pull the average up.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 28% of workers work from home.

Educational attainment is high — 82% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 07928 reflects a community defined by a highly educated population, high homeownership, and a high rate of remote workers.

19,559

population

9.26

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

07928 ZIP code map

Cities in ZIP code 07928

Below are the cities the US Postal Service accepts for ZIP code 07928. Using any city not on this list may result in mail delivery delays.

City	Status
Chatham	Acceptable
Chatham	Preferred

Nearby ZIP codes

07974 New Providence (1.7 mi) 07901 Summit (2.3 mi) 07940 Madison (2.7 mi) 07935 Green Village (2.7 mi) 07922 Berkeley Heights (3.3 mi) 07932 Florham Park (3.6 mi) 07078 Short Hills (3.9 mi) 07976 New Vernon (4 mi) 07933 Gillette (4 mi) 07081 Springfield (4.2 mi) 07041 Millburn (5.4 mi) 07980 Stirling (5.4 mi)

Demographics updated 05/2026

Population
Total population	19,559
Population density	2,112 / sq mi
State FIPS	34
County FIPS	027

Geography
Land area	9.26 sq mi
Water area	0.22 sq mi
Latitude	40.7220
Longitude	-74.4037
Timezone	Eastern (ET)
Area code	973/862

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	11.0%	19.3%	30.2%
$50k – $100k	14.8%	23.7%	26.7%
$100k – $200k	23.7%	32.6%	28.3%
Over $200k	50.5%	24.4%	14.8%

Demographics & statistics

19,559

Population

2,112

People per sq mi

40.3

Median age

$223,547

Median household income

$110,232

Per capita income

$976,200

Median home value

$2,277

Median monthly rent

83.5%

Home ownership

1.9%

Poverty rate

5.3%

Unemployment

5,739

Housing units

81.5%

Bachelor's or higher

Age distribution

Male Female

579

Under 5

598

880

5–9

909

857

10–14

886

846

15–19

874

355

20–24

367

634

25–34

655

1,364

35–44

1,410

1,634

45–54

1,688

633

55–59

653

500

60–64

517

660

65–74

682

450

75–84

465

228

85+

235

← Male

Female →

Age summary

Group	Count	%
Under 18	5,933	30.3%
18 and over	13,626	69.7%
65 and over	2,720	13.9%
Median age	40.3 years

Race & ethnicity

White 76.7%

Asian 11.4%

Two or more races 5.5%

Hispanic or Latino 4.2%

Other race 1.7%

Black or African American 0.6%

Group	Count	%
White	15,649	76.7%
Asian	2,319	11.4%
Two or more races	1,123	5.5%
Hispanic or Latino	852	4.2%
Other race	343	1.7%
Black or African American	117	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	11.0%	19.3%	30.2%
$50k – $100k	14.8%	23.7%	26.7%
$100k – $200k	23.7%	32.6%	28.3%
Over $200k	50.5%	24.4%	14.8%

Under $10k 1.2%

$10k–$15k 0.6%

$15k–$25k 1.5%

$25k–$35k 2.6%

$35k–$50k 5.8%

$50k–$75k 7.0%

$75k–$100k 7.2%

$100k–$150k 10.8%

$150k–$200k 8.5%

$200k+ 54.8%

Range	% of households
Under $10k	1.2%
$10k–$15k	0.6%
$15k–$25k	1.5%
$25k–$35k	2.6%
$35k–$50k	5.8%
$50k–$75k	7.0%
$75k–$100k	7.2%
$100k–$150k	10.8%
$150k–$200k	8.5%
$200k+	54.8%
Median income	$223,547

Housing

Home values

Under $50k 0.2%

$50k–$100k 1.1%

$100k–$150k 0.2%

$200k–$300k 0.9%

$300k–$500k 10.3%

$500k–$1M 39.3%

$1M+ 47.9%

Housing overview

Metric	Value
Median home value	$976,200
Median rent / month	$2,277
Owner occupied	83.5%
Renter occupied	16.5%
Vacant	2.9%
Single-family detached	72.5%
Large apartment buildings	5.1%
Mobile homes	0.0%
Median rooms	7.7
Avg household size (owned)	3.13

Year built

Era	%
2020 or later	0.2%
2010–2019	5.7%
2000–2009	5.1%
1990–1999	7.9%
1980–1989	11.9%
1970–1979	8.8%
1960–1969	11.3%
1950–1959	17.9%
1940–1949	12.1%
1939 or earlier	19.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	12.8%
2 bedrooms	9.8%
3 bedrooms	25.3%
4 bedrooms	33.4%
5+ bedrooms	17.9%

Vehicles per household

Vehicles	% of households
No vehicle	4.4%
1 vehicle	29.9%
2 vehicles	46.7%
3 or more	19.0%

Heating fuel

Fuel type	%
Utility gas	86.5%
Electricity	8.5%
Propane / LP gas	1.9%
Fuel oil	2.1%
Wood	0.2%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	4,584	69.1%
Cohabiting couple	141	2.1%
Male householder, no spouse	471	7.1%
Female householder, no spouse	1,439	21.7%
Households with children under 18	2,991	45.1%
Households with seniors (65+)	1,824	27.5%
Average household size	2.91

Marital status

Status	Male	Female
Never married	26.7%	23.0%
Married	67.8%	61.0%
Separated	0.2%	0.3%
Widowed	1.7%	8.0%
Divorced	3.6%	7.8%

Education

Less than 9th grade 0.1%

Some HS, no diploma 0.8%

HS graduate 7.8%

Some college, no degree 6.9%

Associate's degree 2.8%

Bachelor's degree 39.9%

Graduate / professional 41.6%

Metric	%
HS diploma or higher	99.0%
Bachelor's or higher	81.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	525	8.6%
Kindergarten	329	5.4%
Elementary school	2,814	45.9%
High school	1,642	26.8%
College / grad school	823	13.4%

Employment

Industry of employment

Finance & real estate 22.9%

Education & healthcare 21.2%

Professional & management 19.0%

Manufacturing 11.0%

Arts, food & hospitality 4.8%

Retail trade 4.6%

Information 4.0%

Transportation & utilities 3.4%

Other services 2.7%

Public administration 2.2%

Construction 2.0%

Wholesale trade 1.9%

Agriculture & mining 0.3%

Occupation

Category	%
Management, business & arts	71.9%
Service	6.2%
Sales & office	17.2%
Natural resources & construction	1.8%
Production & transportation	2.9%

Employment type

Type	%
Private sector	83.5%
Government	9.4%
Self-employed	7.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	53.7%
Carpool	2.5%
Public transit	15.0%
Walk	0.6%
Work from home	27.7%
Other means	0.6%
Avg commute (minutes)	36.1

Poverty

All people 1.9%

Under 18 years 0.9%

18 and over 2.4%

Married-couple families 0.4%

Female-led households 0.0%

Income support

Source	% of households
Social Security	25.2%
Retirement income	20.5%
Supplemental Security	1.9%
Cash public assistance	1.3%
Food stamps / SNAP	1.1%

Health indicators

Condition	%
Obesity	19.2%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	6.5%
Heart disease	4.7%
Stroke	1.9%
Asthma	7.6%
Arthritis	18.3%
Kidney disease	2.1%
Pulmonary disease	3.6%
Cancer	7.3%

Behavior / access	%
Smoking	7.6%
Binge drinking	16.8%
No physical activity	11.5%
Less than 7 hrs sleep	27.3%
Depression	15.8%
Fair or poor health	6.5%
Poor mental health	10.9%
Poor physical health	5.8%
No health insurance	6.8%
Visited doctor (checkup)	74.4%
Visited dentist	80.4%
Cholesterol screening	0.0%
Teeth loss	5.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	701	5.1%

Disability	%
Any disability	6.3%
Under 18	2.0%
18–64 years	3.9%
65 and over	26.1%

Health insurance coverage

Type	%
Private insurance	92.5%
Public insurance	17.4%
No insurance	1.4%
Uninsured under 19	1.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	18,382	94.0%
Spanish	633	3.4%
Other Indo-European	79	0.4%
Asian & Pacific Islander	258	1.4%
Other languages	296	1.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	16,856	86.2%
Born in same state	16,468	84.2%
Born in different state	9,400	48.1%
Foreign born	388	2.0%
Naturalized citizen	2,703	13.8%
Not a US citizen	1,475	54.6%

Ancestry

Ancestry	Count	%
Italian	4,566	23.3%
French	1,787	9.1%
Arab	839	4.3%
Polish	367	1.9%
Irish	206	1.1%

Ancestry	Count	%
English	151	0.8%
German	144	0.7%
Dutch	123	0.6%
Norwegian	53	0.3%

Technology access

Metric	% of households
Computer access	33.9%
Internet access	98.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 07928

What city is ZIP code 07928 in?

ZIP code 07928 is primarily assigned to Chatham, New Jersey.

What county is ZIP code 07928 in?

ZIP code 07928 falls within Morris County, New Jersey.

How educated is the population of ZIP code 07928?

82% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 07928 family-oriented?

30% of residents in ZIP code 07928 are under 18, reflecting a younger, family-oriented community.

Is ZIP code 07928 mostly owner-occupied?

84% of occupied units in ZIP code 07928 are owner-occupied, well above the national average.

What is the median household income in ZIP code 07928?

The median household income in ZIP code 07928 is $223,547, above the national median of ~$75,000.

What timezone is ZIP code 07928 in?

ZIP code 07928 observes the EST timezone.