42328 ZIP Code — Centertown, KY

Ohio County, Kentucky

ZIP code 42328 is located in Centertown, Kentucky, within Ohio County. It covers approximately 64.08 square miles and serves a population of 1,173 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 270/364.

About ZIP code 42328

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $91,500. Owner-occupancy is high at 80%, well above the national average.

Median household income is $44,792. Poverty affects 22% of residents, above the national average. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is natural resources, construction, and trades, with retail trade as the leading industry. The average commute of 31 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (27%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 28%.

Overall, ZIP code 42328 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

1,173

population

64.08

sq mi land

Standard

ZIP type

Central (CT)

timezone

42328 ZIP code map

Cities in ZIP code 42328

Below are the cities the US Postal Service accepts for ZIP code 42328. Using any city not on this list may result in mail delivery delays.

City	Status
Centertown	Preferred

Nearby ZIP codes

42354 Mc Henry (5.8 mi) 42330 Central City (6.9 mi) 42369 Rockport (7.8 mi) 42352 Livermore (8.2 mi) 42320 Beaver Dam (9.6 mi) 42350 Island (9.6 mi) 42347 Hartford (9.7 mi) 42337 Drakesboro (13.5 mi) 42372 Sacramento (13.7 mi) 42367 Powderly (14.3 mi) 42325 Bremen (14.7 mi) 42333 Cromwell (15.3 mi)

Demographics updated 05/2026

Population
Total population	1,173
Population density	18 / sq mi
State FIPS	21
County FIPS	183

Geography
Land area	64.08 sq mi
Water area	1.68 sq mi
Latitude	37.4134
Longitude	-87.0210
Timezone	Central (CT)
Area code	270/364

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.8%	58.9%	47.9%
$50k – $100k	29.3%	27.4%	30.3%
$100k – $200k	18.5%	12.5%	17.6%
Over $200k	1.4%	1.2%	4.2%

Demographics & statistics

1,173

Population

People per sq mi

41.1

Median age

$44,792

Median household income

$23,277

Per capita income

$91,500

Median home value

$873

Median monthly rent

80.2%

Home ownership

22.3%

Poverty rate

2.9%

Unemployment

341

Housing units

17.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	265	22.6%
18 and over	908	77.4%
65 and over	231	19.7%
Median age	41.1 years

Race & ethnicity

White 93%

Two or more races 6.3%

Asian 0.6%

Black or African American 0.1%

Group	Count	%
White	1,091	93%
Two or more races	74	6.3%
Asian	7	0.6%
Black or African American	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	50.8%	58.9%	47.9%
$50k – $100k	29.3%	27.4%	30.3%
$100k – $200k	18.5%	12.5%	17.6%
Over $200k	1.4%	1.2%	4.2%

Under $10k 1.4%

$10k–$15k 9.5%

$15k–$25k 9.1%

$25k–$35k 13.1%

$35k–$50k 19.6%

$50k–$75k 23.9%

$75k–$100k 4.8%

$100k–$150k 11.7%

$150k–$200k 6.7%

$200k+ 0.2%

Range	% of households
Under $10k	1.4%
$10k–$15k	9.5%
$15k–$25k	9.1%
$25k–$35k	13.1%
$35k–$50k	19.6%
$50k–$75k	23.9%
$75k–$100k	4.8%
$100k–$150k	11.7%
$150k–$200k	6.7%
$200k+	0.2%
Median income	$44,792

Housing

Home values

Under $50k 19.0%

$50k–$100k 47.9%

$100k–$150k 16.1%

$150k–$200k 8.6%

$300k–$500k 8.3%

Housing overview

Metric	Value
Median home value	$91,500
Median rent / month	$873
Owner occupied	80.2%
Renter occupied	19.8%
Vacant	1.2%
Single-family detached	75.9%
Large apartment buildings	0.0%
Mobile homes	19.6%
Median rooms	6.0
Avg household size (owned)	2.87

Year built

Era	%
2020 or later	2.1%
2010–2019	2.6%
2000–2009	11.1%
1990–1999	8.0%
1980–1989	10.6%
1970–1979	25.9%
1960–1969	11.1%
1950–1959	6.4%
1940–1949	0.2%
1939 or earlier	21.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.4%
2 bedrooms	21.2%
3 bedrooms	56.6%
4 bedrooms	18.6%
5+ bedrooms	1.2%

Vehicles per household

Vehicles	% of households
No vehicle	3.3%
1 vehicle	24.6%
2 vehicles	32.5%
3 or more	39.6%

Heating fuel

Fuel type	%
Utility gas	2.4%
Electricity	69.0%
Propane / LP gas	25.3%
Wood	3.1%

Households & families

Household type	Count	%
Married-couple family	285	68.0%
Cohabiting couple	12	2.9%
Male householder, no spouse	48	11.5%
Female householder, no spouse	74	17.7%
Households with children under 18	123	29.4%
Households with seniors (65+)	140	33.4%
Average household size	2.80

Marital status

Status	Male	Female
Never married	25.9%	19.3%
Married	61.8%	58.4%
Separated	1.8%	1.3%
Widowed	4.3%	5.1%
Divorced	6.1%	15.9%

Education

Less than 9th grade 0.7%

Some HS, no diploma 9.5%

HS graduate 50.5%

Some college, no degree 18.0%

Associate's degree 3.6%

Bachelor's degree 9.7%

Graduate / professional 8.0%

Metric	%
HS diploma or higher	89.8%
Bachelor's or higher	17.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	10	3.6%
Kindergarten	21	7.6%
Elementary school	141	50.7%
High school	81	29.1%
College / grad school	25	9.0%

Employment

Industry of employment

Retail trade 19.3%

Manufacturing 15.7%

Education & healthcare 15.0%

Professional & management 10.2%

Arts, food & hospitality 10.0%

Construction 9.8%

Agriculture & mining 7.7%

Transportation & utilities 5.2%

Public administration 3.2%

Other services 3.0%

Finance & real estate 0.9%

Occupation

Category	%
Management, business & arts	20.5%
Service	11.6%
Sales & office	22.5%
Natural resources & construction	25.2%
Production & transportation	20.2%

Employment type

Type	%
Private sector	85.0%
Government	6.8%
Self-employed	8.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.8%
Carpool	13.7%
Public transit	0.0%
Walk	6.5%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	30.6

Poverty

All people 22.3%

Under 18 years 37.4%

18 and over 17.8%

Married-couple families 11.2%

Female-led households 4.5%

Income support

Source	% of households
Social Security	43.2%
Retirement income	21.0%
Supplemental Security	11.7%
Cash public assistance	0.0%
Food stamps / SNAP	13.1%

Health indicators

Condition	%
Obesity	38.1%
High blood pressure	42.4%
High cholesterol	37.9%
Diabetes	12.8%
Heart disease	8.5%
Stroke	3.9%
Asthma	11.3%
Arthritis	33.5%
Kidney disease	3.4%
Pulmonary disease	12.0%
Cancer	6.8%

Behavior / access	%
Smoking	27.0%
Binge drinking	15.1%
No physical activity	33.4%
Less than 7 hrs sleep	37.4%
Depression	26.1%
Fair or poor health	22.8%
Poor mental health	18.8%
Poor physical health	15.6%
No health insurance	11.6%
Visited doctor (checkup)	76.4%
Visited dentist	48.9%
Cholesterol screening	88.9%
Teeth loss	21.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	49	5.4%

Disability	%
Any disability	27.5%
Under 18	0.4%
18–64 years	26.4%
65 and over	61.9%

Health insurance coverage

Type	%
Private insurance	54.5%
Public insurance	53.0%
No insurance	5.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,136	96.8%
Spanish	3	0.3%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	3	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,157	98.6%
Born in same state	1,156	98.6%
Born in different state	1,013	86.4%
Foreign born	1	0.1%
Naturalized citizen	16	1.4%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	501	42.7%
Italian	102	8.7%
French	80	6.8%

Ancestry	Count	%
Polish	6	0.5%
English	4	0.3%

Technology access

Metric	% of households
Computer access	35.7%
Internet access	92.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 42328

What city is ZIP code 42328 in?

ZIP code 42328 is primarily assigned to Centertown, Kentucky.

What county is ZIP code 42328 in?

ZIP code 42328 falls within Ohio County, Kentucky.

What is the poverty rate in ZIP code 42328?

22% of residents in ZIP code 42328 live below the poverty line, above the national average.

Does ZIP code 42328 have a large retiree population?

43% of households in ZIP code 42328 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 42328 mostly owner-occupied?

80% of occupied units in ZIP code 42328 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 42328?

The median home value in ZIP code 42328 is $91,500.

What timezone is ZIP code 42328 in?

ZIP code 42328 observes the CST timezone.