Beaver Dam ZIP Codes — Ohio County, KY

There is one unique ZIP code in Beaver Dam, Kentucky and it is 42320. Area code: 270/364.

ZIP codes

149.05

sq mi land

4.72

sq mi water

270/364

area code

Beaver Dam, KY ZIP code map

About Beaver Dam, KY

Beaver Dam is a charming city located in Ohio County, Kentucky. Known for its friendly atmosphere and local community events, it offers a welcoming environment for both residents and visitors. With a mix of rural charm and small-town hospitality, Beaver Dam serves as a hub for surrounding areas.

Location & geography

Situated in the western part of Kentucky, Beaver Dam is conveniently located near several cities, including Hartford, which is just 12 miles to the southeast, and Owensboro, approximately 30 miles to the southwest. The city encompasses a total land area of 149.05 square miles, with a water area of 4.72 square miles, primarily characterized by its scenic landscapes and natural beauty. The terrain around Beaver Dam is predominantly rural, providing opportunities for outdoor activities and exploration.

Community & economy

The community of Beaver Dam is characterized by a strong sense of unity and local pride. Residents enjoy various industries, including agriculture, which plays a vital role in the local economy, along with small businesses that add to the city's charm. Daily life features numerous community events and gatherings, fostering relationships among neighbors and creating a vibrant atmosphere.

Transportation

Beaver Dam is accessible via several highways, including U.S. Route 231, which connects the city to surrounding regions. The nearest major airport is Owensboro-Daviess County Regional Airport, located about 32 miles away, providing both commercial and private flight options. Public transit options may be limited, making personal vehicles the most common mode of transportation in the area.

History

Beaver Dam was founded in the 19th century and has developed as an important center for agriculture and small industries over the years. Notable events in the city's history include the establishment of local businesses and educational institutions that contributed to community development. The city's name is derived from the nearby beaver population and natural dam areas that influenced early settlers.

Did you know?

One little-known fact about Beaver Dam is its historical significance as a center for trade and commerce in Ohio County during the 1800s. Additionally, Beaver Dam is known to celebrate local culture through various annual festivals and events, showcasing the area's heritage and community spirit.

ZIP codes for Beaver Dam, KY (1)

ZIP code	City	County	Map
42320	Beaver Dam	Ohio	View map

Demographics & statistics

8,913

Population

39.6

Median age

$50,422

Median household income

$27,859

Per capita income

$120,100

Median home value

$770

Median monthly rent

71.6%

Home ownership

16.3%

Poverty rate

5.6%

Unemployment

2,828

Housing units

13.4%

Bachelor's or higher

Age distribution

Male Female

272

Under 5

227

365

5–9

306

426

10–14

357

275

15–19

230

239

20–24

200

620

25–34

520

619

35–44

519

544

45–54

456

297

55–59

248

420

60–64

352

403

65–74

337

287

75–84

240

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,258	25.3%
18 and over	6,655	74.7%
65 and over	1,421	15.9%
Median age	39.6 years

Race & ethnicity

White 85.4%

Two or more races 5.5%

Hispanic or Latino 5.3%

Other race 2%

Black or African American 0.9%

American Indian / Alaska Native 0.8%

Asian 0.2%

Group	Count	%
White	8,031	85.4%
Two or more races	513	5.5%
Hispanic or Latino	496	5.3%
Other race	189	2%
Black or African American	84	0.9%
American Indian / Alaska Native	76	0.8%
Asian	20	0.2%

Household income

Under $10k 10.1%

$10k–$15k 3.5%

$15k–$25k 6.1%

$25k–$35k 13.4%

$35k–$50k 16.2%

$50k–$75k 20.1%

$75k–$100k 12.4%

$100k–$150k 10.4%

$150k–$200k 5.1%

$200k+ 2.8%

Range	% of households
Under $10k	10.1%
$10k–$15k	3.5%
$15k–$25k	6.1%
$25k–$35k	13.4%
$35k–$50k	16.2%
$50k–$75k	20.1%
$75k–$100k	12.4%
$100k–$150k	10.4%
$150k–$200k	5.1%
$200k+	2.8%
Median income	$50,422

Housing

Home values

Under $50k 11.5%

$50k–$100k 27.2%

$100k–$150k 20.9%

$150k–$200k 18.5%

$200k–$300k 13.4%

$300k–$500k 7.4%

$500k–$1M 0.2%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$120,100
Median rent / month	$770
Owner occupied	71.6%
Renter occupied	28.4%
Vacant	10.6%
Single-family detached	69.0%
Large apartment buildings	0.0%
Mobile homes	12.6%
Median rooms	5.7
Avg household size (owned)	2.68

Year built

Era	%
2020 or later	0.2%
2010–2019	8.9%
2000–2009	15.6%
1990–1999	18.1%
1980–1989	11.2%
1970–1979	15.6%
1960–1969	13.7%
1950–1959	6.5%
1940–1949	6.7%
1939 or earlier	3.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.5%
1 bedroom	1.9%
2 bedrooms	37.3%
3 bedrooms	48.4%
4 bedrooms	11.5%
5+ bedrooms	0.5%

Vehicles per household

Vehicles	% of households
No vehicle	2.9%
1 vehicle	29.5%
2 vehicles	42.2%
3 or more	25.3%

Heating fuel

Fuel type	%
Utility gas	36.0%
Electricity	50.6%
Propane / LP gas	8.8%
Fuel oil	1.0%
Wood	3.1%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	1,629	48.1%
Cohabiting couple	510	15.0%
Male householder, no spouse	690	20.4%
Female householder, no spouse	561	16.5%
Households with children under 18	1,262	37.2%
Households with seniors (65+)	881	26.0%
Average household size	2.60

Marital status

Status	Male	Female
Never married	24.7%	21.6%
Married	48.7%	51.5%
Separated	3.2%	2.5%
Widowed	3.3%	13.3%
Divorced	20.2%	11.2%

Education

Less than 9th grade 11.1%

Some HS, no diploma 12.1%

HS graduate 34.7%

Some college, no degree 20.4%

Associate's degree 8.4%

Bachelor's degree 6.3%

Graduate / professional 7.1%

Metric	%
HS diploma or higher	76.8%
Bachelor's or higher	13.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	112	5.0%
Kindergarten	54	2.4%
Elementary school	1,166	52.3%
High school	583	26.2%
College / grad school	314	14.1%

Employment

Industry of employment

Education & healthcare 26.0%

Manufacturing 18.3%

Construction 11.1%

Retail trade 6.1%

Transportation & utilities 6.1%

Arts, food & hospitality 5.9%

Professional & management 5.5%

Public administration 5.3%

Agriculture & mining 4.9%

Other services 4.8%

Finance & real estate 3.3%

Wholesale trade 1.7%

Information 1.2%

Occupation

Category	%
Management, business & arts	27.8%
Service	15.7%
Sales & office	15.9%
Natural resources & construction	15.3%
Production & transportation	25.3%

Employment type

Type	%
Private sector	75.6%
Government	20.1%
Self-employed	4.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	87.6%
Carpool	7.9%
Public transit	0.0%
Walk	1.4%
Other means	0.0%
Avg commute (minutes)	26.5

Poverty

All people 16.3%

Under 18 years 18.0%

18 and over 15.8%

Married-couple families 4.8%

Female-led households 34.0%

Income support

Source	% of households
Social Security	32.3%
Retirement income	23.4%
Supplemental Security	6.9%
Cash public assistance	1.9%
Food stamps / SNAP	9.4%

Health indicators

Condition	%
High blood pressure	42.8%
High cholesterol	38.8%
Heart disease	8.8%
Stroke	4.2%
Asthma	11.5%
Arthritis	34.1%
Kidney disease	3.6%
Pulmonary disease	12.5%
Cancer	7.1%

Behavior / access	%
Binge drinking	14.5%
No physical activity	34.5%
Less than 7 hrs sleep	37.2%
Fair or poor health	24.1%
Poor mental health	18.8%
Poor physical health	16.0%
No health insurance	13.0%
Visited doctor (checkup)	76.8%
Visited dentist	47.9%
Cholesterol screening	88.8%
Teeth loss	22.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	327	4.9%

Disability	%
Any disability	17.2%
Under 18	10.2%
18–64 years	11.8%
65 and over	49.9%

Health insurance coverage

Type	%
Private insurance	58.5%
Public insurance	46.5%
Uninsured under 19	0.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,414	94.4%
Spanish	476	5.7%
Other Indo-European	464	5.5%
Asian & Pacific Islander	0	0.0%
Other languages	12	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,416	94.4%
Born in same state	8,358	93.8%
Born in different state	6,871	77.1%
Foreign born	58	0.7%
Naturalized citizen	497	5.6%
Not a US citizen	39	7.8%

Ancestry

Ancestry	Count	%
Arab	1,850	20.8%
French	988	11.1%
Italian	545	6.1%

Ancestry	Count	%
English	112	1.3%
Polish	3	0%

Technology access

Metric	% of households
Computer access	38.0%
Internet access	83.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Beaver Dam, KY have?

Beaver Dam, KY has one ZIP code: 42320. Each ZIP code serves a distinct delivery area within the city and surrounding region.