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North Carolina ZIP Codes
Catawba County
Catawba, NC
28609
28609 ZIP Code — Catawba, NC
Catawba County, North Carolina
ZIP code 28609 is located in
Catawba ,
North Carolina ,
within Catawba County .
It covers approximately 45.67 square miles and serves a population of
5,504 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 828 .
About ZIP code 28609
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $213,200. Owner-occupancy is high at 86%, well above the national average.
Median household income is $73,359. 39% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 31 minutes is near the national average.
College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.
Overall, ZIP code 28609 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
28609 ZIP code map
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Cities in ZIP code 28609
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
5,504
Population density
121 / sq mi
State FIPS
37
County FIPS
035
Geography
Land area
45.67 sq mi
Water area
2.01 sq mi
Latitude
35.6871
Longitude
-81.0392
Timezone
Eastern (ET)
Area code
828
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
42.5%
45.7%
44.4%
$50k – $100k
36.2%
33.1%
30.6%
$100k – $200k
17.0%
17.0%
19.1%
Over $200k
4.2%
4.2%
6.0%
Demographics & statistics
$73,359
Median household income
$213,200
Median home value
$1,046
Median monthly rent
16.0%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 1,074 19.5%
18 and over 4,430 80.5%
65 and over 1,248 22.7%
Median age 47.0 years
Race & ethnicity
Black or African American
4.8%
Group Count %
White 5,149 93.2%
Black or African American 267 4.8%
Two or more races 70 1.3%
Hispanic or Latino 20 0.4%
Other race 17 0.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
42.5%
45.7%
44.4%
$50k – $100k
36.2%
33.1%
30.6%
$100k – $200k
17.0%
17.0%
19.1%
Over $200k
4.2%
4.2%
6.0%
Range % of households
Under $10k 6.1%
$10k–$15k 7.1%
$15k–$25k 8.0%
$25k–$35k 7.0%
$35k–$50k 9.1%
$50k–$75k 13.2%
$75k–$100k 23.0%
$100k–$150k 16.6%
$150k–$200k 4.5%
$200k+ 5.4%
Median income $73,359
Housing
Housing overview
Metric Value
Median home value $213,200
Median rent / month $1,046
Owner occupied 85.7%
Renter occupied 14.3%
Vacant 17.1%
Single-family detached 79.1%
Large apartment buildings 0.0%
Mobile homes 19.2%
Median rooms 5.4
Avg household size (owned) 2.36
Year built
Era %
2020 or later 0.8%
2010–2019 3.4%
2000–2009 26.6%
1990–1999 14.9%
1980–1989 14.0%
1970–1979 11.5%
1960–1969 9.7%
1950–1959 9.4%
1940–1949 2.9%
1939 or earlier 6.7%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 2.8%
2 bedrooms 26.0%
3 bedrooms 57.5%
4 bedrooms 11.6%
5+ bedrooms 2.2%
Vehicles per household
Vehicles % of households
No vehicle 6.6%
1 vehicle 10.7%
2 vehicles 43.3%
3 or more 39.4%
Heating fuel
Fuel type %
Utility gas 0.6%
Electricity 84.4%
Propane / LP gas 6.6%
Fuel oil 4.7%
Wood 2.8%
No fuel used 1.0%
Households & families
Household type Count %
Married-couple family 1,299 55.0%
Cohabiting couple 90 3.8%
Male householder, no spouse 494 20.9%
Female householder, no spouse 480 20.3%
Households with children under 18 572 24.2%
Households with seniors (65+) 855 36.2%
Average household size 2.33
Marital status
Status Male Female
Never married 19.8% 19.5%
Married 58.2% 55.3%
Separated 1.7% 2.3%
Widowed 2.2% 12.9%
Divorced 18.1% 10.0%
Education
Some HS, no diploma
10.5%
Some college, no degree
22.4%
Graduate / professional
5.6%
Metric %
HS diploma or higher 83.0%
Bachelor's or higher 16.0%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 22 2.3%
Kindergarten 7 0.7%
Elementary school 643 66.6%
High school 191 19.8%
College / grad school 102 10.6%
Employment
Industry of employment
Education & healthcare
21.0%
Transportation & utilities
9.6%
Professional & management
4.9%
Arts, food & hospitality
3.4%
Public administration
2.8%
Finance & real estate
1.4%
Agriculture & mining
1.2%
Occupation
Category %
Management, business & arts 34.3%
Service 9.9%
Sales & office 18.4%
Natural resources & construction 12.7%
Production & transportation 24.7%
Employment type
Type %
Private sector 83.7%
Government 12.2%
Self-employed 4.2%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 83.2%
Carpool 5.1%
Public transit 0.0%
Walk 2.7%
Work from home 8.7%
Other means 0.3%
Avg commute (minutes) 31.0
Poverty
Married-couple families
6.9%
Female-led households
17.5%
Income support
Source % of households
Social Security 39.2%
Retirement income 22.0%
Supplemental Security 3.6%
Cash public assistance 1.7%
Food stamps / SNAP 8.2%
Health indicators
Condition %
Obesity 29.8%
High blood pressure 34.7%
High cholesterol 35.9%
Diabetes 9.9%
Heart disease 6.5%
Stroke 3.0%
Asthma 9.0%
Arthritis 26.6%
Kidney disease 2.9%
Pulmonary disease 6.8%
Cancer 6.8%
Behavior / access %
Smoking 18.9%
Binge drinking 16.7%
No physical activity 20.4%
Less than 7 hrs sleep 33.3%
Depression 22.8%
Fair or poor health 12.8%
Poor mental health 13.7%
Poor physical health 10.2%
No health insurance 15.6%
Visited doctor (checkup) 78.3%
Visited dentist 67.3%
Cholesterol screening 90.8%
Teeth loss 12.9%
Veterans & disability
Veterans Count %
Civilian veterans 378 8.5%
Disability %
Any disability 17.9%
Under 18 9.7%
18–64 years 12.4%
65 and over 38.9%
Health insurance coverage
Type %
Private insurance 66.4%
Public insurance 35.0%
No insurance 10.7%
Uninsured under 19 11.6%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 5,291 96.1%
Spanish 68 1.3%
Other Indo-European 68 1.3%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 5,343 97.1%
Born in same state 5,251 95.4%
Born in different state 3,601 65.4%
Foreign born 92 1.7%
Naturalized citizen 161 2.9%
Not a US citizen 96 59.6%
Ancestry
Ancestry Count %
Arab 988 18%
Italian 605 11%
French 594 10.8%
Ancestry Count %
English 46 0.8%
German 7 0.1%
Irish 7 0.1%
Technology access
Metric % of households
Computer access 42.9%
Internet access 92.5%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 28609
What city is ZIP code 28609 in?
ZIP code 28609 is primarily assigned to Catawba, North Carolina.
What county is ZIP code 28609 in?
ZIP code 28609 falls within Catawba County, North Carolina.
Is ZIP code 28609 mostly owner-occupied?
86% of occupied units in ZIP code 28609 are owner-occupied, well above the national average.
Does ZIP code 28609 have a large retiree population?
39% of households in ZIP code 28609 receive Social Security income, suggesting a significant retiree or disability population.
What is the population of ZIP code 28609?
ZIP code 28609 has an estimated population of 5,504 residents, with a density of 121 people per square mile.
What is the typical home value in ZIP code 28609?
The median home value in ZIP code 28609 is $213,200.
What timezone is ZIP code 28609 in?
ZIP code 28609 observes the EST timezone.
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